Mortgage Lenders and Brokers in Shepherdsville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Shepherdsville, Kentucky mortgage lenders include Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company183 Adam Shepherd Pkwy, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 1.99%, First Harrison BankFirst Harrison Bank130 S Buckman St, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 3.57%, Republic Bank & TrustRepublic Bank & Trust438 Highway 44 E, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 2.91%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.4810 N Preston Hwy, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 3.87%, Peoples BankPeoples Bank155 Conestoga Pkwy, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 3.39%, L&N Federal Credit UnionL&N Federal Credit Union262 Adam Shepherd Pkwy, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 1.91%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Abound Federal Credit UnionAbound Federal Credit Union541 Conestoga Pkwy, Shepherdsville, KY 40165A+5.0 ★Texas Ratio: 3.44%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, and US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Shepherdsville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Shepherdsville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Shepherdsville, Kentucky
Market share is the lender's share of all home loans closed in Shepherdsville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Shepherdsville 183 Adam Shepherd Pkwy, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA, HELOC | 20 +6 HELOCs |
4.1% | 95.2% | $212,500 | View |
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3 offices in Shepherdsville 130 S Buckman St, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 3.57% |
Conventional, FHA, HELOC | 12 +5 HELOCs |
2.5% | 92.3% | $209,166 | View |
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1 office in Shepherdsville 438 Highway 44 E, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 4 +5 HELOCs |
0.8% | 80% | $112,500 | View |
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1 office in Shepherdsville 4810 N Preston Hwy, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +8 HELOCs |
0.4% | 66.7% | $255,000 | View |
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1 office in Shepherdsville 155 Conestoga Pkwy, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 3.39% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 66.7% | $100,000 | View |
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262 Adam Shepherd Pkwy, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 17 +10 HELOCs |
3.5% | 100% | $237,352 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, FHA, USDA | 10 | 2% | 90.9% | $256,000 | View |
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541 Conestoga Pkwy, Shepherdsville, KY 40165 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 9 +8 HELOCs |
1.8% | 81.8% | $242,777 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 6 +8 HELOCs |
1.2% | 66.7% | $141,666 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 5 +3 HELOCs |
1% | 75% | $265,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 4 +11 HELOCs |
0.8% | 80% | $200,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 4 +1 HELOCs |
0.8% | 66.7% | $125,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, HELOC | 3 +2 HELOCs |
0.6% | 100% | $211,666 | |
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10130 Taylorsville Rd, Jeffersontown, KY 40299 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 3 | 0.6% | 100% | $201,666 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $165,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 2 +1 HELOCs |
0.4% | 100% | $80,000 | |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, VA | 2 | 0.4% | 100% | $285,000 | View |
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917 |
Conventional | 2 | 0.4% | 66.7% | $40,000 | |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 2 | 0.4% | 100% | $325,000 | View |
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★ 5 stars, 1 review 2175 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.59% |
Conventional | 2 | 0.4% | 100% | $120,000 | View |
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500 Lincoln Way, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 2.54% |
Conventional | 2 | 0.4% | 100% | $195,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +5 HELOCs |
0.2% | 100% | $215,000 | View |
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6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 1 +2 HELOCs |
0.2% | 100% | $25,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $25,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
FHA | 1 | 0.2% | 100% | $245,000 | View |
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2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 0.2% | 100% | $45,000 | View |
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415 Oakbrooke Dr, Mount Washington, KY 40047 A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.2% | 50% | $155,000 | View |
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302 Bypass Rd, Brandenburg, KY 40108 A+5.0 ★Texas Ratio: 2.60% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
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Conventional, FHA, VA | 27 | 5.5% | 100% | $320,925 | |
Stockton Mortgage Corporation
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Conventional, FHA | 5 | 1% | 100% | $215,000 | |
Park Community Credit Union
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Conventional, HELOC | 3 +14 HELOCs |
0.6% | 100% | $181,666 | |
University of Ky FCU
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Conventional | 1 | 0.2% | 33.3% | $25,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA | 40 | 8.2% | 88.9% | $268,750 | |
Rocket Mortgage
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Conventional, FHA, VA | 34 | 7% | 73.9% | $185,294 | |
Triad Financial Services, Inc.
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Conventional | 29 | 5.9% | 52.7% | $56,379 | |
Everett Financial, Inc.
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Conventional, FHA, VA | 15 | 3.1% | 100% | $198,333 | |
Mortgage Research Center
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Conventional, VA | 14 | 2.9% | 66.7% | $255,000 | |
Kind Lending, LLC
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Conventional, FHA, VA, USDA | 12 | 2.5% | 100% | $180,833 | |
Pennymac Loan Services LLC
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Conventional, FHA | 12 | 2.5% | 85.7% | $231,666 | |
Freedom Mortgage Corporation
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Conventional, FHA, VA | 11 | 2.3% | 91.7% | $241,363 | |
Pike Creek Mortgage Services, Inc.
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Conventional, FHA, USDA | 10 | 2% | 100% | $276,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 10 | 2% | 100% | $216,000 | |
Prosperity Home Mortgage, LLC
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Conventional, FHA | 7 | 1.4% | 100% | $237,857 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, Jumbo, HELOC | 6 +1 HELOCs |
1.2% | 75% | $411,666 | View |
New American Funding, LLC.
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Conventional, FHA | 6 | 1.2% | 75% | $138,333 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 6 | 1.2% | 100% | $310,000 | |
Interlinc Mortgage Services, LLC
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Conventional, FHA, VA | 5 | 1% | 100% | $239,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 5 | 1% | 83.3% | $285,000 | |
Nationstar Mortgage
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Conventional, VA | 5 | 1% | 71.4% | $167,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 5 | 1% | 83.3% | $205,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA, HELOC | 4 +1 HELOCs |
0.8% | 80% | $167,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.8% | 50% | $102,500 | |
Tjc Mortgage Inc
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Conventional, FHA | 4 | 0.8% | 100% | $172,500 | |
21St Mortgage
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Conventional | 4 | 0.8% | 19% | $60,000 | |
Movement Mortgage, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.6% | 100% | $258,333 | |
EMM Loans LLC
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Conventional, VA | 3 | 0.6% | 100% | $261,666 | |
Newrez LLC
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FHA, VA | 3 | 0.6% | 37.5% | $311,666 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 3 | 0.6% | 100% | $378,333 | |
AmeriHome Mortgage Company, LLC
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Conventional, FHA | 3 | 0.6% | 75% | $255,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.6% | 100% | $191,666 | View |
Lower, LLC
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Conventional, FHA | 3 | 0.6% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 2 | 0.4% | 100% | $310,000 | View |
Ruoff Mortgage Company
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VA | 2 | 0.4% | 100% | $605,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.4% | 100% | $320,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.4% | 100% | $170,000 | |
Lakeview Loan Servicing, LLC
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Conventional, VA | 2 | 0.4% | 57.1% | $160,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.4% | 40% | $175,000 | |
First Alliance Home Mortgage, LLC
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FHA | 2 | 0.4% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.4% | 100% | $260,000 | View |
Bay Equity LLC
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Conventional, FHA | 2 | 0.4% | 100% | $95,000 | |
Premier Lending Inc.
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Conventional, FHA | 2 | 0.4% | 100% | $135,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.4% | 100% | $200,000 | |
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A+5.0 ★Texas Ratio: 2.15% |
Conventional, FHA | 2 | 0.4% | 100% | $205,000 | View |
The Loan Store, Inc
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Conventional, USDA | 2 | 0.4% | 66.7% | $220,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional, FHA | 2 | 0.4% | 8.7% | $155,000 | |
Top Flite Financial, Inc.
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FHA | 2 | 0.4% | 100% | $155,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 25% | $35,000 | |
HomeBridge Financial Services, Inc
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VA, HELOC | 1 +2 HELOCs |
0.2% | 100% | $465,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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USDA | 1 | 0.2% | 100% | $125,000 | |
American Financial Resources LLC
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FHA | 1 | 0.2% | 100% | $175,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $495,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.2% | 100% | $475,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.2% | 50% | $235,000 | View |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $475,000 | |
Dart Bank
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FHA | 1 | 0.2% | 100% | $215,000 | |
Guild Mortgage Company
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FHA | 1 | 0.2% | 100% | $135,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 0.2% | 100% | $155,000 | |
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A5.0 ★Texas Ratio: 7.12% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
The Mortgage Warehouse, LLC
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Conventional | 1 | 0.2% | 100% | $245,000 | |
Oceanside Mortgage Company
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FHA | 1 | 0.2% | 100% | $235,000 | |
ClearPath Lending
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VA | 1 | 0.2% | 100% | $285,000 | |
Provident Funding Associates
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Conventional | 1 | 0.2% | 100% | $345,000 | |
T2 Financial LLC
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FHA | 1 | 0.2% | 100% | $235,000 | |
Inspire Home Loans Inc.
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Towne Mortgage Company
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FHA | 1 | 0.2% | 50% | $445,000 | |
Iserve Residential Lending
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Conventional | 1 | 0.2% | 100% | $225,000 | |
Mortgage Solutions of Colorado
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FHA | 1 | 0.2% | 100% | $205,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.2% | 100% | $325,000 | |
Zillow Home Loans, LLC
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Conventional | 1 | 0.2% | 100% | $125,000 | |
Nationwide Mortgage Bankers, Inc.
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Conventional | 1 | 0.2% | 100% | $125,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
Florida Capital Bank, N.A
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Conventional | 1 | 0.2% | 100% | $135,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.2% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.2% | 50% | $185,000 | View |
Goprime Mortgage, Inc.
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USDA | 1 | 0.2% | 100% | $235,000 | |
Southwest Funding LP
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FHA | 1 | 0.2% | 100% | $205,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Shepherdsville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Shepherdsville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Shepherdsville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Shepherdsville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Shepherdsville, KY
Use these to narrow the list above. Each category shows how many Shepherdsville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Shepherdsville, KY
Independent mortgage companies closed 69.3 percent of home loans in Shepherdsville, Kentucky in 2025, banks 21.3 percent and credit unions 9.4 percent. Victory Mortgage, LLC was the largest mortgage company, Stock Yards Bank & Trust Company the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Stock Yards Bank & Trust Company led with 20 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Shepherdsville, KY
By home loans closed in 2025, Stock Yards Bank & Trust Company was the largest mortgage lender in Shepherdsville, Kentucky with 20 loans, about 4.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Shepherdsville, Kentucky in 2025, led by United Wholesale Mortgage with 16. 23 lenders closed VA loans, led by Mortgage Research Center, and 6 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 11 credit unions closed home loans in Shepherdsville, Kentucky in 2025, alongside 66 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Shepherdsville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Shepherdsville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Shepherdsville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
