Mortgage Lenders and Brokers in Vine Grove, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Vine Grove, Kentucky mortgage lenders include The Cecilian BankThe Cecilian Bank536 Highland Ave, Vine Grove, KY 40175A+5.0 ★Texas Ratio: 2.60%, Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company123 W Main St, Vine Grove, KY 40175A+4.9 ★Texas Ratio: 2.62%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, West Point BankWest Point Bank502 W Dixie Ave, Elizabethtown, KY 42701A5.0 ★Texas Ratio: 9.97%, Meade County BankMeade County Bank4800 Flaherty Rd, Vine Grove, KY 40175A+5.0 ★Texas Ratio: 2.59%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, and German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Vine Grove, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Vine Grove are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Vine Grove, Kentucky
Market share is the lender's share of all home loans closed in Vine Grove, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Vine Grove 536 Highland Ave, Vine Grove, KY 40175 A+5.0 ★Texas Ratio: 2.60% |
Conventional, Jumbo, HELOC | 13 +10 HELOCs |
3.7% | 100% | $293,461 | View |
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1 office in Vine Grove 123 W Main St, Vine Grove, KY 40175 A+4.9 ★Texas Ratio: 2.62% |
Conventional, USDA | 9 | 2.6% | 100% | $173,888 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 16 +25 HELOCs |
4.6% | 76.2% | $269,375 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, VA, HELOC | 12 +3 HELOCs |
3.4% | 100% | $238,333 | View |
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502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97% |
Conventional | 9 | 2.6% | 90.9% | $215,000 | View |
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★ 5 stars, 1 review 4800 Flaherty Rd, Vine Grove, KY 40175 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 5 | 1.4% | 83.3% | $119,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $170,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 4 | 1.1% | 100% | $310,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 3 +5 HELOCs |
0.9% | 100% | $258,333 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $165,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $255,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.3% | 50% | $295,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.3% | 100% | $305,000 | View |
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3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
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4055 Flaherty Rd, Vine Grove, KY 40175 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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VA | 1 | 0.3% | 100% | $285,000 | |
University of Ky FCU
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Conventional | 1 | 0.3% | 100% | $155,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 50 | 14.3% | 96.2% | $317,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 29 | 8.3% | 84.2% | $194,310 | |
Mortgage Research Center
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FHA, VA | 27 | 7.7% | 82.9% | $332,037 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA | 20 | 5.7% | 100% | $247,500 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 17 +1 HELOCs |
4.9% | 81.8% | $223,235 | |
Freedom Mortgage Corporation
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Conventional, VA | 17 | 4.9% | 81.5% | $311,470 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 9 | 2.6% | 100% | $260,555 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, VA | 9 | 2.6% | 90% | $361,666 | View |
Premier Lending Inc.
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Conventional, FHA, VA | 9 | 2.6% | 100% | $235,000 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 6 | 1.7% | 100% | $215,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 6 | 1.7% | 66.7% | $311,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 5 | 1.4% | 71.4% | $269,000 | View |
CrossCountry Mortgage, LLC
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FHA, VA | 4 | 1.1% | 100% | $307,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.1% | 100% | $137,500 | |
Kind Lending, LLC
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FHA, VA | 3 | 0.9% | 75% | $268,333 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.9% | 75% | $148,333 | |
AdvantageFirst Lending Inc
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VA | 3 | 0.9% | 100% | $345,000 | |
Prosperity Home Mortgage, LLC
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FHA, VA | 3 | 0.9% | 100% | $278,333 | |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 3 | 0.9% | 100% | $341,666 | View |
Carrington Mortgage Services LLC
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VA | 3 | 0.9% | 66.7% | $388,333 | |
Guaranteed Rate, Inc.
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VA | 2 | 0.6% | 100% | $500,000 | |
Lakeview Loan Servicing, LLC
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VA | 2 | 0.6% | 100% | $335,000 | |
Newrez LLC
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VA, Jumbo | 2 | 0.6% | 50% | $720,000 | |
Equity Prime Mortgage LLC
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VA | 2 | 0.6% | 66.7% | $380,000 | |
loanDepot.com LLC
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VA | 2 | 0.6% | 40% | $385,000 | |
Guild Mortgage Company
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VA | 2 | 0.6% | 100% | $285,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 0.6% | 66.7% | $330,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.6% | 66.7% | $365,000 | |
New American Funding, LLC.
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FHA | 2 | 0.6% | 100% | $235,000 | |
Fairway Independent Mort Corp
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VA | 2 | 0.6% | 100% | $385,000 | |
Loanunited.Com, LLC
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VA | 1 | 0.3% | 100% | $275,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
VA | 1 | 0.3% | 100% | $215,000 | View |
Cmg Mortgage Inc
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FHA | 1 | 0.3% | 100% | $105,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 50% | $75,000 | |
Bay Equity LLC
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VA | 1 | 0.3% | 100% | $365,000 | |
3rd Street Financial Corp
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Conventional | 1 | 0.3% | 100% | $285,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 16.7% | $305,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
Pike Creek Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $245,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $105,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 50% | $55,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 33.3% | $185,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $75,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $135,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Vine Grove Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Vine Grove, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Vine Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Vine Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Vine Grove, KY
Use these to narrow the list above. Each category shows how many Vine Grove, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Vine Grove, KY
Independent mortgage companies closed 65.6 percent of home loans in Vine Grove, Kentucky in 2025, banks 24.1 percent and credit unions 10.3 percent. Stockton Mortgage Corporation was the largest mortgage company, The Cecilian Bank the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, The Cecilian Bank led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Vine Grove, KY
By home loans closed in 2025, The Cecilian Bank was the largest mortgage lender in Vine Grove, Kentucky with 13 loans, about 3.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Vine Grove, Kentucky, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 96.2 percent, against a 85.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
23 lenders closed FHA loans in Vine Grove, Kentucky in 2025, led by United Wholesale Mortgage with 7. 33 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 23 banks and 5 credit unions closed home loans in Vine Grove, Kentucky in 2025, alongside 41 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Vine Grove, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Vine Grove, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Vine Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
