Campbellsburg, Kentucky mortgage lenders include United Citizens Bank & Trust CompanyUnited Citizens Bank & Trust Company8198 Main St, Campbellsburg, KY 40011, Bedford Loan & Deposit BankBedford Loan & Deposit Bank45 Highway 42 E, Bedford, KY 40006A5.0 ★Texas Ratio: 7.48%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, Farmers Bank of MiltonFarmers Bank of Milton1935 Highway 227, Carrollton, KY 41008A5.0 ★Texas Ratio: 8.77%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, and Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Campbellsburg, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Campbellsburg are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Campbellsburg, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
United Citizens Bank & Trust Company
8198 Main St, Campbellsburg, KY 40011 |
Conventional | 11 | 20.4% | 92.9% | $211,363 | |
|
45 Highway 42 E, Bedford, KY 40006 A5.0 ★Texas Ratio: 7.48% |
Conventional | 5 | 9.3% | 100% | $113,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 1 +1 HELOCs |
1.9% | 50% | $175,000 | |
|
7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.9% | 100% | $25,000 | View |
|
1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 1.9% | 100% | $155,000 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 1.9% | 100% | $415,000 | View |
|
1935 Highway 227, Carrollton, KY 41008 A5.0 ★Texas Ratio: 8.77% |
Conventional | 1 | 1.9% | 50% | $75,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.9% | 100% | $365,000 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
|
111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 3 | 5.6% | 100% | $591,666 | |
Stockton Mortgage Corporation
|
Conventional, FHA | 2 | 3.7% | 100% | $230,000 | |
University of Ky FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Primary Residential Mortgage, INC.
|
Conventional, FHA, USDA | 5 | 9.3% | 71.4% | $167,000 | |
Rocket Mortgage
|
Conventional, FHA, VA | 4 | 7.4% | 100% | $152,500 | |
United Wholesale Mortgage
|
Conventional, FHA | 3 | 5.6% | 75% | $248,333 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA | 3 | 5.6% | 100% | $185,000 | View |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional, FHA | 2 | 3.7% | 100% | $150,000 | View |
Lakeview Loan Servicing, LLC
|
VA | 1 | 1.9% | 100% | $495,000 | |
Newrez LLC
|
FHA | 1 | 1.9% | 50% | $405,000 | |
Envoy Mortgage, Ltd
|
FHA | 1 | 1.9% | 100% | $175,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.9% | 100% | $35,000 | |
loanDepot.com LLC
|
Conventional | 1 | 1.9% | 100% | $115,000 | |
American Financial Network, Inc.
|
FHA | 1 | 1.9% | 100% | $175,000 | |
Cmg Mortgage Inc
|
Conventional | 1 | 1.9% | 100% | $405,000 | |
Union Home Mortgage Corp.
|
Conventional | 1 | 1.9% | 100% | $175,000 | |
|
A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 1.9% | 100% | $265,000 | View |
21St Mortgage
|
Conventional | 1 | 1.9% | 50% | $125,000 |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Campbellsburg? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Campbellsburg in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Campbellsburg, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 50 percent of home loans in Campbellsburg, Kentucky in 2025, banks 46.3 percent and credit unions 3.7 percent. Farm Credit Mid-America, Aca was the largest mortgage company, United Citizens Bank & Trust Company the largest bank and Commonwealth Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, United Citizens Bank & Trust Company led with 11 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, United Citizens Bank & Trust Company was the largest mortgage lender in Campbellsburg, Kentucky with 11 loans, about 20.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Campbellsburg, Kentucky in 2025, led by Primary Residential Mortgage, INC. with 3. 2 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 12 banks and 4 credit unions closed home loans in Campbellsburg, Kentucky in 2025, alongside 15 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Campbellsburg, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Campbellsburg, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Campbellsburg. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.