State Bank of Southern Utah CD Rates, Savings & MMA, Mortgage & Loan Rates, Reviews

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Today's 12-month CD rates can be found at 4.25%, 6-month CD rates at 0.50% and 3-month CD rates at 0.05%. Current savings rates are at 0.25% and money market rates are at 0.25%. Mortgage rates today on 30-year fixed loans are around 6.73%. Credit Card rates are at 19.49%. Personal Loan rates are at 11.50%. All these rates, and more, can be found in our database of rates. State Bank of Southern Utah's 12-Month CD (add-On) rates are at 4.47%, 60-Month CD rates are at 4.00%, 24-Month CD rates are at 4.00%, 18-Month CD rates are at 4.00%, 48-Month CD rates are at 3.75%. State Bank of Southern Utah's savings rates are at 0.20%. State Bank of Southern Utah's money market rates are at 1.76%. State Bank of Southern Utah's 30-Year Fixed rates are at 6.62%, 30-Year Fixed FHA rates are at 5.75%, 15-Year Fixed rates are at 5.88%, 30-Year Fixed VA rates are at 5.62%.

State Bank of Southern Utah

To see how these rates compare to State Bank of Southern Utah CD rates, feel free to use our comprehensive rate tables for side-by-side comparisons of CD rates from State Bank of Southern Utah, savings rates and money market rates, with rates from other banks and credit unions below. You can use our bank rate lists to compare CD rates for all CD terms, with State Bank of Southern Utah CD rates. You can also compare State Bank of Southern Utah savings rates, MMA rates and mortgage rates using our other rate lists.

State Bank of Southern Utah money market rates, and other rates, are continually updated to reflect market conditions, we recommend checking back frequently to get the best money market rates and other rates available. Have you opened an account or have any experiences at State Bank of Southern Utah? Share your experience about State Bank of Southern Utah by leaving a review below, or read customer reviews before you decide to use State Bank of Southern Utah.

State Bank of Southern Utah Texas Ratio

State Bank of Southern Utah's Texas Ratio is at 6.04%, which is considered excellent. The Texas Ratio for State Bank of Southern Utah is lower than the national average of all banks, currently at 6.13%. The Texas Ratio was developed in the early 1980s, and it is used to identify potential problem banks. Banks that have a Texas Ratio of 100% or more have a high chance of failing.

Overall, State Bank of Southern Utah is an excellent bank worth considering, with an overall rating of 4 stars out of 5 stars.

Rate
APY/APR
vs Avg
12-Month CD
4.47%
18-Month CD
4.00%
24-Month CD
4.00%
36-Month CD
3.75%
48-Month CD
3.75%
60-Month CD
4.00%
Savings
0.20%
MMA
1.76%
30-Year Fixed
6.78%
Credit Card
N/A
Personal Loan
N/A
State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Member FDIC
MonitorBankRates' Rating
4/5
★★★★☆

State Bank of Southern Utah CD Rates and Interest Rates

Bank
Product
APY
Min Dep
State Bank of Southern Utah
State Bank of Southern Utah
12-Month CD (add-On)
4.47%
$500
State Bank of Southern Utah
State Bank of Southern Utah
18-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
24-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
60-Month CD
4.00%
$500
State Bank of Southern Utah
State Bank of Southern Utah
36-Month CD
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
48-Month CD
3.75%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Big Interest Checking
3.56%
$0
State Bank of Southern Utah
State Bank of Southern Utah
Money Market
1.76%
$500
State Bank of Southern Utah
State Bank of Southern Utah
Savings
0.20%
$0
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

State Bank of Southern Utah Mortgage Rates

Lender
Product
Rate
APR
Points
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed VA
5.625%
5.950%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
15-Year Fixed
5.875%
6.121%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed FHA
5.750%
6.761%
0.000
State Bank of Southern Utah
State Bank of Southern Utah
30-Year Fixed
6.625%
6.778%
0.000

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

Compare State Bank of Southern Utah Rates with Other Competitive Bank and Credit Union Rates

Bank
Product
APY
Min Dep
Total Direct Bank
Total Direct Bank
6-Month CD
4.76%
$25,000
Prime Alliance Bank
Prime Alliance Bank
6-Month CD
4.65%
$500
Fidelity
Fidelity
3-Month CD
4.50%
$1,000
First Commerce Bank Lewisburg, TN
First Commerce Bank Lewisburg, TN
6-Month CD
4.30%
$1,000
CFG Bank
CFG Bank
18-Month CD
4.10%
$500
Golden Belt Bank, FSA
Golden Belt Bank, FSA
3-Month CD
3.95%
$1,000
Inova Federal Credit Union
Inova Federal Credit Union
30-Month CD
3.75%
$200
Inova Federal Credit Union
Inova Federal Credit Union
60-Month CD
3.75%
$200
First Resource Bank Exton, PA
First Resource Bank Exton, PA
18-Month CD
3.75%
$500
United State Bank Lewistown, MO
United State Bank Lewistown, MO
36-Month CD
3.56%
$1,000
Centier Bank
Centier Bank
18-Month CD
3.50%
$1,000
FNB of Bellville
FNB of Bellville
18-Month CD
3.25%
$1,000
Y-12 Federal Credit Union
Y-12 Federal Credit Union
18-Month CD
3.25%
$500
Security Savings Bank
Security Savings Bank
36-Month CD
3.20%
$500
Clarion County Community Bank
Clarion County Community Bank
12-Month CD
3.10%
$500
Community State Bank Starke, FL
Community State Bank Starke, FL
36-Month CD
3.05%
$1,000
Gogebic Range Bank
Gogebic Range Bank
24-Month CD
3.03%
$500
Hanover Community Bank
Hanover Community Bank
24-Month CD
3.00%
$500
BLC Community Bank
BLC Community Bank
18-Month CD
3.00%
$2,500
Benton State Bank
Benton State Bank
36-Month CD
2.52%
$500
FSB of Aliceville, Kansas
FSB of Aliceville, Kansas
6-Month CD
2.52%
$0
Ascendia Bank
Ascendia Bank
Tiered Statement Savings
2.50%
$0
Benchmark Community Bank
Benchmark Community Bank
24-Month CD
2.50%
$500
Haviland State Bank
Haviland State Bank
Alliance Money Market
2.22%
$2,500
T Bank
T Bank
6-Month CD
2.20%
$1,000
JTNB
JTNB
60-Month CD
2.02%
$1,000
American National Bank - Fox Cities
American National Bank - Fox Cities
60-Month CD
2.00%
$500
705 Federal Credit Union
705 Federal Credit Union
Super Green Money Market
2.00%
$50,000
Albany B&T Co. N.A.
Albany B&T Co. N.A.
60-Month CD
1.60%
$5,000
Gunnison S&L
Gunnison S&L
Statement Savings
1.36%
$1
First National Bank of Ava
First National Bank of Ava
36-Month CD
1.36%
$500
Lisle Savings Bank
Lisle Savings Bank
E-Savings
1.25%
$50,000
Round Top State Bank
Round Top State Bank
60-Month CD
1.25%
$1,000
United Orient Bank
United Orient Bank
12-Month CD
1.00%
$500
DB&T
DB&T
Signature Series Checking
1.00%
$250,000
Liberty Bank for Savings
Liberty Bank for Savings
18-Month CD
0.85%
$5,000
Lone Star Bank
Lone Star Bank
Personal Money Market
0.50%
$25,000
Unity Bank
Unity Bank
60-Month CD
0.35%
$1,000
Century Bank and Trust GA
Century Bank and Trust GA
6-Month CD
0.35%
$500
WaFd Bank
WaFd Bank
60-Month CD
0.30%
$1,000
Blue Foundry Bank
Blue Foundry Bank
24-Month CD
0.30%
$1,000
Mountain View Bank of Commerce
Mountain View Bank of Commerce
Basic Savings
0.28%
$100
Bank of Prairie du Sac
Bank of Prairie du Sac
Money Market
0.20%
$2,500
Collinsville Building and Loan Association
Collinsville Building and Loan Association
18-Month CD
0.15%
$1,000
Marblehead Bank
Marblehead Bank
12-Month CD
0.15%
$500
Hometown National Bank
Hometown National Bank
Community Now Checking
0.10%
$200
Associated Bank
Associated Bank
60-Month CD
0.10%
$1,000
Kennebec Savings Bank
Kennebec Savings Bank
Statement Savings
0.05%
$10
Farmers State Bank Victor, MT
Farmers State Bank Victor, MT
Regular Savings
0.03%
$5
First County Bank
First County Bank
Savings
0.01%
$1
Show More

The Annual Percentage Yields (APYs) displayed are based on the highest APY offered for the specified deposit amount or less. Rates may change without prior notice. The "Min. Balance" indicates the minimum amount required to earn the stated APY. Please note that some of the offers presented on this site are from advertisers, who provide compensation for their inclusion. However, these advertised offers do not encompass all available deposit accounts.

State Bank of Southern Utah Mortgage Rates

Lender
Product
Rate
APR
Points
3.990%
4.357%
0.750
4.250%
4.514%
0.750
4.500%
4.685%
0.750
10-Year Fixed (Power Rate)
4.875%
5.180%
0.000
5.050%
5.315%
0.000
15-Year Fixed (Power Rate)
5.125%
5.341%
0.000
5.125%
5.389%
0.000
15 Year Fixed
5.300%
5.390%
0.000
5.375%
5.435%
0.000
5.250%
5.438%
0.000
5.250%
5.491%
0.000
5.375%
5.525%
0.750
15-Year Fixed
5.500%
5.556%
0.000
5.250%
5.562%
0.000
5.375%
5.602%
0.750
5.500%
5.604%
0.000
5.500%
5.614%
0.000
5.375%
5.632%
0.000
15 Year Fixed
5.375%
5.637%
1.000
15-Year Fixed
5.500%
5.641%
0.000
5.625%
5.673%
0.000
5.500%
5.714%
0.375
Show More

The mortgage rates presented are solely intended for informational use. Please consult the mentioned lenders for up-to-date mortgage rates. The actual mortgage rates and other loan conditions depend on the lender's approval and are not guaranteed.

State Bank of Southern Utah Information

State Bank of Southern Utah
377 N Main St
Cedar City, UT 84721
Iron
Established Date: 11/25/1957
FDIC Certificate #: 17964
Date of FDIC Deposit Insurance: 02/02/1959
Bank Holding Company: SOUTHERN UTAH BCORP
How Many Domestic U.S. Offices? 16
How Many Branches are There? 17
Is State Bank of Southern Utah FDIC Insured? Yes
What is State Bank of Southern Utah's Cert number? 17964
What is the maximum amount for insured deposits? $250,000 per holder, per account

State Bank of Southern Utah Financials

Total Assets:
$2,425,785,000
Total Deposits:
$2,001,768,000
Equity Capital:
$211,258,000
Domestic Deposits:
$2,001,768,000
Net Income:
$5,178,000
Return on Assets:
0.9231%
Quarterly Return on Assets:
0.8600%
Pretax Return on Assets:
1.1306%
Pretax Quarterly Return on Assets:
1.1300%
Return on Equity:
11.5100%
Quarterly Return on Equity:
9.8700%
Leverage Tier 1 (Core Capital) Ratio:
10.2439%
Total Interest Income (YTD):
4.3669%
 
 
Headquarters:
Cedar City
FDIC Field Office:
Salt Lake City
Regulator:
FDIC
County:
Iron
# of Offices:
16
Metropolitan Statistical Area (MSA):
Consolidated Metropolitan Statistical Area (CMSA):
OTS Region:
West
FDIC Region:
San Francisco
Source: FDIC Last Updated 03/31/2024

Explore Other Rate Deals

LightLightPoint Mortgage Company Mortgage RatesPoint Mortgage Company mortgage rates are very competitive when compared to other online mortgage rates. For example, current 30-year mortgage rates at LightPoint Mortgage Company are quoted at only 3.125 percent with 1.875 points. Today's national average 30-year mortgage rate is about 50 basis points (bps) higher at 3.62 percent. If you don't want to pay almost 2 points upfront on a home loan, 30-year mortgage rates from LightPoint Mortgage Company are also quoted at 3.25 percent with 0.875 points. Another loan option is to have LightPoint pay you 0.25 points, that's right, LightPoint will pay you $250 for every $100,000 you borrow. Of course the mortgage rate is higher on this loan at 3.50 percent but the rate is still lower than the national average of 3.625 percent.

CD rates continue to move higher this week. We look for the trend of higher CD rates to continue in 2017 as long as there isn't a recession. The Fed is expected to increase the federal funds rate at least two more times this year, which will put more upward pressure on CD rates.

For the forth consecutive week average 30 year mortgage rates are higher in Freddie Mac's Primary Mortgage Market Survey. Average 30 year mortgage rates increased to 3.66 percent with 0.7 point for the week ending August 23, 2012. 30 year mortgage rates are up from the prior week's average of 3.62 percent.

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State Bank of Southern Utah Reviews

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