Mortgage Lenders and Brokers in Danville, Kentucky
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Danville, Kentucky mortgage lenders include Community Trust Bank, Inc.Community Trust Bank, Inc.1560 Hustonville Rd, Danville, KY 40422A+5.0 ★Texas Ratio: 3.53%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA237 W Main St, Danville, KY 40422A+5.0 ★Texas Ratio: 3.68%, PNC Bank N.A.PNC Bank N.A.121 S 4th St, Danville, KY 40422A+5.0 ★Texas Ratio: 4.24%, Abound Federal Credit UnionAbound Federal Credit Union312 Skywatch Dr, Danville, KY 40422A+5.0 ★Texas Ratio: 3.44%, Whitaker Bank IncWhitaker Bank Inc100 May Blvd, Danville, KY 40422A+5.0 ★Texas Ratio: 1.23%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, US Bank, N.A.US Bank, N.A.111 S 4th St, Danville, KY 40422A+5.0 ★Texas Ratio: 2.85%, First Southern National BankFirst Southern National Bank1214 Ashley Cir, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.45%, and Farmers BankFarmers Bank200 N Main St, Nicholasville, KY 40356. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Danville, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Danville are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Danville, Kentucky
Market share is the lender's share of all home loans closed in Danville, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
2 offices in Danville 1560 Hustonville Rd, Danville, KY 40422 A+5.0 ★Texas Ratio: 3.53% |
Conventional, HELOC | 14 +10 HELOCs |
4.4% | 100% | $250,714 | View |
|
1 office in Danville 237 W Main St, Danville, KY 40422 A+5.0 ★Texas Ratio: 3.68% |
Conventional, VA | 13 | 4.1% | 93.3% | $258,076 | View |
|
★ 1.7 stars, 3 reviews 1 office in Danville 121 S 4th St, Danville, KY 40422 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +16 HELOCs |
0.9% | 100% | $138,333 | View |
|
312 Skywatch Dr, Danville, KY 40422 A+5.0 ★Texas Ratio: 3.44% |
Conventional, VA, HELOC | 14 +20 HELOCs |
4.4% | 87.5% | $214,285 | View |
|
100 May Blvd, Danville, KY 40422 A+5.0 ★Texas Ratio: 1.23% |
Conventional | 13 | 4.1% | 92.9% | $124,230 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
Conventional, HELOC | 8 +5 HELOCs |
2.5% | 88.9% | $227,500 | |
|
7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, HELOC | 7 +1 HELOCs |
2.2% | 87.5% | $189,285 | View |
|
111 S 4th St, Danville, KY 40422 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA | 7 | 2.2% | 100% | $117,857 | View |
|
1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional, Jumbo, HELOC | 4 +2 HELOCs |
1.3% | 100% | $375,000 | View |
Farmers Bank
200 N Main St, Nicholasville, KY 40356 |
Conventional | 3 | 0.9% | 100% | $228,333 | |
|
6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 2 +5 HELOCs |
0.6% | 100% | $465,000 | View |
|
9431 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 1.47% |
Conventional | 2 | 0.6% | 100% | $220,000 | View |
|
★ 5 stars, 1 review 113 Smoky Way, Danville, KY 40422 A+5.0 ★Texas Ratio: 0.91% |
Conventional | 2 | 0.6% | 100% | $95,000 | View |
|
3301 Leestown Rd, Lexington, KY 40511 8702 A+5.0 ★Texas Ratio: 4.52% |
Conventional | 2 | 0.6% | 100% | $295,000 | View |
|
1140 Us 127 South, Frankfort, KY 40601 A+5.0 ★Texas Ratio: 2.69% |
Conventional | 2 | 0.6% | 66.7% | $405,000 | View |
|
111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $205,000 | View |
|
★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $305,000 | View |
|
★ 3.5 stars, 2 reviews 6409 Polo Club Ln, Lexington, KY 40509 A+5.0 ★Texas Ratio: 0.09% |
Conventional | 1 | 0.3% | 50% | $155,000 | View |
|
422 College Heights Blvd, Bowling Green, KY 42101 A5.0 ★Texas Ratio: 10.24% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
|
215 Southland Dr, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.25% |
Conventional | 1 | 0.3% | 100% | $85,000 | View |
|
3995 S Highway 27, Pine Knot, KY 42635 A5.0 ★Texas Ratio: 9.50% |
Conventional | 1 | 0.3% | 100% | $315,000 | View |
|
406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional | 1 | 0.3% | 100% | $195,000 | View |
|
101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional | 1 | 0.3% | 100% | $135,000 | View |
|
290 Cumberland Xing, Monticello, KY 42633 B+3.9 ★Texas Ratio: 1.75% |
Conventional | 1 | 0.3% | 100% | $145,000 | View |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.3% | 100% | $5,000 | View |
|
7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
|
Conventional, FHA, VA, USDA | 8 | 2.5% | 100% | $222,500 | |
Park Community Credit Union
|
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $115,000 | |
Central Kentucky Agricultural
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
University of Ky FCU
|
HELOC | 0 +5 HELOCs |
0% | 0% | ||
Rocket Mortgage
|
Conventional, FHA | 31 | 9.7% | 84.6% | $170,483 | |
New American Funding, LLC.
|
Conventional, FHA, VA | 26 | 8.2% | 96.3% | $190,769 | |
T2 Financial LLC
|
Conventional, FHA, VA | 16 | 5% | 88.9% | $208,750 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA, VA | 13 | 4.1% | 100% | $171,923 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
3.1% | 71.4% | $258,000 | |
Mortgage Research Center
|
VA | 9 | 2.8% | 90% | $246,111 | |
Freedom Mortgage Corporation
|
Conventional, FHA, VA | 7 | 2.2% | 100% | $192,142 | |
Republic State Mortgage Company
|
Conventional, FHA, VA | 5 | 1.6% | 100% | $171,000 | |
Amerisave Mortgage Company
|
Conventional, FHA, VA | 4 | 1.3% | 44.4% | $135,000 | |
|
A+5.0 ★Texas Ratio: 4.72% |
Conventional, FHA | 4 | 1.3% | 100% | $170,000 | View |
Ruoff Mortgage Company
|
Conventional | 3 | 0.9% | 66.7% | $195,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA, VA | 3 | 0.9% | 75% | $258,333 | View |
Newrez LLC
|
VA, USDA | 3 | 0.9% | 100% | $241,666 | |
Geneva Financial LLC
|
Conventional | 3 | 0.9% | 100% | $231,666 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 3 | 0.9% | 100% | $281,666 | View |
Mortgage Investors Group
|
Conventional | 3 | 0.9% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 3 | 0.9% | 100% | $101,666 | View |
Goprime Mortgage, Inc.
|
Conventional, FHA | 3 | 0.9% | 75% | $218,333 | |
Equity Prime Mortgage LLC
|
FHA, USDA | 2 | 0.6% | 100% | $145,000 | |
loanDepot.com LLC
|
Conventional | 2 | 0.6% | 66.7% | $175,000 | |
AdvantageFirst Lending Inc
|
FHA, VA | 2 | 0.6% | 100% | $340,000 | |
Click n' Close, Inc.
|
Conventional, FHA | 2 | 0.6% | 100% | $110,000 | |
Provident Funding Associates
|
Conventional | 2 | 0.6% | 100% | $285,000 | |
Nations Lending Corporation
|
Conventional | 2 | 0.6% | 100% | $235,000 | |
Nationstar Mortgage
|
Conventional, VA | 2 | 0.6% | 66.7% | $215,000 | |
Lower, LLC
|
Conventional | 2 | 0.6% | 100% | $290,000 | |
|
A+5.0 ★Texas Ratio: 2.14% |
Conventional | 2 | 0.6% | 100% | $150,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 2 | 0.6% | 100% | $270,000 | |
|
A5.0 ★Texas Ratio: 8.47% |
VA, HELOC | 1 +1 HELOCs |
0.3% | 100% | $225,000 | View |
Cadence Bank
|
Conventional | 1 | 0.3% | 100% | $605,000 | |
|
A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.3% | 100% | $325,000 | View |
SWBC Mortgage Corporation
|
Conventional | 1 | 0.3% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
|
FHA | 1 | 0.3% | 100% | $75,000 | |
Sage Home Loans Corporation
|
Conventional | 1 | 0.3% | 100% | $185,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.3% | 100% | $285,000 | |
CrossCountry Mortgage, LLC
|
FHA | 1 | 0.3% | 100% | $185,000 | |
Allied Mortgage Group, Inc
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.3% | 100% | $185,000 | View |
AmeriHome Mortgage Company, LLC
|
VA | 1 | 0.3% | 100% | $235,000 | |
Pennymac Loan Services LLC
|
FHA | 1 | 0.3% | 50% | $155,000 | |
The Mortgage Warehouse, LLC
|
Conventional | 1 | 0.3% | 100% | $265,000 | |
Discover Bank
|
Conventional | 1 | 0.3% | 50% | $35,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.3% | 100% | $655,000 | |
American Financing Corporation
|
FHA | 1 | 0.3% | 50% | $155,000 | |
Union Home Mortgage Corp.
|
FHA | 1 | 0.3% | 100% | $175,000 | |
Bay Equity LLC
|
FHA | 1 | 0.3% | 100% | $155,000 | |
Highlands Residential Mortgage, Ltd.
|
VA | 1 | 0.3% | 100% | $345,000 | |
Cardinal Financial Company, Li
|
Conventional | 1 | 0.3% | 100% | $275,000 | |
Churchill Mortgage Corporation
|
USDA | 1 | 0.3% | 100% | $285,000 | |
Planet Home Lending, LLC
|
VA | 1 | 0.3% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
American Pacific Mortgage Corporation
|
VA | 1 | 0.3% | 100% | $405,000 | |
Pike Creek Mortgage Services, Inc.
|
VA | 1 | 0.3% | 100% | $225,000 | |
RBC Bank (Georgia), N.A.
|
Conventional | 1 | 0.3% | 100% | $235,000 | |
Fairway Independent Mort Corp
|
Conventional | 1 | 0.3% | 100% | $225,000 | |
The Home Savings and Loan Company of Kenton, Ohio
|
Conventional | 1 | 0.3% | 100% | $195,000 | |
|
B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.3% | 50% | $115,000 | View |
21St Mortgage
|
Conventional | 1 | 0.3% | 50% | $85,000 | |
Paramount Residential Mortgage
|
FHA | 1 | 0.3% | 100% | $215,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.3% | 14.3% | $85,000 | |
|
A5.0 ★Texas Ratio: 9.09% |
FHA | 1 | 0.3% | 100% | $255,000 | View |
Top Flite Financial, Inc.
|
FHA | 1 | 0.3% | 100% | $45,000 | |
Lendage, LLC dba Achieve Loans
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Citizens Equity First Credit U
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.54% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Danville Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Danville, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Danville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Danville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Danville, KY
Use these to narrow the list above. Each category shows how many Danville, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Danville, KY
Independent mortgage companies closed 58.3 percent of home loans in Danville, Kentucky in 2025, banks 32.9 percent and credit unions 8.8 percent. Stockton Mortgage Corporation was the largest mortgage company, Community Trust Bank, Inc. the largest bank and Abound Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Community Trust Bank, Inc. led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Danville, KY
By home loans closed in 2025, Community Trust Bank, Inc. was the largest mortgage lender in Danville, Kentucky with 14 loans, about 4.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in Danville, Kentucky in 2025, led by New American Funding, LLC. with 12. 24 lenders closed VA loans, led by Mortgage Research Center, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 9 credit unions closed home loans in Danville, Kentucky in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Danville, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Danville, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Danville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
