Mortgage Lenders and Brokers in Elk Creek, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Elk Creek, Kentucky mortgage lenders include The Peoples BankThe Peoples Bank5511 Taylorsville Rd, Fisherville, KY 40023A5.0 ★Texas Ratio: 8.67%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, and Traditional Bank IncTraditional Bank Inc1140 Us 127 South, Frankfort, KY 40601A+5.0 ★Texas Ratio: 2.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Elk Creek, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Elk Creek are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Elk Creek, Kentucky
Market share is the lender's share of all home loans closed in Elk Creek, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67% |
Conventional | 6 | 4.6% | 100% | $286,666 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 3 +1 HELOCs |
2.3% | 100% | $385,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +3 HELOCs |
1.5% | 66.7% | $110,000 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA | 2 | 1.5% | 100% | $275,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 2 | 1.5% | 66.7% | $305,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +7 HELOCs |
0.8% | 100% | $555,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $715,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +2 HELOCs |
0.8% | 100% | $405,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $425,000 | |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 1 +1 HELOCs |
0.8% | 100% | $265,000 | View |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.8% | 100% | $225,000 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 0.8% | 100% | $135,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.8% | 100% | $495,000 | View |
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140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional | 1 | 0.8% | 100% | $335,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.8% | 100% | $345,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 0.8% | 100% | $625,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $475,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.8% | 50% | $245,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +8 HELOCs |
0% | n/a | View | |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
Park Community Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
1.5% | 100% | $265,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 1.5% | 100% | $330,000 | |
Fair Way Lending, LLC
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FHA | 1 | 0.8% | 100% | $345,000 | |
University of Ky FCU
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA, VA | 21 | 16.2% | 91.3% | $330,238 | |
United Wholesale Mortgage
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Conventional, FHA, VA, USDA, HELOC | 13 +1 HELOCs |
10% | 92.9% | $378,076 | |
Union Home Mortgage Corp.
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Conventional | 5 | 3.8% | 100% | $319,000 | |
Fairway Independent Mort Corp
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Conventional, VA | 5 | 3.8% | 100% | $513,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, HELOC | 4 +2 HELOCs |
3.1% | 100% | $412,500 | View |
Interlinc Mortgage Services, LLC
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Conventional, FHA | 4 | 3.1% | 100% | $320,000 | |
Prosperity Home Mortgage, LLC
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Conventional, VA | 4 | 3.1% | 100% | $430,000 | |
Freedom Mortgage Corporation
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Conventional, FHA | 3 | 2.3% | 60% | $305,000 | |
Newrez LLC
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Conventional | 3 | 2.3% | 75% | $191,666 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 1.5% | 100% | $430,000 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA | 2 | 1.5% | 100% | $395,000 | |
Kind Lending, LLC
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Conventional, VA | 2 | 1.5% | 100% | $425,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.5% | 100% | $295,000 | |
Amerisave Mortgage Company
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Conventional | 2 | 1.5% | 100% | $40,000 | |
Provident Funding Associates
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Conventional | 2 | 1.5% | 100% | $360,000 | |
Mutual of Omaha Mortgage
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FHA, VA | 2 | 1.5% | 100% | $390,000 | |
Lower, LLC
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Conventional | 2 | 1.5% | 100% | $290,000 | |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $795,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 100% | $325,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 0.8% | 100% | $435,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.8% | 50% | $415,000 | |
Advancial Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $535,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.8% | 100% | $305,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $225,000 | |
Click n' Close, Inc.
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FHA | 1 | 0.8% | 100% | $465,000 | |
Bay Equity LLC
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Conventional | 1 | 0.8% | 100% | $355,000 | |
Weichert Financial Services
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VA | 1 | 0.8% | 100% | $695,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Atlantic Bay Mortgage Group
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.8% | 50% | $215,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.8% | 100% | $195,000 | |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $475,000 | |
Endeavor Capital, LLC
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Conventional | 1 | 0.8% | 100% | $165,000 | |
Paramount Residential Mortgage
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FHA | 1 | 0.8% | 100% | $355,000 | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Elk Creek Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Elk Creek, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Elk Creek? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Elk Creek in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Elk Creek, KY
Use these to narrow the list above. Each category shows how many Elk Creek, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Elk Creek, KY
Independent mortgage companies closed 70.8 percent of home loans in Elk Creek, Kentucky in 2025, banks 23.1 percent and credit unions 6.2 percent. Stockton Mortgage Corporation was the largest mortgage company, The Peoples Bank the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, The Peoples Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Elk Creek, KY
By home loans closed in 2025, The Peoples Bank was the largest mortgage lender in Elk Creek, Kentucky with 6 loans, about 4.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Elk Creek, Kentucky in 2025, led by Rocket Mortgage with 2. 9 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 22 banks and 10 credit unions closed home loans in Elk Creek, Kentucky in 2025, alongside 35 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Elk Creek, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Elk Creek, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Elk Creek. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
