Mortgage Lenders and Brokers in Edgewood, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Edgewood, Kentucky mortgage lenders include Huntington National BankHuntington National Bank3103 Dixie Hwy, Edgewood, KY 41018A+5.0 ★Texas Ratio: 3.66%, Fifth Third Bank, National AssociationFifth Third Bank, National Association3003 Dixie Hwy, Edgewood, KY 41017A+5.0 ★Texas Ratio: 3.22%, First Financial BankFirst Financial Bank3580 Madison Pike, Edgewood, KY 41017A+5.0 ★Texas Ratio: 3.21%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company591 Freedom Park Dr, Edgewood, KY 41017A+5.0 ★Texas Ratio: 1.99%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Heritage Bank, INCHeritage Bank, INC7593 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 4.11%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Truist BankTruist Bank2750 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.87%, and PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Edgewood, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Edgewood are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Edgewood, Kentucky
Market share is the lender's share of all home loans closed in Edgewood, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Edgewood 3103 Dixie Hwy, Edgewood, KY 41018 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 11 +12 HELOCs |
6.8% | 100% | $296,818 | View |
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1 office in Edgewood 3003 Dixie Hwy, Edgewood, KY 41017 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 7 +19 HELOCs |
4.3% | 77.8% | $286,428 | View |
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1 office in Edgewood 3580 Madison Pike, Edgewood, KY 41017 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $255,000 | View |
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1 office in Edgewood 591 Freedom Park Dr, Edgewood, KY 41017 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, VA, HELOC | 15 +7 HELOCs |
9.3% | 94.4% | $317,666 | View |
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7593 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 4 | 2.5% | 80% | $152,500 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +6 HELOCs |
1.9% | 60% | $198,333 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 1.9% | 100% | $361,666 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +1 HELOCs |
1.2% | 100% | $315,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +9 HELOCs |
0.6% | 100% | $225,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
VA, HELOC | 1 +5 HELOCs |
0.6% | 100% | $255,000 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +2 HELOCs |
0.6% | 100% | $205,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.6% | 100% | $1,425,000 | |
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2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.6% | 100% | $485,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.6% | 100% | $415,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional | 4 | 2.5% | 100% | $242,500 | |
First Equity Mortgage Inc
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Conventional | 3 | 1.9% | 100% | $495,000 | |
Victory Mortgage, LLC
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FHA | 2 | 1.2% | 100% | $330,000 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 11 | 6.8% | 100% | $289,545 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 10 | 6.2% | 100% | $364,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 8 | 5% | 100% | $356,250 | |
Rocket Mortgage
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Conventional, FHA | 6 | 3.7% | 75% | $193,333 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 3.1% | 100% | $195,000 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +3 HELOCs |
2.5% | 80% | $115,000 | View |
Union Savings Bank
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Conventional, FHA, HELOC | 4 +1 HELOCs |
2.5% | 80% | $302,500 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, VA | 3 | 1.9% | 100% | $321,666 | View |
Prosperity Home Mortgage, LLC
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Conventional, VA | 3 | 1.9% | 75% | $278,333 | |
The Loan Store, Inc
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Conventional | 3 | 1.9% | 100% | $228,333 | |
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A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 2 +3 HELOCs |
1.2% | 100% | $390,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 2 | 1.2% | 100% | $300,000 | |
American Financial Resources LLC
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Conventional | 2 | 1.2% | 100% | $255,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 1.2% | 100% | $260,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 1.2% | 100% | $175,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 1.2% | 100% | $295,000 | |
Sibcy Cline Mortgage Services, Inc.
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Conventional | 2 | 1.2% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 1.2% | 100% | $80,000 | View |
General Electric Credit Union
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Conventional, HELOC | 1 +4 HELOCs |
0.6% | 100% | $515,000 | |
Cinfed Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.6% | 100% | $155,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 0.6% | 100% | $195,000 | |
Freedom Mortgage Corporation
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VA | 1 | 0.6% | 100% | $245,000 | |
AmeriHome Mortgage Company, LLC
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Conventional | 1 | 0.6% | 100% | $305,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.6% | 33.3% | $45,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.6% | 100% | $365,000 | |
Bay Equity LLC
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Conventional | 1 | 0.6% | 100% | $265,000 | |
Nfm, Inc
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Conventional | 1 | 0.6% | 100% | $285,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.6% | 100% | $605,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.6% | 100% | $315,000 | View |
Provident Funding Associates
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Conventional | 1 | 0.6% | 100% | $235,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.6% | 100% | $425,000 | View |
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A5.0 ★Texas Ratio: 10.25% |
Conventional | 1 | 0.6% | 100% | $155,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.6% | 100% | $255,000 | View |
Nationstar Mortgage
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FHA | 1 | 0.6% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
VA | 1 | 0.6% | 100% | $415,000 | View |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.6% | 100% | $185,000 | View |
New American Funding, LLC.
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FHA | 1 | 0.6% | 100% | $205,000 | |
Lower, LLC
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Conventional | 1 | 0.6% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 0.6% | 100% | $135,000 | View |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Paramount Residential Mortgage
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FHA | 1 | 0.6% | 100% | $245,000 | |
Carrington Mortgage Services LLC
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FHA | 1 | 0.6% | 100% | $265,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 1 | 0.6% | 100% | $325,000 | View |
Superior Credit Union, Inc.
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Conventional | 1 | 0.6% | 100% | $135,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.6% | 100% | $225,000 | |
North Side Bank & Trust Company
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HELOC | 0 +3 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Ussfcu
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HELOC | 0 +1 HELOCs |
0% | n/a |
Edgewood Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Edgewood, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Edgewood? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Edgewood in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Edgewood, KY
Use these to narrow the list above. Each category shows how many Edgewood, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Edgewood, KY
Independent mortgage companies closed 50.9 percent of home loans in Edgewood, Kentucky in 2025, banks 44.7 percent and credit unions 4.3 percent. Stockton Mortgage Corporation was the largest mortgage company, Huntington National Bank the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 0 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Edgewood, KY
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Edgewood, Kentucky with 11 loans, about 6.8 percent of the market. The largest lender headquartered in Kentucky was Stock Yards Bank & Trust Company with 0 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
15 lenders closed FHA loans in Edgewood, Kentucky in 2025, led by Victory Mortgage, LLC with 2. 8 lenders closed VA loans, led by CrossCountry Mortgage, LLC. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Edgewood, Kentucky in 2025, alongside 31 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Edgewood, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Edgewood, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Edgewood. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
