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Mortgage Lenders and Brokers in St. George, Utah

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

St. George, Utah mortgage lenders include Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Cache Valley BankCache Valley Bank105 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 1.59%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, and Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in St. George, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in St. George are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in St. George, Utah

Market share is the lender's share of all home loans closed in St. George, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Mountain America Federal Credit Union 3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, Jumbo, HELOC	124 +140 HELOCs	5.1%	57.9%	$212,016	View
America First Federal Credit Union 611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33%	Conventional, Jumbo, HELOC	88 +129 HELOCs	3.6%	73.3%	$155,000	View
Zions Bancorporation, N.A. 606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	28 +50 HELOCs	1.2%	93.6%	$1,053,928	View
Goldenwest Federal Credit Union 13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69%	Conventional, FHA, VA, Jumbo, HELOC	26 +81 HELOCs	1.1%	97.1%	$446,153	View
JPMorgan Chase Bank, NA 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	15 +1 HELOCs	0.6%	100%	$891,666	View
Deseret First Credit Union 260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76%	Conventional, Jumbo, HELOC	13 +17 HELOCs	0.5%	92.9%	$541,923	View
US Bank, N.A. 278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	13 +7 HELOCs	0.5%	81.2%	$862,692	View
Cache Valley Bank 105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59%	Conventional, Jumbo	13	0.5%	100%	$448,846	View
Bank of Utah 100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71%	Conventional, Jumbo	12	0.5%	92.3%	$416,666	View
Cyprus Federal Credit Union 221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73%	Conventional, Jumbo, HELOC	9 +7 HELOCs	0.4%	100%	$419,444	View
Glacier Bank 113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87%	Conventional, FHA, Jumbo, HELOC	7 +3 HELOCs	0.3%	69.2%	$713,571	View
Utah Power Credit Union 100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98%	Conventional	7	0.3%	100%	$149,285	View
Wells Fargo Bank NA 797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	7	0.3%	100%	$513,571	View
State Bank of Southern Utah 1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27%	Conventional, HELOC	4 +27 HELOCs	0.2%	80%	$435,000	View
Canyon View Credit Union 1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63%	Conventional, HELOC	4 +15 HELOCs	0.2%	100%	$347,500	View
Utah First Credit Union 616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01%	Conventional, HELOC	3 +40 HELOCs	0.1%	75%	$368,333	View
Granite Federal Credit Union 6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85%	Conventional	3	0.1%	75%	$381,666	View
Utah Community Credit Union 196 N West State Rd, American Fork, UT 84003	Conventional, FHA, HELOC	2 +5 HELOCs	0.1%	100%	$635,000
Keybank National Association 717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo	2	0.1%	100%	$800,000	View
Central Bank 175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94%	Conventional	2	0.1%	100%	$300,000	View
Bank of America NA 496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +7 HELOCs	0%	100%	$455,000	View
BMO Harris Bank NA 683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo, HELOC	1 +2 HELOCs	0%	100%	$885,000	View
MidFirst Bank 10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,505,000	View
Ascent Federal Credit Union 2388 N 400 E, North Ogden, UT 84414 7232	Conventional	1	0%	100%	$225,000	View
Banterra Bank 6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32%	Conventional, Jumbo	1	0%	100%	$995,000	View
Axos Bank 9490 S 300 W, Sandy, UT 84070 A+5.0 ★Texas Ratio: 3.94%	Conventional, Jumbo	1	0%	100%	$1,135,000	View
Ubs Bank USA ★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21%	Conventional	1	0%	100%	$505,000	View
Jordan Credit Union 407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93%	Conventional	1	0%	100%	$805,000	View
American United FCU 458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55%	HELOC	0 +1 HELOCs	0%	n/a		View
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional, FHA, VA, Jumbo	132	5.4%	100%	$514,545
First Colony Mortgage Corporat	Conventional, FHA, VA, Jumbo	122	5%	100%	$440,573
Intercap Lending Inc	Conventional, FHA, VA, Jumbo	114	4.7%	100%	$382,894
Securitynational Mortgage Company	Conventional, FHA, VA	61	2.5%	96.8%	$366,311
My Move Mortgage, LLC	Conventional, FHA	33	1.4%	100%	$409,545
Canopy Mortgage, LLC	Conventional, FHA, Jumbo	11	0.5%	92.3%	$436,818
RANLife, Inc.	Conventional, FHA, Jumbo	10	0.4%	100%	$489,000
Direct Rate Home Loans, Inc	Conventional, VA	6	0.2%	85.7%	$560,000
Primary Residential Mortgage, INC.	Conventional	3	0.1%	100%	$425,000
Security Home Mortgage	Conventional	3	0.1%	100%	$381,666
City 1st Mortgage Services, LC	Conventional, FHA	2	0.1%	100%	$620,000
Direct Mortgage Corp	Conventional	1	0%	100%	$135,000
Utah Mortgage Loan Corporation	Conventional	1	0%	100%	$555,000
Veritas Funding, LLC	Conventional	1	0%	100%	$585,000
Guild Mortgage Company A-5.0 ★Texas Ratio: 14.58%	Conventional, FHA, VA, Jumbo	327	13.5%	98.9%	$389,587	View
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	210 +3 HELOCs	8.6%	90.6%	$490,238
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	130 +5 HELOCs	5.4%	96.5%	$439,538
Sun American Mortgage Company	Conventional, FHA, VA, Jumbo	126	5.2%	98.4%	$398,968
Rocket Mortgage	Conventional, FHA, VA, Jumbo	122	5%	78.6%	$381,967
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	55	2.3%	81.2%	$477,727
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	39	1.6%	85.1%	$431,153
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	32 +1 HELOCs	1.3%	97%	$482,187
Nationstar Mortgage	Conventional, FHA, VA	30	1.2%	90.9%	$209,666
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 1.38%	Conventional, FHA, VA, Jumbo	26	1.1%	87.2%	$425,384	View
Newrez LLC	Conventional, FHA, VA, Jumbo	26	1.1%	77.1%	$429,615
Ark-La-Tex Financial Services LLC	Conventional, FHA, VA, Jumbo	21	0.9%	100%	$322,619
Gold Star Mortgage Financial Group, Corporation	Conventional, FHA, VA, Jumbo	18	0.7%	95.2%	$446,111
Mortgage Research Center	VA, Jumbo	17	0.7%	73.9%	$513,823
loanDepot.com LLC	Conventional, FHA, Jumbo, HELOC	15 +2 HELOCs	0.6%	85%	$339,666
MortgageOne, Inc	Conventional, VA, Jumbo	13	0.5%	100%	$556,538
Fairway Independent Mort Corp	Conventional, FHA, Jumbo	13	0.5%	100%	$492,692
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	11 +4 HELOCs	0.5%	78.6%	$489,545
Lakeview Loan Servicing, LLC	Conventional, FHA	10	0.4%	62.5%	$262,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	9	0.4%	100%	$219,444	View
Guaranteed Rate, Inc.	Conventional, FHA, VA	8	0.3%	100%	$483,750
Planet Home Lending, LLC	Conventional, FHA, VA	8	0.3%	88.9%	$273,750
Provident Funding Associates	Conventional	8	0.3%	83.3%	$521,250
Citadel Servicing Corporation	Conventional, Jumbo	8	0.3%	100%	$537,500
Chartway FCU	Conventional, HELOC	7 +64 HELOCs	0.3%	87.5%	$160,714
Resicentral LLC	Conventional, VA	6	0.2%	85.7%	$370,000
Paramount Residential Mortgage	Conventional, FHA	6	0.2%	75%	$366,666
Village Capital & Investment	FHA, VA	6	0.2%	100%	$496,666
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	5 +14 HELOCs	0.2%	55.6%	$133,000
Cmg Mortgage Inc	Conventional, FHA, VA, HELOC	5 +1 HELOCs	0.2%	85.7%	$385,000
Amerisave Mortgage Company	Conventional	5	0.2%	29.4%	$41,000
Lennar Mortgage, LLC	Conventional, VA	5	0.2%	100%	$611,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	5	0.2%	83.3%	$413,000	View
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	5	0.2%	55.6%	$175,000	View
AmWest Funding Corp	Conventional, HELOC	4 +1 HELOCs	0.2%	80%	$482,500
New American Funding, LLC.	Conventional, FHA, HELOC	4 +1 HELOCs	0.2%	100%	$272,500
American Financial Network, Inc.	Conventional, FHA, VA	4	0.2%	100%	$330,000
Nqm Funding, LLC	Conventional	4	0.2%	80%	$365,000
Lendsure Mortgage Corp.	Conventional, Jumbo	4	0.2%	100%	$620,000
Sierra Pacific Mortgage Co. Inc	Conventional, FHA, VA	4	0.2%	100%	$342,500
American Pacific Mortgage Corporation	Conventional, FHA, VA	4	0.2%	80%	$515,000
Mutual of Omaha Mortgage	Conventional, VA	4	0.2%	80%	$315,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	4	0.2%	100%	$510,000	View
Champions Funding, LLC	Conventional	4	0.2%	100%	$442,500
Better Mortgage Corporation	Conventional, HELOC	3 +2 HELOCs	0.1%	60%	$315,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	3	0.1%	75%	$371,666	View
Cornerstone First Mortgage, LLC	Conventional, Jumbo	3	0.1%	100%	$471,666
Residential Wholesale Mortgage	FHA, VA	3	0.1%	100%	$321,666
Nbkc Bank	Conventional	3	0.1%	100%	$428,333
Equity Prime Mortgage LLC	FHA, VA	3	0.1%	75%	$241,666
PHH Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$328,333
Toll Brothers Mortgage Company	Conventional	3	0.1%	100%	$471,666
Synergy One Lending, Inc.	Conventional, FHA	3	0.1%	100%	$331,666
American Financing Corporation	Conventional	3	0.1%	38.5%	$98,333
Gardner Financial Services	Conventional	3	0.1%	100%	$555,000
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional, Jumbo	3	0.1%	100%	$758,333	View
Raymond James Bank A+5.0 ★Texas Ratio: 3.19%	Conventional, Jumbo	3	0.1%	100%	$1,011,666	View
Homeamerican Mortgage Corporation	Conventional, FHA	3	0.1%	100%	$435,000
Ixonia Bank A+5.0 ★Texas Ratio: 2.14%	Conventional	3	0.1%	100%	$388,333	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	3	0.1%	66.7%	$501,666	View
Nexera Holding LLC	Conventional, Jumbo	3	0.1%	75%	$1,005,000
Alliant Credit Union	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$525,000
Spring Eq, LLC	Conventional, HELOC	2 +5 HELOCs	0.1%	30%	$100,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$585,000	View
Pentagon Federal Credit Union	Conventional, VA, HELOC	2 +1 HELOCs	0.1%	50%	$325,000
Premier Mortgage Resources, LLC	Conventional	2	0.1%	100%	$280,000
American Financial Resources LLC	Conventional, FHA	2	0.1%	66.7%	$320,000
Primelending	Conventional	2	0.1%	100%	$425,000
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$530,000
Movement Mortgage, LLC	Conventional, Jumbo	2	0.1%	100%	$1,040,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	Conventional, VA	2	0.1%	100%	$220,000	View
Filo Mortgage, LLC	Conventional	2	0.1%	66.7%	$475,000
Oaktree Funding Corp	Conventional, Jumbo	2	0.1%	100%	$775,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	2	0.1%	66.7%	$985,000	View
HomeXpress Mortgage Corp.	Conventional, Jumbo	2	0.1%	28.6%	$835,000
JMJ Financial Group Inc.	Conventional	2	0.1%	100%	$275,000
Bay Equity LLC	Conventional, Jumbo	2	0.1%	100%	$760,000
Encompass Lending Group, L.P.	Conventional	2	0.1%	100%	$215,000
Generations Home Loans, LLC	Conventional	2	0.1%	100%	$310,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	2	0.1%	66.7%	$415,000	View
Nations Lending Corporation	Conventional	2	0.1%	100%	$110,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.1%	100%	$360,000	View
Firefighters First Federal Credit Union	Conventional	2	0.1%	100%	$385,000
V.I.P. Mortgage, Inc.	Conventional	2	0.1%	100%	$355,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$375,000
ClearEdge Lending LLC	Conventional	2	0.1%	66.7%	$415,000
Geneva Financial LLC	Conventional	2	0.1%	100%	$265,000
Carrington Mortgage Services LLC	FHA, VA	2	0.1%	60%	$245,000
Quorum Federal Credit Union	Conventional, HELOC	1 +7 HELOCs	0%	50%	$185,000
Goodleap, LLC	Conventional, HELOC	1 +1 HELOCs	0%	33.3%	$425,000
Washington Trust Bank A+5.0 ★Texas Ratio: 4.63%	Conventional, Jumbo, HELOC	1 +1 HELOCs	0%	100%	$1,005,000	View
Kinecta Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0%	100%	$645,000
Arc Home LLC	Conventional	1	0%	100%	$335,000
Genisys Credit Union	Conventional, Jumbo	1	0%	100%	$855,000
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional	1	0%	50%	$265,000	View
Bny Mellon, N.A. A+5.0 ★Texas Ratio: 0.37%	Conventional	1	0%	100%	$805,000	View
Old National Bank A+5.0 ★Texas Ratio: 4.98%	Conventional	1	0%	100%	$425,000	View
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0%	100%	$1,065,000	View
Luminate Bank A5.0 ★Texas Ratio: 11.06%	Conventional	1	0%	100%	$455,000	View
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0%	100%	$805,000	View
Capital Educators Fed CU	Conventional	1	0%	100%	$505,000
North American Savings Bank A+5.0 ★Texas Ratio: 4.31%	Conventional	1	0%	100%	$795,000	View
Farmers Insurance Federal Credit Union	Conventional	1	0%	100%	$75,000
NOVA Financial & Investment Corporation	Conventional	1	0%	100%	$355,000
Watermark Capital, Inc.	Conventional	1	0%	100%	$315,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	1	0%	100%	$955,000	View
AmeriHome Mortgage Company, LLC	Conventional	1	0%	100%	$275,000
Triad Financial Services, Inc. B4.5 ★Texas Ratio: 21.05%	Conventional	1	0%	66.7%	$115,000	View
Advancial Federal Credit Union	Conventional	1	0%	100%	$285,000
Granite Bank A5.0 ★Texas Ratio: 13.85%	FHA	1	0%	100%	$595,000	View
Deephaven Mortgage LLC	Conventional	1	0%	50%	$365,000
Farmers Bank & Trust A+5.0 ★Texas Ratio: 0.65%	Conventional	1	0%	100%	$605,000	View
Home Mortgage Alliance Corp (Hmac)	Conventional	1	0%	100%	$145,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0%	100%	$685,000	View
Bell Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0%	100%	$325,000	View
Discover Bank	Conventional	1	0%	16.7%	$75,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 5.17%	Conventional	1	0%	66.7%	$625,000	View
Evo Home Loans, LLC dba Epiq Lending	VA	1	0%	100%	$165,000
Click n' Close, Inc.	FHA	1	0%	100%	$605,000
LoanFlight Lending, LLC.	VA	1	0%	100%	$645,000
VanDyk Mortgage Corporation	FHA	1	0%	100%	$255,000
Union Home Mortgage Corp.	Conventional	1	0%	100%	$585,000
West Gate Bank A+5.0 ★Texas Ratio: 1.69%	Conventional	1	0%	100%	$315,000	View
Strong Home Mortgage, LLC	Conventional	1	0%	100%	$425,000
Mortgage Express	Conventional	1	0%	100%	$205,000
Cardinal Financial Company, Li	Conventional, Jumbo	1	0%	100%	$1,205,000
Churchill Mortgage Corporation	Conventional	1	0%	100%	$215,000
Starboard Financial Management, LLC	Conventional	1	0%	100%	$195,000
T2 Financial LLC	Conventional	1	0%	100%	$415,000
Ardri LLC	Conventional	1	0%	100%	$655,000
Willamette Valley Bank A+5.0 ★Texas Ratio: 0.89%	Conventional	1	0%	100%	$415,000	View
Logan Finance Corporation	Conventional, Jumbo	1	0%	100%	$1,005,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0%	100%	$355,000	View
First United Bank and Trust Co A5.0 ★Texas Ratio: 10.43%	Conventional	1	0%	100%	$465,000	View
Summit Funding.Inc	Conventional	1	0%	100%	$305,000
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	1	0%	50%	$105,000	View
Lower, LLC	Conventional	1	0%	100%	$505,000
RBC Bank (Georgia), N.A.	Conventional	1	0%	100%	$235,000
Nuvision Federal Credit Union	Conventional	1	0%	100%	$355,000
Eagle Bank and Trust Company A+5.0 ★Texas Ratio: 1.39%	Conventional	1	0%	100%	$595,000	View
DHI Mortgage Company, LTD.	Conventional	1	0%	100%	$495,000
First Technology Federal Credit Union	Conventional	1	0%	100%	$215,000
Plaza Home Mortgage, Inc	Conventional	1	0%	50%	$465,000
Top Flite Financial, Inc.	Conventional	1	0%	100%	$245,000
JMAC Lending, Inc.	FHA	1	0%	100%	$605,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +9 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +5 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Wings Financial Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Angel Oak Mortgage Solutions LLC	HELOC	0 +1 HELOCs	0%	0%

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

St. George Mortgage Rate Trends

Daily average mortgage rates for Utah compared with the national average, updated every evening.

30-Year Fixed UT Avg

7.379%

▲ 0.090 vs 7 days ago

15-Year Fixed UT Avg

6.781%

▲ 0.027 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in St. George, Utah

Looking for mortgage lenders near me or mortgage brokers near me in St. George? The list below shows the banks, credit unions and mortgage brokers that closed home loans in St. George in 2025, with lenders based there listed first.

Types of Mortgage Lenders in St. George, UT

Use these to narrow the list above. Each category shows how many St. George, UT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 113 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 53 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 49 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 42 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 56 lenders. Loans above the conforming limit for higher priced homes Local lenders based in UT 32 lenders headquartered in Utah, the closest thing to a mortgage lender near you

Who Lends in St. George, UT

Independent mortgage companies closed 79.5 percent of home loans in St. George, Utah in 2025, banks 7.4 percent and credit unions 13.1 percent. Belem Servicing, LLC dba Patriot Home Mortgage was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 124 loans.

79.5%

Mortgage companies

7.4%

Banks

13.1%

Credit unions

14%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.

More Utah Mortgage Lender Pages

All Utah lenders 431 lenders Eagle Mountain 142 lenders West Jordan 160 lenders Salt Lake City 193 lenders Lehi 157 lenders West Valley City 137 lenders South Jordan 155 lenders Herriman 149 lenders Ogden 145 lenders Sandy 157 lenders Tooele 123 lenders Saratoga Springs 127 lenders Spanish Fork 106 lenders

Frequently Asked Questions About Mortgage Lenders in St. George, UT

Who is the largest mortgage lender in St. George, UT?

By home loans closed in 2025, Mountain America Federal Credit Union was the largest mortgage lender in St. George, Utah with 124 loans, about 5.1 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in St. George, UT have the highest approval rates?

Among lenders with meaningful volume in St. George, Utah, Belem Servicing, LLC dba Patriot Home Mortgage approved the highest share of completed applications in 2025 at 100 percent, against a 87.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which St. George, UT mortgage lenders offer FHA, VA and USDA loans?

49 lenders closed FHA loans in St. George, Utah in 2025, led by Guild Mortgage Company with 78. 42 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this St. George, UT lender list?

Yes. 53 banks and 30 credit unions closed home loans in St. George, Utah in 2025, alongside 113 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in St. George, UT ranked on this page?

Lenders are ranked only by the number of home loans they closed in St. George, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in St. George, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up St. George. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.