Alexandria, Kentucky mortgage lenders include Fifth Third Bank, National AssociationFifth Third Bank, National Association6801 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.22%, US Bank, N.A.US Bank, N.A.7630 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 2.85%, Heritage Bank, INCHeritage Bank, INC7593 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 4.11%, Wesbanco Bank, Inc.Wesbanco Bank, Inc.7300 Alexandria Pike, Alexandria, KY 41001A+5.0 ★Texas Ratio: 3.87%, Guardian Savings BankGuardian Savings Bank7550 Mall Rd, Florence, KY 41042A+5.0 ★Texas Ratio: 1.35%, Huntington National BankHuntington National Bank2252 Burlington Pike, Burlington, KY 41005A+5.0 ★Texas Ratio: 3.66%, German American BankGerman American Bank1805 Campbell Lane, Bowling Green, KY 42104A+5.0 ★Texas Ratio: 1.93%, Truist BankTruist Bank2750 Nashville Rd, Bowling Green, KY 42101A+5.0 ★Texas Ratio: 2.87%, Central Bank & Trust CoCentral Bank & Trust Co101 Brentwood Dr, Berea, KY 40403A+5.0 ★Texas Ratio: 1.26%, and PNC Bank N.A.PNC Bank N.A.1000 Carter Ave, Ashland, KY 41101A+5.0 ★Texas Ratio: 4.24%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Alexandria, Kentucky in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Alexandria are listed first, then lenders elsewhere in Kentucky, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Alexandria, Kentucky. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Alexandria 6801 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.22% |
Conventional, FHA, HELOC | 15 +29 HELOCs |
3.7% | 69.6% | $183,666 | View |
|
1 office in Alexandria 7630 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 2.85% |
Conventional, FHA, HELOC | 14 +10 HELOCs |
3.4% | 75% | $217,857 | View |
|
1 office in Alexandria 7593 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 4.11% |
Conventional | 14 | 3.4% | 87.5% | $128,571 | View |
|
1 office in Alexandria 7300 Alexandria Pike, Alexandria, KY 41001 A+5.0 ★Texas Ratio: 3.87% |
Conventional, HELOC | 2 +9 HELOCs |
0.5% | 100% | $490,000 | View |
|
7550 Mall Rd, Florence, KY 41042 A+5.0 ★Texas Ratio: 1.35% |
Conventional, FHA, HELOC | 19 +6 HELOCs |
4.7% | 87% | $281,315 | View |
|
2252 Burlington Pike, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.66% |
Conventional, HELOC | 9 +7 HELOCs |
2.2% | 90% | $340,555 | View |
|
1805 Campbell Lane, Bowling Green, KY 42104 A+5.0 ★Texas Ratio: 1.93% |
Conventional, HELOC | 5 +1 HELOCs |
1.2% | 100% | $397,000 | View |
|
★ 1 stars, 1 review 2750 Nashville Rd, Bowling Green, KY 42101 A+5.0 ★Texas Ratio: 2.87% |
Conventional, HELOC | 2 +4 HELOCs |
0.5% | 100% | $150,000 | View |
|
101 Brentwood Dr, Berea, KY 40403 A+5.0 ★Texas Ratio: 1.26% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.5% | 100% | $235,000 | View |
|
★ 1.7 stars, 3 reviews 1000 Carter Ave, Ashland, KY 41101 A+5.0 ★Texas Ratio: 4.24% |
Conventional, HELOC | 1 +13 HELOCs |
0.2% | 100% | $355,000 | View |
|
119 Fairfield Ave, Bellevue, KY 41073 A+5.0 ★Texas Ratio: 2.91% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $245,000 | View |
|
Highways 52 And 11, Beattyville, KY 41311 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
1843 Cumberland Falls Hwy, CORBIN, KY 40701 2731 A+5.0 ★Texas Ratio: 1.91% |
Conventional | 1 | 0.2% | 100% | $335,000 | View |
|
406 Knox St, Barbourville, KY 40906 A+5.0 ★Texas Ratio: 0.45% |
Conventional, Jumbo | 1 | 0.2% | 100% | $855,000 | View |
|
197 Windsor Rd, Flemingsburg, KY 41041 B4.6 ★Texas Ratio: 20.37% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
|
6424 Ky Route 1428, Allen, KY 41601 A+5.0 ★Texas Ratio: 3.53% |
Conventional | 1 | 0.2% | 100% | $255,000 | View |
|
Limaburg Road And Jones Circle, Burlington, KY 41005 A+5.0 ★Texas Ratio: 3.21% |
HELOC | 0 +7 HELOCs |
0% | 0% | View | |
Commonwealth Federal Credit Union
417 High St, Frankfort, KY 40601 |
HELOC | 0 +1 HELOCs |
0% | 0% | ||
|
6601 Us Route 60, Ashland, KY 41102 A+5.0 ★Texas Ratio: 3.39% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
|
111 Chaplin Rd, Bloomfield, KY 40008 A+5.0 ★Texas Ratio: 1.99% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Equity Mortgage Inc
|
Conventional, FHA | 33 | 8.1% | 100% | $387,727 | |
Stockton Mortgage Corporation
|
Conventional, FHA, VA, USDA | 33 | 8.1% | 100% | $278,333 | |
Victory Mortgage, LLC
|
Conventional, FHA, VA | 12 | 2.9% | 100% | $298,333 | |
Farm Credit Mid-America, Aca
|
Conventional, Jumbo | 3 | 0.7% | 100% | $811,666 | |
University of Ky FCU
|
Conventional | 1 | 0.2% | 100% | $55,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 26 +1 HELOCs |
6.4% | 100% | $312,307 | |
Union Home Mortgage Corp.
|
Conventional, FHA, VA, USDA | 22 | 5.4% | 100% | $280,909 | |
Rocket Mortgage
|
Conventional, FHA | 18 | 4.4% | 84% | $212,777 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA | 14 | 3.4% | 100% | $274,285 | |
Success Mortgage Partners, Inc
|
Conventional, FHA, VA, USDA | 9 | 2.2% | 100% | $215,000 | |
General Electric Credit Union
|
Conventional, HELOC | 7 +6 HELOCs |
1.7% | 100% | $190,714 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, USDA | 7 | 1.7% | 100% | $360,714 | |
Freedom Mortgage Corporation
|
FHA, VA | 7 | 1.7% | 90.9% | $293,571 | |
Nfm, Inc
|
Conventional, FHA, VA | 7 | 1.7% | 100% | $377,857 | |
Pennymac Loan Services LLC
|
Conventional, FHA | 6 | 1.5% | 77.8% | $271,666 | |
Prosperity Home Mortgage, LLC
|
Conventional, FHA | 6 | 1.5% | 100% | $171,666 | |
American Financial Resources LLC
|
Conventional, FHA | 5 | 1.2% | 100% | $335,000 | |
|
A5.0 ★Texas Ratio: 11.06% |
Conventional, FHA | 5 | 1.2% | 100% | $311,000 | View |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 5 | 1.2% | 100% | $299,000 | View |
|
A+5.0 ★Texas Ratio: 2.32% |
Conventional, HELOC | 4 +5 HELOCs |
1% | 80% | $135,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 4 | 1% | 100% | $237,500 | |
Newrez LLC
|
Conventional | 4 | 1% | 66.7% | $112,500 | |
Amerisave Mortgage Company
|
Conventional, FHA | 4 | 1% | 44.4% | $137,500 | |
The Loan Store, Inc
|
Conventional, FHA | 4 | 1% | 100% | $360,000 | |
|
A+5.0 ★Texas Ratio: 1.99% |
Conventional, FHA | 4 | 1% | 100% | $295,000 | View |
|
A5.0 ★Texas Ratio: 8.14% |
Conventional, VA | 4 | 1% | 80% | $260,000 | |
American Neighborhood Mortgage Acceptance Company
|
Conventional, FHA | 4 | 1% | 100% | $355,000 | |
Nationstar Mortgage
|
Conventional | 3 | 0.7% | 75% | $148,333 | |
|
A+5.0 ★Texas Ratio: 0.96% |
Conventional | 3 | 0.7% | 75% | $181,666 | View |
Lower, LLC
|
FHA | 3 | 0.7% | 100% | $298,333 | |
Superior Credit Union, Inc.
|
Conventional | 3 | 0.7% | 100% | $181,666 | |
Union Savings Bank
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 50% | $230,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 2 +1 HELOCs |
0.5% | 28.6% | $45,000 | |
Equity Prime Mortgage LLC
|
FHA, VA | 2 | 0.5% | 100% | $200,000 | |
loanDepot.com LLC
|
Conventional, FHA | 2 | 0.5% | 66.7% | $205,000 | |
Discover Bank
|
Conventional | 2 | 0.5% | 40% | $75,000 | |
American Financing Corporation
|
Conventional, FHA | 2 | 0.5% | 100% | $195,000 | |
Planet Home Lending, LLC
|
Conventional, FHA | 2 | 0.5% | 100% | $295,000 | |
Endeavor Capital, LLC
|
FHA | 2 | 0.5% | 100% | $300,000 | |
Mutual of Omaha Mortgage
|
Conventional, VA | 2 | 0.5% | 100% | $220,000 | |
21St Mortgage
|
Conventional | 2 | 0.5% | 50% | $55,000 | |
Texana Bank
|
FHA | 2 | 0.5% | 66.7% | $275,000 | |
Cinfed Federal Credit Union
|
Conventional, HELOC | 1 +4 HELOCs |
0.2% | 100% | $165,000 | |
|
A+5.0 ★Texas Ratio: 2.56% |
Conventional, HELOC | 1 +1 HELOCs |
0.2% | 100% | $215,000 | View |
Polaris Home Funding Corp.
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Ruoff Mortgage Company
|
USDA | 1 | 0.2% | 100% | $275,000 | |
First Community Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $125,000 | |
Sharefax Credit Union
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
Lakeview Loan Servicing, LLC
|
Conventional | 1 | 0.2% | 20% | $215,000 | |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0.2% | 100% | $325,000 | |
Gvc Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $255,000 | |
|
A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.2% | 100% | $55,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.2% | 100% | $255,000 | |
Bayshore Mortgage Funding
|
Conventional | 1 | 0.2% | 100% | $375,000 | |
Das Acquisition Company, LLC
|
VA | 1 | 0.2% | 100% | $455,000 | |
Mortgage Masters of Indiana Inc
|
Conventional | 1 | 0.2% | 100% | $425,000 | |
New Day Financial, LLC.
|
VA | 1 | 0.2% | 100% | $205,000 | |
|
B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.2% | 100% | $335,000 | View |
|
A+5.0 ★Texas Ratio: 0.22% |
Conventional | 1 | 0.2% | 100% | $65,000 | View |
Churchill Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $305,000 | |
|
A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.2% | 100% | $245,000 | View |
American Pacific Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $205,000 | |
Mortgage Research Center
|
VA | 1 | 0.2% | 33.3% | $265,000 | |
Tjc Mortgage Inc
|
FHA | 1 | 0.2% | 100% | $275,000 | |
Better Mortgage Corporation
|
Conventional | 1 | 0.2% | 100% | $105,000 | |
Compass Mortgage, Inc.
|
Conventional | 1 | 0.2% | 100% | $445,000 | |
Carrington Mortgage Services LLC
|
VA | 1 | 0.2% | 16.7% | $395,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0.2% | 100% | $195,000 | |
Village Capital & Investment
|
VA | 1 | 0.2% | 100% | $395,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Figure Lending LLC
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 5.44% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
North Side Bank & Trust Company
|
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Valon Mortgage
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Connexus Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A+5.0 ★Texas Ratio: 3.82% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Nrl Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Kentucky compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Alexandria? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Alexandria in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Alexandria, KY lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 65.9 percent of home loans in Alexandria, Kentucky in 2025, banks 29.4 percent and credit unions 4.7 percent. First Equity Mortgage Inc was the largest mortgage company, Fifth Third Bank, National Association the largest bank and L&N Federal Credit Union the largest credit union. Among lenders headquartered in Kentucky, Heritage Bank, INC led with 14 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Attorneys customarily handle closings in Kentucky. State deed transfer tax of $0.50 per $500 of value (0.1 percent), paid by the seller (KRS 142.050); no mortgage recording tax.
By home loans closed in 2025, Fifth Third Bank, National Association was the largest mortgage lender in Alexandria, Kentucky with 15 loans, about 3.7 percent of the market. The largest lender headquartered in Kentucky was Heritage Bank, INC with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
34 lenders closed FHA loans in Alexandria, Kentucky in 2025, led by United Wholesale Mortgage with 10. 18 lenders closed VA loans, led by Union Home Mortgage Corp., and 5 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 35 banks and 12 credit unions closed home loans in Alexandria, Kentucky in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Alexandria, Kentucky during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Alexandria, Kentucky for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Alexandria. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.