Mortgage Lenders and Brokers in Simpsonville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Simpsonville, Kentucky mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company6920 Shelbyville Rd, Simpsonville, KY 40067A+5.0 ★Texas Ratio: 1.99%, German American BankGerman American Bank100 Citizens Blvd, Simpsonville, KY 40067A+5.0 ★Texas Ratio: 1.93%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Traditional Bank IncTraditional Bank Inc1140 Us 127 South, Frankfort, KY 40601A+5.0 ★Texas Ratio: 2.69%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, and Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Simpsonville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Simpsonville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Simpsonville, Kentucky
Market share is the lender's share of all home loans closed in Simpsonville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Simpsonville 6920 Shelbyville Rd, Simpsonville, KY 40067 A+5.0 ★Texas Ratio: 1.99% |
Conventional, Jumbo, HELOC | 6 +11 HELOCs |
4.7% | 85.7% | $440,000 | View |
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1 office in Simpsonville 100 Citizens Blvd, Simpsonville, KY 40067 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +14 HELOCs |
0.8% | 50% | $205,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 5 | 3.9% | 100% | $307,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, FHA, HELOC | 4 +4 HELOCs |
3.1% | 80% | $327,500 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, Jumbo, HELOC | 2 +5 HELOCs |
1.6% | 100% | $575,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +5 HELOCs |
1.6% | 66.7% | $255,000 | View |
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1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 66.7% | $380,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 2 +4 HELOCs |
1.6% | 100% | $555,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
1.6% | 100% | $950,000 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional | 2 | 1.6% | 100% | $565,000 | View |
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5511 Taylorsville Rd, Fisherville, KY 40023 A5.0 ★Texas Ratio: 8.67% |
Conventional | 2 | 1.6% | 50% | $335,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional | 2 | 1.6% | 100% | $385,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +3 HELOCs |
0.8% | 100% | $805,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.8% | 100% | $1,425,000 | View |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 1 | 0.8% | 100% | $215,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional | 1 | 0.8% | 100% | $355,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 0.8% | 100% | $185,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA | 5 | 3.9% | 100% | $285,000 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 1.6% | 100% | $235,000 | |
University of Ky FCU
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Conventional, Jumbo, HELOC | 1 +4 HELOCs |
0.8% | 100% | $605,000 | |
Victory Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $145,000 | |
Park Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 11 +1 HELOCs |
8.5% | 91.7% | $445,909 | |
Rocket Mortgage
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Conventional, VA | 9 | 7% | 100% | $186,111 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, Jumbo | 8 | 6.2% | 100% | $520,000 | View |
Newrez LLC
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Conventional, VA, Jumbo | 3 | 2.3% | 100% | $355,000 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, VA | 3 | 2.3% | 100% | $415,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 3 | 2.3% | 100% | $401,666 | |
The Loan Store, Inc
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Conventional, Jumbo | 3 | 2.3% | 100% | $385,000 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 3 | 2.3% | 100% | $448,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional | 2 | 1.6% | 100% | $330,000 | View |
Movement Mortgage, LLC
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Conventional | 2 | 1.6% | 100% | $290,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.6% | 100% | $210,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 2 | 1.6% | 50% | $145,000 | |
The Mortgage Warehouse, LLC
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Conventional | 2 | 1.6% | 100% | $645,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 2 | 1.6% | 100% | $465,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.6% | 100% | $65,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 1.6% | 100% | $345,000 | View |
EMM Loans LLC
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Conventional | 1 | 0.8% | 100% | $195,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.8% | 100% | $105,000 | |
Guaranteed Rate, Inc.
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FHA | 1 | 0.8% | 100% | $335,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 0.8% | 100% | $205,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.8% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.8% | 100% | $175,000 | |
Kind Lending, LLC
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Conventional | 1 | 0.8% | 100% | $205,000 | |
loanDepot.com LLC
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VA, Jumbo | 1 | 0.8% | 100% | $885,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.8% | 50% | $535,000 | |
Indiana Members Credit Union
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Conventional, Jumbo | 1 | 0.8% | 100% | $1,815,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.8% | 100% | $305,000 | View |
Publix Employees Federal Credit Union
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Conventional | 1 | 0.8% | 100% | $365,000 | |
Planet Home Lending, LLC
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FHA | 1 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.8% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.28% |
Conventional | 1 | 0.8% | 100% | $795,000 | View |
Mortgage Research Center
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VA | 1 | 0.8% | 100% | $335,000 | |
Tjc Mortgage Inc
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Conventional | 1 | 0.8% | 100% | $715,000 | |
Mutual of Omaha Mortgage
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VA | 1 | 0.8% | 100% | $275,000 | |
Lower, LLC
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Conventional | 1 | 0.8% | 100% | $805,000 | |
Florida Capital Bank, N.A
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Conventional | 1 | 0.8% | 100% | $475,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.8% | 100% | $185,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.8% | 100% | $205,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.8% | 100% | $495,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Digital Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Simpsonville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Simpsonville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Simpsonville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Simpsonville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Simpsonville, KY
Use these to narrow the list above. Each category shows how many Simpsonville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Simpsonville, KY
Independent mortgage companies closed 56.6 percent of home loans in Simpsonville, Kentucky in 2025, banks 38 percent and credit unions 5.4 percent. Stockton Mortgage Corporation was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Simpsonville, KY
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in Simpsonville, Kentucky with 6 loans, about 4.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
12 lenders closed FHA loans in Simpsonville, Kentucky in 2025, led by Northpointe Bank with 3. 10 lenders closed VA loans, led by The Federal Savings Bank. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 10 credit unions closed home loans in Simpsonville, Kentucky in 2025, alongside 34 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Simpsonville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Simpsonville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Simpsonville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
