Mortgage Lenders and Brokers in Paris, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Paris, Kentucky mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company2021 South Main Street, Paris, KY 40361A+5.0 ★Texas Ratio: 1.99%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3350 Lexington Rd, Paris, KY 40361A+5.0 ★Texas Ratio: 3.22%, Traditional Bank IncTraditional Bank Inc2106 Rocky Dr, Paris, KY 40361A+5.0 ★Texas Ratio: 2.69%, Members Heritage CUMembers Heritage CU3301 Leestown Rd, Lexington, KY 40511 8702A+5.0 ★Texas Ratio: 4.52%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, and Bank of LexingtonBank of Lexington6409 Polo Club Ln, Lexington, KY 40509A+5.0 ★Texas Ratio: 0.09%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Paris, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Paris are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Paris, Kentucky
Market share is the lender's share of all home loans closed in Paris, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Paris 2021 South Main Street, Paris, KY 40361 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, USDA, HELOC | 26 +5 HELOCs |
10.5% | 90.3% | $190,384 | View |
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1 office in Paris 3350 Lexington Rd, Paris, KY 40361 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 10 +9 HELOCs |
4% | 66.7% | $239,000 | View |
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2 offices in Paris 2106 Rocky Dr, Paris, KY 40361 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, HELOC | 8 +23 HELOCs |
3.2% | 80% | $226,250 | View |
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3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional, Jumbo | 7 | 2.8% | 88.9% | $169,285 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 6 +8 HELOCs |
2.4% | 100% | $93,333 | |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 6 +3 HELOCs |
2.4% | 100% | $321,666 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 5 +1 HELOCs |
2% | 100% | $265,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
1.6% | 80% | $195,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, FHA, HELOC | 3 +1 HELOCs |
1.2% | 100% | $215,000 | View |
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★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 3 | 1.2% | 100% | $241,666 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +1 HELOCs |
0.8% | 100% | $145,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 2 | 0.8% | 100% | $315,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $575,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.4% | 100% | $155,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.4% | 100% | $185,000 | View |
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Highways 52 And 11, Beattyville, KY 41311 A+5.0 ★Texas Ratio: 1.13% |
FHA | 1 | 0.4% | 100% | $205,000 | View |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.4% | 100% | $1,315,000 | View |
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1315 CANNONSBURG RD, ASHLAND, KY 41102 A+5.0 ★Texas Ratio: 5.97% |
Conventional | 1 | 0.4% | 100% | $625,000 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 1 | 0.4% | 100% | $55,000 | View |
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215 Southland Dr, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.4% | 100% | $195,000 | View |
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197 Windsor Rd, Flemingsburg, KY 41041 B4.6 ★Texas Ratio: 20.37% |
Conventional | 1 | 0.4% | 100% | $65,000 | View |
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290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.4% | 100% | $145,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.4% | 50% | $85,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0.4% | 100% | $625,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 0.4% | 100% | $325,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA | 12 | 4.8% | 92.3% | $306,666 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 4 | 1.6% | 80% | $880,000 | |
University of Ky FCU
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Conventional, HELOC | 2 +10 HELOCs |
0.8% | 40% | $30,000 | |
Central Kentucky Agricultural
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Conventional | 2 | 0.8% | 100% | $380,000 | |
Field & Main Bank
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Conventional | 1 | 0.4% | 50% | $365,000 | |
Park Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 27 | 10.9% | 82.4% | $173,518 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 4% | 84.6% | $238,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 9 | 3.6% | 100% | $286,111 | |
The Home Savings and Loan Company of Kenton, Ohio
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Conventional | 6 | 2.4% | 85.7% | $148,333 | |
loanDepot.com LLC
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Conventional, FHA | 5 | 2% | 100% | $141,000 | |
T2 Financial LLC
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Conventional, FHA, VA | 5 | 2% | 100% | $181,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 1.6% | 80% | $225,000 | |
Mortgage Research Center
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VA | 4 | 1.6% | 80% | $297,500 | |
Mortgage Investors Group
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Conventional, FHA, USDA | 4 | 1.6% | 80% | $197,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 1.2% | 100% | $235,000 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 1.2% | 60% | $305,000 | |
Lower, LLC
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FHA, VA | 3 | 1.2% | 100% | $311,666 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA | 3 | 1.2% | 100% | $188,333 | View |
First Community Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $315,000 | |
Royal United Mortgage LLC
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FHA, VA | 2 | 0.8% | 100% | $195,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.8% | 100% | $330,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.8% | 100% | $55,000 | |
City 1st Mortgage Services, LC
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Conventional, FHA | 2 | 0.8% | 100% | $125,000 | |
Republic State Mortgage Company
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Conventional, FHA | 2 | 0.8% | 100% | $180,000 | |
Nationstar Mortgage
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Conventional | 2 | 0.8% | 100% | $70,000 | |
Goprime Mortgage, Inc.
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Conventional, FHA | 2 | 0.8% | 100% | $280,000 | |
Village Capital & Investment
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FHA, VA | 2 | 0.8% | 100% | $270,000 | |
The Farmers & Merchants State Bank
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | |
Communityamerica Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $255,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.4% | 100% | $195,000 | |
Panorama Mortgage Group, LLC
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Conventional | 1 | 0.4% | 100% | $155,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.4% | 100% | $245,000 | |
American Financial Resources LLC
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USDA | 1 | 0.4% | 100% | $255,000 | |
Primelending
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FHA | 1 | 0.4% | 100% | $245,000 | |
Kind Lending, LLC
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FHA | 1 | 0.4% | 100% | $415,000 | |
Movement Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $165,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.4% | 25% | $295,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.4% | 100% | $215,000 | |
Discover Bank
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Conventional | 1 | 0.4% | 50% | $35,000 | |
American Financing Corporation
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FHA | 1 | 0.4% | 50% | $195,000 | |
Union Home Mortgage Corp.
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FHA | 1 | 0.4% | 100% | $255,000 | |
First National Bank of Middle Tennessee
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FHA | 1 | 0.4% | 100% | $475,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.4% | 100% | $335,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
FHA | 1 | 0.4% | 100% | $135,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $105,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.4% | 50% | $195,000 | |
Provident Funding Associates
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Conventional | 1 | 0.4% | 100% | $415,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.4% | 33.3% | $75,000 | |
Grand Bank for Savings, FSB
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Conventional | 1 | 0.4% | 100% | $75,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $555,000 | View |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.4% | 100% | $595,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.4% | 100% | $365,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 10% | $255,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.4% | 100% | $195,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 0.4% | 100% | $75,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Paris Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Paris, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Paris? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Paris in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Paris, KY
Use these to narrow the list above. Each category shows how many Paris, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Paris, KY
Independent mortgage companies closed 50.8 percent of home loans in Paris, Kentucky in 2025, banks 41.9 percent and credit unions 7.3 percent. Stockton Mortgage Corporation was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and Members Heritage CU the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 26 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Paris, KY
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in Paris, Kentucky with 26 loans, about 10.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
33 lenders closed FHA loans in Paris, Kentucky in 2025, led by Rocket Mortgage with 7. 15 lenders closed VA loans, led by United Wholesale Mortgage, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 7 credit unions closed home loans in Paris, Kentucky in 2025, alongside 40 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Paris, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Paris, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Paris. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
