Mortgage Lenders and Brokers in Farley, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Farley, Kentucky mortgage lenders include Regions BankRegions Bank507 Main St, Benton, KY 42025A+5.0 ★Texas Ratio: 4.37%, The Paducah Bank and Trust CompanyThe Paducah Bank and Trust Company614 W Main St, Louisville, KY 40202A+5.0 ★Texas Ratio: 1.48%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, FNB Bank IncFNB Bank Inc315w 5th Street, Benton, KY 42025, Community Financial Services BankCommunity Financial Services Bank221 W 5th St, Benton, KY 42025A+5.0 ★Texas Ratio: 3.65%, Truist BankTruist Bank2750 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.87%, Stockton Mortgage CorporationStockton Mortgage CorporationFrankfort, KY, and Gershman Investment Corp.. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Farley, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Farley are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Farley, Kentucky
Market share is the lender's share of all home loans closed in Farley, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional, FHA | 6 | 9.8% | 85.7% | $156,666 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 3 | 4.9% | 100% | $315,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 2 +5 HELOCs |
3.3% | 100% | $75,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 2 +1 HELOCs |
3.3% | 100% | $65,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 3.3% | 100% | $85,000 | View |
FNB Bank Inc
315w 5th Street, Benton, KY 42025 |
Conventional | 2 | 3.3% | 100% | $120,000 | |
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221 W 5th St, Benton, KY 42025 A+5.0 ★Texas Ratio: 3.65% |
Conventional | 1 | 1.6% | 50% | $75,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional | 2 | 3.3% | 100% | $190,000 | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 9 | 14.8% | 100% | $129,444 | |
FirstTrust Home Loans
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Conventional, FHA, USDA | 5 | 8.2% | 100% | $193,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 4 | 6.6% | 100% | $165,000 | |
Everett Financial, Inc.
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Conventional, FHA | 4 | 6.6% | 100% | $115,000 | |
Mortgage Research Center
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Conventional, FHA, VA | 4 | 6.6% | 80% | $180,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
VA, USDA | 3 | 4.9% | 75% | $121,666 | View |
Rocket Mortgage
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FHA | 1 | 1.6% | 50% | $265,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.6% | 50% | $35,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.6% | 100% | $275,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.6% | 50% | $75,000 | |
Flat Branch Mortgage, Inc.
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FHA | 1 | 1.6% | 100% | $115,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.6% | 100% | $215,000 | View |
Nationstar Mortgage
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Conventional | 1 | 1.6% | 25% | $55,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 1.6% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 100% | $125,000 | |
21St Mortgage
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.6% | 9.1% | $95,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 1.6% | 100% | $55,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | n/a |
Farley Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Farley, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Farley? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Farley in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Farley, KY
Use these to narrow the list above. Each category shows how many Farley, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Farley, KY
Independent mortgage companies closed 63.9 percent of home loans in Farley, Kentucky in 2025, banks 36.1 percent and credit unions 0 percent. Stockton Mortgage Corporation was the largest mortgage company, Regions Bank the largest bank. Among lenders headquartered in Kentucky, The Paducah Bank and Trust Company led with 3 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Farley, KY
By home loans closed in 2025, Regions Bank was the largest mortgage lender in Farley, Kentucky with 6 loans, about 9.8 percent of the market. The largest lender headquartered in Kentucky was The Paducah Bank and Trust Company with 3 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Farley, Kentucky in 2025, led by Gershman Investment Corp. with 4. 6 lenders closed VA loans, led by Gershman Investment Corp., and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 0 credit unions closed home loans in Farley, Kentucky in 2025, alongside 19 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Farley, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Farley, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Farley. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
