Mortgage Lenders and Brokers in Burgin, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Burgin, Kentucky mortgage lenders include Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%, Community Trust Bank, Inc.Community Trust Bank, Inc.6424 Ky Route 1428, Allen, KY 41601A+5.0 ★Texas Ratio: 3.53%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, and City National Bank of WVCity National Bank of WV9431 Us Route 60, Ashland, KY 41102A+5.0 ★Texas Ratio: 1.47%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Burgin, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Burgin are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Burgin, Kentucky
Market share is the lender's share of all home loans closed in Burgin, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 9 | 10.6% | 90% | $138,333 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 6 +2 HELOCs |
7.1% | 85.7% | $186,666 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 4 +4 HELOCs |
4.7% | 80% | $97,500 | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 3 | 3.5% | 100% | $285,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 2 +3 HELOCs |
2.4% | 100% | $175,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 50% | $25,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $335,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $275,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 1.2% | 100% | $245,000 | |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 1 | 1.2% | 100% | $295,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 1.2% | 100% | $195,000 | View |
Farmers Bank
200 N Main St, Nicholasville, KY 40356 |
Conventional | 1 | 1.2% | 100% | $195,000 | |
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3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 1.2% | 100% | $85,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 1.2% | 100% | $125,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
University of Ky FCU
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Conventional, HELOC | 3 +3 HELOCs |
3.5% | 100% | $91,666 | |
Central Kentucky Agricultural
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Conventional | 2 | 2.4% | 100% | $70,000 | |
Stockton Mortgage Corporation
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Conventional | 1 | 1.2% | 100% | $245,000 | |
Farm Credit Mid-America, Aca
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Conventional | 1 | 1.2% | 100% | $485,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 6 | 7.1% | 75% | $165,000 | |
New American Funding, LLC.
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Conventional, FHA, VA | 6 | 7.1% | 85.7% | $140,000 | |
United Wholesale Mortgage
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Conventional, FHA | 3 | 3.5% | 100% | $368,333 | |
Everett Financial, Inc.
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Conventional, FHA | 2 | 2.4% | 100% | $85,000 | |
Freedom Mortgage Corporation
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FHA, VA | 2 | 2.4% | 100% | $200,000 | |
Newrez LLC
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VA | 2 | 2.4% | 100% | $365,000 | |
Cmg Mortgage Inc
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Conventional, USDA | 2 | 2.4% | 100% | $275,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.4% | 100% | $425,000 | |
Canopy Mortgage, LLC
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USDA | 1 | 1.2% | 100% | $175,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.2% | 100% | $625,000 | |
Pennymac Loan Services LLC
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FHA | 1 | 1.2% | 100% | $155,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.2% | 50% | $35,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 1.2% | 100% | $265,000 | View |
Das Acquisition Company, LLC
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FHA | 1 | 1.2% | 100% | $235,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $215,000 | |
Geneva Financial LLC
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FHA | 1 | 1.2% | 100% | $265,000 | |
Planet Home Lending, LLC
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VA | 1 | 1.2% | 100% | $295,000 | |
Nations Lending Corporation
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FHA | 1 | 1.2% | 100% | $225,000 | |
T2 Financial LLC
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Conventional | 1 | 1.2% | 100% | $105,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 1.2% | 100% | $165,000 | |
Cinfed Federal Credit Union
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Union Savings Bank
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Conventional | 1 | 1.2% | 100% | $495,000 | |
Mortgage Research Center
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VA | 1 | 1.2% | 100% | $635,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 1.2% | 100% | $265,000 | |
The Home Savings and Loan Company of Kenton, Ohio
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Conventional | 1 | 1.2% | 100% | $365,000 | |
Mortgage Investors Group
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Conventional | 1 | 1.2% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.2% | 100% | $255,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.2% | 20% | $215,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Burgin Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Burgin, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Burgin? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Burgin in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Burgin, KY
Use these to narrow the list above. Each category shows how many Burgin, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Burgin, KY
Independent mortgage companies closed 51.8 percent of home loans in Burgin, Kentucky in 2025, banks 31.8 percent and credit unions 16.5 percent. Central Kentucky Agricultural was the largest mortgage company, Whitaker Bank Inc the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Whitaker Bank Inc led with 9 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Burgin, KY
By home loans closed in 2025, Whitaker Bank Inc was the largest mortgage lender in Burgin, Kentucky with 9 loans, about 10.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Burgin, Kentucky in 2025, led by New American Funding, LLC. with 3. 7 lenders closed VA loans, led by Rocket Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 8 credit unions closed home loans in Burgin, Kentucky in 2025, alongside 27 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Burgin, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Burgin, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Burgin. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
