Mortgage Lenders and Brokers in Fort Mitchell, Kentucky
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Fort Mitchell, Kentucky mortgage lenders include Huntington National BankHuntington National Bank2514 Dixie Hwy, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 3.66%, Heritage Bank, INCHeritage Bank, INC350 Buttermilk Pike, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 4.11%, US Bank, N.A.US Bank, N.A.405 Buttermilk Pike, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 2.85%, German American BankGerman American Bank2500 Chamber Center Dr, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 1.93%, Fifth Third Bank, National AssociationFifth Third Bank, National Association2156 Dixie Hwy, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 3.22%, Truist BankTruist Bank3435 Valley Plaza Pkwy, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 2.87%, Central Bank & Trust CoCentral Bank & Trust Co2075 Dixie Hwy, Fort Mitchell, KY 41011A+5.0 ★Texas Ratio: 1.26%, PNC Bank N.A.PNC Bank N.A.2216 Dixie Hwy, Fort Mitchell, KY 41017A+5.0 ★Texas Ratio: 4.24%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, and First National Bank of KentuckyFirst National Bank of Kentucky2639 Highway 227, Carrollton, KY 41008A+5.0 ★Texas Ratio: 5.94%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Fort Mitchell, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Fort Mitchell are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Fort Mitchell, Kentucky
Market share is the lender's share of all home loans closed in Fort Mitchell, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Fort Mitchell 2514 Dixie Hwy, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 3.66% |
Conventional, FHA, HELOC | 9 +5 HELOCs |
9.6% | 81.8% | $278,333 | View |
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1 office in Fort Mitchell 350 Buttermilk Pike, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 5 | 5.3% | 83.3% | $315,000 | View |
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1 office in Fort Mitchell 405 Buttermilk Pike, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 3 +5 HELOCs |
3.2% | 75% | $275,000 | View |
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1 office in Fort Mitchell 2500 Chamber Center Dr, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 1 +5 HELOCs |
1.1% | 100% | $305,000 | View |
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1 office in Fort Mitchell 2156 Dixie Hwy, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 3.22% |
Conventional, HELOC | 1 +5 HELOCs |
1.1% | 100% | $15,000 | View |
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★ 1 stars, 1 review 1 office in Fort Mitchell 3435 Valley Plaza Pkwy, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 1 +3 HELOCs |
1.1% | 100% | $425,000 | View |
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1 office in Fort Mitchell 2075 Dixie Hwy, Fort Mitchell, KY 41011 A+5.0 ★Texas Ratio: 1.26% |
Conventional, HELOC | 1 +2 HELOCs |
1.1% | 100% | $325,000 | View |
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★ 1.7 stars, 3 reviews 1 office in Fort Mitchell 2216 Dixie Hwy, Fort Mitchell, KY 41017 A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
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7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, Jumbo, HELOC | 20 +3 HELOCs |
21.3% | 100% | $371,000 | View |
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2639 Highway 227, Carrollton, KY 41008 A+5.0 ★Texas Ratio: 5.94% |
Conventional | 2 | 2.1% | 100% | $345,000 | View |
Liberty Federal Credit Union
544 Lovers Ln, Bowling Green, KY 42103 |
Conventional | 1 | 1.1% | 100% | $395,000 | |
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7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
Conventional | 1 | 1.1% | 100% | $205,000 | View |
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1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 1.1% | 100% | $275,000 | View |
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651 W Dixie Ave, Elizabethtown, KY 42701 A-5.0 ★Texas Ratio: 14.97% |
VA | 1 | 1.1% | 100% | $265,000 | View |
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Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Victory Mortgage, LLC
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Conventional | 4 | 4.3% | 100% | $552,500 | |
First Equity Mortgage Inc
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Conventional | 2 | 2.1% | 66.7% | $575,000 | |
Park Community Credit Union
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Conventional | 1 | 1.1% | 100% | $195,000 | |
University of Ky FCU
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA | 5 | 5.3% | 83.3% | $311,000 | |
CrossCountry Mortgage, LLC
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Conventional | 5 | 5.3% | 100% | $359,000 | |
Union Savings Bank
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Conventional, HELOC | 4 +1 HELOCs |
4.3% | 100% | $352,500 | |
Rocket Mortgage
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Conventional, FHA | 4 | 4.3% | 100% | $220,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 2.1% | 100% | $350,000 | |
Mortgage Research Center
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VA | 2 | 2.1% | 100% | $270,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional | 2 | 2.1% | 100% | $410,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 2 | 2.1% | 100% | $320,000 | |
Polaris Home Funding Corp.
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VA | 1 | 1.1% | 100% | $155,000 | |
Ruoff Mortgage Company
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FHA | 1 | 1.1% | 100% | $365,000 | |
First Community Mortgage, Inc.
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Conventional | 1 | 1.1% | 100% | $315,000 | |
American Financial Resources LLC
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VA | 1 | 1.1% | 100% | $155,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $475,000 | |
loanDepot.com LLC
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Conventional | 1 | 1.1% | 100% | $175,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 1.1% | 50% | $345,000 | |
Success Mortgage Partners, Inc
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Conventional | 1 | 1.1% | 100% | $335,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 1.1% | 100% | $635,000 | |
AurGroup Financial Credit Union
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Conventional | 1 | 1.1% | 100% | $65,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 1.1% | 100% | $315,000 | View |
Prosperity Home Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $405,000 | |
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A5.0 ★Texas Ratio: 8.14% |
Conventional | 1 | 1.1% | 100% | $325,000 | |
American Neighborhood Mortgage Acceptance Company
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Conventional | 1 | 1.1% | 100% | $205,000 | |
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A+5.0 ★Texas Ratio: 2.56% |
HELOC | 0 +3 HELOCs |
0% | 50% | View | |
Cinfed Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.32% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
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A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
New American Funding, LLC.
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | 0% |
Fort Mitchell Mortgage Rate Trends
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Fort Mitchell, Kentucky
Looking for mortgage lenders near me or mortgage brokers near me in Fort Mitchell? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Fort Mitchell in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Fort Mitchell, KY
Use these to narrow the list above. Each category shows how many Fort Mitchell, KY lenders fit and what that kind of lender is usually best for.
Who Lends in Fort Mitchell, KY
Independent mortgage companies closed 38.3 percent of home loans in Fort Mitchell, Kentucky in 2025, banks 56.4 percent and credit unions 5.3 percent. Victory Mortgage, LLC was the largest mortgage company, Huntington National Bank the largest bank and Liberty Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Heritage Bank, INC led with 5 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
More Kentucky Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Fort Mitchell, KY
By home loans closed in 2025, Huntington National Bank was the largest mortgage lender in Fort Mitchell, Kentucky with 9 loans, about 9.6 percent of the market. The largest lender headquartered in Kentucky was Heritage Bank, INC with 5 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
5 lenders closed FHA loans in Fort Mitchell, Kentucky in 2025, led by Huntington National Bank with 1. 4 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 10 credit unions closed home loans in Fort Mitchell, Kentucky in 2025, alongside 21 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Fort Mitchell, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Fort Mitchell, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Fort Mitchell. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
