Mortgage Lenders and Brokers in Boston, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Boston, Kentucky mortgage lenders include The Lincoln National Bank of HodgenvilleThe Lincoln National Bank of Hodgenville500 Lincoln Way, Bardstown, KY 40004A+5.0 ★Texas Ratio: 2.54%, Town & Country Bank and Trust Co.Town & Country Bank and Trust Co.237 Nelson Plaza, Bardstown, KY 40004, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, Wilson & Muir Bank & Trust CompanyWilson & Muir Bank & Trust Company101 Padgett St, Bardstown, KY 40004A+4.9 ★Texas Ratio: 2.62%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.7300 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.87%, First Harrison BankFirst Harrison Bank140 S Poplar St, Lebanon Junction, KY 40150A+5.0 ★Texas Ratio: 3.57%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, and Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Boston, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Boston are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Boston, Kentucky
Market share is the lender's share of all home loans closed in Boston, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 7 | 12.7% | 100% | $189,285 | View |
Town & Country Bank and Trust Co.
237 Nelson Plaza, Bardstown, KY 40004 |
Conventional | 6 | 10.9% | 100% | $230,000 | |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 4 +4 HELOCs |
7.3% | 100% | $250,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, USDA | 3 | 5.5% | 100% | $168,333 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional | 2 | 3.6% | 100% | $265,000 | View |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
Conventional | 2 | 3.6% | 100% | $170,000 | View |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $265,000 | View |
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140 S Poplar St, Lebanon Junction, KY 40150 A+5.0 ★Texas Ratio: 3.57% |
Conventional, HELOC | 1 +1 HELOCs |
1.8% | 100% | $45,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.8% | 100% | $195,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 1.8% | 100% | $265,000 | |
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302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
Conventional | 1 | 1.8% | 100% | $335,000 | View |
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3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 1.8% | 100% | $175,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 1.8% | 100% | $285,000 | View |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 1 | 1.8% | 100% | $75,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, VA | 5 | 9.1% | 100% | $239,000 | |
United Wholesale Mortgage
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Conventional, VA | 3 | 5.5% | 100% | $335,000 | |
Fairway Independent Mort Corp
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Conventional | 2 | 3.6% | 100% | $270,000 | |
Spring Eq, LLC
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Conventional | 2 | 3.6% | 66.7% | $185,000 | |
American Financial Resources LLC
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VA | 1 | 1.8% | 100% | $475,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.8% | 100% | $205,000 | |
Southeast Financial Credit Union
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Conventional | 1 | 1.8% | 100% | $75,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 1.8% | 100% | $165,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.8% | 100% | $235,000 | |
Nationstar Mortgage
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Conventional | 1 | 1.8% | 100% | $45,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 1.8% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.8% | 100% | $245,000 | |
21St Mortgage
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Conventional | 1 | 1.8% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
FHA | 1 | 1.8% | 100% | $365,000 | View |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 1.8% | 20% | $215,000 |
Boston Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Boston, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Boston? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Boston in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Boston, KY
Use these to narrow the list above. Each category shows how many Boston, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Boston, KY
Independent mortgage companies closed 34.5 percent of home loans in Boston, Kentucky in 2025, banks 50.9 percent and credit unions 14.5 percent. Rocket Mortgage was the largest mortgage company, The Lincoln National Bank of Hodgenville the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, The Lincoln National Bank of Hodgenville led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Boston, KY
By home loans closed in 2025, The Lincoln National Bank of Hodgenville was the largest mortgage lender in Boston, Kentucky with 7 loans, about 12.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
3 lenders closed FHA loans in Boston, Kentucky in 2025, led by Stock Yards Bank & Trust Company with 1. 4 lenders closed VA loans, led by Rocket Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 14 banks and 7 credit unions closed home loans in Boston, Kentucky in 2025, alongside 11 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Boston, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Boston, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Boston. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
