Poca Valley Bank CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Poca Valley BankToday's 12-month CD rates can be found at 4.15%, 6-month CD rates at 3.75% and 3-month CD rates at 3.74%. Current savings rates are at 0.10% and money market rates are at 0.90%. Mortgage rates today on 30-year fixed loans are around 6.74%. Credit Card rates are at 8.50%. Personal Loan rates are at 11.90%. All these rates, and more, can be found in our database of rates.

To see how these rates compare to Poca Valley Bank CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from Poca Valley Bank, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with Poca Valley Bank CD rates. You can also compare Poca Valley Bank savings rates, MMA rates and mortgage rates using our other rate lists.

Poca Valley Bank money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at Poca Valley Bank? Share your experience about Poca Valley Bank by leaving a review below, or read customer reviews before you decide to use Poca Valley Bank.

Poca Valley Bank Texas Ratio

Poca Valley Bank's Texas Ratio is at 7.13%, which is considered excellent. The Texas Ratio for Poca Valley Bank is higher than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, Poca Valley Bank is an excellent bank worth considering, with an overall rating of 5 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
N/A
18-Month CD
N/A
24-Month CD
N/A
36-Month CD
N/A
48-Month CD
N/A
60-Month CD
N/A
Savings
N/A
MMA
N/A
30-Year Fixed
N/A
Credit Card
N/A
Personal Loan
N/A
Poca Valley Bank
7033 Charleston Rd
Walton, WV 25286
Member FDIC
MonitorBankRates' Rating
5/5
★★★★★

Compare Poca Valley Bank Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Waterman Bank
Waterman Bank
High Yield Savings
4.50%
$0
Farmers State Bank Lake View, IA
Farmers State Bank Lake View, IA
6-Month CD
4.29%
$1,000
Canton Co-operative Bank
Canton Co-operative Bank
36-Month CD
4.07%
$1,000
Peoples Bank Coldwater, KS
Peoples Bank Coldwater, KS
12-Month (Jumbo)
4.04%
$100,000
Merchants Bank of Indiana
Merchants Bank of Indiana
12-Month CD
3.75%
$1,000
Spring Bank Bronx, NY
Spring Bank Bronx, NY
Money Market
3.75%
$500
Exchange Bank and Trust Company
Exchange Bank and Trust Company
60-Month CD
3.60%
$1,000
Vystar Credit Union
Vystar Credit Union
36-Month CD
3.60%
$500
Central State Bank State Center, IA
Central State Bank State Center, IA
48-Month CD
3.54%
$1,500
Acadia Federal Credit Union
Acadia Federal Credit Union
48-Month CD
3.50%
$1,000
Sikorsky Credit Union
Sikorsky Credit Union
30-Month CD
3.45%
$500
City Credit Union
City Credit Union
48-Month CD
3.45%
$1,000
Security Bank USA
Security Bank USA
60-Month CD
3.34%
$25,000
Minster Bank
Minster Bank
17-Month CD
3.25%
$1,000
Newburyport Bank
Newburyport Bank
18-Month CD
3.25%
$500
The Peoples Bank Co.
The Peoples Bank Co.
60-Month CD
3.14%
$5,000
First Federal Bank of Kansas City
First Federal Bank of Kansas City
48-Month CD
3.10%
$1,000
The FNB Community Bank
The FNB Community Bank
48-Month CD
2.27%
$1,000
Petefish, Skiles & Co. Bank
48-Month CD
2.07%
$1,000
Madison Valley Bank
Madison Valley Bank
36-Month CD
1.81%
$500
Park Bank
Park Bank
24-Month CD
1.81%
$2,500
Alliance Bank IN
Alliance Bank IN
18-Month CD
1.77%
$1,000
Madison County Bank
Madison County Bank
12-Month CD
1.60%
$500
The Citizens Bank Company
The Citizens Bank Company
18-Month CD
1.48%
$1,000
First Arkansas Bank and Trust
First Arkansas Bank and Trust
Prime Savings
1.25%
$100
CFG Bank
CFG Bank
Checking Plus
1.25%
$1,000
Clay County Savings Bank
Clay County Savings Bank
12-Month CD
1.02%
$500
Evergreen Federal Bank
Evergreen Federal Bank
24-Month CD
1.00%
$1,000
Bank of Springfield
Bank of Springfield
36-Month CD
0.91%
$1,000
Midland Community Bank
Midland Community Bank
24-Month CD
0.85%
$1,000
First National B&T Co. of Bottineau
First National B&T Co. of Bottineau
Money Market
0.75%
$2,500
Harbor Bank of Maryland
Harbor Bank of Maryland
60-Month CD
0.75%
$100
MutualOne Bank
MutualOne Bank
36-Month CD
0.55%
$500
Somerset Savings Bank
Somerset Savings Bank
60-Month CD
0.55%
$500
Lone Star Bank
Lone Star Bank
Personal Money Market
0.50%
$25,000
1st Bank Yuma
1st Bank Yuma
18-Month CD
0.45%
$1,000
Citizens State Bank Cadott, WI
Citizens State Bank Cadott, WI
48-Month CD
0.45%
$1,000
FCN Bank, N.A.
FCN Bank, N.A.
Platinum Money Market
0.40%
$100,000
First Bank Hampton
First Bank Hampton
Savings
0.35%
$100
Queenstown Bank
Queenstown Bank
36-Month CD (Bump)
0.35%
$500
Town & Country B&T Co.
Town & Country B&T Co.
48-Month CD
0.35%
$100
Citizens Federal Savings Bank
Citizens Federal Savings Bank
Statement Savings
0.25%
$50
First Westroads Bank
First Westroads Bank
Savings
0.25%
$100
Verus Bank of Commerce
Verus Bank of Commerce
24-Month CD
0.25%
$1,000
Preferred Bank Rothville, MO
Preferred Bank Rothville, MO
Regular Savings
0.10%
$0
Bay State Savings Bank
Bay State Savings Bank
Statement Savings
0.05%
$10
Bank of Canton
Bank of Canton
Money Market
0.05%
$2,500
cfsbank
cfsbank
Regular Checking
0.05%
$100
Arundel Federal Savings Bank
Arundel Federal Savings Bank
Goal Maker Savings
0.04%
$5
Home Loan SB
Home Loan SB
Money Market
0.01%
$2,500
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

Mortgage Rates January 25, 2025

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
5.125%
5.230%
0.000
5.560%
5.250%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.250%
5.491%
0.000
5.300%
5.518%
0.000
5.375%
5.525%
0.750
5.500%
5.614%
0.000
5.500%
5.654%
0.000
30-Year Fixed
5.560%
5.730%
0.000
5.750%
5.756%
0.000
15-Year Fixed
5.500%
5.785%
0.000
5.750%
5.793%
0.000
5.625%
5.797%
0.000
5.750%
5.801%
0.000
5.750%
5.801%
0.000
15-Year Fixed
5.750%
5.806%
0.000
10-Year Fixed (Power Rate)
5.500%
5.814%
0.000
5.500%
5.820%
0.000
5.750%
5.832%
0.000
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Our apologies, we do not have Poca Valley Bank rate data right now, check back for updates, we are adding rates all the time.

Poca Valley Bank Information

Poca Valley Bank
7033 Charleston Rd
Walton, WV 25286
Roane
Established Date: 09/24/1908
FDIC Certificate #: 11952
Date of FDIC Deposit Insurance: 01/01/1934
Bank Holding Company: POCA VALLEY BANKSHARES INC THE
How Many Domestic U.S. Offices? 8
How Many Branches are There? 8
Is Poca Valley Bank FDIC Insured? Yes
What is Poca Valley Bank's Cert number? 11952
What is the maximum amount for insured deposits? $250,000 per holder, per account

Poca Valley Bank Financials

Total Assets:
$568,336,000
Total Deposits:
$514,027,000
Equity Capital:
$36,942,000
Domestic Deposits:
$514,027,000
Net Income:
$391,000
Return on Assets:
0.6472%
Quarterly Return on Assets:
0.2800%
Pretax Return on Assets:
0.3327%
Pretax Quarterly Return on Assets:
0.3300%
Return on Equity:
9.7900%
Quarterly Return on Equity:
4.2400%
Common Equity Tier 1 Capital Ratio:
11.3209%
Tier 1 Risk-Based Capital Ratio:
11.3209%
Leverage Tier 1 (Core Capital) Ratio:
8.0841%
Total Risk-Based Capital Ratio (YTD):
12.1498%
Total Interest Income (YTD):
4.8068%
 
 
Headquarters:
Walton
FDIC Field Office:
Scott Depot
Regulator:
FDIC
County:
Roane
# of Offices:
8
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
Northeast
FDIC Region:
Atlanta
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

WTDirect, the online banking arm of Wilmington Trust Federal Savings Bank is advertising a competitive savings account rate that is more than double the national average savings account/money market account rate.

credit-union-cd-ratesCredit unions have historically provided their members with higher rates on certificate of deposits and savings accounts. Credit unions also offer lower rates on loans and mortgages.

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Poca Valley Bank Reviews

Barbara
★★★★★
August 12, 2024
Provides all financial services. Staff friendly, efficient, business completed in timely manner. Hometown feeling and want to serve you.
Average Rating
★★★★★
Total Reviews
1
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