Mortgage Lenders and Brokers in Nebo, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Nebo, Kentucky mortgage lenders include First United Bank & Trust CompanyFirst United Bank & Trust Company1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320B+4.1 ★Texas Ratio: 2.80%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Sacramento Deposit BankSacramento Deposit Bank102 N Main St, Caneyville, KY 42721A5.0 ★Texas Ratio: 7.79%, First Financial Bank NAFirst Financial Bank NA660 Main St, Benton, KY 42025A+5.0 ★Texas Ratio: 4.65%, Old National BankOld National Bank301 S 2nd St, Central City, KY 42330A+5.0 ★Texas Ratio: 4.98%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, Regions BankRegions Bank507 Main St, Benton, KY 42025A+5.0 ★Texas Ratio: 4.37%, Planters Bank, Inc.Planters Bank, Inc.50 Oak Hts, Dawson Springs, KY 42408A+5.0 ★Texas Ratio: 4.72%, and Peoples BankPeoples Bank6601 Us Route 60, Ashland, KY 41102A+5.0 ★Texas Ratio: 3.39%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Nebo, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Nebo are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Nebo, Kentucky
Market share is the lender's share of all home loans closed in Nebo, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320 B+4.1 ★Texas Ratio: 2.80% |
Conventional | 4 | 7.3% | 100% | $217,500 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 3 +9 HELOCs |
5.5% | 50% | $128,333 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA | 2 | 3.6% | 100% | $295,000 | |
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102 N Main St, Caneyville, KY 42721 A5.0 ★Texas Ratio: 7.79% |
Conventional | 2 | 3.6% | 66.7% | $55,000 | View |
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660 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 50% | $205,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.8% | 100% | $195,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 1.8% | 100% | $475,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional, Jumbo | 1 | 1.8% | 100% | $1,215,000 | View |
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50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 1.8% | 100% | $25,000 | View |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 1.8% | 100% | $45,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 1.8% | 100% | $265,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.8% | 100% | $95,000 | |
First Community Mortgage, Inc.
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Conventional, USDA | 8 | 14.5% | 88.9% | $246,250 | |
Gershman Investment Corp.
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Conventional, FHA, USDA | 8 | 14.5% | 100% | $185,000 | |
Rocket Mortgage
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Conventional | 4 | 7.3% | 100% | $117,500 | |
Mortgage Research Center
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VA | 3 | 5.5% | 100% | $375,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 3.6% | 100% | $240,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 3.6% | 100% | $125,000 | |
Interlinc Mortgage Services, LLC
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USDA | 1 | 1.8% | 100% | $185,000 | |
United Wholesale Mortgage
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Conventional | 1 | 1.8% | 100% | $185,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.8% | 100% | $205,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 1.8% | 100% | $175,000 | |
Mortgage Masters of Indiana Inc
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FHA | 1 | 1.8% | 100% | $85,000 | |
Churchill Mortgage Corporation
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FHA | 1 | 1.8% | 100% | $135,000 | |
Planet Home Lending, LLC
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Conventional | 1 | 1.8% | 100% | $265,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.8% | 100% | $85,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 100% | $55,000 | |
Cmg Mortgage Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Nebo Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Nebo, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Nebo? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Nebo in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Nebo, KY
Use these to narrow the list above. Each category shows how many Nebo, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Nebo, KY
Independent mortgage companies closed 50.9 percent of home loans in Nebo, Kentucky in 2025, banks 43.6 percent and credit unions 5.5 percent. Farm Credit Mid-America, Aca was the largest mortgage company, First United Bank & Trust Company the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, First United Bank & Trust Company led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Nebo, KY
By home loans closed in 2025, First United Bank & Trust Company was the largest mortgage lender in Nebo, Kentucky with 4 loans, about 7.3 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
8 lenders closed FHA loans in Nebo, Kentucky in 2025, led by Gershman Investment Corp. with 4. 3 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 13 banks and 2 credit unions closed home loans in Nebo, Kentucky in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Nebo, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Nebo, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Nebo. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
