Mortgage Lenders and Brokers in Ogden, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Ogden, Utah mortgage lenders include Bank of UtahBank of Utah4605 Harrison Blvd Ste 100, Ogden, UT 84403A+5.0 ★Texas Ratio: 0.71%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2302 Washington Blvd, Ogden, UT 84401A+5.0 ★Texas Ratio: 3.72%, US Bank, N.A.US Bank, N.A.1485 Harrison Blvd, Ogden, UT 84404A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA2910 Washington Blvd, Ogden, UT 84401A+5.0 ★Texas Ratio: 3.68%, Wasatch Peaks Federal Credit UnionWasatch Peaks Federal Credit Union3012 S 1900 W, Ogden, UT 84401A+5.0 ★Texas Ratio: 0.78%, Ascent Federal Credit UnionAscent Federal Credit Union4140 HARRISON BLVD, OGDEN, UT 84403, Wells Fargo Bank NAWells Fargo Bank NA3602 Washington Blvd, Ogden, UT 84403A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association2491 Washington Blvd, Ogden, UT 84401A+5.0 ★Texas Ratio: 4.81%, Bank of America NABank of America NA368 12th St, Ogden, UT 84404A+5.0 ★Texas Ratio: 4.14%, and Cache Valley BankCache Valley Bank2380 Washington Blvd Ste 285, Ogden, UT 84401A+5.0 ★Texas Ratio: 1.59%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Ogden, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Ogden are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Ogden, Utah
Market share is the lender's share of all home loans closed in Ogden, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Ogden 4605 Harrison Blvd Ste 100, Ogden, UT 84403 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA | 12 | 0.7% | 100% | $298,333 | View |
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1 office in Ogden 2302 Washington Blvd, Ogden, UT 84401 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 7 +8 HELOCs |
0.4% | 75% | $297,857 | View |
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2 offices in Ogden 1485 Harrison Blvd, Ogden, UT 84404 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 6 +2 HELOCs |
0.3% | 54.5% | $271,666 | View |
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2 offices in Ogden 2910 Washington Blvd, Ogden, UT 84401 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 4 | 0.2% | 100% | $260,000 | View |
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3012 S 1900 W, Ogden, UT 84401 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 4 | 0.2% | 80% | $112,500 | View |
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4140 HARRISON BLVD, OGDEN, UT 84403 |
Conventional, HELOC | 3 +16 HELOCs |
0.2% | 60% | $85,000 | View |
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4 offices in Ogden 3602 Washington Blvd, Ogden, UT 84403 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 3 | 0.2% | 50% | $195,000 | View |
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3 offices in Ogden 2491 Washington Blvd, Ogden, UT 84401 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 20% | $275,000 | View |
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1 office in Ogden 368 12th St, Ogden, UT 84404 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo | 1 | 0.1% | 100% | $835,000 | View |
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1 office in Ogden 2380 Washington Blvd Ste 285, Ogden, UT 84401 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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1001 S 1200 W, Ogden, UT 84404 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, HELOC | 171 +190 HELOCs |
9.5% | 74.8% | $98,508 | View |
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147 26th st, Ogden, UT 84401 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, VA, HELOC | 88 +113 HELOCs |
4.9% | 83.3% | $157,159 | View |
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1825 Washington Blvd, Ogden, UT 84401 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 61 +23 HELOCs |
3.4% | 59.2% | $146,967 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 3 +1 HELOCs |
0.2% | 80% | $321,666 | View |
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1438 W 2550 S, Ogden, UT 84401 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 3 | 0.2% | 100% | $85,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 2 +3 HELOCs |
0.1% | 100% | $350,000 | View |
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120 E 1000 S, Brigham City, UT 84302 4357 A+5.0 ★Texas Ratio: 1.31% |
Conventional | 2 | 0.1% | 100% | $120,000 | View |
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905 26th St, Ogden, UT 84401 2523 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 66.7% | $335,000 | View |
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1840 E Skyline Dr, Ogden, UT 84403 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 33.3% | $355,000 | View |
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10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,265,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 0.1% | 100% | $675,000 | View |
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★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Intercap Lending Inc
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Conventional, FHA, VA | 119 | 6.6% | 98.5% | $295,924 | |
RANLife, Inc.
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Conventional, FHA | 25 | 1.4% | 92.6% | $291,400 | |
Securitynational Mortgage Company
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Conventional, FHA | 23 | 1.3% | 100% | $326,304 | |
Direct Rate Home Loans, Inc
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Conventional, FHA, VA, Jumbo | 18 | 1% | 81.8% | $390,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 14 | 0.8% | 100% | $292,857 | |
Canopy Mortgage, LLC
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Conventional, FHA | 13 | 0.7% | 86.7% | $362,692 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 12 | 0.7% | 100% | $295,833 | |
Security Home Mortgage
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Conventional, FHA | 10 | 0.6% | 100% | $243,000 | |
My Move Mortgage, LLC
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Conventional, FHA, VA | 10 | 0.6% | 100% | $339,000 | |
Castle & Cooke Mortgage, LLC
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Conventional, FHA | 6 | 0.3% | 85.7% | $313,333 | |
Veritas Funding, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $341,666 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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FHA | 1 | 0.1% | 100% | $305,000 | |
Utah Mortgage Loan Corporation
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Conventional | 1 | 0.1% | 100% | $175,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 194 +7 HELOCs |
10.8% | 92.9% | $347,061 | |
Rocket Mortgage
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Conventional, FHA, VA | 156 | 8.6% | 86.4% | $243,782 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 108 | 6% | 97.5% | $280,833 | View |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, Jumbo | 57 | 3.2% | 93.4% | $239,736 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 54 | 3% | 76.4% | $356,481 | |
The Loan Store, Inc
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Conventional, FHA, VA, Jumbo, HELOC | 40 +5 HELOCs |
2.2% | 97.7% | $359,500 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 34 | 1.9% | 97.1% | $336,176 | |
Mortgage Research Center
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FHA, VA, Jumbo | 31 | 1.7% | 73.8% | $386,612 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA | 31 | 1.7% | 91.2% | $295,000 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 29 | 1.6% | 73.8% | $304,655 | |
New American Funding, LLC.
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Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
1.3% | 82.1% | $253,260 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 20 | 1.1% | 88% | $338,000 | View |
Nationstar Mortgage
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Conventional, FHA, VA | 18 | 1% | 90% | $158,888 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 16 | 0.9% | 60% | $213,750 | |
Paramount Residential Mortgage
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Conventional, FHA, VA, Jumbo | 15 | 0.8% | 93.8% | $340,333 | |
Primelending
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Conventional, FHA | 14 | 0.8% | 73.7% | $230,000 | |
SWBC Mortgage Corporation
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Conventional, FHA | 14 | 0.8% | 100% | $317,857 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 0.8% | 66.7% | $235,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 13 +1 HELOCs |
0.7% | 86.7% | $286,538 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 0.7% | 100% | $364,230 | |
loanDepot.com LLC
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Conventional, FHA, VA | 13 | 0.7% | 81.2% | $182,692 | |
Provident Funding Associates
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Conventional | 13 | 0.7% | 92.9% | $368,076 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 12 | 0.7% | 57.1% | $80,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional, FHA, VA | 9 | 0.5% | 90% | $260,555 | |
Click n' Close, Inc.
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Conventional, FHA | 9 | 0.5% | 100% | $267,222 | |
Goodleap, LLC
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Conventional, FHA, VA, HELOC | 8 +3 HELOCs |
0.4% | 100% | $302,500 | |
Navy Federal Credit Union
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Conventional, VA, HELOC | 8 +1 HELOCs |
0.4% | 80% | $262,500 | |
American Financial Resources LLC
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Conventional, FHA, VA | 8 | 0.4% | 100% | $375,000 | |
Resicentral LLC
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Conventional, FHA | 8 | 0.4% | 100% | $318,750 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA | 8 | 0.4% | 100% | $350,000 | |
AmWest Funding Corp
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Conventional, FHA, VA | 7 | 0.4% | 100% | $355,000 | |
Planet Home Lending, LLC
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Conventional, FHA, VA | 7 | 0.4% | 100% | $332,142 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 7 | 0.4% | 100% | $295,000 | View |
Spring Eq, LLC
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Conventional, HELOC | 6 +1 HELOCs |
0.3% | 50% | $71,666 | |
Equity Prime Mortgage LLC
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FHA, VA | 6 | 0.3% | 100% | $406,666 | |
Cmg Mortgage Inc
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Conventional, FHA, USDA | 6 | 0.3% | 87.5% | $273,333 | |
Village Capital & Investment
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FHA, VA | 5 | 0.3% | 83.3% | $387,000 | |
JMAC Lending, Inc.
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Conventional, FHA | 5 | 0.3% | 83.3% | $283,000 | |
Chartway FCU
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Conventional, HELOC | 4 +1 HELOCs |
0.2% | 80% | $307,500 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.2% | 30.8% | $97,500 | |
American Financing Corporation
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Conventional, FHA | 4 | 0.2% | 71.4% | $375,000 | |
Peoples Mortgage Company
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Conventional, VA | 4 | 0.2% | 100% | $352,500 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 4 | 0.2% | 100% | $417,500 | |
Homeamerican Mortgage Corporation
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Conventional, FHA | 4 | 0.2% | 100% | $527,500 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 4 | 0.2% | 25% | $65,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +5 HELOCs |
0.2% | 60% | $55,000 | |
HomeBridge Financial Services, Inc
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Conventional, FHA, HELOC | 3 +2 HELOCs |
0.2% | 75% | $318,333 | |
Envoy Mortgage, Ltd
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Conventional, VA | 3 | 0.2% | 100% | $345,000 | |
PHH Mortgage Corporation
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Conventional, VA | 3 | 0.2% | 60% | $345,000 | |
Network Funding, L.P.
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Conventional, FHA | 3 | 0.2% | 100% | $241,666 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional, VA | 3 | 0.2% | 50% | $305,000 | View |
Gardner Financial Services
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Conventional, VA | 3 | 0.2% | 100% | $368,333 | |
Sierra Pacific Mortgage Co. Inc
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Conventional, FHA | 3 | 0.2% | 100% | $358,333 | |
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A+5.0 ★Texas Ratio: 2.20% |
Conventional, FHA, VA | 3 | 0.2% | 100% | $401,666 | View |
Zillow Home Loans, LLC
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Conventional, FHA | 3 | 0.2% | 100% | $265,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA, VA | 3 | 0.2% | 30.8% | $168,333 | |
Cornerstone First Mortgage, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $125,000 | |
MortgageOne, Inc
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Conventional, FHA | 2 | 0.1% | 100% | $430,000 | |
All Credit Considered Mortgage, Inc.
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Conventional | 2 | 0.1% | 100% | $260,000 | |
United Trust Bank
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VA | 2 | 0.1% | 100% | $355,000 | |
Filo Mortgage, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $295,000 | |
Bay Equity LLC
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FHA | 2 | 0.1% | 100% | $515,000 | |
Encompass Lending Group, L.P.
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FHA, VA | 2 | 0.1% | 100% | $340,000 | |
Generations Home Loans, LLC
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Conventional, VA | 2 | 0.1% | 100% | $335,000 | |
Franklin Loan Corporation
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FHA, VA | 2 | 0.1% | 100% | $330,000 | |
Hometown Equity Mortgage, LLC
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FHA | 2 | 0.1% | 66.7% | $395,000 | |
Pentagon Federal Credit Union
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Conventional, VA | 2 | 0.1% | 66.7% | $340,000 | |
V.I.P. Mortgage, Inc.
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Conventional, FHA | 2 | 0.1% | 100% | $280,000 | |
Northrop Grumman Federal Credit Union
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Conventional | 2 | 0.1% | 100% | $360,000 | |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.1% | 100% | $255,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional, VA | 2 | 0.1% | 66.7% | $170,000 | View |
21St Mortgage
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Conventional | 2 | 0.1% | 20% | $90,000 | |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 0.1% | 66.7% | $460,000 | |
Luxury Mortgage Corp.
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Conventional, Jumbo | 2 | 0.1% | 100% | $910,000 | |
Movement Mortgage, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $515,000 | |
Premia Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.1% | 100% | $355,000 | |
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A+5.0 ★Texas Ratio: 0.00% |
Conventional, Jumbo | 1 | 0.1% | 100% | $905,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,235,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.1% | 100% | $295,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Watermark Capital, Inc.
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Conventional | 1 | 0.1% | 100% | $665,000 | |
Nbkc Bank
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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D3.3 ★Texas Ratio: 35.11% |
VA | 1 | 0.1% | 100% | $425,000 | View |
Advancial Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.1% | 100% | $855,000 | View |
American Financial Network, Inc.
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FHA | 1 | 0.1% | 100% | $315,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.1% | 33.3% | $375,000 | View |
Beehive Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 8.47% |
VA | 1 | 0.1% | 100% | $475,000 | View |
Discover Bank
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Conventional | 1 | 0.1% | 12.5% | $55,000 | |
Connexus Credit Union
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Conventional | 1 | 0.1% | 50% | $85,000 | |
VanDyk Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $405,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $15,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $285,000 | |
Starboard Financial Management, LLC
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
FHA | 1 | 0.1% | 100% | $345,000 | View |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $175,000 | |
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A+5.0 ★Texas Ratio: 3.51% |
VA | 1 | 0.1% | 100% | $285,000 | View |
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A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Citadel Servicing Corporation
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Conventional | 1 | 0.1% | 100% | $105,000 | |
Nations Direct Mortgage, LLC
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VA | 1 | 0.1% | 100% | $255,000 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
Lower, LLC
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VA | 1 | 0.1% | 100% | $345,000 | |
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A+5.0 ★Texas Ratio: 2.14% |
Conventional | 1 | 0.1% | 100% | $305,000 | View |
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A+5.0 ★Texas Ratio: 1.39% |
FHA | 1 | 0.1% | 100% | $315,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 50% | $375,000 | |
Texana Bank
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VA | 1 | 0.1% | 50% | $255,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Ogden Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Ogden, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Ogden? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Ogden in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Ogden, UT
Use these to narrow the list above. Each category shows how many Ogden, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Ogden, UT
Independent mortgage companies closed 71.4 percent of home loans in Ogden, Utah in 2025, banks 8.5 percent and credit unions 20.1 percent. Intercap Lending Inc was the largest mortgage company, Bank of Utah the largest bank and Wasatch Peaks Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Bank of Utah led with 12 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Ogden, UT
By home loans closed in 2025, Bank of Utah was the largest mortgage lender in Ogden, Utah with 12 loans, about 0.7 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Ogden, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 98.5 percent, against a 82.9 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
73 lenders closed FHA loans in Ogden, Utah in 2025, led by United Wholesale Mortgage with 49. 54 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 38 banks and 25 credit unions closed home loans in Ogden, Utah in 2025, alongside 91 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Ogden, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Ogden, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Ogden. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
