Mortgage Lenders and Brokers in Versailles, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Versailles, Kentucky mortgage lenders include City National Bank of WVCity National Bank of WV534 Marsailles Rd, Versailles, KY 40383A+5.0 ★Texas Ratio: 1.47%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company520 Marsailles Rd, Versailles, KY 40383A+5.0 ★Texas Ratio: 1.99%, Community Trust Bank, Inc.Community Trust Bank, Inc.470 Lexington Rd, Versailles, KY 40383A+5.0 ★Texas Ratio: 3.53%, PNC Bank N.A.PNC Bank N.A.442 Lexington Rd, Versailles, KY 40383A+5.0 ★Texas Ratio: 4.24%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.100 United Dr, Versailles, KY 40383A+5.0 ★Texas Ratio: 3.87%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union1290 Crossfield Dr, Versailles, KY 40383 1994, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, and Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Versailles, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Versailles are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Versailles, Kentucky
Market share is the lender's share of all home loans closed in Versailles, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Versailles 534 Marsailles Rd, Versailles, KY 40383 A+5.0 ★Texas Ratio: 1.47% |
Conventional, HELOC | 19 +28 HELOCs |
5.3% | 87% | $186,578 | View |
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1 office in Versailles 520 Marsailles Rd, Versailles, KY 40383 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 9 +7 HELOCs |
2.5% | 100% | $207,222 | View |
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1 office in Versailles 470 Lexington Rd, Versailles, KY 40383 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 8 +9 HELOCs |
2.2% | 88.9% | $353,750 | View |
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★ 1.7 stars, 3 reviews 1 office in Versailles 442 Lexington Rd, Versailles, KY 40383 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 2 +9 HELOCs |
0.6% | 100% | $225,000 | View |
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1 office in Versailles 100 United Dr, Versailles, KY 40383 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +6 HELOCs |
0.3% | 100% | $305,000 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, USDA, HELOC | 21 +2 HELOCs |
5.8% | 91.3% | $303,095 | View |
Commonwealth Federal Credit Union
1290 Crossfield Dr, Versailles, KY 40383 1994 |
Conventional, HELOC | 18 +27 HELOCs |
5% | 76% | $158,888 | |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, Jumbo, HELOC | 5 +6 HELOCs |
1.4% | 83.3% | $309,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, FHA, VA, HELOC | 5 +3 HELOCs |
1.4% | 100% | $447,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, VA, HELOC | 4 +2 HELOCs |
1.1% | 100% | $345,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 1.1% | 100% | $272,500 | View |
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★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 4 | 1.1% | 100% | $275,000 | View |
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3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 4 | 1.1% | 100% | $115,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, Jumbo | 3 | 0.8% | 100% | $491,666 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 3 | 0.8% | 100% | $248,333 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 50% | $555,000 | View |
Farmers Bank
200 N Main St, Nicholasville, KY 40356 |
Conventional | 2 | 0.6% | 100% | $250,000 | |
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424 Park Pl, Lexington, KY 40511 1829 A+5.0 ★Texas Ratio: 0.46% |
Conventional | 2 | 0.6% | 100% | $145,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 2 | 0.6% | 100% | $705,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $275,000 | View |
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004 |
Conventional | 1 | 0.3% | 100% | $125,000 | |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 66.7% | $265,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, VA, USDA | 22 | 6.1% | 95.8% | $298,181 | |
University of Ky FCU
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Conventional, HELOC | 4 +27 HELOCs |
1.1% | 57.1% | $80,000 | |
Central Kentucky Agricultural
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Park Community Credit Union
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 0.3% | 66.7% | $305,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 47 | 13.1% | 86% | $226,914 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 17 | 4.7% | 85.7% | $297,352 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 10 | 2.8% | 90.9% | $150,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 9 | 2.5% | 100% | $268,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, USDA | 7 | 1.9% | 100% | $310,714 | View |
Mortgage Research Center
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Conventional, VA | 7 | 1.9% | 63.6% | $439,285 | |
Newrez LLC
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Conventional, VA | 6 | 1.7% | 60% | $225,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 5 | 1.4% | 100% | $285,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 4 | 1.1% | 100% | $277,500 | |
loanDepot.com LLC
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Conventional, FHA | 4 | 1.1% | 80% | $147,500 | |
T2 Financial LLC
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Conventional | 4 | 1.1% | 100% | $225,000 | |
Republic State Mortgage Company
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Conventional, FHA, VA | 3 | 0.8% | 100% | $391,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.8% | 75% | $188,333 | View |
Endeavor Capital, LLC
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Conventional, FHA | 3 | 0.8% | 100% | $171,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 0.8% | 100% | $265,000 | |
Lower, LLC
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Conventional, FHA | 3 | 0.8% | 50% | $188,333 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, VA | 3 | 0.8% | 100% | $321,666 | View |
American Financial Resources LLC
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FHA, VA | 2 | 0.6% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 2 | 0.6% | 100% | $295,000 | View |
Sage Home Loans Corporation
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Conventional | 2 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, FHA | 2 | 0.6% | 100% | $220,000 | View |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 0.6% | 50% | $135,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.6% | 100% | $350,000 | |
Provident Funding Associates
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Conventional | 2 | 0.6% | 100% | $260,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.6% | 66.7% | $130,000 | View |
Nationstar Mortgage
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Conventional | 2 | 0.6% | 100% | $50,000 | |
Mutual of Omaha Mortgage
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Conventional, FHA | 2 | 0.6% | 75% | $155,000 | |
Mortgage Investors Group
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Conventional, VA | 2 | 0.6% | 100% | $450,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.6% | 100% | $250,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 2 | 0.6% | 100% | $135,000 | View |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.6% | 40% | $160,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 100% | $50,000 | |
Goprime Mortgage, Inc.
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FHA | 2 | 0.6% | 66.7% | $255,000 | |
Village Capital & Investment
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VA | 2 | 0.6% | 100% | $330,000 | |
Cmg Mortgage Inc
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | View |
Interlinc Mortgage Services, LLC
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VA | 1 | 0.3% | 100% | $335,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $125,000 | |
Msu Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.3% | 100% | $255,000 | |
Primelending
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FHA | 1 | 0.3% | 100% | $335,000 | |
Everett Financial, Inc.
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.3% | 50% | $365,000 | |
Kind Lending, LLC
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FHA | 1 | 0.3% | 100% | $295,000 | |
Guild Mortgage Company
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Conventional | 1 | 0.3% | 100% | $795,000 | |
City 1st Mortgage Services, LC
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Conventional | 1 | 0.3% | 100% | $235,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Publix Employees Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $245,000 | |
ClearPath Lending
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VA | 1 | 0.3% | 100% | $465,000 | |
Justice Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $385,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $145,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $215,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.3% | 100% | $265,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $285,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
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A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.3% | 100% | $45,000 | View |
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A5.0 ★Texas Ratio: 11.97% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
The Home Savings and Loan Company of Kenton, Ohio
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Conventional | 1 | 0.3% | 100% | $185,000 | |
Reliance First Capital, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $205,000 | |
American Neighborhood Mortgage Acceptance Company
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FHA | 1 | 0.3% | 100% | $275,000 | |
Communityamerica Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Union Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Versailles Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Versailles, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Versailles? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Versailles in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Versailles, KY
Use these to narrow the list above. Each category shows how many Versailles, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Versailles, KY
Independent mortgage companies closed 53.6 percent of home loans in Versailles, Kentucky in 2025, banks 36.1 percent and credit unions 10.3 percent. Stockton Mortgage Corporation was the largest mortgage company, City National Bank of WV the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Versailles, KY
By home loans closed in 2025, City National Bank of WV was the largest mortgage lender in Versailles, Kentucky with 19 loans, about 5.3 percent of the market. The largest lender headquartered in Kentucky was Stock Yards Bank & Trust Company with 9 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
29 lenders closed FHA loans in Versailles, Kentucky in 2025, led by Rocket Mortgage with 6. 21 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 13 credit unions closed home loans in Versailles, Kentucky in 2025, alongside 49 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Versailles, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Versailles, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Versailles. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
