Mortgage Lenders and Brokers in Jamestown, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Jamestown, Kentucky mortgage lenders include Community Trust Bank, Inc.Community Trust Bank, Inc.752 N Main St, Jamestown, KY 42629A+5.0 ★Texas Ratio: 3.53%, The Citizens National Bank of SomersetThe Citizens National Bank of Somerset290 Cumberland Xing, Monticello, KY 42633B+3.9 ★Texas Ratio: 1.75%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Whitaker Bank IncWhitaker Bank Inc102 W Jefferson St, Berea, KY 40403A+5.0 ★Texas Ratio: 1.23%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Old National BankOld National Bank301 S 2nd St, Central City, KY 42330A+5.0 ★Texas Ratio: 4.98%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, Regions BankRegions Bank507 Main St, Benton, KY 42025A+5.0 ★Texas Ratio: 4.37%, and Monticello Banking CompanyMonticello Banking Company310 N Cross St, Albany, KY 42602A+5.0 ★Texas Ratio: 0.91%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Jamestown, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Jamestown are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Jamestown, Kentucky
Market share is the lender's share of all home loans closed in Jamestown, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Jamestown 752 N Main St, Jamestown, KY 42629 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 5 +6 HELOCs |
7.8% | 100% | $313,000 | View |
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290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75% |
Conventional | 9 | 14.1% | 90% | $260,555 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 3 | 4.7% | 100% | $198,333 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +1 HELOCs |
3.1% | 66.7% | $215,000 | View |
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102 W Jefferson St, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 2 | 3.1% | 100% | $160,000 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 1.6% | 100% | $305,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 1.6% | 100% | $135,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 1.6% | 100% | $205,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
Conventional | 1 | 1.6% | 100% | $325,000 | View |
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★ 5 stars, 1 review 310 N Cross St, Albany, KY 42602 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 1 | 1.6% | 50% | $135,000 | View |
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7593 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 1.6% | 100% | $365,000 | View |
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6474 Kentucky 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.26% |
Conventional | 1 | 1.6% | 100% | $195,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional | 1 | 1.6% | 100% | $185,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional | 1 | 1.6% | 100% | $115,000 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Stockton Mortgage Corporation
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Conventional, FHA | 4 | 6.2% | 80% | $292,500 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 3.1% | 100% | $330,000 | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Rocket Mortgage
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Conventional, FHA | 3 | 4.7% | 57.1% | $181,666 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 3 | 4.7% | 18.8% | $88,333 | |
loanDepot.com LLC
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VA | 2 | 3.1% | 100% | $290,000 | |
Mortgage Research Center
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VA | 2 | 3.1% | 50% | $185,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 3.1% | 100% | $95,000 | |
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A5.0 ★Texas Ratio: 8.14% |
VA | 2 | 3.1% | 100% | $205,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1.6% | 100% | $265,000 | |
Sharefax Credit Union
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Conventional | 1 | 1.6% | 100% | $95,000 | |
United Wholesale Mortgage
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VA | 1 | 1.6% | 50% | $205,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 1.6% | 100% | $235,000 | |
Kind Lending, LLC
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VA | 1 | 1.6% | 100% | $215,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.6% | 50% | $195,000 | |
Discover Bank
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Conventional | 1 | 1.6% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.6% | 100% | $105,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 1.6% | 100% | $285,000 | View |
Churchill Mortgage Corporation
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Conventional | 1 | 1.6% | 100% | $65,000 | |
Planet Home Lending, LLC
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FHA | 1 | 1.6% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 1.6% | 50% | $255,000 | View |
Carrington Mortgage Services LLC
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VA | 1 | 1.6% | 100% | $215,000 | |
Goprime Mortgage, Inc.
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USDA | 1 | 1.6% | 100% | $125,000 | |
Wright Patt Credit Union Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Jamestown Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Jamestown, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Jamestown? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Jamestown in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Jamestown, KY
Use these to narrow the list above. Each category shows how many Jamestown, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Jamestown, KY
Independent mortgage companies closed 42.2 percent of home loans in Jamestown, Kentucky in 2025, banks 48.4 percent and credit unions 9.4 percent. Stockton Mortgage Corporation was the largest mortgage company, Community Trust Bank, Inc. the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Community Trust Bank, Inc. led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Jamestown, KY
By home loans closed in 2025, Community Trust Bank, Inc. was the largest mortgage lender in Jamestown, Kentucky with 5 loans, about 7.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Jamestown, Kentucky in 2025, led by Rocket Mortgage with 2. 7 lenders closed VA loans, led by loanDepot.com LLC, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 6 credit unions closed home loans in Jamestown, Kentucky in 2025, alongside 16 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Jamestown, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Jamestown, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Jamestown. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
