Mortgage Lenders and Brokers in Lawrenceburg, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Lawrenceburg, Kentucky mortgage lenders include Wesbanco Bank, Inc.Wesbanco Bank, Inc.201 W Park, Lawrenceburg, KY 40342A+5.0 ★Texas Ratio: 3.87%, First Financial BankFirst Financial Bank1012 Bypass N, Lawrenceburg, KY 40342A+5.0 ★Texas Ratio: 3.21%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union1015 Crossroad Dr, Lawrenceburg, KY 40342, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, Traditional Bank IncTraditional Bank Inc1140 Us 127 South, Frankfort, KY 40601A+5.0 ★Texas Ratio: 2.69%, and US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Lawrenceburg, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Lawrenceburg are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Lawrenceburg, Kentucky
Market share is the lender's share of all home loans closed in Lawrenceburg, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Lawrenceburg 201 W Park, Lawrenceburg, KY 40342 A+5.0 ★Texas Ratio: 3.87% |
Conventional, FHA, USDA, HELOC | 3 +23 HELOCs |
0.8% | 100% | $208,333 | View |
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1 office in Lawrenceburg 1012 Bypass N, Lawrenceburg, KY 40342 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 3 +7 HELOCs |
0.8% | 75% | $48,333 | View |
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1 office in Lawrenceburg 111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.3% | 100% | $855,000 | View |
Commonwealth Federal Credit Union
1015 Crossroad Dr, Lawrenceburg, KY 40342 |
Conventional, HELOC | 25 +68 HELOCs |
6.8% | 66.7% | $155,800 | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, VA, HELOC | 13 +2 HELOCs |
3.6% | 87.5% | $294,230 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, VA, HELOC | 7 +4 HELOCs |
1.9% | 87.5% | $199,285 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, VA, USDA | 7 | 1.9% | 100% | $242,142 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 5 +1 HELOCs |
1.4% | 100% | $127,000 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, VA, HELOC | 4 +1 HELOCs |
1.1% | 100% | $225,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA | 4 | 1.1% | 80% | $137,500 | View |
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9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 4 | 1.1% | 100% | $222,500 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA | 3 | 0.8% | 100% | $221,666 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, Jumbo, HELOC | 2 +3 HELOCs |
0.5% | 50% | $725,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 66.7% | $190,000 | View |
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★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 2 | 0.5% | 100% | $190,000 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 2 | 0.5% | 100% | $50,000 | View |
Farmers Bank
200 N Main St, Nicholasville, KY 40356 |
Conventional | 2 | 0.5% | 100% | $210,000 | |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 2 | 0.5% | 66.7% | $630,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA | 2 | 0.5% | 100% | $260,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $115,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
FHA | 1 | 0.3% | 50% | $415,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 0.3% | 100% | $785,000 | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
FHA | 1 | 0.3% | 100% | $165,000 | View |
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3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 1 | 0.3% | 100% | $25,000 | View |
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5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, VA, USDA | 33 | 9% | 97.1% | $236,515 | |
Farm Credit Mid-America, Aca
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Conventional | 3 | 0.8% | 75% | $281,666 | |
University of Ky FCU
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Conventional, HELOC | 1 +11 HELOCs |
0.3% | 100% | $55,000 | |
Central Kentucky Agricultural
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Field & Main Bank
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Park Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 34 | 9.3% | 83.3% | $203,529 | |
Mortgage Research Center
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VA | 13 | 3.6% | 100% | $325,769 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 12 +2 HELOCs |
3.3% | 92.3% | $295,833 | |
Inspire Home Loans Inc.
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Conventional, FHA, VA, USDA | 12 | 3.3% | 100% | $248,333 | |
New American Funding, LLC.
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Conventional, FHA, VA, USDA | 12 | 3.3% | 80% | $180,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA, VA | 8 | 2.2% | 100% | $160,000 | |
Freedom Mortgage Corporation
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FHA, VA | 7 | 1.9% | 88.9% | $276,428 | |
Nationstar Mortgage
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Conventional, FHA, VA | 7 | 1.9% | 100% | $122,142 | |
Republic State Mortgage Company
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Conventional, FHA, USDA | 6 | 1.6% | 85.7% | $235,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 5 +3 HELOCs |
1.4% | 100% | $213,000 | |
Ruoff Mortgage Company
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Conventional, FHA, USDA | 5 | 1.4% | 100% | $275,000 | |
Das Acquisition Company, LLC
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Conventional, FHA | 5 | 1.4% | 100% | $245,000 | |
loanDepot.com LLC
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Conventional, FHA, VA | 4 | 1.1% | 80% | $167,500 | |
T2 Financial LLC
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Conventional, FHA | 4 | 1.1% | 100% | $222,500 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional, FHA, USDA | 4 | 1.1% | 80% | $217,500 | View |
First Community Mortgage, Inc.
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FHA, USDA | 3 | 0.8% | 100% | $228,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 3 | 0.8% | 100% | $251,666 | View |
Newrez LLC
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Conventional, FHA, VA | 3 | 0.8% | 75% | $225,000 | |
Kind Lending, LLC
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USDA | 3 | 0.8% | 100% | $218,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 3 | 0.8% | 80% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 3 | 0.8% | 60% | $128,333 | |
Union Home Mortgage Corp.
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Conventional, FHA, VA | 3 | 0.8% | 100% | $258,333 | |
Fairway Independent Mort Corp
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Conventional, FHA | 3 | 0.8% | 100% | $141,666 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 40% | $325,000 | View |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 66.7% | $230,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional, FHA | 2 | 0.5% | 100% | $110,000 | View |
AdvantageFirst Lending Inc
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FHA | 2 | 0.5% | 100% | $265,000 | |
Planet Home Lending, LLC
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VA | 2 | 0.5% | 100% | $250,000 | |
Provident Funding Associates
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Conventional | 2 | 0.5% | 100% | $205,000 | |
Endeavor Capital, LLC
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FHA | 2 | 0.5% | 100% | $280,000 | |
The Loan Store, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $320,000 | |
Lower, LLC
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FHA, VA | 2 | 0.5% | 66.7% | $240,000 | |
Southwest Stage Funding LLC
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Conventional | 2 | 0.5% | 75% | $235,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.5% | 66.7% | $285,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.5% | 100% | $130,000 | View |
Paramount Residential Mortgage
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Conventional, USDA | 2 | 0.5% | 100% | $270,000 | |
Carrington Mortgage Services LLC
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Conventional | 2 | 0.5% | 100% | $100,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $105,000 | |
Polaris Home Funding Corp.
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FHA | 1 | 0.3% | 100% | $275,000 | |
Interlinc Mortgage Services, LLC
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FHA | 1 | 0.3% | 100% | $275,000 | |
EMM Loans LLC
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FHA | 1 | 0.3% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $55,000 | View |
Envoy Mortgage, Ltd
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FHA | 1 | 0.3% | 100% | $215,000 | |
Nbkc Bank
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VA | 1 | 0.3% | 100% | $445,000 | |
Equity Prime Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.3% | 100% | $335,000 | |
Movement Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $455,000 | |
PHH Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $65,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $185,000 | View |
HomeXpress Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Discover Bank
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Conventional | 1 | 0.3% | 25% | $35,000 | |
Sun West Mortgage Company, Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.3% | 100% | $145,000 | |
Publix Employees Federal Credit Union
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Conventional | 1 | 0.3% | 50% | $205,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.3% | 100% | $345,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 50% | $185,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $265,000 | View |
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A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.3% | 100% | $125,000 | View |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
Agfirst Farm Credit Bank
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.3% | 100% | $245,000 | View |
Towne Mortgage Company
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FHA | 1 | 0.3% | 100% | $155,000 | |
Better Mortgage Corporation
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Conventional | 1 | 0.3% | 50% | $65,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $215,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.3% | 100% | $405,000 | |
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A+5.0 ★Texas Ratio: 4.75% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Mortgage Investors Group
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FHA | 1 | 0.3% | 100% | $235,000 | |
21St Mortgage
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Conventional | 1 | 0.3% | 33.3% | $65,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.3% | 11.1% | $275,000 | |
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C+4.1 ★Texas Ratio: 25.91% |
FHA | 1 | 0.3% | 100% | $265,000 | View |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $235,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Fourleaf Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 3.76% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
All In Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a |
Lawrenceburg Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Lawrenceburg, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Lawrenceburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Lawrenceburg in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Lawrenceburg, KY
Use these to narrow the list above. Each category shows how many Lawrenceburg, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Lawrenceburg, KY
Independent mortgage companies closed 62.8 percent of home loans in Lawrenceburg, Kentucky in 2025, banks 27 percent and credit unions 10.1 percent. Stockton Mortgage Corporation was the largest mortgage company, Wesbanco Bank, Inc. the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Lawrenceburg, KY
By home loans closed in 2025, Wesbanco Bank, Inc. was the largest mortgage lender in Lawrenceburg, Kentucky with 3 loans, about 0.8 percent of the market. The largest lender headquartered in Kentucky was Stock Yards Bank & Trust Company with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
50 lenders closed FHA loans in Lawrenceburg, Kentucky in 2025, led by Stockton Mortgage Corporation with 11. 26 lenders closed VA loans, led by Mortgage Research Center, and 11 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 42 banks and 12 credit unions closed home loans in Lawrenceburg, Kentucky in 2025, alongside 60 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Lawrenceburg, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Lawrenceburg, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Lawrenceburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
