Mortgage Lenders and Brokers in Goshen, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Goshen, Kentucky mortgage lenders include Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Stock Yards Bank & Trust CompanyStock Yards Bank & Trust Company111 Chaplin Rd, Bloomfield, KY 40008A+5.0 ★Texas Ratio: 1.99%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%, Class Act Federal Credit UnionClass Act Federal Credit Union3620 Fern Valley Rd, Louisville, KY 40219 1917, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%, L&N Federal Credit UnionL&N Federal Credit Union1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731A+5.0 ★Texas Ratio: 1.91%, First Financial BankFirst Financial BankLimaburg Road And Jones Circle, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.21%, and First National Bank of KentuckyFirst National Bank of Kentucky2639 Highway 227, Carrollton, KY 41008A+5.0 ★Texas Ratio: 5.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Goshen, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Goshen are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Goshen, Kentucky
Market share is the lender's share of all home loans closed in Goshen, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, Jumbo, HELOC | 4 +7 HELOCs |
4.8% | 100% | $550,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA, Jumbo, HELOC | 3 +3 HELOCs |
3.6% | 100% | $505,000 | |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 2 +9 HELOCs |
2.4% | 66.7% | $330,000 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 2 | 2.4% | 100% | $225,000 | View |
Class Act Federal Credit Union
3620 Fern Valley Rd, Louisville, KY 40219 1917 |
Conventional | 2 | 2.4% | 100% | $180,000 | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, Jumbo | 2 | 2.4% | 100% | $1,075,000 | View |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +7 HELOCs |
1.2% | 50% | $245,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional, HELOC | 1 +3 HELOCs |
1.2% | 100% | $305,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +1 HELOCs |
1.2% | 100% | $345,000 | View |
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2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 1 | 1.2% | 100% | $405,000 | View |
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2549 Regency Rd Ste 105, Lexington, KY 40503 A+5.0 ★Texas Ratio: 0.70% |
Conventional | 1 | 1.2% | 100% | $455,000 | View |
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1475 Campbell Ln, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.55% |
Conventional | 1 | 1.2% | 100% | $65,000 | View |
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3827 Shelbyville Rd, Louisville, KY 40207 A+5.0 ★Texas Ratio: 3.43% |
Conventional | 1 | 1.2% | 100% | $265,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +5 HELOCs |
0% | 0% | View | |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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301 S 2nd St, Central City, KY 42330 A+5.0 ★Texas Ratio: 4.98% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Park Community Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
2.4% | 100% | $180,000 | |
Stockton Mortgage Corporation
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Conventional | 2 | 2.4% | 100% | $270,000 | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 11 +1 HELOCs |
13.1% | 91.7% | $390,454 | |
Rocket Mortgage
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Conventional, VA | 9 | 10.7% | 90% | $189,444 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, HELOC | 5 +4 HELOCs |
6% | 83.3% | $407,000 | View |
Union Home Mortgage Corp.
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Conventional, VA | 4 | 4.8% | 100% | $475,000 | |
CrossCountry Mortgage, LLC
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Conventional, VA | 3 | 3.6% | 100% | $408,333 | |
Kind Lending, LLC
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Conventional, FHA, VA | 3 | 3.6% | 75% | $351,666 | |
New American Funding, LLC.
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Conventional, FHA | 3 | 3.6% | 100% | $328,333 | |
The Loan Store, Inc
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Conventional | 2 | 2.4% | 100% | $410,000 | |
American Financial Resources LLC
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Conventional | 1 | 1.2% | 100% | $375,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 1.2% | 100% | $415,000 | |
Newrez LLC
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Conventional | 1 | 1.2% | 100% | $75,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 1.2% | 100% | $555,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.2% | 50% | $55,000 | |
AdvantageFirst Lending Inc
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FHA | 1 | 1.2% | 100% | $315,000 | |
The Mortgage Warehouse, LLC
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Conventional | 1 | 1.2% | 100% | $135,000 | |
Cardinal Financial Company, Li
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Conventional | 1 | 1.2% | 100% | $605,000 | |
T2 Financial LLC
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FHA | 1 | 1.2% | 100% | $325,000 | |
Freedom Mortgage Corporation
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VA | 1 | 1.2% | 100% | $665,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 1.2% | 100% | $365,000 | View |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional | 1 | 1.2% | 100% | $25,000 | View |
Fairway Independent Mort Corp
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Conventional | 1 | 1.2% | 100% | $285,000 | |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 1.2% | 100% | $435,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 1.2% | 100% | $465,000 | |
Leaderone Financial Corp.
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Conventional | 1 | 1.2% | 100% | $305,000 | |
Southwest Funding LP
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Conventional | 1 | 1.2% | 100% | $305,000 | |
JMAC Lending, Inc.
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Conventional | 1 | 1.2% | 100% | $425,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 8.14% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Goshen Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Goshen, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Goshen? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Goshen in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Goshen, KY
Use these to narrow the list above. Each category shows how many Goshen, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Goshen, KY
Independent mortgage companies closed 61.9 percent of home loans in Goshen, Kentucky in 2025, banks 26.2 percent and credit unions 11.9 percent. Stockton Mortgage Corporation was the largest mortgage company, Republic Bank & Trust the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Republic Bank & Trust led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Goshen, KY
By home loans closed in 2025, Republic Bank & Trust was the largest mortgage lender in Goshen, Kentucky with 4 loans, about 4.8 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Goshen, Kentucky in 2025, led by United Wholesale Mortgage with 2. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 18 banks and 10 credit unions closed home loans in Goshen, Kentucky in 2025, alongside 25 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Goshen, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Goshen, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Goshen. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
