Mortgage Lenders and Brokers in Park City, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Park City, Kentucky mortgage lenders include South Central Bank IncSouth Central Bank Inc24127 Louisville Rd, Park City, KY 42160A+5.0 ★Texas Ratio: 2.83%, Edmonton State BankEdmonton State Bank2512 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.16%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, The Cecilian BankThe Cecilian Bank302 Bypass Rd, Brandenburg, KY 40108A+5.0 ★Texas Ratio: 2.60%, Franklin Bank & Trust CompanyFranklin Bank & Trust Company398 Lovers Ln, Bowling Green, KY 42103A5.0 ★Texas Ratio: 6.93%, Truist BankTruist Bank2750 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.87%, Regions BankRegions Bank507 Main St, Benton, KY 42025A+5.0 ★Texas Ratio: 4.37%, American Bank & Trust Company Inc.American Bank & Trust Company Inc.531 Lovers Ln, Bowling Green, KY 42103A5.0 ★Texas Ratio: 10.95%, Peoples BankPeoples Bank6601 Us Route 60, Ashland, KY 41102A+5.0 ★Texas Ratio: 3.39%, and Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Park City, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Park City are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Park City, Kentucky
Market share is the lender's share of all home loans closed in Park City, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Park City 24127 Louisville Rd, Park City, KY 42160 A+5.0 ★Texas Ratio: 2.83% |
Conventional, HELOC | 4 +10 HELOCs |
6.5% | 100% | $210,000 | View |
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2512 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 7 | 11.3% | 77.8% | $119,285 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 4 +2 HELOCs |
6.5% | 100% | $237,500 | View |
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302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 2 | 3.2% | 100% | $35,000 | View |
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398 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 6.93% |
Conventional | 2 | 3.2% | 100% | $65,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, FHA | 2 | 3.2% | 100% | $120,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
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531 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 10.95% |
Conventional | 1 | 1.6% | 100% | $15,000 | View |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
Conventional | 1 | 1.6% | 100% | $35,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1.6% | 100% | $215,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Stockton Mortgage Corporation
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USDA | 1 | 1.6% | 100% | $205,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 9 | 14.5% | 81.8% | $179,444 | |
United Wholesale Mortgage
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FHA, VA | 3 | 4.8% | 75% | $161,666 | |
loanDepot.com LLC
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Conventional, FHA | 2 | 3.2% | 100% | $125,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 3.2% | 100% | $115,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 3.2% | 100% | $90,000 | |
Nationstar Mortgage
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Conventional | 2 | 3.2% | 66.7% | $65,000 | |
Mortgage Research Center
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VA | 2 | 3.2% | 100% | $265,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 3.2% | 20% | $85,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 1.6% | 50% | $105,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.6% | 50% | $465,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 1.6% | 50% | $185,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.6% | 50% | $25,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.6% | 50% | $25,000 | |
Ross Mortgage Corporation
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FHA | 1 | 1.6% | 100% | $245,000 | |
Bay Equity LLC
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FHA | 1 | 1.6% | 50% | $335,000 | |
Atlantic Bay Mortgage Group
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FHA | 1 | 1.6% | 100% | $265,000 | |
New American Funding, LLC.
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Conventional | 1 | 1.6% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.6% | 100% | $45,000 | View |
Fairway Independent Mort Corp
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VA | 1 | 1.6% | 100% | $715,000 | |
Paramount Residential Mortgage
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USDA | 1 | 1.6% | 100% | $155,000 |
Park City Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Park City, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Park City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Park City in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Park City, KY
Use these to narrow the list above. Each category shows how many Park City, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Park City, KY
Independent mortgage companies closed 58.1 percent of home loans in Park City, Kentucky in 2025, banks 35.5 percent and credit unions 6.5 percent. Stockton Mortgage Corporation was the largest mortgage company, South Central Bank Inc the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, South Central Bank Inc led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Park City, KY
By home loans closed in 2025, South Central Bank Inc was the largest mortgage lender in Park City, Kentucky with 4 loans, about 6.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
9 lenders closed FHA loans in Park City, Kentucky in 2025, led by Rocket Mortgage with 2. 6 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 10 banks and 2 credit unions closed home loans in Park City, Kentucky in 2025, alongside 20 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Park City, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Park City, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Park City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
