Mortgage Lenders and Brokers in Leitchfield, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Leitchfield, Kentucky mortgage lenders include Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company1315 Elizabethtown Rd, Leitchfield, KY 42754A+4.9 ★Texas Ratio: 2.62%, The Cecilian BankThe Cecilian Bank76 Public Sq, Leitchfield, KY 42754A+5.0 ★Texas Ratio: 2.60%, Abound Federal Credit UnionAbound Federal Credit Union1453 Elizabethtown Rd, Leitchfield, KY 42754A+5.0 ★Texas Ratio: 3.44%, Sacramento Deposit BankSacramento Deposit Bank102 N Main St, Caneyville, KY 42721A5.0 ★Texas Ratio: 7.79%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, West Point BankWest Point Bank502 W Dixie Ave, Elizabethtown, KY 42701A5.0 ★Texas Ratio: 9.97%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, The Lincoln National Bank of HodgenvilleThe Lincoln National Bank of Hodgenville500 Lincoln Way, Bardstown, KY 40004A+5.0 ★Texas Ratio: 2.54%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, and South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Leitchfield, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Leitchfield are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Leitchfield, Kentucky
Market share is the lender's share of all home loans closed in Leitchfield, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Leitchfield 1315 Elizabethtown Rd, Leitchfield, KY 42754 A+4.9 ★Texas Ratio: 2.62% |
Conventional, FHA, VA, USDA | 30 | 14.1% | 88.6% | $178,333 | View |
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3 offices in Leitchfield 76 Public Sq, Leitchfield, KY 42754 A+5.0 ★Texas Ratio: 2.60% |
Conventional, Jumbo, HELOC | 22 +26 HELOCs |
10.3% | 89.3% | $175,909 | View |
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1453 Elizabethtown Rd, Leitchfield, KY 42754 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 12 +13 HELOCs |
5.6% | 63.2% | $195,833 | View |
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102 N Main St, Caneyville, KY 42721 A5.0 ★Texas Ratio: 7.79% |
Conventional | 6 | 2.8% | 85.7% | $196,666 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 4 | 1.9% | 100% | $140,000 | View |
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502 W Dixie Ave, Elizabethtown, KY 42701 A5.0 ★Texas Ratio: 9.97% |
Conventional | 3 | 1.4% | 75% | $115,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 2 | 0.9% | 100% | $440,000 | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 0.9% | 100% | $95,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
FHA, HELOC | 1 +2 HELOCs |
0.5% | 50% | $125,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
FHA, HELOC | 1 +2 HELOCs |
0.5% | 100% | $115,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $195,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $225,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 0.5% | 100% | $335,000 | |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
FHA | 1 | 0.5% | 100% | $205,000 | View |
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6780 Louisville Rd, Bowling Green, KY 42101 A5.0 ★Texas Ratio: 12.94% |
Conventional | 1 | 0.5% | 100% | $205,000 | View |
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★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 1 | 0.5% | 100% | $215,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional | 1 | 0.5% | 100% | $235,000 | |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional | 1 | 0.5% | 100% | $35,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo | 1 | 0.5% | 100% | $6,075,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Park Community Credit Union
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Conventional | 1 | 0.5% | 100% | $225,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 0.5% | 100% | $295,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 8.9% | 79.2% | $174,473 | |
21St Mortgage
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Conventional | 8 | 3.8% | 69.2% | $178,750 | |
United Wholesale Mortgage
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Conventional, VA | 7 | 3.3% | 87.5% | $265,000 | |
Premier Lending Inc.
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Conventional, FHA, VA, USDA | 7 | 3.3% | 100% | $172,142 | |
Everett Financial, Inc.
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Conventional, FHA | 5 | 2.3% | 100% | $119,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 2.3% | 62.5% | $209,000 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 5 | 2.3% | 100% | $229,000 | |
Mortgage Research Center
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VA | 5 | 2.3% | 62.5% | $211,000 | |
Ruoff Mortgage Company
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Conventional, FHA, VA | 4 | 1.9% | 80% | $235,000 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 4 | 1.9% | 80% | $230,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 4 | 1.9% | 66.7% | $227,500 | View |
New American Funding, LLC.
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Conventional, FHA | 3 | 1.4% | 100% | $138,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 1.4% | 23.1% | $181,666 | |
American Financial Resources LLC
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FHA, VA | 2 | 0.9% | 100% | $230,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $225,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 0.9% | 100% | $130,000 | |
Amerisave Mortgage Company
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FHA | 2 | 0.9% | 50% | $75,000 | |
Republic State Mortgage Company
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FHA, VA | 2 | 0.9% | 66.7% | $205,000 | |
ClearPath Lending
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VA | 2 | 0.9% | 100% | $195,000 | |
Atlantic Bay Mortgage Group
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Conventional, VA | 2 | 0.9% | 100% | $195,000 | |
Pentagon Federal Credit Union
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VA | 2 | 0.9% | 66.7% | $495,000 | |
Mortgage Solutions of Colorado
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VA | 2 | 0.9% | 100% | $215,000 | |
Prosperity Home Mortgage, LLC
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FHA | 2 | 0.9% | 100% | $220,000 | |
Spring Eq, LLC
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Conventional | 2 | 0.9% | 33.3% | $150,000 | |
Interlinc Mortgage Services, LLC
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VA | 1 | 0.5% | 100% | $515,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 100% | $85,000 | |
Newrez LLC
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Conventional | 1 | 0.5% | 25% | $105,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.5% | 100% | $185,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.5% | 100% | $155,000 | View |
loanDepot.com LLC
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FHA | 1 | 0.5% | 100% | $75,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Bay Equity LLC
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Conventional | 1 | 0.5% | 100% | $65,000 | |
New Day Financial, LLC.
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VA | 1 | 0.5% | 100% | $125,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.5% | 100% | $245,000 | View |
Nationstar Mortgage
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VA | 1 | 0.5% | 100% | $455,000 | |
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B3.8 ★Texas Ratio: 2.49% |
Conventional | 1 | 0.5% | 100% | $355,000 | View |
Towne Mortgage Company
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Conventional | 1 | 0.5% | 50% | $175,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.5% | 100% | $355,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 100% | $175,000 | |
Lower, LLC
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VA | 1 | 0.5% | 100% | $295,000 | |
Mortgage Investors Group
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USDA | 1 | 0.5% | 100% | $135,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 1 | 0.5% | 100% | $285,000 | |
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A+5.0 ★Texas Ratio: 3.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Savings Bank
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HELOC | 0 +1 HELOCs |
0% | n/a |
Leitchfield Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Leitchfield, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Leitchfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Leitchfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Leitchfield, KY
Use these to narrow the list above. Each category shows how many Leitchfield, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Leitchfield, KY
Independent mortgage companies closed 51.6 percent of home loans in Leitchfield, Kentucky in 2025, banks 39.4 percent and credit unions 8.9 percent. Stockton Mortgage Corporation was the largest mortgage company, Wilson & Muir Bank & Trust Company the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Wilson & Muir Bank & Trust Company led with 30 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Leitchfield, KY
By home loans closed in 2025, Wilson & Muir Bank & Trust Company was the largest mortgage lender in Leitchfield, Kentucky with 30 loans, about 14.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
25 lenders closed FHA loans in Leitchfield, Kentucky in 2025, led by Rocket Mortgage with 12. 21 lenders closed VA loans, led by Mortgage Research Center, and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 8 credit unions closed home loans in Leitchfield, Kentucky in 2025, alongside 37 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Leitchfield, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Leitchfield, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Leitchfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
