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Mortgage Lenders and Brokers in Salt Lake City, Utah

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Salt Lake City, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.1635 S Redwood Rd, Salt Lake City, UT 84104A+5.0 ★Texas Ratio: 3.72%, Canyon View Credit UnionCanyon View Credit Union270 S 1500 E, Salt Lake City, UT 84112 0670A5.0 ★Texas Ratio: 10.63%, US Bank, N.A.US Bank, N.A.2714 S 300 W, Salt Lake City, UT 84115A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA3020 S Highland Dr, Salt Lake City, UT 84106A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA3425 E 7800 S, Salt Lake City, UT 84121A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1868 S 300 W, Salt Lake City, UT 84115A+5.0 ★Texas Ratio: 4.14%, Granite Federal Credit UnionGranite Federal Credit Union3675 S 900 E, Salt Lake City, UT 84106A5.0 ★Texas Ratio: 13.85%, BMO Harris Bank NABMO Harris Bank NA2011 E Blackstone Rd, Salt Lake City, UT 84121A+5.0 ★Texas Ratio: 3.54%, Keybank National AssociationKeybank National Association50 S Main St, Salt Lake City, UT 84101A+5.0 ★Texas Ratio: 4.81%, and Bank of UtahBank of Utah50 S 200 E, Salt Lake City, UT 84111A+5.0 ★Texas Ratio: 0.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Salt Lake City, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Salt Lake City are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Salt Lake City, Utah

Market share is the lender's share of all home loans closed in Salt Lake City, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Zions Bancorporation, N.A. 15 offices in Salt Lake City 1635 S Redwood Rd, Salt Lake City, UT 84104 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, Jumbo, HELOC	86 +50 HELOCs	3.5%	87.9%	$611,279	View
Canyon View Credit Union 270 S 1500 E, Salt Lake City, UT 84112 0670 A5.0 ★Texas Ratio: 10.63%	Conventional, Jumbo, HELOC	57 +96 HELOCs	2.3%	93.4%	$271,491	View
US Bank, N.A. 10 offices in Salt Lake City 2714 S 300 W, Salt Lake City, UT 84115 A+5.0 ★Texas Ratio: 2.85%	Conventional, VA, Jumbo, HELOC	29 +15 HELOCs	1.2%	74.4%	$483,620	View
JPMorgan Chase Bank, NA 7 offices in Salt Lake City 3020 S Highland Dr, Salt Lake City, UT 84106 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	26 +3 HELOCs	1%	83.9%	$737,692	View
Wells Fargo Bank NA 12 offices in Salt Lake City 3425 E 7800 S, Salt Lake City, UT 84121 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	21	0.8%	84%	$585,476	View
Bank of America NA 5 offices in Salt Lake City 1868 S 300 W, Salt Lake City, UT 84115 A+5.0 ★Texas Ratio: 4.14%	Conventional, Jumbo, HELOC	13 +15 HELOCs	0.5%	86.7%	$1,158,076	View
Granite Federal Credit Union 3675 S 900 E, Salt Lake City, UT 84106 A5.0 ★Texas Ratio: 13.85%	Conventional, HELOC	9 +5 HELOCs	0.4%	70.6%	$287,222	View
BMO Harris Bank NA 1 office in Salt Lake City 2011 E Blackstone Rd, Salt Lake City, UT 84121 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	8 +5 HELOCs	0.3%	88.9%	$1,077,500	View
Keybank National Association 7 offices in Salt Lake City 50 S Main St, Salt Lake City, UT 84101 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	8 +2 HELOCs	0.3%	61.5%	$703,750	View
Bank of Utah 2 offices in Salt Lake City 50 S 200 E, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 0.71%	Conventional, VA, Jumbo	6	0.2%	100%	$473,333	View
Goldman Sachs Bank USA 1 office in Salt Lake City 111 S Main St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 4.32%	Conventional, Jumbo	5	0.2%	100%	$1,065,000	View
Glacier Bank 1 office in Salt Lake City 175 S Main St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.87%	Conventional, HELOC	3 +1 HELOCs	0.1%	100%	$518,333	View
Utah Power Credit Union 1407 W North Temple Ste 120C, Salt Lake City, UT 84116 A+5.0 ★Texas Ratio: 0.98%	Conventional, Jumbo	3	0.1%	100%	$278,333	View
Ubs Bank USA ★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21%	Conventional	2	0.1%	66.7%	$505,000	View
Utah First Credit Union 200 E South Temple, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.01%	Conventional, HELOC	1 +68 HELOCs	0%	100%	$135,000	View
Regions Bank 1 office in Salt Lake City 650 S Main St, Salt Lake City, UT 84101 A+5.0 ★Texas Ratio: 4.37%	Conventional	1	0%	100%	$645,000	View
Cache Valley Bank 1 office in Salt Lake City 79 S Main St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0%	100%	$155,000	View
NBH Bank 1 office in Salt Lake City 580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	n/a		View
Washington Federal 4 offices in Salt Lake City 405 S Main St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 4.48%	HELOC	0 +1 HELOCs	0%	n/a		View
Intercap Lending Inc	Conventional, FHA, VA, Jumbo	174	7%	99.5%	$491,149
Securitynational Mortgage Company	Conventional, FHA	43	1.7%	91.5%	$319,651
Primary Residential Mortgage, INC.	Conventional, FHA	4	0.2%	80%	$467,500
Mountain America Federal Credit Union 1715 W 700 N, Salt Lake City, UT 84116 1801 A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, Jumbo, HELOC	129 +96 HELOCs	5.2%	51.2%	$199,728	View
America First Federal Credit Union 3865 S 2300 E, Salt Lake City, UT 84109 A5.0 ★Texas Ratio: 8.33%	Conventional, Jumbo, HELOC	121 +177 HELOCs	4.9%	69.8%	$131,115	View
Deseret First Credit Union 50 E South Temple, Salt Lake City, UT 84111 1010 A5.0 ★Texas Ratio: 6.76%	Conventional, HELOC	17 +16 HELOCs	0.7%	94.4%	$250,882	View
Goldenwest Federal Credit Union 769 E South Temple, Salt Lake City, UT 84102 1221 A+5.0 ★Texas Ratio: 2.69%	Conventional, HELOC	12 +30 HELOCs	0.5%	81.8%	$246,666	View
Cyprus Federal Credit Union 1220 E 3900 S Ste 2M, Salt Lake City, UT 84124 1319 A+5.0 ★Texas Ratio: 2.73%	Conventional, Jumbo, HELOC	9 +29 HELOCs	0.4%	75%	$519,444	View
Utah Community Credit Union 39 W 2100 S, Salt Lake City, UT 84115	Conventional, HELOC	4 +13 HELOCs	0.2%	100%	$450,000
Jordan Credit Union 407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93%	Conventional	3	0.1%	100%	$171,666	View
Banterra Bank 6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32%	Conventional, Jumbo	2	0.1%	66.7%	$1,620,000	View
State Bank of Southern Utah 1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27%	Conventional	1	0%	100%	$445,000	View
D. L. Evans Bank 101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0%	50%	$755,000	View
American United FCU 500 Foothill Dr, Salt Lake City, UT 84148 0001 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +4 HELOCs	0%	0%		View
Ascent Federal Credit Union 2388 N 400 E, North Ogden, UT 84414 7232	HELOC	0 +1 HELOCs	0%	n/a		View
First Colony Mortgage Corporat	Conventional, FHA, VA, Jumbo	38	1.5%	100%	$450,000
RANLife, Inc.	Conventional, FHA, VA, Jumbo	27	1.1%	100%	$430,555
My Move Mortgage, LLC	Conventional, FHA	20	0.8%	100%	$454,500
Canopy Mortgage, LLC	Conventional, FHA	19	0.8%	95%	$469,210
Direct Rate Home Loans, Inc	Conventional	11	0.4%	91.7%	$424,090
Direct Mortgage Corp	Conventional, FHA	6	0.2%	100%	$395,000
Veritas Funding, LLC	Conventional, FHA	6	0.2%	100%	$418,333
Security Home Mortgage	Conventional, FHA	5	0.2%	85.7%	$365,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	2	0.1%	100%	$535,000
Castle & Cooke Mortgage, LLC	Conventional	2	0.1%	100%	$505,000
Utah Mortgage Loan Corporation	Conventional	2	0.1%	100%	$635,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	387 +6 HELOCs	15.6%	92.7%	$517,609
Rocket Mortgage	Conventional, FHA, VA, Jumbo	167	6.7%	80.4%	$375,419
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	92	3.7%	97.9%	$598,260
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	87	3.5%	79.1%	$496,609
Guild Mortgage Company A-5.0 ★Texas Ratio: 14.58%	Conventional, FHA, VA, Jumbo	81	3.3%	98.9%	$477,592	View
The Loan Store, Inc	Conventional, FHA, VA, HELOC	72 +5 HELOCs	2.9%	95%	$425,972
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	45	1.8%	85.2%	$491,444
Provident Funding Associates	Conventional	35	1.4%	86%	$458,142
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	28 +3 HELOCs	1.1%	100%	$473,214
Newrez LLC	Conventional, FHA, VA, Jumbo	23	0.9%	64.9%	$317,173
New American Funding, LLC.	Conventional, FHA, Jumbo, HELOC	21 +3 HELOCs	0.8%	84%	$403,095
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 1.38%	Conventional, FHA, VA	19	0.8%	76.7%	$394,473	View
Nationstar Mortgage	Conventional, FHA	19	0.8%	70.4%	$200,263
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, Jumbo	19	0.8%	95%	$517,631	View
loanDepot.com LLC	Conventional, FHA, Jumbo	18	0.7%	66.7%	$316,666
Better Mortgage Corporation	Conventional, FHA, VA, Jumbo, HELOC	17 +2 HELOCs	0.7%	70.8%	$672,058
Paramount Residential Mortgage	Conventional, FHA, VA, Jumbo	17	0.7%	100%	$487,352
Mortgage Research Center	VA, Jumbo	15	0.6%	88.2%	$493,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	15	0.6%	75%	$221,000	View
AmWest Funding Corp	Conventional, FHA, Jumbo	12	0.5%	92.3%	$573,333
Gardner Financial Services	Conventional, FHA	12	0.5%	100%	$384,166
Spring Eq, LLC	Conventional, Jumbo, HELOC	11 +5 HELOCs	0.4%	41.2%	$226,818
Guaranteed Rate Affinity, LLC	Conventional, VA, Jumbo	11	0.4%	75%	$560,454
Guaranteed Rate, Inc.	Conventional, FHA, VA, Jumbo, HELOC	10 +2 HELOCs	0.4%	100%	$400,000
Resicentral LLC	Conventional	10	0.4%	100%	$525,000
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	8	0.3%	53.8%	$352,500
Sage Home Loans Corporation	Conventional	8	0.3%	100%	$510,000
American Pacific Mortgage Corporation	Conventional, FHA, Jumbo	8	0.3%	80%	$642,500
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	8	0.3%	100%	$695,000	View
Alliant Credit Union	Conventional, Jumbo, HELOC	7 +6 HELOCs	0.3%	87.5%	$925,000
Nbkc Bank	Conventional	7	0.3%	100%	$529,285
Bay Equity LLC	Conventional	7	0.3%	100%	$367,857
Navy Federal Credit Union	Conventional, VA, HELOC	6 +5 HELOCs	0.2%	72.7%	$311,666
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	6	0.2%	100%	$1,060,000	View
Amerisave Mortgage Company	Conventional, FHA	6	0.2%	31.6%	$171,666
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	6	0.2%	100%	$545,000	View
Chartway FCU	Conventional, HELOC	5 +5 HELOCs	0.2%	100%	$447,000
Cmg Mortgage Inc	Conventional, FHA, HELOC	5 +1 HELOCs	0.2%	100%	$451,000
American Financial Resources LLC	Conventional, FHA	5	0.2%	100%	$327,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional, Jumbo	5	0.2%	100%	$1,579,000	View
Planet Home Lending, LLC	Conventional, FHA, VA	5	0.2%	83.3%	$437,000
Franklin Loan Corporation	Conventional, FHA, Jumbo	5	0.2%	100%	$565,000
Nexera Holding LLC	Conventional, Jumbo	5	0.2%	100%	$737,000
Ark-La-Tex Financial Services LLC	Conventional, FHA, Jumbo	5	0.2%	83.3%	$705,000
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo, HELOC	4 +11 HELOCs	0.2%	80%	$282,500
Cornerstone First Mortgage, LLC	Conventional	4	0.2%	100%	$355,000
MortgageOne, Inc	FHA	4	0.2%	100%	$412,500
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional	4	0.2%	100%	$437,500	View
VanDyk Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$355,000
Union Home Mortgage Corp.	Conventional	4	0.2%	100%	$470,000
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	4	0.2%	100%	$912,500	View
ClearEdge Lending LLC	Conventional, Jumbo	4	0.2%	66.7%	$1,285,000
JMAC Lending, Inc.	Conventional, VA	4	0.2%	100%	$535,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo, HELOC	3 +1 HELOCs	0.1%	100%	$1,308,333	View
Sun American Mortgage Company	Conventional	3	0.1%	100%	$521,666
Envoy Mortgage, Ltd	Conventional, FHA	3	0.1%	100%	$351,666
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, VA	3	0.1%	75%	$501,666	View
PHH Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$381,666
M&T Bank A+5.0 ★Texas Ratio: 4.11%	FHA, VA	3	0.1%	100%	$355,000	View
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional, VA	3	0.1%	100%	$628,333	View
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, VA	3	0.1%	75%	$398,333	View
Valley West Corporation	Conventional, VA	3	0.1%	100%	$415,000
Generations Home Loans, LLC	Conventional	3	0.1%	100%	$398,333
T2 Financial LLC	Conventional, FHA	3	0.1%	75%	$468,333
Hometown Equity Mortgage, LLC	Conventional, Jumbo	3	0.1%	60%	$658,333
Zillow Home Loans, LLC	Conventional, Jumbo	3	0.1%	100%	$665,000
21St Mortgage	Conventional	3	0.1%	25%	$75,000
Carrington Mortgage Services LLC	Conventional, FHA	3	0.1%	46.2%	$168,333
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	2 +7 HELOCs	0.1%	100%	$575,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	2	0.1%	100%	$445,000	View
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	66.7%	$455,000
AmeriHome Mortgage Company, LLC	FHA, VA	2	0.1%	50%	$330,000
Triad Financial Services, Inc. B4.5 ★Texas Ratio: 21.05%	Conventional	2	0.1%	60%	$75,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	2	0.1%	100%	$580,000	View
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional	2	0.1%	100%	$330,000	View
Obsidian Financial Services	FHA	2	0.1%	100%	$550,000
Encompass Lending Group, L.P.	Conventional, FHA	2	0.1%	100%	$555,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	100%	$400,000	View
V.I.P. Mortgage, Inc.	Conventional, VA, Jumbo	2	0.1%	100%	$740,000
Firstbank A5.0 ★Texas Ratio: 7.51%	Conventional	2	0.1%	100%	$325,000	View
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$540,000
Mutual of Omaha Mortgage	VA	2	0.1%	42.9%	$590,000
Lower, LLC	Conventional	2	0.1%	100%	$580,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional, Jumbo	2	0.1%	66.7%	$620,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	2	0.1%	100%	$330,000	View
Cake Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$840,000
HomeBridge Financial Services, Inc	FHA, HELOC	1 +5 HELOCs	0%	50%	$375,000
Goodleap, LLC	Conventional, HELOC	1 +3 HELOCs	0%	66.7%	$455,000
Quorum Federal Credit Union	Conventional, HELOC	1 +2 HELOCs	0%	100%	$95,000
Pentagon Federal Credit Union	VA, HELOC	1 +2 HELOCs	0%	25%	$435,000
Firefighters First Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$285,000
Arc Home LLC	Conventional	1	0%	100%	$505,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$905,000
Premier Mortgage Resources, LLC	FHA	1	0%	100%	$595,000
Alameda Mortgage Corporation	Conventional	1	0%	100%	$545,000
First Western Trust Bank A+5.0 ★Texas Ratio: 5.16%	Conventional	1	0%	100%	$635,000	View
Liberty Federal Credit Union A+5.0 ★Texas Ratio: 0.00%	VA	1	0%	100%	$805,000	View
Primelending	Conventional	1	0%	100%	$295,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$245,000	View
SWBC Mortgage Corporation	Conventional	1	0%	100%	$305,000
Contour Mortgage Corporation	Conventional	1	0%	100%	$315,000
Residential Mortgage, LLC A-4.9 ★Texas Ratio: 16.48%	Conventional	1	0%	100%	$505,000	View
All Credit Considered Mortgage, Inc.	Conventional	1	0%	100%	$255,000
Movement Mortgage, LLC	Conventional	1	0%	100%	$435,000
Advancial Federal Credit Union	Conventional	1	0%	100%	$115,000
Filo Mortgage, LLC	Conventional	1	0%	50%	$705,000
Deephaven Mortgage LLC	Conventional	1	0%	50%	$235,000
Synergy One Lending, Inc.	Conventional, Jumbo	1	0%	50%	$1,725,000
Clm Mortgage, Inc	Conventional	1	0%	100%	$455,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	50%	$115,000	View
Nest Home Lending, LLC	Conventional	1	0%	100%	$395,000
HomeXpress Mortgage Corp.	Conventional	1	0%	100%	$235,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0%	100%	$295,000	View
Network Funding, L.P.	Conventional	1	0%	100%	$425,000
Credit Human Federal Credit Un	Conventional	1	0%	50%	$45,000
American Financing Corporation	Conventional	1	0%	33.3%	$495,000
American Heritage Lending, LLC	Conventional	1	0%	100%	$765,000
Quad City Bank and Trust A+5.0 ★Texas Ratio: 3.05%	Conventional, Jumbo	1	0%	100%	$835,000	View
The Bank of Commerce A5.0 ★Texas Ratio: 6.88%	Conventional	1	0%	100%	$575,000	View
Point Mortgage Corp	Conventional	1	0%	100%	$445,000
Delta Community Credit Union	Conventional	1	0%	100%	$215,000
Cardinal Financial Company, Li	Conventional	1	0%	66.7%	$665,000
Stg Mortgage Inc	Conventional	1	0%	100%	$295,000
American Internet Mortgage, Inc.	Conventional	1	0%	100%	$155,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional	1	0%	25%	$625,000	View
Churchill Mortgage Corporation	Conventional	1	0%	100%	$345,000
Peoples Mortgage Company	Conventional	1	0%	100%	$575,000
Direct Mortgage Loans, LLC	Conventional, Jumbo	1	0%	100%	$1,005,000
Lendsure Mortgage Corp.	Conventional, Jumbo	1	0%	100%	$995,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0%	33.3%	$235,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0%	100%	$65,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0%	100%	$215,000	View
First Ciitizens Bank and Trust A5.0 ★Texas Ratio: 7.72%	Conventional	1	0%	100%	$665,000	View
Mission Loans, LLC	Conventional	1	0%	100%	$205,000
Towne Mortgage Company	Conventional	1	0%	100%	$405,000
Genway Home Mortgage, Inc.	FHA	1	0%	100%	$505,000
Citadel Servicing Corporation	Conventional, Jumbo	1	0%	100%	$1,985,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$715,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	100%	$355,000	View
Nmsi, Inc.	Conventional	1	0%	100%	$385,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	1	0%	100%	$955,000	View
First Central Savings Bank	Conventional	1	0%	100%	$475,000
Vanderbilt Mortgage and Finance, Inc	Conventional	1	0%	10%	$45,000
University Federal Credit Union A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0%	100%	$445,000	View
Mason-McDuffie Mortgage Corporation	Conventional	1	0%	100%	$595,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0%	100%	$105,000	View
Vista Point Mortgage, LLC	Conventional	1	0%	100%	$225,000
The Mortgage Link, Inc.	Conventional	1	0%	100%	$245,000
Lincoln Federal Svgs Bk of Ne A+5.0 ★Texas Ratio: 3.23%	Conventional	1	0%	100%	$295,000	View
Champions Funding, LLC	Conventional	1	0%	100%	$525,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	1	0%	100%	$805,000	View
Griffin Funding Inc.	Conventional	1	0%	100%	$445,000
Figure Lending LLC	HELOC	0 +16 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Fourleaf Federal Credit Union	HELOC	0 +4 HELOCs	0%	n/a
Georgia'S Own Credit Union	HELOC	0 +3 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Nasa Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Northrop Grumman Federal Credit Union	HELOC	0 +2 HELOCs	0%	n/a
Tower Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Hsbc Bank USA, NA A+5.0 ★Texas Ratio: 4.86%	HELOC	0 +1 HELOCs	0%	n/a		View
Longbridge Financial, LLC	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
RBC Bank (Georgia), N.A.	HELOC	0 +1 HELOCs	0%	n/a
Credit Union of Colorado, A Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Salt Lake City Mortgage Rate Trends

Daily average mortgage rates for Utah compared with the national average, updated every evening.

30-Year Fixed UT Avg

7.379%

▲ 0.090 vs 7 days ago

15-Year Fixed UT Avg

6.781%

▲ 0.027 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Salt Lake City, Utah

Looking for mortgage lenders near me or mortgage brokers near me in Salt Lake City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Salt Lake City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Salt Lake City, UT

Use these to narrow the list above. Each category shows how many Salt Lake City, UT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 117 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 59 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 35 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 53 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 36 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 59 lenders. Loans above the conforming limit for higher priced homes Local lenders based in UT 31 lenders headquartered in Utah, the closest thing to a mortgage lender near you

Who Lends in Salt Lake City, UT

Independent mortgage companies closed 70.5 percent of home loans in Salt Lake City, Utah in 2025, banks 13.5 percent and credit unions 16 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Canyon View Credit Union the largest credit union. Among lenders headquartered in Utah, Canyon View Credit Union led with 57 loans.

70.5%

Mortgage companies

13.5%

Banks

16%

Credit unions

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.

More Utah Mortgage Lender Pages

All Utah lenders 431 lenders Eagle Mountain 142 lenders West Jordan 160 lenders St. George 187 lenders Lehi 157 lenders West Valley City 137 lenders South Jordan 155 lenders Herriman 149 lenders Ogden 145 lenders Sandy 157 lenders Tooele 123 lenders Saratoga Springs 127 lenders Spanish Fork 106 lenders

Frequently Asked Questions About Mortgage Lenders in Salt Lake City, UT

Who is the largest mortgage lender in Salt Lake City, UT?

By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Salt Lake City, Utah with 86 loans, about 3.5 percent of the market. The largest lender headquartered in Utah was Canyon View Credit Union with 57 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Salt Lake City, UT have the highest approval rates?

Among lenders with meaningful volume in Salt Lake City, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 99.5 percent, against a 82.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Salt Lake City, UT mortgage lenders offer FHA, VA and USDA loans?

53 lenders closed FHA loans in Salt Lake City, Utah in 2025, led by United Wholesale Mortgage with 44. 36 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Salt Lake City, UT lender list?

Yes. 59 banks and 35 credit unions closed home loans in Salt Lake City, Utah in 2025, alongside 117 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Salt Lake City, UT ranked on this page?

Lenders are ranked only by the number of home loans they closed in Salt Lake City, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Salt Lake City, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Salt Lake City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.