Mortgage Lenders and Brokers in Russell, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Russell, Kentucky mortgage lenders include City National Bank of WVCity National Bank of WV1500 Diederich Blvd, Russell, KY 41169A+5.0 ★Texas Ratio: 1.47%, Peoples BankPeoples Bank900 Diederich Blvd, Russell, KY 41169A+5.0 ★Texas Ratio: 3.39%, Community Trust Bank, Inc.Community Trust Bank, Inc.970 Diederich Blvd, Russell, KY 41169A+5.0 ★Texas Ratio: 3.53%, Members Choice Credit UnionMembers Choice Credit Union410 Bellefonte St, Russell, KY 41169 1321A+5.0 ★Texas Ratio: 5.97%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, Citizens Bank of Kentucky, Inc.Citizens Bank of Kentucky, Inc.6474 Kentucky 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.26%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Ashland Credit UnionAshland Credit Union1200 Diederich Blvd, Russell, KY 41169A5.0 ★Texas Ratio: 7.03%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, and Kentucky Farmers Bank CorporationKentucky Farmers Bank Corporation835 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 1.41%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Russell, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Russell are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Russell, Kentucky
Market share is the lender's share of all home loans closed in Russell, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Russell 1500 Diederich Blvd, Russell, KY 41169 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 14 +8 HELOCs |
17.3% | 88.9% | $206,428 | View |
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1 office in Russell 900 Diederich Blvd, Russell, KY 41169 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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1 office in Russell 970 Diederich Blvd, Russell, KY 41169 A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
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410 Bellefonte St, Russell, KY 41169 1321 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 9 | 11.1% | 100% | $130,555 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
2.5% | 100% | $365,000 | View |
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6474 Kentucky 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 2 | 2.5% | 100% | $540,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 2 | 2.5% | 100% | $355,000 | View |
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1200 Diederich Blvd, Russell, KY 41169 A5.0 ★Texas Ratio: 7.03% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 100% | $225,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $695,000 | View |
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835 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 1.41% |
Conventional | 1 | 1.2% | 50% | $125,000 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 1.2% | 100% | $325,000 | View |
Stockton Mortgage Corporation
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Conventional, VA | 3 | 3.7% | 75% | $191,666 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
12.3% | 80% | $223,000 | |
Mortgage Research Center
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FHA, VA | 8 | 9.9% | 88.9% | $225,000 | |
Rocket Mortgage
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Conventional, VA | 6 | 7.4% | 85.7% | $308,333 | |
Desco Federal Credit Union
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Conventional | 3 | 3.7% | 100% | $188,333 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.5% | 100% | $250,000 | |
Newrez LLC
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FHA, VA | 2 | 2.5% | 100% | $370,000 | |
New American Funding, LLC.
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FHA, VA | 2 | 2.5% | 100% | $250,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1.2% | 100% | $195,000 | |
Primelending
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FHA | 1 | 1.2% | 100% | $405,000 | |
Equity Prime Mortgage LLC
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USDA | 1 | 1.2% | 100% | $235,000 | |
Kind Lending, LLC
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VA | 1 | 1.2% | 100% | $685,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.2% | 100% | $225,000 | |
Siwell, Inc., dba Capital Mortgage Services of Tex
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USDA | 1 | 1.2% | 100% | $145,000 | |
Loanunited.Com, LLC
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VA | 1 | 1.2% | 100% | $305,000 | |
Republic State Mortgage Company
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FHA | 1 | 1.2% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Better Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $65,000 | |
Prosperity Home Mortgage, LLC
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VA | 1 | 1.2% | 100% | $185,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 50% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Russell Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Russell, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Russell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Russell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Russell, KY
Use these to narrow the list above. Each category shows how many Russell, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Russell, KY
Independent mortgage companies closed 53.1 percent of home loans in Russell, Kentucky in 2025, banks 30.9 percent and credit unions 16 percent. Stockton Mortgage Corporation was the largest mortgage company, City National Bank of WV the largest bank and Members Choice Credit Union the largest credit union. Among lenders headquartered in Kentucky, Community Trust Bank, Inc. led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Russell, KY
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Russell, Kentucky with 14 loans, about 17.3 percent of the market. The largest lender headquartered in Kentucky was Community Trust Bank, Inc. with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Russell, Kentucky in 2025, led by United Wholesale Mortgage with 4. 10 lenders closed VA loans, led by Mortgage Research Center, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 3 credit unions closed home loans in Russell, Kentucky in 2025, alongside 18 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Russell, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Russell, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Russell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
