Mortgage Lenders and Brokers in Smiths Grove, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Smiths Grove, Kentucky mortgage lenders include Bank of Edmonson CountyBank of Edmonson County156 S Main St, Smiths Grove, KY 42171A5.0 ★Texas Ratio: 12.94%, American Bank & Trust Company Inc.American Bank & Trust Company Inc.531 Lovers Ln, Bowling Green, KY 42103A5.0 ★Texas Ratio: 10.95%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, Franklin Bank & Trust CompanyFranklin Bank & Trust Company398 Lovers Ln, Bowling Green, KY 42103A5.0 ★Texas Ratio: 6.93%, South Central Bank IncSouth Central Bank Inc3505 Louisville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.83%, Abound Federal Credit UnionAbound Federal Credit Union100 Kelly Dr, Bardstown, KY 40004A+5.0 ★Texas Ratio: 3.44%, Edmonton State BankEdmonton State Bank2512 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.16%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, and German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Smiths Grove, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Smiths Grove are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Smiths Grove, Kentucky
Market share is the lender's share of all home loans closed in Smiths Grove, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Smiths Grove 156 S Main St, Smiths Grove, KY 42171 A5.0 ★Texas Ratio: 12.94% |
Conventional | 11 | 8.5% | 100% | $161,363 | View |
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531 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 10.95% |
Conventional | 6 | 4.6% | 85.7% | $126,666 | View |
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 5 +3 HELOCs |
3.8% | 71.4% | $173,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional, FHA | 4 | 3.1% | 100% | $295,000 | |
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398 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 6.93% |
Conventional | 4 | 3.1% | 100% | $167,500 | View |
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3505 Louisville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.83% |
Conventional, USDA, HELOC | 3 +16 HELOCs |
2.3% | 100% | $188,333 | View |
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100 Kelly Dr, Bardstown, KY 40004 A+5.0 ★Texas Ratio: 3.44% |
Conventional, HELOC | 3 +4 HELOCs |
2.3% | 75% | $271,666 | View |
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2512 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.16% |
Conventional | 3 | 2.3% | 100% | $101,666 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
Conventional, VA | 3 | 2.3% | 100% | $345,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
FHA, HELOC | 1 +7 HELOCs |
0.8% | 50% | $145,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 1 | 0.8% | 50% | $115,000 | View |
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507 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.37% |
VA | 1 | 0.8% | 100% | $705,000 | View |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.8% | 100% | $45,000 | View |
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★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional | 1 | 0.8% | 100% | $115,000 | View |
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1 Walnut St, Arlington, KY 42021 A+5.0 ★Texas Ratio: 5.67% |
Conventional | 1 | 0.8% | 100% | $205,000 | View |
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2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 0.8% | 100% | $435,000 | View |
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660 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, VA, USDA | 6 | 4.6% | 100% | $256,666 | |
Farm Credit Mid-America, Aca
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Conventional, Jumbo | 3 | 2.3% | 100% | $418,333 | |
Rocket Mortgage
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Conventional, FHA, VA | 11 | 8.5% | 80% | $149,545 | |
Atlantic Bay Mortgage Group
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Conventional, FHA, VA, USDA | 10 | 7.7% | 100% | $194,000 | |
First Community Mortgage, Inc.
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Conventional, FHA, USDA | 4 | 3.1% | 100% | $222,500 | |
United Wholesale Mortgage
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FHA, VA | 4 | 3.1% | 100% | $285,000 | |
Mortgage Research Center
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Conventional, VA | 4 | 3.1% | 57.1% | $325,000 | |
Amerisave Mortgage Company
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FHA | 3 | 2.3% | 100% | $215,000 | |
Union Home Mortgage Corp.
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Conventional, FHA | 3 | 2.3% | 100% | $205,000 | |
Highlands Residential Mortgage, Ltd.
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Conventional, FHA | 3 | 2.3% | 100% | $135,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 1.5% | 66.7% | $220,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 2 | 1.5% | 100% | $100,000 | |
FirstTrust Home Loans
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Conventional, FHA | 2 | 1.5% | 100% | $140,000 | |
Bay Equity LLC
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Conventional | 2 | 1.5% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional | 2 | 1.5% | 100% | $320,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 2 | 1.5% | 37.5% | $160,000 | |
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A5.0 ★Texas Ratio: 13.21% |
Conventional | 1 | 0.8% | 100% | $325,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.8% | 100% | $235,000 | |
Everett Financial, Inc.
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VA | 1 | 0.8% | 50% | $345,000 | |
Newrez LLC
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Conventional | 1 | 0.8% | 100% | $285,000 | |
Nbkc Bank
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VA | 1 | 0.8% | 100% | $265,000 | |
Equity Prime Mortgage LLC
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FHA | 1 | 0.8% | 100% | $215,000 | |
loanDepot.com LLC
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Conventional | 1 | 0.8% | 100% | $55,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.8% | 100% | $275,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.8% | 100% | $495,000 | |
Discover Bank
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Conventional | 1 | 0.8% | 100% | $95,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
VA | 1 | 0.8% | 100% | $285,000 | View |
New Day Financial, LLC.
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VA | 1 | 0.8% | 100% | $145,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.8% | 100% | $365,000 | View |
Beeline Loans, Inc.
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Conventional | 1 | 0.8% | 100% | $295,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.8% | 100% | $75,000 | |
Mortgage Investors Group
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FHA | 1 | 0.8% | 100% | $215,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.8% | 100% | $335,000 | |
Carrington Mortgage Services LLC
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VA | 1 | 0.8% | 100% | $265,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Smiths Grove Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Smiths Grove, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Smiths Grove? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Smiths Grove in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Smiths Grove, KY
Use these to narrow the list above. Each category shows how many Smiths Grove, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Smiths Grove, KY
Independent mortgage companies closed 56.2 percent of home loans in Smiths Grove, Kentucky in 2025, banks 38.5 percent and credit unions 5.4 percent. Stockton Mortgage Corporation was the largest mortgage company, Bank of Edmonson County the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Bank of Edmonson County led with 11 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Smiths Grove, KY
By home loans closed in 2025, Bank of Edmonson County was the largest mortgage lender in Smiths Grove, Kentucky with 11 loans, about 8.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
18 lenders closed FHA loans in Smiths Grove, Kentucky in 2025, led by Amerisave Mortgage Company with 3. 14 lenders closed VA loans, led by United Wholesale Mortgage, and 4 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 2 credit unions closed home loans in Smiths Grove, Kentucky in 2025, alongside 30 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Smiths Grove, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Smiths Grove, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Smiths Grove. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
