Mortgage Lenders and Brokers in Newport, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Newport, Kentucky mortgage lenders include US Bank, N.A.US Bank, N.A.130 Pavilion Pkwy, Newport, KY 41071A+5.0 ★Texas Ratio: 2.85%, Fifth Third Bank, National AssociationFifth Third Bank, National Association110 Pavilion Pkwy, Newport, KY 41071A+5.0 ★Texas Ratio: 3.22%, Heritage Bank, INCHeritage Bank, INC647 Monmouth St, Newport, KY 41071A+5.0 ★Texas Ratio: 4.11%, PNC Bank N.A.PNC Bank N.A.1 Carothers Rd, Newport, KY 41071A+5.0 ★Texas Ratio: 4.24%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.103 Churchill Dr, Newport, KY 41071A+5.0 ★Texas Ratio: 3.87%, Truist BankTruist Bank501 Monmouth St, Newport, KY 41071A+5.0 ★Texas Ratio: 2.87%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Republic Bank & TrustRepublic Bank & Trust119 Fairfield Ave, Bellevue, KY 41073A+5.0 ★Texas Ratio: 2.91%, and JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA924 Broadway Ave, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 3.68%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Newport, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Newport are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Newport, Kentucky
Market share is the lender's share of all home loans closed in Newport, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Newport 130 Pavilion Pkwy, Newport, KY 41071 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 14 +4 HELOCs |
3.7% | 87.5% | $230,714 | View |
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1 office in Newport 110 Pavilion Pkwy, Newport, KY 41071 A+5.0 ★Texas Ratio: 3.22% |
Conventional, VA, HELOC | 13 +37 HELOCs |
3.4% | 73.7% | $208,846 | View |
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1 office in Newport 647 Monmouth St, Newport, KY 41071 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 6 | 1.6% | 75% | $200,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Newport 1 Carothers Rd, Newport, KY 41071 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 3 +2 HELOCs |
0.8% | 100% | $281,666 | View |
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1 office in Newport 103 Churchill Dr, Newport, KY 41071 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 1 +8 HELOCs |
0.3% | 100% | $565,000 | View |
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★ 1 stars, 1 review 1 office in Newport 501 Monmouth St, Newport, KY 41071 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $335,000 | View |
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2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo, HELOC | 23 +4 HELOCs |
6% | 92% | $470,652 | View |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 22 +6 HELOCs |
5.8% | 88.5% | $236,818 | View |
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119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 7 +5 HELOCs |
1.8% | 100% | $159,285 | View |
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924 Broadway Ave, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 1% | 80% | $315,000 | View |
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1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 2 +2 HELOCs |
0.5% | 100% | $340,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 2 | 0.5% | 100% | $245,000 | |
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520 W New Circle Rd, Lexington, KY 40511 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.5% | 100% | $495,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 20% | $425,000 | View |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $415,000 | View |
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531 Lovers Ln, Bowling Green, KY 42103 A5.0 ★Texas Ratio: 10.95% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
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101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Stockton Mortgage Corporation
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Conventional, FHA, VA | 19 | 5% | 95% | $226,578 | |
First Equity Mortgage Inc
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Conventional, Jumbo | 4 | 1% | 100% | $725,000 | |
Victory Mortgage, LLC
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Conventional | 3 | 0.8% | 100% | $378,333 | |
University of Ky FCU
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Conventional | 1 | 0.3% | 100% | $35,000 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 30 | 7.9% | 84.2% | $248,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 21 +1 HELOCs |
5.5% | 83.3% | $320,238 | |
CrossCountry Mortgage, LLC
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Conventional, FHA | 20 | 5.2% | 100% | $289,500 | |
Union Home Mortgage Corp.
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Conventional, FHA, HELOC | 16 +1 HELOCs |
4.2% | 94.4% | $261,250 | |
Union Savings Bank
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Conventional, Jumbo, HELOC | 9 +4 HELOCs |
2.4% | 100% | $335,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 9 | 2.4% | 100% | $250,555 | View |
Guaranteed Rate, Inc.
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Conventional, FHA, VA | 6 | 1.6% | 100% | $313,333 | |
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A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 6 | 1.6% | 85.7% | $373,333 | View |
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A+5.0 ★Texas Ratio: 2.05% |
Conventional | 6 | 1.6% | 100% | $258,333 | View |
Nfm, Inc
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Conventional, FHA | 6 | 1.6% | 100% | $333,333 | |
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A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 5 +4 HELOCs |
1.3% | 83.3% | $177,000 | View |
Cinfed Federal Credit Union
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Conventional, Jumbo, HELOC | 5 +1 HELOCs |
1.3% | 100% | $437,000 | |
First Community Mortgage, Inc.
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Conventional, FHA | 5 | 1.3% | 100% | $277,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 5 | 1.3% | 100% | $365,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 5 | 1.3% | 100% | $229,000 | |
loanDepot.com LLC
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Conventional, VA | 4 | 1% | 66.7% | $295,000 | |
Amerisave Mortgage Company
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Conventional | 3 | 0.8% | 80% | $75,000 | |
Mortgage Research Center
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Conventional, VA | 3 | 0.8% | 100% | $255,000 | |
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A+5.0 ★Texas Ratio: 1.99% |
Conventional | 3 | 0.8% | 100% | $285,000 | View |
American Neighborhood Mortgage Acceptance Company
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Conventional, FHA | 3 | 0.8% | 100% | $295,000 | |
Wright Patt Credit Union Inc
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Conventional, HELOC | 2 +1 HELOCs |
0.5% | 100% | $170,000 | |
Ruoff Mortgage Company
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Conventional | 2 | 0.5% | 100% | $435,000 | |
Lakeview Loan Servicing, LLC
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FHA | 2 | 0.5% | 80% | $255,000 | |
Freedom Mortgage Corporation
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FHA | 2 | 0.5% | 66.7% | $135,000 | |
Newrez LLC
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Conventional, VA | 2 | 0.5% | 66.7% | $280,000 | |
AmeriHome Mortgage Company, LLC
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FHA, VA | 2 | 0.5% | 100% | $190,000 | |
Success Mortgage Partners, Inc
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Conventional, FHA | 2 | 0.5% | 100% | $75,000 | |
Beeline Loans, Inc.
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Conventional | 2 | 0.5% | 66.7% | $505,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.5% | 100% | $165,000 | |
American Pacific Mortgage Corporation
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FHA, VA | 2 | 0.5% | 100% | $290,000 | |
Prosperity Home Mortgage, LLC
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Conventional | 2 | 0.5% | 50% | $235,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 2 | 0.5% | 100% | $95,000 | |
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★ 5 stars, 1 review A+5.0 ★Texas Ratio: 1.21% |
Conventional | 2 | 0.5% | 100% | $515,000 | View |
Paramount Residential Mortgage
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Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.5% | 75% | $195,000 | |
General Electric Credit Union
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Conventional, HELOC | 1 +7 HELOCs |
0.3% | 50% | $305,000 | |
Delta Community Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $65,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 4.72% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 100% | $195,000 | View |
Polaris Home Funding Corp.
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Conventional | 1 | 0.3% | 100% | $215,000 | |
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A+5.0 ★Texas Ratio: 3.22% |
Conventional | 1 | 0.3% | 100% | $235,000 | View |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.3% | 100% | $225,000 | View |
Equity Resources Inc
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Conventional | 1 | 0.3% | 100% | $165,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $375,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $265,000 | |
Royal United Mortgage LLC
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Conventional | 1 | 0.3% | 50% | $85,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $415,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.3% | 100% | $335,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $535,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.3% | 50% | $305,000 | View |
Movement Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $245,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.3% | 100% | $185,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
HomeBridge Financial Services, Inc
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FHA | 1 | 0.3% | 100% | $225,000 | |
Das Acquisition Company, LLC
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Conventional | 1 | 0.3% | 100% | $165,000 | |
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A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 0.3% | 100% | $415,000 | View |
Connexus Credit Union
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Conventional | 1 | 0.3% | 100% | $65,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $165,000 | |
3rd Street Financial Corp
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Conventional | 1 | 0.3% | 100% | $275,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Cardinal Financial Company, Li
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FHA | 1 | 0.3% | 100% | $385,000 | |
New Day Financial, LLC.
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VA | 1 | 0.3% | 100% | $235,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $65,000 | |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $405,000 | View |
Nations Lending Corporation
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Conventional | 1 | 0.3% | 100% | $155,000 | |
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A+5.0 ★Texas Ratio: 0.13% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional | 1 | 0.3% | 100% | $735,000 | View |
Nationstar Mortgage
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Conventional | 1 | 0.3% | 50% | $215,000 | |
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A+5.0 ★Texas Ratio: 4.66% |
Conventional | 1 | 0.3% | 100% | $495,000 | View |
Better Mortgage Corporation
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VA | 1 | 0.3% | 100% | $235,000 | |
Day Air Credit Union
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Conventional | 1 | 0.3% | 100% | $715,000 | |
Mortgage Solutions of Colorado
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VA | 1 | 0.3% | 100% | $385,000 | |
Sibcy Cline Mortgage Services, Inc.
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Conventional | 1 | 0.3% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.96% |
Conventional | 1 | 0.3% | 100% | $175,000 | View |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $245,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.3% | 100% | $445,000 | |
New American Funding, LLC.
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FHA | 1 | 0.3% | 100% | $195,000 | |
The Loan Store, Inc
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Conventional | 1 | 0.3% | 100% | $135,000 | |
Lower, LLC
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Conventional | 1 | 0.3% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.3% | 100% | $205,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional | 1 | 0.3% | 100% | $665,000 | View |
Spring Eq, LLC
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Conventional | 1 | 0.3% | 33.3% | $35,000 | |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.3% | 100% | $225,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $625,000 | |
Top Flite Financial, Inc.
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FHA | 1 | 0.3% | 100% | $155,000 | |
Tomo Mortgage LLC
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Conventional | 1 | 0.3% | 100% | $155,000 | |
Figure Lending LLC
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 2.56% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
North Side Bank & Trust Company
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Lendage, LLC dba Achieve Loans
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HELOC | 0 +1 HELOCs |
0% | n/a |
Newport Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Newport, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Newport? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Newport in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Newport, KY
Use these to narrow the list above. Each category shows how many Newport, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Newport, KY
Independent mortgage companies closed 53.9 percent of home loans in Newport, Kentucky in 2025, banks 41.9 percent and credit unions 4.2 percent. Stockton Mortgage Corporation was the largest mortgage company, US Bank, N.A. the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Heritage Bank, INC led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Newport, KY
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Newport, Kentucky with 14 loans, about 3.7 percent of the market. The largest lender headquartered in Kentucky was Heritage Bank, INC with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
28 lenders closed FHA loans in Newport, Kentucky in 2025, led by Stockton Mortgage Corporation with 5. 16 lenders closed VA loans, led by Rocket Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 40 banks and 11 credit unions closed home loans in Newport, Kentucky in 2025, alongside 62 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Newport, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Newport, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Newport. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
