Mortgage Lenders and Brokers in Drakesboro, Kentucky
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Drakesboro, Kentucky mortgage lenders include First Southern National BankFirst Southern National Bank1214 Ashley Cir, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.45%, First Kentucky BankFirst Kentucky Bank400 Us Highway 51 N, Bardwell, KY 42023A+5.0 ★Texas Ratio: 2.02%, Farmers Bank and Trust CompanyFarmers Bank and Trust Company2009 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 2.10%, Old National BankOld National Bank301 S 2nd St, Central City, KY 42330A+5.0 ★Texas Ratio: 4.98%, Morgantown Bank & Trust Co IncMorgantown Bank & Trust Co Inc1150 North Main Street, Beaver Dam, KY 42320A+5.0 ★Texas Ratio: 2.96%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, Stockton Mortgage CorporationStockton Mortgage CorporationFrankfort, KY, Farm Credit Mid-America, AcaFarm Credit Mid-America, AcaLouisville, KY, and Rocket Mortgage. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Drakesboro, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Drakesboro are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Drakesboro, Kentucky
Market share is the lender's share of all home loans closed in Drakesboro, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 10 +2 HELOCs |
16.9% | 100% | $76,000 | View |
|
400 Us Highway 51 N, Bardwell, KY 42023 A+5.0 ★Texas Ratio: 2.02% |
Conventional | 5 | 8.5% | 100% | $283,000 | View |
|
2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 4 | 6.8% | 71.4% | $112,500 | View |
|
301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
3.4% | 28.6% | $70,000 | View |
|
1150 North Main Street, Beaver Dam, KY 42320 A+5.0 ★Texas Ratio: 2.96% |
Conventional | 2 | 3.4% | 100% | $280,000 | View |
|
651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, USDA | 2 | 3.4% | 66.7% | $175,000 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional | 1 | 1.7% | 100% | $145,000 | View |
Stockton Mortgage Corporation
|
USDA | 1 | 1.7% | 100% | $175,000 | |
Farm Credit Mid-America, Aca
|
Conventional | 1 | 1.7% | 100% | $75,000 | |
Rocket Mortgage
|
Conventional, FHA | 7 | 11.9% | 70% | $183,571 | |
Everett Financial, Inc.
|
Conventional, FHA | 7 | 11.9% | 100% | $99,285 | |
United Wholesale Mortgage
|
FHA, VA | 3 | 5.1% | 100% | $175,000 | |
Mortgage Research Center
|
VA | 2 | 3.4% | 100% | $170,000 | |
Leaderone Financial Corp.
|
Conventional | 2 | 3.4% | 100% | $105,000 | |
American Financial Resources LLC
|
FHA | 1 | 1.7% | 100% | $315,000 | |
Newrez LLC
|
VA | 1 | 1.7% | 50% | $355,000 | |
loanDepot.com LLC
|
FHA | 1 | 1.7% | 50% | $75,000 | |
Pennymac Loan Services LLC
|
Conventional | 1 | 1.7% | 33.3% | $65,000 | |
Atlantic Bay Mortgage Group
|
USDA | 1 | 1.7% | 100% | $165,000 | |
Mutual of Omaha Mortgage
|
Conventional | 1 | 1.7% | 100% | $435,000 | |
Southwest Stage Funding LLC
|
Conventional | 1 | 1.7% | 100% | $95,000 | |
21St Mortgage
|
Conventional | 1 | 1.7% | 50% | $95,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 1.7% | 50% | $125,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 1.7% | 100% | $425,000 |
Drakesboro Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Drakesboro, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Drakesboro? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Drakesboro in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Drakesboro, KY
Use these to narrow the list above. Each category shows how many Drakesboro, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Drakesboro, KY
Independent mortgage companies closed 55.9 percent of home loans in Drakesboro, Kentucky in 2025, banks 44.1 percent and credit unions 0 percent. Stockton Mortgage Corporation was the largest mortgage company, First Southern National Bank the largest bank. Among lenders headquartered in Kentucky, First Southern National Bank led with 10 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Drakesboro, KY
By home loans closed in 2025, First Southern National Bank was the largest mortgage lender in Drakesboro, Kentucky with 10 loans, about 16.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Drakesboro, Kentucky in 2025, led by Everett Financial, Inc. with 4. 4 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 7 banks and 0 credit unions closed home loans in Drakesboro, Kentucky in 2025, alongside 17 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Drakesboro, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Drakesboro, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Drakesboro. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
