Mortgage Lenders and Brokers in Centerville, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Centerville, Utah mortgage lenders include Wells Fargo Bank NAWells Fargo Bank NA32 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA782 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 4.14%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.440 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union451 W Parrish Ln, Centerville, UT 84014 1761A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union298 N Market Place Dr, Centerville, UT 84014 1752A5.0 ★Texas Ratio: 9.78%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union315 N Market Place Dr, Centerville, UT 84014 1702A+5.0 ★Texas Ratio: 2.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Utah First Credit UnionUtah First Credit Union616 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.01%, and Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Centerville, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Centerville are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Centerville, Utah
Market share is the lender's share of all home loans closed in Centerville, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Centerville 32 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.8% | 75% | $901,666 | View |
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1 office in Centerville 782 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 2 | 0.6% | 100% | $445,000 | View |
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1 office in Centerville 440 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
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451 W Parrish Ln, Centerville, UT 84014 1761 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 49 +83 HELOCs |
13.5% | 79.2% | $172,346 | View |
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298 N Market Place Dr, Centerville, UT 84014 1752 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 25 +22 HELOCs |
6.9% | 62.5% | $196,200 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 7 +7 HELOCs |
1.9% | 87.5% | $322,142 | View |
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315 N Market Place Dr, Centerville, UT 84014 1702 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 4 +18 HELOCs |
1.1% | 62.5% | $355,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $390,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +9 HELOCs |
0.3% | 100% | $305,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $365,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional | 1 | 0.3% | 100% | $255,000 | View |
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2388 N 400 E, North Ogden, UT 84414 7232 |
Conventional | 1 | 0.3% | 100% | $425,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional | 1 | 0.3% | 100% | $285,000 | |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0.3% | 100% | $245,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.3% | 100% | $565,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.3% | 50% | $395,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA | 18 | 5% | 100% | $419,444 | |
Securitynational Mortgage Company
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Conventional, FHA | 9 | 2.5% | 100% | $273,888 | |
First Colony Mortgage Corporat
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Conventional, VA | 8 | 2.2% | 100% | $410,000 | |
RANLife, Inc.
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Conventional, FHA | 7 | 1.9% | 100% | $390,714 | |
Canopy Mortgage, LLC
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Conventional, FHA, Jumbo | 7 | 1.9% | 87.5% | $640,714 | |
My Move Mortgage, LLC
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Conventional, Jumbo | 6 | 1.7% | 100% | $575,000 | |
Direct Rate Home Loans, Inc
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Conventional, VA | 4 | 1.1% | 80% | $527,500 | |
Security Home Mortgage
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Conventional, FHA | 2 | 0.6% | 100% | $330,000 | |
Primary Residential Mortgage, INC.
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FHA | 1 | 0.3% | 100% | $475,000 | |
Direct Mortgage Corp
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VA, Jumbo | 1 | 0.3% | 100% | $1,285,000 | |
Veritas Funding, LLC
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Conventional | 1 | 0.3% | 100% | $535,000 | |
Horizon Utah Fed Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 42 +1 HELOCs |
11.6% | 87.8% | $475,238 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 22 | 6.1% | 78.1% | $423,181 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 21 | 5.8% | 84% | $464,523 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, Jumbo | 16 | 4.4% | 94.4% | $425,625 | View |
Nationstar Mortgage
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Conventional, FHA | 9 | 2.5% | 90.9% | $249,444 | |
Provident Funding Associates
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Conventional | 8 | 2.2% | 100% | $375,000 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 7 +2 HELOCs |
1.9% | 87.5% | $495,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 6 | 1.7% | 100% | $271,666 | |
Fairway Independent Mort Corp
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Conventional | 5 | 1.4% | 100% | $513,000 | |
Gardner Financial Services
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Conventional | 4 | 1.1% | 100% | $387,500 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional | 3 | 0.8% | 100% | $431,666 | View |
Resicentral LLC
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Conventional, FHA | 3 | 0.8% | 100% | $395,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 3 | 0.8% | 100% | $515,000 | |
American Pacific Mortgage Corporation
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Conventional, VA | 3 | 0.8% | 100% | $578,333 | |
Mortgage Research Center
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VA | 3 | 0.8% | 75% | $548,333 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 0.8% | 100% | $338,333 | View |
Guaranteed Rate, Inc.
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Conventional, VA | 2 | 0.6% | 100% | $510,000 | |
SWBC Mortgage Corporation
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Conventional | 2 | 0.6% | 100% | $235,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 2 | 0.6% | 75% | $475,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.6% | 100% | $225,000 | |
AmWest Funding Corp
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Conventional, FHA | 2 | 0.6% | 66.7% | $515,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.6% | 66.7% | $555,000 | |
New American Funding, LLC.
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Conventional, FHA | 2 | 0.6% | 100% | $470,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $110,000 | View |
Carrington Mortgage Services LLC
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Conventional, FHA | 2 | 0.6% | 100% | $235,000 | |
Plaza Home Mortgage, Inc
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FHA | 2 | 0.6% | 50% | $540,000 | |
Premia Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $295,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.3% | 100% | $185,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.3% | 100% | $195,000 | |
Primelending
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Conventional | 1 | 0.3% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $555,000 | View |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 100% | $445,000 | |
CrossCountry Mortgage, LLC
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FHA | 1 | 0.3% | 100% | $465,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $305,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.3% | 100% | $555,000 | View |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $495,000 | |
American Financing Corporation
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Conventional | 1 | 0.3% | 50% | $375,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.3% | 100% | $705,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
VA | 1 | 0.3% | 100% | $715,000 | View |
Planet Home Lending, LLC
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FHA | 1 | 0.3% | 100% | $325,000 | |
Waterstone Mortgage Corporation
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Conventional | 1 | 0.3% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.3% | 100% | $875,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 2.12% |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Spring Eq, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Centerville Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Centerville, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Centerville? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Centerville in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Centerville, UT
Use these to narrow the list above. Each category shows how many Centerville, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Centerville, UT
Independent mortgage companies closed 69.1 percent of home loans in Centerville, Utah in 2025, banks 6.1 percent and credit unions 24.9 percent. Intercap Lending Inc was the largest mortgage company, Wells Fargo Bank NA the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 49 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Centerville, UT
By home loans closed in 2025, Wells Fargo Bank NA was the largest mortgage lender in Centerville, Utah with 3 loans, about 0.8 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 49 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
22 lenders closed FHA loans in Centerville, Utah in 2025, led by Intercap Lending Inc with 6. 13 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 16 banks and 16 credit unions closed home loans in Centerville, Utah in 2025, alongside 51 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Centerville, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Centerville, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Centerville. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
