Mortgage Lenders and Brokers in Madisonville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Madisonville, Kentucky mortgage lenders include Independence Bank of KentuckyIndependence Bank of Kentucky1776 N Main St, Madisonville, KY 42431A+5.0 ★Texas Ratio: 0.79%, First United Bank & Trust CompanyFirst United Bank & Trust Company162 N Main St, Madisonville, KY 42431B+4.1 ★Texas Ratio: 2.80%, Farmers Bank and Trust CompanyFarmers Bank and Trust Company2215 N Main St, Madisonville, KY 42431A+5.0 ★Texas Ratio: 2.10%, US Bank, N.A.US Bank, N.A.665 E Center St, Madisonville, KY 42431A+5.0 ★Texas Ratio: 2.85%, First Financial Bank NAFirst Financial Bank NA2420 N Main St, Madisonville, KY 42431A+5.0 ★Texas Ratio: 4.65%, Fifth Third Bank, National AssociationFifth Third Bank, National Association149 S Main St, Madisonville, KY 42431A+5.0 ★Texas Ratio: 3.22%, Old National BankOld National Bank501 Hospital Dr, Madisonville, KY 42431A+5.0 ★Texas Ratio: 4.98%, Sacramento Deposit BankSacramento Deposit Bank102 N Main St, Caneyville, KY 42721A5.0 ★Texas Ratio: 7.79%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, and Planters Bank, Inc.Planters Bank, Inc.50 Oak Hts, Dawson Springs, KY 42408A+5.0 ★Texas Ratio: 4.72%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Madisonville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Madisonville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Madisonville, Kentucky
Market share is the lender's share of all home loans closed in Madisonville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Madisonville 1776 N Main St, Madisonville, KY 42431 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 38 +16 HELOCs |
8.6% | 82.6% | $152,105 | View |
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1 office in Madisonville 162 N Main St, Madisonville, KY 42431 B+4.1 ★Texas Ratio: 2.80% |
Conventional | 36 | 8.1% | 100% | $143,888 | View |
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1 office in Madisonville 2215 N Main St, Madisonville, KY 42431 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 15 | 3.4% | 100% | $148,333 | View |
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2 offices in Madisonville 665 E Center St, Madisonville, KY 42431 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, VA, HELOC | 10 +4 HELOCs |
2.3% | 58.8% | $151,000 | View |
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2 offices in Madisonville 2420 N Main St, Madisonville, KY 42431 A+5.0 ★Texas Ratio: 4.65% |
Conventional, HELOC | 9 +12 HELOCs |
2% | 64.3% | $140,555 | View |
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1 office in Madisonville 149 S Main St, Madisonville, KY 42431 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 8 +36 HELOCs |
1.8% | 50% | $132,500 | View |
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1 office in Madisonville 501 Hospital Dr, Madisonville, KY 42431 A+5.0 ★Texas Ratio: 4.98% |
Conventional, HELOC | 7 +15 HELOCs |
1.6% | 77.8% | $170,714 | View |
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102 N Main St, Caneyville, KY 42721 A5.0 ★Texas Ratio: 7.79% |
Conventional | 25 | 5.6% | 96.2% | $99,800 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, USDA, HELOC | 12 +4 HELOCs |
2.7% | 92.3% | $188,333 | |
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50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 5 | 1.1% | 100% | $205,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 0.5% | 100% | $100,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 2 | 0.5% | 100% | $625,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
FHA, USDA | 2 | 0.5% | 100% | $140,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $625,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $295,000 | View |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.2% | 100% | $205,000 | View |
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400 Us Highway 51 N, Bardwell, KY 42023 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
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398 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 0.2% | 100% | $655,000 | View |
Stockton Mortgage Corporation
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FHA | 4 | 0.9% | 100% | $190,000 | |
Field & Main Bank
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 41 | 9.2% | 76.4% | $171,097 | |
Mortgage Research Center
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Conventional, VA | 18 | 4.1% | 81.8% | $206,111 | |
Gershman Investment Corp.
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Conventional, FHA, VA, USDA | 17 | 3.8% | 94.4% | $142,058 | |
First Community Mortgage, Inc.
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Conventional, FHA, USDA | 15 | 3.4% | 95% | $173,666 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA, USDA | 14 | 3.2% | 93.3% | $184,285 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 12 | 2.7% | 85.7% | $133,333 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 11 | 2.5% | 91.7% | $150,454 | |
Mortgage Masters of Indiana Inc
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FHA, VA, USDA | 9 | 2% | 100% | $169,444 | |
United Wholesale Mortgage
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FHA, VA | 8 | 1.8% | 81.8% | $286,250 | |
Interlinc Mortgage Services, LLC
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FHA, VA, USDA | 7 | 1.6% | 100% | $187,857 | |
Everett Financial, Inc.
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Conventional, FHA, USDA | 7 | 1.6% | 87.5% | $153,571 | |
Gvc Mortgage, Inc.
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Conventional, FHA, USDA | 6 | 1.4% | 100% | $138,333 | |
Movement Mortgage, LLC
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Conventional, FHA | 5 | 1.1% | 100% | $165,000 | |
Freedom Mortgage Corporation
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FHA, VA | 4 | 0.9% | 83.3% | $207,500 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 4 | 0.9% | 100% | $260,000 | |
Das Acquisition Company, LLC
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FHA, VA, USDA | 4 | 0.9% | 100% | $232,500 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 0.9% | 100% | $170,000 | |
Top Flite Financial, Inc.
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FHA, VA | 4 | 0.9% | 100% | $157,500 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.7% | 50% | $58,333 | |
Newrez LLC
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FHA, VA | 3 | 0.7% | 75% | $261,666 | |
loanDepot.com LLC
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Conventional, FHA | 3 | 0.7% | 100% | $111,666 | |
Planet Home Lending, LLC
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Conventional, FHA | 3 | 0.7% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.7% | 75% | $248,333 | View |
Mutual of Omaha Mortgage
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FHA | 3 | 0.7% | 75% | $195,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 3 | 0.7% | 60% | $65,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 3 | 0.7% | 75% | $308,333 | View |
Polaris Home Funding Corp.
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VA, USDA | 2 | 0.5% | 100% | $170,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 0.5% | 22.2% | $40,000 | |
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A+5.0 ★Texas Ratio: 3.76% |
Conventional | 2 | 0.5% | 100% | $85,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 2 | 0.5% | 100% | $135,000 | View |
Cmg Mortgage Inc
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Conventional | 2 | 0.5% | 100% | $235,000 | |
Oceanside Mortgage Company
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FHA | 2 | 0.5% | 100% | $145,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.5% | 100% | $80,000 | |
Union Home Mortgage Corp.
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Conventional | 2 | 0.5% | 50% | $185,000 | |
New Day Financial, LLC.
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VA | 2 | 0.5% | 40% | $240,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 2 | 0.5% | 100% | $110,000 | View |
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A5.0 ★Texas Ratio: 11.06% |
FHA, USDA | 2 | 0.5% | 100% | $180,000 | View |
Mortgage Solutions of Colorado
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FHA, VA | 2 | 0.5% | 100% | $190,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.5% | 42.9% | $55,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.2% | 100% | $125,000 | |
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C3.9 ★Texas Ratio: 27.97% |
FHA | 1 | 0.2% | 100% | $155,000 | View |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $115,000 | |
Guaranteed Rate, Inc.
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VA | 1 | 0.2% | 100% | $275,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $135,000 | |
Acrisure Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $405,000 | |
Kind Lending, LLC
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USDA | 1 | 0.2% | 100% | $155,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
AdvantageFirst Lending Inc
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VA | 1 | 0.2% | 50% | $195,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $135,000 | |
Calcon Mutual Mortgage LLC
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Transportation Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $55,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 0.2% | 100% | $245,000 | |
Nations Lending Corporation
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Conventional | 1 | 0.2% | 100% | $195,000 | |
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B4.4 ★Texas Ratio: 21.68% |
FHA | 1 | 0.2% | 50% | $145,000 | View |
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A+5.0 ★Texas Ratio: 2.40% |
VA | 1 | 0.2% | 100% | $175,000 | View |
Endeavor Capital, LLC
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Conventional | 1 | 0.2% | 100% | $145,000 | |
Zillow Home Loans, LLC
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VA | 1 | 0.2% | 100% | $185,000 | |
Prosperity Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $185,000 | |
Gmfs, LLC
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USDA | 1 | 0.2% | 100% | $175,000 | |
Goprime Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Madisonville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Madisonville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Madisonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Madisonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Madisonville, KY
Use these to narrow the list above. Each category shows how many Madisonville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Madisonville, KY
Independent mortgage companies closed 48.9 percent of home loans in Madisonville, Kentucky in 2025, banks 46.6 percent and credit unions 4.5 percent. Stockton Mortgage Corporation was the largest mortgage company, Independence Bank of Kentucky the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Independence Bank of Kentucky led with 38 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Madisonville, KY
By home loans closed in 2025, Independence Bank of Kentucky was the largest mortgage lender in Madisonville, Kentucky with 38 loans, about 8.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
35 lenders closed FHA loans in Madisonville, Kentucky in 2025, led by Rocket Mortgage with 22. 24 lenders closed VA loans, led by Mortgage Research Center, and 14 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 29 banks and 7 credit unions closed home loans in Madisonville, Kentucky in 2025, alongside 50 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Madisonville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Madisonville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Madisonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
