Mortgage Lenders and Brokers in Brownsville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Brownsville, Kentucky mortgage lenders include Bank of Edmonson CountyBank of Edmonson County109 S Main St, Brownsville, KY 42210A5.0 ★Texas Ratio: 12.94%, Peoples BankPeoples Bank113 East Main Cross Street, Brownsville, KY 42210A+5.0 ★Texas Ratio: 3.39%, American Bank & Trust Company Inc.American Bank & Trust Company Inc.531 Lovers Ln, Bowling Green, KY 42103A5.0 ★Texas Ratio: 10.95%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, The Cecilian BankThe Cecilian Bank302 Bypass Rd, Brandenburg, KY 40108A+5.0 ★Texas Ratio: 2.60%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, and German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Brownsville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Brownsville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Brownsville, Kentucky
Market share is the lender's share of all home loans closed in Brownsville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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109 S Main St, Brownsville, KY 42210 A5.0 ★Texas Ratio: 12.94% |
Conventional | 33 | 16.9% | 100% | $141,363 | View |
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1 office in Brownsville 113 East Main Cross Street, Brownsville, KY 42210 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +6 HELOCs |
0% | 0% | View | |
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531 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 10.95% |
Conventional | 12 | 6.2% | 92.3% | $125,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 11 | 5.6% | 91.7% | $240,454 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 5 | 2.6% | 100% | $221,000 | |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 4 +6 HELOCs |
2.1% | 66.7% | $177,500 | View |
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302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
Conventional, HELOC | 3 +1 HELOCs |
1.5% | 75% | $265,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, HELOC | 2 +4 HELOCs |
1% | 100% | $130,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 66.7% | $130,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +2 HELOCs |
1% | 100% | $290,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
1% | 100% | $170,000 | View |
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422 College Heights Blvd, Bowling Green, KY 42101 A5.0 ★Texas Ratio: 10.24% |
Conventional | 2 | 1% | 100% | $145,000 | View |
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1150 North Main Street, Beaver Dam, KY 42320 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 2 | 1% | 100% | $455,000 | View |
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2512 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 2 | 1% | 66.7% | $230,000 | View |
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398 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 6.93% |
Conventional | 2 | 1% | 100% | $120,000 | View |
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2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 2 | 1% | 100% | $145,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.5% | 100% | $165,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.5% | 100% | $225,000 | View |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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2441 Greensburg Rd, Buffalo, KY 42716 A+5.0 ★Texas Ratio: 5.71% |
Conventional | 1 | 0.5% | 100% | $125,000 | View |
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★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 0.5% | 100% | $105,000 | View |
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406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.5% | 100% | $385,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA | 8 | 4.1% | 100% | $226,250 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1% | 100% | $120,000 | |
Field & Main Bank
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Conventional | 1 | 0.5% | 100% | $275,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 19 | 9.7% | 71.4% | $176,578 | |
Bay Equity LLC
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Conventional, FHA, VA, USDA | 8 | 4.1% | 88.9% | $185,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA | 8 | 4.1% | 100% | $188,750 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA | 6 | 3.1% | 100% | $283,333 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 5 | 2.6% | 38.5% | $163,000 | |
United Wholesale Mortgage
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Conventional, FHA | 4 | 2.1% | 80% | $237,500 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 2.1% | 66.7% | $230,000 | |
Mortgage Research Center
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VA | 4 | 2.1% | 100% | $252,500 | |
21St Mortgage
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Conventional | 4 | 2.1% | 100% | $187,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, USDA | 3 | 1.5% | 75% | $198,333 | |
Freedom Mortgage Corporation
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FHA | 2 | 1% | 66.7% | $270,000 | |
Movement Mortgage, LLC
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Conventional, FHA | 2 | 1% | 100% | $350,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 1% | 100% | $290,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 1% | 100% | $415,000 | |
Ruoff Mortgage Company
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FHA | 1 | 0.5% | 100% | $185,000 | |
Guaranteed Rate Affinity, LLC
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VA | 1 | 0.5% | 100% | $285,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.5% | 50% | $65,000 | |
Newrez LLC
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VA | 1 | 0.5% | 50% | $295,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.5% | 50% | $225,000 | |
Kind Lending, LLC
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FHA | 1 | 0.5% | 100% | $305,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.5% | 33.3% | $245,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.5% | 100% | $585,000 | View |
Ross Mortgage Corporation
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VA | 1 | 0.5% | 100% | $295,000 | |
Lendsure Mortgage Corp.
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Conventional | 1 | 0.5% | 100% | $245,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.5% | 50% | $45,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.5% | 100% | $365,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 0.5% | 100% | $555,000 | |
Mutual of Omaha Mortgage
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FHA | 1 | 0.5% | 100% | $135,000 | |
Mortgage Investors Group
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Conventional | 1 | 0.5% | 100% | $685,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.5% | 100% | $125,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.5% | 100% | $255,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.5% | 100% | $205,000 | |
Gershman Investment Corp.
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Conventional | 1 | 0.5% | 100% | $45,000 | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Brownsville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Brownsville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Brownsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Brownsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Brownsville, KY
Use these to narrow the list above. Each category shows how many Brownsville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Brownsville, KY
Independent mortgage companies closed 47.2 percent of home loans in Brownsville, Kentucky in 2025, banks 45.6 percent and credit unions 7.2 percent. Stockton Mortgage Corporation was the largest mortgage company, Bank of Edmonson County the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Bank of Edmonson County led with 33 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Brownsville, KY
By home loans closed in 2025, Bank of Edmonson County was the largest mortgage lender in Brownsville, Kentucky with 33 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
17 lenders closed FHA loans in Brownsville, Kentucky in 2025, led by Stockton Mortgage Corporation with 4. 10 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 5 credit unions closed home loans in Brownsville, Kentucky in 2025, alongside 32 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Brownsville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Brownsville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Brownsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
