Mortgage Lenders and Brokers in Russellville, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Russellville, Kentucky mortgage lenders include US Bank, N.A.US Bank, N.A.135 W 4th St, Russellville, KY 42276A+5.0 ★Texas Ratio: 2.85%, South Central Bank IncSouth Central Bank Inc1118 W 9th St, Russellville, KY 42276A+5.0 ★Texas Ratio: 2.83%, Truist BankTruist Bank102 Nw Park Sq, Russellville, KY 42276A+5.0 ★Texas Ratio: 2.87%, First Southern National BankFirst Southern National Bank88 S Bethel St, Russellville, KY 42276A+5.0 ★Texas Ratio: 3.45%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, United Southern BankUnited Southern BankHighway 181, Clifty, KY 42216, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Service One Credit UnionService One Credit Union540 E 4th St, Russellville, KY 42276 1856A5.0 ★Texas Ratio: 10.24%, and Autotruck Financial Credit UnionAutotruck Financial Credit Union6920 Lewisburg Rd, Russellville, KY 42276A+5.0 ★Texas Ratio: 3.55%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Russellville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Russellville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Russellville, Kentucky
Market share is the lender's share of all home loans closed in Russellville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Russellville 135 W 4th St, Russellville, KY 42276 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 9 +2 HELOCs |
3% | 60% | $157,222 | View |
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1 office in Russellville 1118 W 9th St, Russellville, KY 42276 A+5.0 ★Texas Ratio: 2.83% |
Conventional, FHA, HELOC | 7 +9 HELOCs |
2.3% | 87.5% | $207,857 | View |
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★ 1 stars, 1 review 1 office in Russellville 102 Nw Park Sq, Russellville, KY 42276 A+5.0 ★Texas Ratio: 2.87% |
Conventional, VA, HELOC | 6 +3 HELOCs |
2% | 100% | $136,666 | View |
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88 S Bethel St, Russellville, KY 42276 A+5.0 ★Texas Ratio: 3.45% |
Conventional, HELOC | 28 +17 HELOCs |
9.3% | 100% | $119,285 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, VA, USDA, HELOC | 21 +1 HELOCs |
7% | 100% | $203,095 | |
United Southern Bank
Highway 181, Clifty, KY 42216 |
Conventional | 5 | 1.7% | 100% | $253,000 | |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 1% | 100% | $171,666 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 2 +1 HELOCs |
0.7% | 100% | $320,000 | View |
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540 E 4th St, Russellville, KY 42276 1856 A5.0 ★Texas Ratio: 10.24% |
Conventional | 2 | 0.7% | 50% | $190,000 | View |
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6920 Lewisburg Rd, Russellville, KY 42276 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 2 | 0.7% | 100% | $35,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $195,000 | View |
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115 Sam Walton Dr Ste 1, Russellville, KY 42276 A+5.0 ★Texas Ratio: 0.79% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $175,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
FHA, HELOC | 1 +1 HELOCs |
0.3% | 50% | $255,000 | View |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
FHA | 1 | 0.3% | 50% | $185,000 | View |
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101 Padgett St, Bardstown, KY 40004 A+4.9 ★Texas Ratio: 2.62% |
USDA | 1 | 0.3% | 50% | $265,000 | View |
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614 W Main St, Louisville, KY 40202 A+5.0 ★Texas Ratio: 1.48% |
Conventional | 1 | 0.3% | 100% | $465,000 | View |
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50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $455,000 | View |
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660 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.65% |
Conventional | 1 | 0.3% | 100% | $75,000 | View |
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398 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 6.93% |
Conventional | 1 | 0.3% | 100% | $105,000 | View |
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5290 Scottsville Rd, Bowling Green, KY 42104 A5.0 ★Texas Ratio: 7.51% |
Conventional | 1 | 0.3% | 100% | $345,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
FHA | 1 | 0.3% | 50% | $215,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Stockton Mortgage Corporation
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Conventional, FHA, VA, USDA | 6 | 2% | 100% | $263,333 | |
Farm Credit Mid-America, Aca
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Conventional | 2 | 0.7% | 100% | $115,000 | |
Rocket Mortgage
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Conventional, FHA, VA | 25 | 8.3% | 65.8% | $185,400 | |
Mortgage Research Center
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FHA, VA | 18 | 6% | 81.8% | $251,666 | |
First Community Mortgage, Inc.
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Conventional, FHA, VA, USDA | 16 | 5.3% | 95.5% | $225,000 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 13 | 4.3% | 100% | $206,538 | |
Newrez LLC
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Conventional, FHA, VA, USDA | 8 | 2.7% | 90% | $227,500 | |
United Wholesale Mortgage
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Conventional, FHA, USDA | 7 | 2.3% | 88.9% | $232,142 | |
Everett Financial, Inc.
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Conventional, FHA, USDA | 7 | 2.3% | 100% | $126,428 | |
Freedom Mortgage Corporation
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FHA, VA | 6 | 2% | 85.7% | $236,666 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 6 | 2% | 85.7% | $251,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 4 | 1.3% | 85.7% | $247,500 | |
Click n' Close, Inc.
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Conventional, FHA | 4 | 1.3% | 100% | $105,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 4 | 1.3% | 100% | $247,500 | |
Nationstar Mortgage
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Conventional, VA | 4 | 1.3% | 100% | $170,000 | |
Kind Lending, LLC
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Conventional, FHA, USDA | 3 | 1% | 50% | $205,000 | |
loanDepot.com LLC
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FHA, VA, USDA | 3 | 1% | 75% | $215,000 | |
Mortgage Solutions of Colorado
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VA | 3 | 1% | 100% | $185,000 | |
New American Funding, LLC.
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Conventional, VA | 3 | 1% | 100% | $125,000 | |
21St Mortgage
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Conventional | 3 | 1% | 37.5% | $158,333 | |
Paramount Residential Mortgage
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FHA, USDA | 3 | 1% | 100% | $205,000 | |
Premier Mortgage Resources, LLC
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FHA, USDA | 2 | 0.7% | 100% | $220,000 | |
Guaranteed Rate, Inc.
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FHA, VA | 2 | 0.7% | 100% | $285,000 | |
AdvantageFirst Lending Inc
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FHA | 2 | 0.7% | 100% | $195,000 | |
American Financial Network, Inc.
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FHA | 2 | 0.7% | 100% | $245,000 | |
Sfmc, LP
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FHA, USDA | 2 | 0.7% | 100% | $245,000 | |
Ross Mortgage Corporation
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VA | 2 | 0.7% | 100% | $240,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 2 | 0.7% | 100% | $250,000 | View |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.7% | 66.7% | $335,000 | |
Acopia, LLC
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FHA | 2 | 0.7% | 100% | $250,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 0.7% | 36.4% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 2 | 0.7% | 100% | $80,000 | |
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A+5.0 ★Texas Ratio: 3.76% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 50% | $95,000 | |
Consumer Real Estate Finance Co DBA Society Mortgage
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Conventional | 1 | 0.3% | 100% | $705,000 | |
American Financial Resources LLC
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VA | 1 | 0.3% | 100% | $355,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $125,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
Lakeview Loan Servicing, LLC
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VA | 1 | 0.3% | 100% | $255,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $205,000 | |
Orchard Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $115,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $215,000 | |
Loanunited.Com, LLC
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FHA | 1 | 0.3% | 100% | $185,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 20% | $25,000 | |
Synergy One Lending, Inc.
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VA | 1 | 0.3% | 100% | $335,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 0.3% | 100% | $195,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional | 1 | 0.3% | 100% | $215,000 | View |
Bayshore Mortgage Funding
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USDA | 1 | 0.3% | 100% | $215,000 | |
VanDyk Mortgage Corporation
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FHA | 1 | 0.3% | 100% | $185,000 | |
Nfm, Inc
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FHA | 1 | 0.3% | 100% | $235,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 4.09% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Shoreham Bank
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Conventional | 1 | 0.3% | 100% | $105,000 | |
Churchill Mortgage Corporation
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VA | 1 | 0.3% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
The Mortgage Firm
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Legacy Home Loans, LLC
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Conventional | 1 | 0.3% | 50% | $95,000 | |
Endeavor Capital, LLC
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FHA | 1 | 0.3% | 100% | $205,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $155,000 | |
Lower, LLC
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FHA | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
FHA | 1 | 0.3% | 100% | $285,000 | View |
Southwest Stage Funding LLC
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Conventional | 1 | 0.3% | 100% | $85,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.3% | 50% | $35,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 100% | $45,000 | |
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★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
VA | 1 | 0.3% | 100% | $365,000 | View |
Village Capital & Investment
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VA | 1 | 0.3% | 50% | $405,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
CrossCountry Mortgage, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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A+5.0 ★Texas Ratio: 4.11% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Russellville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Russellville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Russellville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Russellville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Russellville, KY
Use these to narrow the list above. Each category shows how many Russellville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Russellville, KY
Independent mortgage companies closed 56.3 percent of home loans in Russellville, Kentucky in 2025, banks 31.7 percent and credit unions 12 percent. Stockton Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, South Central Bank Inc led with 7 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Russellville, KY
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Russellville, Kentucky with 9 loans, about 3 percent of the market. The largest lender headquartered in Kentucky was South Central Bank Inc with 7 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
36 lenders closed FHA loans in Russellville, Kentucky in 2025, led by Liberty Federal Credit Union with 9. 26 lenders closed VA loans, led by Mortgage Research Center, and 14 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 30 banks and 8 credit unions closed home loans in Russellville, Kentucky in 2025, alongside 54 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Russellville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Russellville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Russellville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
