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Mortgage Lenders and Brokers in Utah

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Utah mortgage lenders include America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003, and Cache Valley BankCache Valley Bank105 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Utah are listed first, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Utah

Market share is the lender's share of all home loans closed in Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Median loan is the midpoint loan amount the lender closed in the state.

Lender	Programs	Loans closed	Market share	Approval share	Median loan	View
America First Federal Credit Union 611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33%	Conventional, FHA, VA, USDA, Jumbo, HELOC	4,536 +6,818 HELOCs	6.6%	78.2%	$75,000	View
Mountain America Federal Credit Union 3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, USDA, Jumbo, HELOC	3,615 +3,380 HELOCs	5.2%	58.9%	$135,000	View
Goldenwest Federal Credit Union 13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69%	Conventional, FHA, VA, USDA, Jumbo, HELOC	895 +2,120 HELOCs	1.3%	86%	$275,000	View
Bank of Utah 17 offices in UT 100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71%	Conventional, FHA, VA, USDA, Jumbo	654	0.9%	98.1%	$315,000	View
Cyprus Federal Credit Union 221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73%	Conventional, FHA, VA, Jumbo, HELOC	360 +727 HELOCs	0.5%	80.9%	$275,000	View
Deseret First Credit Union 260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76%	Conventional, Jumbo, HELOC	353 +422 HELOCs	0.5%	87.8%	$205,000	View
Canyon View Credit Union 1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63%	Conventional, FHA, Jumbo, HELOC	266 +713 HELOCs	0.4%	89%	$175,000	View
Utah Power Credit Union 100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98%	Conventional, Jumbo, HELOC	229 +17 HELOCs	0.3%	98.7%	$125,000	View
Utah Community Credit Union 196 N West State Rd, American Fork, UT 84003	Conventional, FHA, Jumbo, HELOC	228 +1,285 HELOCs	0.3%	89.2%	$385,000
Cache Valley Bank 22 offices in UT 105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59%	Conventional, FHA, VA, USDA, Jumbo	212	0.3%	99.5%	$405,000	View
Granite Federal Credit Union 6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85%	Conventional, Jumbo, HELOC	141 +94 HELOCs	0.2%	79.7%	$225,000	View
Central Bank 12 offices in UT 175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94%	Conventional, Jumbo	135	0.2%	97.2%	$475,000	View
State Bank of Southern Utah 16 offices in UT 1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27%	Conventional, Jumbo, HELOC	130 +432 HELOCs	0.2%	85%	$265,000	View
Alpine Credit Union 375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38%	Conventional	61	0.1%	95.3%	$65,000	View
Ubs Bank USA ★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21%	Conventional, Jumbo	50	0.1%	96.2%	$1,055,000	View
Jordan Credit Union 407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93%	Conventional	47	0.1%	100%	$295,000	View
Wasatch Peaks Federal Credit Union 1 Browning Pl, Mountain Green, UT 84050 9326 A+5.0 ★Texas Ratio: 0.78%	Conventional, Jumbo	37	0.1%	92.5%	$75,000	View
Members First Credit Union 120 E 1000 S, Brigham City, UT 84302 4357 A+5.0 ★Texas Ratio: 1.31%	Conventional	37	0.1%	92.5%	$55,000	View
Utah First Credit Union 616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01%	Conventional, Jumbo, HELOC	32 +956 HELOCs	0%	72.3%	$345,000	View
American United FCU 458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55%	Conventional, HELOC	30 +67 HELOCs	0%	70.5%	$95,000	View
Ascent Federal Credit Union 2388 N 400 E, North Ogden, UT 84414 7232	Conventional, HELOC	18 +62 HELOCs	0%	85.7%	$115,000	View
Nebo Credit Union 201 E 100 N, Payson, UT 84651	Conventional	4	0%	36.4%	$185,000	View
Intercap Lending Inc	Conventional, FHA, VA, USDA, Jumbo	3,467	5%	99.2%	$415,000
First Colony Mortgage Corporat	Conventional, FHA, VA, USDA, Jumbo	2,755	4%	98%	$425,000
Securitynational Mortgage Company	Conventional, FHA, VA, USDA, Jumbo	1,663	2.4%	93.6%	$395,000
My Move Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	1,140	1.6%	99.2%	$475,000
RANLife, Inc.	Conventional, FHA, VA, Jumbo	712	1%	98.2%	$395,000
Canopy Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo	511	0.7%	94.8%	$425,000
Security Home Mortgage	Conventional, FHA, VA, USDA, Jumbo	500	0.7%	98.5%	$435,000
Primary Residential Mortgage, INC.	Conventional, FHA, VA, USDA, Jumbo	347	0.5%	95.6%	$395,000
Direct Rate Home Loans, Inc	Conventional, FHA, VA, Jumbo	334	0.5%	91.8%	$455,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional, FHA, VA, Jumbo	280	0.4%	99.3%	$415,000
Veritas Funding, LLC	Conventional, FHA, VA, Jumbo	278	0.4%	97.9%	$435,000
Direct Mortgage Corp	Conventional, FHA, VA, Jumbo	109	0.2%	85.8%	$425,000
Utah Mortgage Loan Corporation	Conventional, FHA, VA, Jumbo	66	0.1%	100%	$425,000
Castle & Cooke Mortgage, LLC	Conventional, FHA, VA, Jumbo	46	0.1%	92.5%	$385,000
City 1st Mortgage Services, LC	Conventional, FHA, VA	15	0%	94.4%	$435,000
Horizon Utah Fed Credit Union	Conventional, HELOC	5 +9 HELOCs	0%	71.4%	$75,000
Zions Bancorporation, N.A. 93 offices in UT 606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, VA, Jumbo, HELOC	542 +1,176 HELOCs	0.8%	86%	$485,000	View
US Bank, N.A. 39 offices in UT 278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85%	Conventional, FHA, VA, Jumbo, HELOC	479 +225 HELOCs	0.7%	74.7%	$455,000	View
JPMorgan Chase Bank, NA 45 offices in UT 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, VA, Jumbo, HELOC	379 +53 HELOCs	0.5%	86.4%	$545,000	View
Wells Fargo Bank NA 71 offices in UT 797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36%	Conventional, FHA, VA, Jumbo	204	0.3%	72%	$375,000	View
Glacier Bank 34 offices in UT 113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, VA, USDA, Jumbo, HELOC	137 +79 HELOCs	0.2%	74.1%	$455,000	View
Bank of America NA 30 offices in UT 496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	128 +117 HELOCs	0.2%	85.9%	$825,000	View
Keybank National Association 31 offices in UT 717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81%	Conventional, FHA, VA, Jumbo, HELOC	83 +41 HELOCs	0.1%	62.8%	$405,000	View
BMO Harris Bank NA 5 offices in UT 683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	65 +17 HELOCs	0.1%	80.2%	$865,000	View
NBH Bank 7 offices in UT 580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo, HELOC	31 +3 HELOCs	0%	82.1%	$1,195,000	View
Goldman Sachs Bank USA 2 offices in UT 11850 S Election Rd, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	31	0%	100%	$1,765,000	View
D. L. Evans Bank 7 offices in UT 101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13%	Conventional, Jumbo	29	0%	72.5%	$225,000	View
MidFirst Bank 1 office in UT 10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	26 +5 HELOCs	0%	100%	$1,205,000	View
Banterra Bank 1 office in UT 6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32%	Conventional, Jumbo	18	0%	80%	$995,000	View
Grand Valley Bank 3 offices in UT 191 E Gateway Dr, Heber City, UT 84032 A+5.0 ★Texas Ratio: 0.08%	Conventional, Jumbo	9	0%	81.8%	$95,000	View
Washington Federal 9 offices in UT 1207 E Draper Pkwy, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.48%	Conventional, Jumbo, HELOC	8 +6 HELOCs	0%	100%	$695,000	View
Regions Bank 1 office in UT 650 S Main St, Salt Lake City, UT 84101 A+5.0 ★Texas Ratio: 4.37%	Conventional, Jumbo	6	0%	60%	$645,000	View
Umb Bank NA 1 office in UT 911 E Fort Union Blvd, Midvale, UT 84047 A+5.0 ★Texas Ratio: 1.78%	Conventional, Jumbo, HELOC	5 +8 HELOCs	0%	100%	$885,000	View
Axos Bank 1 office in UT 9490 S 300 W, Sandy, UT 84070 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	5	0%	50%	$715,000	View
Stride Bank, National Association 1 office in UT 250 E 200 S, Salt Lake City, UT 84111 A5.0 ★Texas Ratio: 6.15%	Conventional, VA	3	0%	100%	$325,000	View
Columbia Bank 2 offices in UT 10757 South River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 2.28%	Conventional, HELOC	2 +2 HELOCs	0%	100%	$165,000	View
United Wholesale Mortgage	Conventional, FHA, VA, USDA, Jumbo, HELOC	8,290 +264 HELOCs	12%	91.3%	$435,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo, HELOC	4,779 +1 HELOCs	6.9%	84.3%	$335,000
Guild Mortgage Company A-5.0 ★Texas Ratio: 14.58%	Conventional, FHA, VA, USDA, Jumbo	3,682	5.3%	98.3%	$385,000	View
Kind Lending, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	2,009 +6 HELOCs	2.9%	78.2%	$445,000
The Loan Store, Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	1,689 +157 HELOCs	2.4%	95.5%	$415,000
Pennymac Loan Services LLC	Conventional, FHA, VA, USDA, Jumbo	1,128	1.6%	82.7%	$355,000
DHI Mortgage Company, LTD.	Conventional, FHA, VA, USDA, Jumbo	1,081	1.6%	89.5%	$395,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA, USDA, Jumbo	930	1.3%	93.8%	$385,000	View
Nationstar Mortgage	Conventional, FHA, VA, Jumbo	905	1.3%	84.4%	$115,000
Fairway Independent Mort Corp	Conventional, FHA, VA, USDA, Jumbo, HELOC	864 +2 HELOCs	1.2%	96.8%	$445,000
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 1.38%	Conventional, FHA, VA, Jumbo	722	1%	86.6%	$425,000	View
loanDepot.com LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	706 +61 HELOCs	1%	79.8%	$345,000
CrossCountry Mortgage, LLC	Conventional, FHA, VA, USDA, Jumbo, HELOC	637 +25 HELOCs	0.9%	97.7%	$445,000
Newrez LLC	Conventional, FHA, VA, USDA, Jumbo	630	0.9%	68%	$385,000
Provident Funding Associates	Conventional, Jumbo	629	0.9%	91.2%	$455,000
Lennar Mortgage, LLC	Conventional, FHA, VA	551	0.8%	89.8%	$435,000
New American Funding, LLC.	Conventional, FHA, VA, Jumbo, HELOC	483 +47 HELOCs	0.7%	84.6%	$345,000
Mortgage Research Center	Conventional, FHA, VA, Jumbo	447	0.6%	71.2%	$435,000
American Pacific Mortgage Corporation	Conventional, FHA, VA, USDA, Jumbo	410	0.6%	90.1%	$395,000
Paramount Residential Mortgage	Conventional, FHA, VA, USDA, Jumbo	402	0.6%	94.6%	$405,000
Guaranteed Rate, Inc.	Conventional, FHA, VA, USDA, Jumbo, HELOC	349 +19 HELOCs	0.5%	88.9%	$425,000
Sun American Mortgage Company	Conventional, FHA, VA, USDA, Jumbo	348	0.5%	97.5%	$375,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA, Jumbo	326	0.5%	50.2%	$365,000
Clm Mortgage, Inc	Conventional, FHA, VA, Jumbo	304	0.4%	99.1%	$455,000
Homeamerican Mortgage Corporation	Conventional, FHA, VA, Jumbo	300	0.4%	92.2%	$565,000
Spring Eq, LLC	Conventional, Jumbo, HELOC	261 +156 HELOCs	0.4%	44.4%	$105,000
AmWest Funding Corp	Conventional, FHA, VA, Jumbo, HELOC	240 +8 HELOCs	0.3%	90.2%	$465,000
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, VA, Jumbo	229	0.3%	79.6%	$155,000	View
Cmg Mortgage Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	213 +36 HELOCs	0.3%	97.2%	$455,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA, USDA, Jumbo, HELOC	208 +7 HELOCs	0.3%	95.9%	$405,000
Primelending	Conventional, FHA, VA, Jumbo	195	0.3%	94.6%	$415,000
Premier Mortgage Resources, LLC	Conventional, FHA, VA, USDA, Jumbo	193	0.3%	97.5%	$275,000
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo, HELOC	191 +313 HELOCs	0.3%	76.8%	$165,000
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	190 +76 HELOCs	0.3%	73.4%	$355,000
American Financial Network, Inc.	Conventional, FHA, VA, USDA, Jumbo	190	0.3%	91.9%	$365,000
Gardner Financial Services	Conventional, FHA, VA, Jumbo	188	0.3%	99%	$445,000
Amerisave Mortgage Company	Conventional, FHA, VA, HELOC	185 +4 HELOCs	0.3%	38.3%	$85,000
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo, HELOC	181 +41 HELOCs	0.3%	68.4%	$475,000
Triad Financial Services, Inc. B4.5 ★Texas Ratio: 21.05%	Conventional	179	0.3%	71.8%	$85,000	View
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, USDA, Jumbo	179	0.3%	94.3%	$395,000
Chartway FCU	Conventional, Jumbo, HELOC	172 +297 HELOCs	0.2%	81.4%	$365,000
Guaranteed Rate Affinity, LLC	Conventional, FHA, VA, Jumbo	172	0.2%	89.6%	$395,000
Planet Home Lending, LLC	Conventional, FHA, VA	172	0.2%	92.6%	$405,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, FHA, VA, USDA, Jumbo, HELOC	169 +32 HELOCs	0.2%	95%	$515,000	View
Nest Home Lending, LLC	Conventional, FHA, VA	168	0.2%	99.4%	$405,000
American Financial Resources LLC	Conventional, FHA, VA, USDA	164	0.2%	95.9%	$405,000
Plaza Home Mortgage, Inc	Conventional, FHA, VA, USDA, Jumbo	162	0.2%	65.2%	$385,000
Resicentral LLC	Conventional, FHA, VA, Jumbo	154	0.2%	94.8%	$365,000
Village Capital & Investment	Conventional, FHA, VA, Jumbo	153	0.2%	84.5%	$455,000
Inspire Home Loans Inc.	Conventional, FHA, VA, USDA	146	0.2%	95.5%	$455,000
21St Mortgage	Conventional	146	0.2%	22.7%	$95,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo, HELOC	136 +2 HELOCs	0.2%	94.6%	$945,000	View
JMAC Lending, Inc.	Conventional, FHA, VA, Jumbo	126	0.2%	94.7%	$445,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	124	0.2%	45.2%	$225,000
Alameda Mortgage Corporation	Conventional, FHA	123	0.2%	97.6%	$405,000
Lower, LLC	Conventional, FHA, VA, Jumbo, HELOC	119 +7 HELOCs	0.2%	94.5%	$425,000
Union Home Mortgage Corp.	Conventional, FHA, VA	113	0.2%	98.4%	$435,000
SWBC Mortgage Corporation	Conventional, FHA, VA, Jumbo	102	0.1%	98.2%	$395,000
Sage Home Loans Corporation	Conventional, FHA, VA, Jumbo	100	0.1%	91.4%	$495,000
PHH Mortgage Corporation	Conventional, FHA, VA, Jumbo	99	0.1%	89.3%	$415,000
American Financing Corporation	Conventional, FHA, VA	98	0.1%	41.8%	$195,000
Equity Prime Mortgage LLC	Conventional, FHA, VA, USDA	93	0.1%	83.9%	$405,000
MortgageOne, Inc	Conventional, FHA, VA, Jumbo	92	0.1%	92.2%	$455,000
Discover Bank	Conventional	91	0.1%	23%	$85,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional, FHA, VA, Jumbo, HELOC	88 +1 HELOCs	0.1%	79.3%	$455,000	View
Mutual of Omaha Mortgage	Conventional, FHA, VA, Jumbo	86	0.1%	77.8%	$435,000
VanDyk Mortgage Corporation	Conventional, FHA, VA, USDA	84	0.1%	100%	$405,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA, VA, Jumbo	82	0.1%	90.3%	$435,000	View
Goodleap, LLC	Conventional, FHA, VA, HELOC	81 +71 HELOCs	0.1%	77%	$305,000
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, Jumbo	79	0.1%	87.3%	$415,000
Nexera Holding LLC	Conventional, Jumbo	79	0.1%	86%	$545,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	73	0.1%	97.3%	$1,145,000	View
Cornerstone First Mortgage, LLC	Conventional, FHA, VA, Jumbo	72	0.1%	98.6%	$415,000
Lendsure Mortgage Corp.	Conventional, Jumbo	70	0.1%	100%	$545,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 5.17%	Conventional, FHA, VA, USDA, Jumbo, HELOC	69 +1 HELOCs	0.1%	84.3%	$445,000	View
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional, FHA, VA, Jumbo	66	0.1%	91.7%	$385,000	View
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	62	0.1%	63.3%	$365,000	View
Citadel Servicing Corporation	Conventional, Jumbo	62	0.1%	96.7%	$515,000
Nbkc Bank	Conventional, FHA, VA, Jumbo	61	0.1%	83.8%	$445,000
Residential Wholesale Mortgage	Conventional, FHA, VA	60	0.1%	98.4%	$355,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	54 +3 HELOCs	0.1%	90.6%	$1,235,000	View
T2 Financial LLC	Conventional, FHA, Jumbo	54	0.1%	93.2%	$485,000
Deephaven Mortgage LLC	Conventional, Jumbo	51	0.1%	67.5%	$375,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, FHA, Jumbo	49	0.1%	79%	$485,000	View
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	49	0.1%	86.2%	$555,000	View
Click n' Close, Inc.	Conventional, FHA	46	0.1%	97.9%	$355,000
AmeriHome Mortgage Company, LLC	Conventional, FHA, VA	45	0.1%	81.8%	$425,000
Hometown Equity Mortgage, LLC	Conventional, FHA, VA, Jumbo	44	0.1%	44.4%	$505,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional, FHA, VA, Jumbo	44	0.1%	90%	$455,000	View
HomeXpress Mortgage Corp.	Conventional, FHA, Jumbo	43	0.1%	55.1%	$605,000
Peoples Mortgage Company	Conventional, FHA, VA	43	0.1%	100%	$375,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, VA, Jumbo	42	0.1%	97.7%	$875,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	41 +88 HELOCs	0.1%	70.7%	$465,000	View
Toll Brothers Mortgage Company	Conventional, Jumbo	39	0.1%	86.7%	$745,000
Encompass Lending Group, L.P.	Conventional, FHA, VA	39	0.1%	97.6%	$405,000
Vanderbilt Mortgage and Finance, Inc	Conventional	39	0.1%	16.4%	$65,000
ClearEdge Lending LLC	Conventional, Jumbo	38	0.1%	73.1%	$615,000
Bay Equity LLC	Conventional, FHA, VA, Jumbo	37	0.1%	100%	$445,000
Franklin Loan Corporation	Conventional, FHA, VA, Jumbo	37	0.1%	97.4%	$405,000
Movement Mortgage, LLC	Conventional, VA, Jumbo, HELOC	36 +6 HELOCs	0.1%	97.7%	$395,000
Arc Home LLC	Conventional, Jumbo	36	0.1%	90.2%	$475,000
Champions Funding, LLC	Conventional, Jumbo	36	0.1%	78.3%	$415,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, Jumbo	35	0.1%	80%	$475,000	View
Cardinal Financial Company, Li	Conventional, FHA, Jumbo	33	0%	85.1%	$405,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional, FHA, VA, Jumbo	33	0%	84.6%	$565,000	View
RoundPoint Mortgage Servicing LLC	Conventional	33	0%	89.2%	$285,000
Pivot Financial Partners, Inc	Conventional, FHA, VA, USDA	32	0%	100%	$365,000
V.I.P. Mortgage, Inc.	Conventional, FHA, VA, Jumbo	32	0%	100%	$365,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, FHA, VA, USDA, Jumbo, HELOC	31 +6 HELOCs	0%	64%	$495,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo, HELOC	31 +4 HELOCs	0%	100%	$905,000	View
Generations Home Loans, LLC	Conventional, FHA, VA	30	0%	88.2%	$405,000
Zillow Home Loans, LLC	Conventional, FHA, VA, Jumbo	30	0%	91.2%	$375,000
Alliant Credit Union	Conventional, Jumbo, HELOC	29 +161 HELOCs	0%	90.6%	$945,000
Envoy Mortgage, Ltd	Conventional, FHA, VA, Jumbo	29	0%	96.7%	$385,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	29	0%	93.5%	$1,005,000	View
Everett Financial, Inc.	Conventional, FHA, Jumbo, HELOC	28 +2 HELOCs	0%	96.6%	$475,000
HomeBridge Financial Services, Inc	Conventional, FHA, VA, Jumbo, HELOC	27 +74 HELOCs	0%	75.7%	$395,000
Network Funding, L.P.	Conventional, FHA, VA	27	0%	87.5%	$375,000
Mission Loans, LLC	Conventional, FHA, HELOC	26 +4 HELOCs	0%	96.3%	$185,000
Filo Mortgage, LLC	Conventional, FHA, VA	26	0%	93.5%	$485,000
American Internet Mortgage, Inc.	Conventional	26	0%	83.9%	$425,000
Pulte Mortgage LLC	Conventional, FHA, VA	25	0%	71.4%	$605,000
All Credit Considered Mortgage, Inc.	Conventional	24	0%	100%	$315,000
Priority Home Mortgage, L.P.	Conventional, FHA, VA	23	0%	100%	$535,000
Premia Mortgage, LLC	Conventional, FHA, VA, Jumbo	22	0%	95.7%	$535,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, FHA, VA, Jumbo	21	0%	84%	$345,000	View
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	FHA, VA	21	0%	70%	$375,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo, HELOC	20 +7 HELOCs	0%	87%	$615,000
Nmsi, Inc.	Conventional, FHA	20	0%	100%	$465,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional, FHA, VA, USDA	19	0%	100%	$455,000	View
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, FHA, VA, Jumbo, HELOC	18 +2 HELOCs	0%	81.8%	$405,000	View
Citizens Bank, NA A+5.0 ★Texas Ratio: 5.44%	Conventional, Jumbo, HELOC	18 +1 HELOCs	0%	90.5%	$2,595,000	View
Mason-McDuffie Mortgage Corporation	Conventional, FHA, Jumbo, HELOC	18 +1 HELOCs	0%	85.7%	$425,000
Genisys Credit Union	Conventional, Jumbo	18	0%	100%	$995,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	18	0%	75%	$375,000	View
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional, FHA, VA	18	0%	94.7%	$475,000	View
Synergy One Lending, Inc.	Conventional, FHA, VA, Jumbo	17	0%	77.3%	$485,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional, Jumbo	17	0%	89.5%	$465,000	View
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	17	0%	81%	$505,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, VA	16	0%	100%	$665,000	View
Stg Mortgage Inc	Conventional, FHA	15	0%	70.8%	$445,000
Churchill Mortgage Corporation	Conventional, FHA	15	0%	91.3%	$345,000
Quorum Federal Credit Union	Conventional, HELOC	14 +49 HELOCs	0%	77.3%	$85,000
Texana Bank	Conventional, FHA, VA	14	0%	69.2%	$355,000
Pentagon Federal Credit Union	Conventional, VA, HELOC	13 +30 HELOCs	0%	39.4%	$405,000
JMJ Financial Group Inc.	Conventional, FHA, VA	13	0%	92.9%	$365,000
Credit Human Federal Credit Un	Conventional	13	0%	47.5%	$85,000
Agwest Farm Credit, Flca	Conventional, Jumbo	13	0%	69.6%	$605,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	12	0%	57.1%	$1,095,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	12	0%	87.5%	$405,000
Nqm Funding, LLC	Conventional, Jumbo	12	0%	83.3%	$475,000
SIRVA Mortgage, Inc.	Conventional, Jumbo	12	0%	100%	$545,000
Greenbox Loans	Conventional, Jumbo	12	0%	100%	$525,000
Armed Forces Bank, N.A. A+5.0 ★Texas Ratio: 4.81%	Conventional, VA, Jumbo	12	0%	70.6%	$535,000	View
Genway Home Mortgage, Inc.	Conventional, FHA	12	0%	70.6%	$315,000
City National Bank A+5.0 ★Texas Ratio: 5.55%	Conventional, Jumbo	12	0%	92.3%	$1,295,000	View
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional, HELOC	11 +12 HELOCs	0%	78.6%	$345,000
Oaktree Funding Corp	Conventional, Jumbo, HELOC	11 +1 HELOCs	0%	100%	$525,000
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional, Jumbo, HELOC	11 +1 HELOCs	0%	92.3%	$1,435,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional, VA	11	0%	84.6%	$435,000	View
Fundloans Capital	Conventional, Jumbo	11	0%	91.7%	$635,000
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional, FHA, VA, Jumbo	11	0%	100%	$455,000	View
United Trust Bank	VA	11	0%	85.7%	$425,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional, FHA, VA	11	0%	92.3%	$515,000	View
United Nations Federal CU	Conventional, Jumbo	11	0%	100%	$795,000
Delta Community Credit Union	Conventional, HELOC	10 +13 HELOCs	0%	58.8%	$525,000
Northrop Grumman Federal Credit Union	Conventional, HELOC	10 +11 HELOCs	0%	93.3%	$125,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo, HELOC	10 +6 HELOCs	0%	76.5%	$405,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	10	0%	100%	$475,000	View
Contour Mortgage Corporation	Conventional, FHA, VA	10	0%	90.9%	$345,000
Nations Direct Mortgage, LLC	Conventional, FHA, VA, Jumbo	10	0%	76.9%	$575,000
Top Flite Financial, Inc.	Conventional, FHA	10	0%	100%	$325,000
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional, Jumbo	9	0%	100%	$1,505,000	View
Watermark Capital, Inc.	Conventional	9	0%	100%	$595,000
Valon Mortgage A+5.0 ★Texas Ratio: 0.59%	Conventional	9	0%	90%	$215,000	View
Obsidian Financial Services	Conventional, FHA	9	0%	100%	$475,000
Nations Lending Corporation	Conventional, FHA, VA	9	0%	90.9%	$265,000
Mortgage Solutions of Colorado	FHA, VA	9	0%	83.3%	$415,000
Ameritrust Mortgage Corporation	Conventional, Jumbo	8	0%	88.9%	$775,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	8	0%	100%	$355,000	View
Advancial Federal Credit Union	Conventional	7	0%	100%	$285,000
Valley West Corporation	Conventional, FHA, VA, Jumbo	7	0%	100%	$465,000
Direct Mortgage Loans, LLC	Conventional, FHA, Jumbo	7	0%	100%	$385,000
Luxury Mortgage Corp.	Conventional, Jumbo	7	0%	87.5%	$705,000
Cake Mortgage Corp.	Conventional, Jumbo	7	0%	77.8%	$455,000
First Technology Federal Credit Union	Conventional, Jumbo, HELOC	6 +22 HELOCs	0%	100%	$215,000
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	Conventional, Jumbo, HELOC	6 +4 HELOCs	0%	85.7%	$2,155,000	View
Evo Home Loans, LLC dba Epiq Lending	Conventional, VA, HELOC	6 +3 HELOCs	0%	90%	$605,000
Beehive Federal Credit Union	Conventional, HELOC	6 +2 HELOCs	0%	100%	$305,000
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	6	0%	100%	$645,000	View
Royal Pacific Funding	Conventional, FHA, Jumbo	6	0%	87.5%	$375,000
Strong Home Mortgage, LLC	Conventional, FHA	6	0%	100%	$415,000
American Heritage Lending, LLC	Conventional, Jumbo	6	0%	84.6%	$315,000
Calcon Mutual Mortgage LLC	Conventional, FHA	6	0%	100%	$445,000
Starboard Financial Management, LLC	Conventional, VA	6	0%	100%	$405,000
Intelliloan, Inc.	Conventional, FHA	6	0%	77.8%	$335,000
The Northern Trust Co A4.7 ★Texas Ratio: 0.83%	Conventional, Jumbo	6	0%	100%	$985,000	View
Idaho Central Credit Union	Conventional	6	0%	91.7%	$365,000
Firefighters First Federal Credit Union	Conventional, HELOC	5 +3 HELOCs	0%	100%	$425,000
Geneva Financial LLC	Conventional, HELOC	5 +2 HELOCs	0%	100%	$305,000
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo, HELOC	5 +1 HELOCs	0%	83.3%	$1,465,000	View
Arvest Bank A5.0 ★Texas Ratio: 7.48%	Conventional, VA, Jumbo, HELOC	5 +1 HELOCs	0%	100%	$485,000	View
RBC Bank (Georgia), N.A.	Conventional, HELOC	5 +1 HELOCs	0%	83.3%	$555,000
NOVA Financial & Investment Corporation	Conventional, VA, Jumbo	5	0%	100%	$355,000
Luminate Home Loans, Inc. A5.0 ★Texas Ratio: 11.06%	Conventional, VA	5	0%	71.4%	$535,000	View
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional, VA, Jumbo	5	0%	83.3%	$735,000	View
Mld Mortgage, Inc.Dba the Money Store	Conventional, FHA, VA, USDA	5	0%	100%	$485,000
Griffin Funding Inc.	Conventional, VA	5	0%	85.7%	$445,000
American Airlines Federal Cred	Conventional, Jumbo, HELOC	4 +1 HELOCs	0%	100%	$615,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0%	100%	$615,000	View
CIBC Bank USA A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	4	0%	80%	$805,000	View
Servion	Conventional	4	0%	100%	$405,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional, VA	4	0%	100%	$445,000	View
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	4	0%	100%	$505,000	View
Granite Bank A5.0 ★Texas Ratio: 13.85%	Conventional, FHA, VA	4	0%	100%	$325,000	View
City Lending Inc.	Conventional, FHA	4	0%	44.4%	$5,000
Redwood Residential Acquisition Corporation	Conventional, Jumbo	4	0%	100%	$1,175,000
Success Mortgage Partners, Inc	Conventional	4	0%	100%	$285,000
LoanFlight Lending, LLC.	Conventional, VA	4	0%	100%	$645,000
Servis One, Inc	Conventional, FHA	4	0%	66.7%	$325,000
Leader Bank NA A+5.0 ★Texas Ratio: 0.22%	Conventional	4	0%	100%	$335,000	View
Waterstone Mortgage Corporation	Conventional	4	0%	80%	$265,000
Academy Bank, N.A. A+5.0 ★Texas Ratio: 5.08%	Conventional, FHA, Jumbo	4	0%	100%	$535,000	View
Towne Mortgage Company	Conventional, FHA, VA	4	0%	83.3%	$355,000
Logan Finance Corporation	Conventional, Jumbo	4	0%	100%	$1,005,000
Summit Funding.Inc	Conventional, FHA	4	0%	66.7%	$215,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional, FHA	4	0%	100%	$315,000	View
Vista Point Mortgage, LLC	Conventional, Jumbo	4	0%	71.4%	$645,000
Flyhomes Mortgage LLC	Conventional	4	0%	100%	$185,000
Farmers Insurance Federal Credit Union	Conventional, HELOC	3 +2 HELOCs	0%	75%	$85,000
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 0.00%	Conventional, VA, Jumbo	3	0%	100%	$805,000	View
Greenstate Credit Union	Conventional	3	0%	100%	$555,000
Dart Bank	Conventional, Jumbo	3	0%	100%	$305,000
Emporium Tpo LLC	Conventional, Jumbo	3	0%	83.3%	$3,005,000
Mortgage Express	Conventional, VA	3	0%	100%	$395,000
St. Charles Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 5.27%	Conventional, Jumbo	3	0%	100%	$815,000	View
Associated Bank NA A+5.0 ★Texas Ratio: 3.45%	Conventional, Jumbo	3	0%	75%	$2,755,000	View
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	3	0%	100%	$165,000	View
American Neighborhood Mortgage Acceptance Company	Conventional, FHA	3	0%	100%	$545,000
Kinecta Federal Credit Union	Conventional, HELOC	2 +7 HELOCs	0%	100%	$225,000
Connexus Credit Union	Conventional, HELOC	2 +3 HELOCs	0%	40%	$35,000
Signature Federal Credit Union	Conventional, HELOC	2 +1 HELOCs	0%	66.7%	$125,000
Service Federal Credit Union	Conventional, VA, HELOC	2 +1 HELOCs	0%	66.7%	$35,000
Fifth Third Bank, National Association A+5.0 ★Texas Ratio: 3.22%	Conventional, Jumbo, HELOC	2 +1 HELOCs	0%	100%	$35,000	View
Cadence Bank	Conventional, Jumbo	2	0%	100%	$955,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	2	0%	100%	$605,000	View
Go Mortgage, LLC	Conventional	2	0%	100%	$665,000
Pinnacle Bank A+5.0 ★Texas Ratio: 3.04%	Conventional, Jumbo	2	0%	100%	$615,000	View
Goldwater Bank, N.A. C+4.1 ★Texas Ratio: 26.20%	Conventional, Jumbo	2	0%	100%	$325,000	View
First State Mortgage Services	Conventional	2	0%	100%	$405,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	2	0%	100%	$425,000	View
Ally Bank A5.0 ★Texas Ratio: 8.00%	Conventional	2	0%	66.7%	$275,000	View
Patriot Bank A5.0 ★Texas Ratio: 9.21%	Conventional, VA	2	0%	100%	$285,000	View
The Bank of Commerce A5.0 ★Texas Ratio: 6.88%	Conventional	2	0%	100%	$555,000	View
Fairwinds Credit Union	Conventional, Jumbo	2	0%	100%	$745,000
Commerce Bank A+5.0 ★Texas Ratio: 0.89%	Conventional, Jumbo	2	0%	100%	$1,205,000	View
Land Home Financial Services,	FHA	2	0%	100%	$265,000
Adams Bank & Trust A5.0 ★Texas Ratio: 10.02%	Conventional	2	0%	100%	$125,000	View
Communityamerica Federal Credit Union	Conventional	2	0%	66.7%	$355,000
Wintrust Bank, N.A. A+5.0 ★Texas Ratio: 3.24%	Conventional, Jumbo	2	0%	100%	$1,655,000	View
Encore Bank A+5.0 ★Texas Ratio: 1.62%	Conventional, Jumbo	2	0%	100%	$595,000	View
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	2	0%	100%	$295,000	View
Prosperity Home Mortgage, LLC	Conventional, VA	2	0%	100%	$385,000
Lake City Bank A+5.0 ★Texas Ratio: 2.66%	Conventional, Jumbo	2	0%	100%	$355,000	View
Sunflower Bank, N.A. A5.0 ★Texas Ratio: 10.77%	Conventional	2	0%	66.7%	$445,000	View
Nuvision Federal Credit Union	Conventional, Jumbo	2	0%	100%	$355,000
Blaze Credit Union	Conventional	2	0%	100%	$45,000
Florida Capital Bank, N.A	Conventional	2	0%	100%	$415,000
Operating Engineers Federal Credit Union	Conventional	2	0%	100%	$105,000
The Mortgage Link, Inc.	Conventional	2	0%	100%	$245,000
Leaderone Financial Corp.	Conventional, VA	2	0%	100%	$255,000
Tomo Mortgage LLC	Conventional	2	0%	100%	$385,000
Star One Credit Union A5.0 ★Texas Ratio: 10.59%	Conventional	2	0%	100%	$615,000	View
Fourleaf Federal Credit Union	Conventional, HELOC	1 +18 HELOCs	0%	100%	$365,000
Alerus Financial NA A+5.0 ★Texas Ratio: 3.32%	Conventional, HELOC	1 +1 HELOCs	0%	100%	$375,000	View
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,005,000	View
Christian Community Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$125,000
Empeople Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$25,000
Digital Federal Credit Union	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	33.3%	$1,075,000
Fidelity Bank	Conventional	1	0%	100%	$805,000
Panorama Mortgage Group, LLC	Conventional	1	0%	100%	$345,000
American Mortgage Bank A+5.0 ★Texas Ratio: 4.14%	VA	1	0%	100%	$595,000	View
First Horizon Bank ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 5.76%	Conventional, Jumbo	1	0%	100%	$1,615,000	View
Keypoint Credit Union	Conventional, Jumbo	1	0%	100%	$875,000
Meridian Bank C3.9 ★Texas Ratio: 27.97%	VA	1	0%	100%	$335,000	View
Neighborhood National Bank B4.5 ★Texas Ratio: 21.20%	Conventional, Jumbo	1	0%	100%	$1,305,000	View
Capital Educators Fed CU	Conventional	1	0%	100%	$505,000
Servisfirst Bank A5.0 ★Texas Ratio: 8.75%	Conventional	1	0%	100%	$1,115,000	View
Progressive Bank	Conventional	1	0%	100%	$545,000
Columbia Credit Union A+5.0 ★Texas Ratio: 2.28%	Conventional	1	0%	100%	$305,000	View
Brighton Bank A+5.0 ★Texas Ratio: 3.21%	VA	1	0%	100%	$585,000	View
Hancock Whitney Bank ★ 4 stars, 3 reviews A+5.0 ★Texas Ratio: 3.41%	Conventional, Jumbo	1	0%	100%	$1,925,000	View
Climate First Bank A+5.0 ★Texas Ratio: 1.15%	Conventional, Jumbo	1	0%	100%	$1,255,000	View
Infinity Equity Group, Inc.	VA	1	0%	100%	$205,000
Golden Empire Mortgage, Inc.	Conventional, Jumbo	1	0%	100%	$1,265,000
Bank of Hope A+5.0 ★Texas Ratio: 4.07%	Conventional	1	0%	100%	$255,000	View
United Federal Credit Union	Conventional	1	0%	100%	$385,000
Milo Credit, LLC	Conventional	1	0%	100%	$295,000
Dollar Bank, FSB A+5.0 ★Texas Ratio: 5.29%	Conventional, Jumbo	1	0%	100%	$905,000	View
Sovereign Bank A+5.0 ★Texas Ratio: 0.44%	Conventional	1	0%	100%	$285,000	View
Mortgage Bank of California	Conventional	1	0%	100%	$555,000
Sun Community FCU	Conventional	1	0%	100%	$605,000
Bay-Valley Mortgage Group	Conventional	1	0%	100%	$325,000
First Fidelity Bank A+5.0 ★Texas Ratio: 3.95%	Conventional	1	0%	100%	$735,000	View
Michigan Mutual, Inc	Conventional	1	0%	66.7%	$315,000
PFN Lending Group, Inc.	Conventional	1	0%	50%	$485,000
MortgageCountry	Conventional	1	0%	100%	$365,000
AML Funding LLC dba Absolute Mortgage & Lending	Conventional	1	0%	100%	$595,000
Los Angeles Police FCU	Conventional	1	0%	25%	$85,000
New Wave Lending Group Inc	Conventional	1	0%	100%	$485,000
Hightechlending, Inc	Conventional	1	0%	100%	$165,000
Oceanside Mortgage Company	FHA	1	0%	100%	$555,000
Flexpoint, Inc.	Conventional	1	0%	50%	$275,000
L&N Federal Credit Union A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0%	100%	$1,205,000	View
Frontier Credit Union	Conventional	1	0%	100%	$275,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$315,000	View
Maple Mark Bank A+5.0 ★Texas Ratio: 4.88%	Conventional, Jumbo	1	0%	100%	$12,005,000	View
Bank of Colorado	Conventional	1	0%	100%	$285,000
American Bank, N.A. A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo	1	0%	100%	$3,375,000	View
Highlands Residential Mortgage, Ltd.	Conventional	1	0%	100%	$625,000
Homeowners Financial Group, LLC	Conventional	1	0%	100%	$765,000
Starion Bank A5.0 ★Texas Ratio: 10.59%	Conventional	1	0%	100%	$215,000	View
Integrity Bank & Trust A5.0 ★Texas Ratio: 7.47%	Conventional	1	0%	100%	$605,000	View
Quad City Bank and Trust A+5.0 ★Texas Ratio: 3.05%	Conventional, Jumbo	1	0%	100%	$835,000	View
Congressional Federal Credit Union	Conventional	1	0%	33.3%	$75,000
Justice Federal Credit Union	Conventional	1	0%	100%	$535,000
Point Mortgage Corp	Conventional	1	0%	100%	$445,000
Shoreham Bank	FHA	1	0%	100%	$25,000
Premier Lending Inc.	Conventional	1	0%	100%	$585,000
Susser Bank A+5.0 ★Texas Ratio: 3.02%	Conventional, Jumbo	1	0%	100%	$6,225,000	View
The Freedom Bank of Virginia C+4.2 ★Texas Ratio: 24.99%	Conventional	1	0%	100%	$745,000	View
Mortgage Management Consultants, Inc.	Conventional	1	0%	100%	$435,000
Western State Bank A5.0 ★Texas Ratio: 6.13%	Conventional	1	0%	100%	$545,000	View
First National Bank A+5.0 ★Texas Ratio: 2.40%	Conventional	1	0%	100%	$225,000	View
Community First Credit Union of FLorida	Conventional	1	0%	100%	$475,000
BoxCar Mortgage, LLC	Conventional	1	0%	100%	$475,000
SouthStar Bank SSB ★ 5 stars, 1 review A5.0 ★Texas Ratio: 7.03%	Conventional	1	0%	100%	$255,000	View
FineMark National Bank & Trust	Conventional	1	0%	100%	$555,000
Eclipse Bank Inc A+5.0 ★Texas Ratio: 3.43%	Conventional	1	0%	100%	$645,000	View
Old Plank Trail Community Bank, N.A. A+5.0 ★Texas Ratio: 2.48%	Conventional, Jumbo	1	0%	100%	$935,000	View
Lake Forest Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.75%	Conventional, Jumbo	1	0%	100%	$2,005,000	View
Union Savings Bank	Conventional	1	0%	100%	$705,000
Platte Valley Bank A+5.0 ★Texas Ratio: 3.51%	VA	1	0%	100%	$285,000	View
Paramount Bank A5.0 ★Texas Ratio: 8.70%	Conventional	1	0%	100%	$805,000	View
Southstate Bank, National Association ★ 5 stars, 1 review A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0%	50%	$505,000	View
Ardri LLC	Conventional	1	0%	50%	$655,000
Tjc Mortgage Inc	VA	1	0%	100%	$805,000
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$415,000	View
First Federal Bank & Trust	Conventional, Jumbo	1	0%	100%	$3,005,000
City & County Credit Union	Conventional	1	0%	100%	$445,000
Black Hills Community Bank, NA	Conventional, Jumbo	1	0%	100%	$1,125,000
M C Bank & Trust Company A5.0 ★Texas Ratio: 8.45%	Conventional, Jumbo	1	0%	100%	$4,005,000	View
Acnb Bank A+5.0 ★Texas Ratio: 2.55%	Conventional, Jumbo	1	0%	100%	$1,765,000	View
Thrivent Federal Credit Union	Conventional	1	0%	100%	$335,000
Summit Mortgage Corporation	Conventional	1	0%	100%	$475,000
WSFS bank A+5.0 ★Texas Ratio: 3.10%	Conventional	1	0%	100%	$35,000	View
Chambers Bank A+5.0 ★Texas Ratio: 1.59%	VA	1	0%	100%	$615,000	View
The State Bank & Trust Company A+5.0 ★Texas Ratio: 1.99%	Conventional	1	0%	100%	$505,000	View
First Merchants Bank A+5.0 ★Texas Ratio: 4.12%	Conventional	1	0%	100%	$585,000	View
Centennial Bank A+5.0 ★Texas Ratio: 3.14%	FHA	1	0%	100%	$315,000	View
First Central Savings Bank	Conventional	1	0%	100%	$475,000
Bank3	Conventional	1	0%	100%	$805,000
Prism Bank	Conventional, Jumbo	1	0%	100%	$2,505,000
Sutton Bank A+5.0 ★Texas Ratio: 0.03%	Conventional	1	0%	100%	$715,000	View
Gnbank, N.A. A+5.0 ★Texas Ratio: 0.84%	Conventional	1	0%	100%	$225,000	View
Toyota Financial Savings Bank	Conventional	1	0%	50%	$605,000
Webster Bank, N.A.	Conventional	1	0%	100%	$465,000
Plainscapital Bank A+5.0 ★Texas Ratio: 4.03%	Conventional	1	0%	100%	$835,000	View
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$445,000	View
Goprime Mortgage, Inc.	VA	1	0%	100%	$535,000
Lincoln Federal Svgs Bk of Ne A+5.0 ★Texas Ratio: 3.23%	Conventional	1	0%	100%	$295,000	View
First National Bank of Omaha A+5.0 ★Texas Ratio: 4.82%	VA, Jumbo	1	0%	100%	$1,505,000	View
Old Second National Bank A5.0 ★Texas Ratio: 6.17%	Conventional	1	0%	100%	$75,000	View
Figure Lending LLC	HELOC	0 +296 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +252 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +32 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +18 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +18 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +8 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +6 HELOCs	0%	n/a
Stanford Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Elements Financial Federal Cre	HELOC	0 +3 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +3 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Wings Financial Credit Union	HELOC	0 +2 HELOCs	0%	n/a
FedChoice Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Notre Dame Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Utah Mortgage Rate Trends

Daily average mortgage rates for Utah compared with the national average, updated every evening.

30-Year Fixed UT Avg

7.379%

▲ 0.090 vs 7 days ago

15-Year Fixed UT Avg

6.781%

▲ 0.027 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Utah

Looking for mortgage lenders near me or mortgage brokers near me in Utah? Choose your city below to see the banks, credit unions and mortgage brokers that closed home loans there in 2025.

Types of Mortgage Lenders in Utah

Use these to narrow the list above. Each category shows how many Utah lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 203 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 164 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 81 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 163 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 164 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 44 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 224 lenders. Loans above the conforming limit for higher priced homes Local lenders based in UT 38 lenders headquartered in Utah, the closest thing to a mortgage lender near you

Who Lends in Utah

Independent mortgage companies closed 73.3 percent of home loans in Utah in 2025, banks 9.8 percent and credit unions 16.9 percent. Intercap Lending Inc was the largest mortgage company, Bank of Utah the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 4,536 loans.

73.3%

Mortgage companies

9.8%

Banks

16.9%

Credit unions

17%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.

More Utah Mortgage Lenders and Brokers

Each city page ranks the lenders that closed loans inside that city and flags lenders based there. Every city with home loans closed there in 2025 is listed.

Eagle Mountain 142 lenders West Jordan 160 lenders Salt Lake City 193 lenders St. George 187 lenders Lehi 157 lenders West Valley City 137 lenders South Jordan 155 lenders Herriman 149 lenders Ogden 145 lenders Sandy 157 lenders Tooele 123 lenders Saratoga Springs 127 lenders Spanish Fork 106 lenders Layton 117 lenders Washington 117 lenders Syracuse 109 lenders Cedar City 115 lenders Orem 133 lenders West Haven 99 lenders Roy 108 lenders Murray 109 lenders Provo 120 lenders Taylorsville 118 lenders Millcreek 130 lenders American Fork 103 lenders Bountiful 106 lenders Hurricane 113 lenders Magna metro township 82 lenders Kearns metro township 91 lenders Mapleton 93 lenders Clearfield 105 lenders Logan 90 lenders Clinton 86 lenders Riverton 99 lenders Kaysville 102 lenders Grantsville 83 lenders Draper 107 lenders Heber 101 lenders Pleasant Grove 94 lenders Brigham City 77 lenders Holladay 106 lenders Payson 83 lenders Springville 85 lenders Cottonwood Heights 93 lenders South Ogden 85 lenders Midvale 94 lenders Farmington 90 lenders Vernal 56 lenders Santaquin 63 lenders Highland 93 lenders Plain City 73 lenders Timber Lakes 101 lenders Smithfield 59 lenders Stansbury Park 74 lenders Centerville 72 lenders Tremonton 61 lenders Enoch 62 lenders South Salt Lake 73 lenders Harrisville 68 lenders Park City 89 lenders North Ogden 68 lenders North Salt Lake 71 lenders Pleasant View 75 lenders South Weber 72 lenders Ivins 74 lenders Bluffdale 60 lenders Hyrum 44 lenders Genola 55 lenders Nibley 50 lenders Honeyville 60 lenders Elk Ridge 58 lenders West Point 56 lenders Washington Terrace 50 lenders Naples 44 lenders Santa Clara 64 lenders Summit Park 75 lenders Mountain Green 66 lenders Price 44 lenders Hooper 59 lenders Riverdale 51 lenders Nephi 51 lenders Midway 66 lenders Lindon 55 lenders Woods Cross 50 lenders Richfield 44 lenders North Logan 43 lenders Cedar Hills 48 lenders Snyderville 62 lenders Roosevelt 31 lenders Salem 47 lenders Perry 49 lenders Parowan 46 lenders Wolf Creek 68 lenders Farr West 49 lenders West Bountiful 51 lenders Erda 48 lenders East Basin 59 lenders Big Water 57 lenders Providence 48 lenders Richmond 39 lenders Sunset 45 lenders Willard 39 lenders East Carbon 37 lenders Corinne 42 lenders Monroe 35 lenders Kamas 48 lenders Kanab 44 lenders Enterprise 41 lenders Moab 43 lenders Marriott-Slaterville 32 lenders Myton 37 lenders Wellsville 32 lenders Helper 39 lenders Alpine 50 lenders Vineyard 41 lenders Garden 41 lenders Spring City 39 lenders Howell 35 lenders Huntsville 48 lenders Salina 33 lenders Millville 38 lenders Manti 30 lenders Leeds 37 lenders Maeser 26 lenders Stockton 36 lenders Centerfield 37 lenders Fairview 37 lenders Fillmore 35 lenders White City metro township 42 lenders Morgan 38 lenders Fruit Heights 34 lenders La Verkin 45 lenders Fountain Green 31 lenders Mona 29 lenders Duchesne 39 lenders Beaver 32 lenders Silver Summit 38 lenders Independence 38 lenders Ballard 29 lenders Hildale 33 lenders Ephraim 28 lenders Hyde Park 28 lenders Wellington 24 lenders Panguitch 34 lenders Huntington 22 lenders Delta 29 lenders Oakley 32 lenders Paradise 28 lenders Castle Dale 23 lenders Blanding 18 lenders Milford 22 lenders Green River 22 lenders Sigurd 17 lenders Monticello 26 lenders Newton 24 lenders West Mountain 21 lenders Henefer 23 lenders Escalante 18 lenders Brighton 27 lenders Hinckley 23 lenders Loa 24 lenders Palmyra 22 lenders Hoytsville 24 lenders Hobble Creek 26 lenders Clarkston 14 lenders Manila 18 lenders Marysvale 12 lenders Wendover 3 lenders Montezuma Creek 1 lenders Oljato-Monument Valley 1 lenders

Frequently Asked Questions About Mortgage Lenders in Utah

Who is the largest mortgage lender in Utah?

By home loans closed in 2025, America First Federal Credit Union was the largest mortgage lender in Utah with 4,536 loans, about 6.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Utah have the highest approval rates?

Among lenders with meaningful volume in Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 99.2 percent, against a 84 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Utah mortgage lenders offer FHA, VA and USDA loans?

163 lenders closed FHA loans in Utah in 2025, led by United Wholesale Mortgage with 1,527. 164 lenders closed VA loans, led by United Wholesale Mortgage, and 44 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Utah lender list?

Yes. 164 banks and 81 credit unions closed home loans in Utah in 2025, alongside 203 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Utah ranked on this page?

Lenders are ranked only by the number of home loans they closed in Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.