Mortgage Lenders and Brokers in Dawson Springs, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Dawson Springs, Kentucky mortgage lenders include Planters Bank, Inc.Planters Bank, Inc.50 Oak Hts, Dawson Springs, KY 42408A+5.0 ★Texas Ratio: 4.72%, Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, Independence Bank of KentuckyIndependence Bank of Kentucky1950 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 0.79%, Magnolia BankMagnolia Bank651 W Dixie Ave, Elizabethtown, KY 42701A-5.0 ★Texas Ratio: 14.97%, Liberty Federal Credit UnionLiberty Federal Credit Union544 Lovers Ln, Bowling Green, KY 42103, First Southern National BankFirst Southern National Bank1214 Ashley Cir, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 3.45%, First United Bank & Trust CompanyFirst United Bank & Trust Company1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320B+4.1 ★Texas Ratio: 2.80%, Farmers Bank and Trust CompanyFarmers Bank and Trust Company2009 Scottsville Rd, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 2.10%, Commonwealth Federal Credit UnionCommonwealth Federal Credit Union417 High St, Frankfort, KY 40601, and US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Dawson Springs, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Dawson Springs are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Dawson Springs, Kentucky
Market share is the lender's share of all home loans closed in Dawson Springs, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Dawson Springs 50 Oak Hts, Dawson Springs, KY 42408 A+5.0 ★Texas Ratio: 4.72% |
Conventional | 4 | 9.5% | 80% | $75,000 | View |
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6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 3 +5 HELOCs |
7.1% | 100% | $85,000 | View |
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1950 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 0.79% |
Conventional | 2 | 4.8% | 33.3% | $120,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 4.8% | 100% | $205,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
FHA | 1 | 2.4% | 100% | $95,000 | |
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1214 Ashley Cir, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 3.45% |
Conventional | 1 | 2.4% | 100% | $35,000 | View |
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1500 Bill Monroe Memorial Boulevard, Beaver Dam, KY 42320 B+4.1 ★Texas Ratio: 2.80% |
Conventional | 1 | 2.4% | 100% | $95,000 | View |
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2009 Scottsville Rd, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 2.10% |
Conventional | 1 | 2.4% | 100% | $175,000 | View |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
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7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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660 Main St, Benton, KY 42025 A+5.0 ★Texas Ratio: 4.65% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Royal United Mortgage LLC
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Conventional, FHA | 3 | 7.1% | 75% | $85,000 | |
Rocket Mortgage
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Conventional, FHA | 3 | 7.1% | 37.5% | $165,000 | |
Everett Financial, Inc.
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Conventional, FHA | 3 | 7.1% | 100% | $95,000 | |
Mortgage Masters of Indiana Inc
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FHA, USDA | 3 | 7.1% | 100% | $95,000 | |
Mortgage Research Center
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VA | 3 | 7.1% | 75% | $238,333 | |
Das Acquisition Company, LLC
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USDA | 2 | 4.8% | 100% | $120,000 | |
First Community Mortgage, Inc.
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VA | 1 | 2.4% | 100% | $225,000 | |
United Wholesale Mortgage
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VA | 1 | 2.4% | 50% | $305,000 | |
Freedom Mortgage Corporation
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VA | 1 | 2.4% | 100% | $375,000 | |
Newrez LLC
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VA | 1 | 2.4% | 100% | $325,000 | |
Pennymac Loan Services LLC
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VA | 1 | 2.4% | 100% | $295,000 | |
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A+5.0 ★Texas Ratio: 5.44% |
FHA | 1 | 2.4% | 100% | $115,000 | View |
Valon Mortgage
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Conventional | 1 | 2.4% | 100% | $95,000 | |
New American Funding, LLC.
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VA | 1 | 2.4% | 100% | $365,000 | |
Paramount Residential Mortgage
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USDA | 1 | 2.4% | 100% | $145,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 2.4% | 14.3% | $175,000 |
Dawson Springs Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Dawson Springs, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Dawson Springs? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Dawson Springs in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Dawson Springs, KY
Use these to narrow the list above. Each category shows how many Dawson Springs, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Dawson Springs, KY
Independent mortgage companies closed 59.5 percent of home loans in Dawson Springs, Kentucky in 2025, banks 38.1 percent and credit unions 2.4 percent. Royal United Mortgage LLC was the largest mortgage company, Planters Bank, Inc. the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Planters Bank, Inc. led with 4 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Dawson Springs, KY
By home loans closed in 2025, Planters Bank, Inc. was the largest mortgage lender in Dawson Springs, Kentucky with 4 loans, about 9.5 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
6 lenders closed FHA loans in Dawson Springs, Kentucky in 2025, led by Royal United Mortgage LLC with 2. 8 lenders closed VA loans, led by Mortgage Research Center, and 3 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 11 banks and 2 credit unions closed home loans in Dawson Springs, Kentucky in 2025, alongside 14 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Dawson Springs, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Dawson Springs, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Dawson Springs. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
