Mortgage Lenders and Brokers in Bloomfield, Kentucky
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Bloomfield, Kentucky mortgage lenders include Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company105 Taylorsville Rd, Bloomfield, KY 40008A+4.9 ★Texas Ratio: 2.62%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, The Lincoln National Bank of HodgenvilleThe Lincoln National Bank of Hodgenville500 Lincoln Way, Bardstown, KY 40004A+5.0 ★Texas Ratio: 2.54%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, The Peoples BankThe Peoples Bank5511 Taylorsville Rd, Fisherville, KY 40023A5.0 ★Texas Ratio: 8.67%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, First Harrison BankFirst Harrison Bank140 S Poplar St, Lebanon Junction, KY 40150A+5.0 ★Texas Ratio: 3.57%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, and US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Bloomfield, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Bloomfield are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Bloomfield, Kentucky
Market share is the lender's share of all home loans closed in Bloomfield, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Bloomfield 105 Taylorsville Rd, Bloomfield, KY 40008 A+4.9 ★Texas Ratio: 2.62% |
Conventional, USDA | 2 | 2.4% | 100% | $95,000 | View |
|
1 office in Bloomfield 111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 5 | 5.9% | 100% | $167,000 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
4.7% | 100% | $202,500 | View |
|
5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67% |
Conventional | 3 | 3.5% | 100% | $261,666 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 3 | 3.5% | 60% | $388,333 | View |
|
3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 2 | 2.4% | 100% | $395,000 | View |
|
140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 2 | 2.4% | 100% | $420,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 1 +4 HELOCs |
1.2% | 100% | $195,000 | |
|
7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $485,000 | View |
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004 |
Conventional | 1 | 1.2% | 100% | $125,000 | |
|
924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.2% | 100% | $275,000 | View |
|
7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 1 | 1.2% | 50% | $295,000 | View |
|
131 Gold Vault Rd, Fort Knox, KY 40121 A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 1.2% | 100% | $345,000 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
|
1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
|
100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
|
1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Mid-America, Aca
|
Conventional | 2 | 2.4% | 100% | $290,000 | |
University of Ky FCU
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
|
Conventional, FHA, VA | 9 | 10.6% | 90% | $266,111 | |
Rocket Mortgage
|
Conventional, VA | 8 | 9.4% | 66.7% | $228,750 | |
Mortgage Research Center
|
Conventional, FHA, VA | 5 | 5.9% | 100% | $185,000 | |
Fairway Independent Mort Corp
|
Conventional, FHA | 4 | 4.7% | 100% | $175,000 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 3 | 3.5% | 100% | $228,333 | |
loanDepot.com LLC
|
Conventional, VA | 2 | 2.4% | 66.7% | $290,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 2 | 2.4% | 100% | $110,000 | View |
Nationstar Mortgage
|
Conventional | 2 | 2.4% | 100% | $60,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 2 | 2.4% | 40% | $130,000 | |
Interlinc Mortgage Services, LLC
|
VA | 1 | 1.2% | 100% | $145,000 | |
Newrez LLC
|
VA | 1 | 1.2% | 100% | $235,000 | |
Kind Lending, LLC
|
USDA | 1 | 1.2% | 100% | $205,000 | |
Dart Bank
|
FHA | 1 | 1.2% | 100% | $265,000 | |
United Trust Bank
|
FHA | 1 | 1.2% | 100% | $205,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.2% | 100% | $65,000 | |
Guild Mortgage Company
|
FHA | 1 | 1.2% | 100% | $335,000 | |
Sun West Mortgage Company, Inc
|
FHA | 1 | 1.2% | 50% | $195,000 | |
Union Home Mortgage Corp.
|
VA | 1 | 1.2% | 100% | $425,000 | |
Premier Lending Inc.
|
FHA | 1 | 1.2% | 100% | $175,000 | |
|
C-3.6 ★Texas Ratio: 31.27% |
Conventional | 1 | 1.2% | 100% | $205,000 | View |
Tjc Mortgage Inc
|
Conventional | 1 | 1.2% | 100% | $165,000 | |
Pike Creek Mortgage Services, Inc.
|
FHA | 1 | 1.2% | 100% | $215,000 | |
New American Funding, LLC.
|
FHA | 1 | 1.2% | 100% | $225,000 | |
The Loan Store, Inc
|
Conventional | 1 | 1.2% | 100% | $335,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 1.2% | 100% | $185,000 | View |
Mortgage Investors Group
|
FHA | 1 | 1.2% | 100% | $125,000 | |
21St Mortgage
|
Conventional | 1 | 1.2% | 100% | $105,000 | |
Ark-La-Tex Financial Services LLC
|
USDA | 1 | 1.2% | 100% | $225,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Bloomfield Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Bloomfield, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Bloomfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Bloomfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Bloomfield, KY
Use these to narrow the list above. Each category shows how many Bloomfield, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Bloomfield, KY
Independent mortgage companies closed 61.2 percent of home loans in Bloomfield, Kentucky in 2025, banks 36.5 percent and credit unions 2.4 percent. Farm Credit Mid-America, Aca was the largest mortgage company, Wilson & Muir Bank & Trust Company the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Wilson & Muir Bank & Trust Company led with 2 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Bloomfield, KY
By home loans closed in 2025, Wilson & Muir Bank & Trust Company was the largest mortgage lender in Bloomfield, Kentucky with 2 loans, about 2.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Bloomfield, Kentucky in 2025, led by United Wholesale Mortgage with 3. 9 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 19 banks and 6 credit unions closed home loans in Bloomfield, Kentucky in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Bloomfield, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Bloomfield, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Bloomfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
