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Mortgage Lenders and Brokers in West Valley City, Utah

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

West Valley City, Utah mortgage lenders include Deseret First Credit UnionDeseret First Credit Union3999 W Parkway Blvd, West Valley City, UT 84120A5.0 ★Texas Ratio: 6.76%, Keybank National AssociationKeybank National Association717 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 4.81%, Wells Fargo Bank NAWells Fargo Bank NA3691 S 2700 W, West Valley City, UT 84119A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA2662 S High Commons Way, West Valley City, UT 84120A+5.0 ★Texas Ratio: 4.14%, America First Federal Credit UnionAmerica First Federal Credit Union5675 W 6200 S, West Valley City, UT 84118A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union2958 S 5600 W, West Valley City, UT 84120 1310A5.0 ★Texas Ratio: 9.78%, Cyprus Federal Credit UnionCyprus Federal Credit Union3432 W 3500 S, West Valley City, UT 84119A+5.0 ★Texas Ratio: 2.73%, Granite Federal Credit UnionGranite Federal Credit Union6799 S 900 E, Midvale, UT 84047 1436A5.0 ★Texas Ratio: 13.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.2950 W 3500 S, West Valley City, UT 84119A+5.0 ★Texas Ratio: 3.72%, and Canyon View Credit UnionCanyon View Credit Union2752 S Redwood Rd, West Valley City, UT 84119 2320A5.0 ★Texas Ratio: 10.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in West Valley City, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in West Valley City are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in West Valley City, Utah

Market share is the lender's share of all home loans closed in West Valley City, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Deseret First Credit Union 3999 W Parkway Blvd, West Valley City, UT 84120 A5.0 ★Texas Ratio: 6.76%	Conventional, HELOC	7 +8 HELOCs	0.4%	77.8%	$122,142	View
Keybank National Association 1 office in West Valley City 717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81%	Conventional	4	0.2%	44.4%	$250,000	View
Wells Fargo Bank NA 1 office in West Valley City 3691 S 2700 W, West Valley City, UT 84119 A+5.0 ★Texas Ratio: 5.36%	Conventional	4	0.2%	100%	$137,500	View
Bank of America NA 2 offices in West Valley City 2662 S High Commons Way, West Valley City, UT 84120 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	2 +1 HELOCs	0.1%	100%	$375,000	View
America First Federal Credit Union 5675 W 6200 S, West Valley City, UT 84118 A5.0 ★Texas Ratio: 8.33%	Conventional, Jumbo, HELOC	190 +196 HELOCs	9.5%	73.8%	$102,842	View
Mountain America Federal Credit Union 2958 S 5600 W, West Valley City, UT 84120 1310 A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, HELOC	124 +97 HELOCs	6.2%	48.1%	$235,161	View
Cyprus Federal Credit Union 3432 W 3500 S, West Valley City, UT 84119 A+5.0 ★Texas Ratio: 2.73%	Conventional, FHA, VA, HELOC	39 +75 HELOCs	2%	81.2%	$229,871	View
Granite Federal Credit Union 6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85%	Conventional, HELOC	15 +11 HELOCs	0.8%	93.8%	$188,333	View
Zions Bancorporation, N.A. 2950 W 3500 S, West Valley City, UT 84119 A+5.0 ★Texas Ratio: 3.72%	Conventional, HELOC	12 +15 HELOCs	0.6%	89.3%	$410,833	View
Canyon View Credit Union 2752 S Redwood Rd, West Valley City, UT 84119 2320 A5.0 ★Texas Ratio: 10.63%	Conventional, HELOC	11 +27 HELOCs	0.6%	78.6%	$138,636	View
US Bank, N.A. 278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85%	Conventional, HELOC	10 +6 HELOCs	0.5%	45.8%	$195,000	View
Goldenwest Federal Credit Union 13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69%	Conventional, HELOC	9 +13 HELOCs	0.5%	66.7%	$261,666	View
JPMorgan Chase Bank, NA 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68%	Conventional, HELOC	6 +1 HELOCs	0.3%	100%	$296,666	View
Bank of Utah 100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71%	Conventional, FHA	4	0.2%	80%	$195,000	View
Jordan Credit Union 407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93%	Conventional	3	0.2%	100%	$355,000	View
American United FCU 5688 W Parkway Blvd, West Valley City, UT 84128 A5.0 ★Texas Ratio: 7.55%	Conventional, HELOC	2 +6 HELOCs	0.1%	100%	$95,000	View
Utah Power Credit Union 100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98%	Conventional	2	0.1%	100%	$45,000	View
Utah Community Credit Union 196 N West State Rd, American Fork, UT 84003	FHA, HELOC	1 +3 HELOCs	0.1%	50%	$505,000
Banterra Bank 6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32%	Conventional	1	0.1%	100%	$525,000	View
Cache Valley Bank 105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59%	Conventional	1	0.1%	100%	$355,000	View
D. L. Evans Bank 101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0.1%	100%	$225,000	View
Utah First Credit Union 616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01%	HELOC	0 +22 HELOCs	0%	n/a		View
NBH Bank 580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90%	HELOC	0 +1 HELOCs	0%	n/a		View
Washington Federal 1207 E Draper Pkwy, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.48%	HELOC	0 +1 HELOCs	0%	n/a		View
Glacier Bank 113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87%	HELOC	0 +1 HELOCs	0%	n/a		View
Intercap Lending Inc	Conventional, FHA, VA	121	6.1%	98.6%	$319,462
Securitynational Mortgage Company	Conventional, FHA	98	4.9%	86.7%	$276,938
RANLife, Inc.	Conventional, FHA	54	2.7%	100%	$312,592
First Colony Mortgage Corporat	Conventional, FHA, VA	49	2.5%	98%	$305,408
Canopy Mortgage, LLC	Conventional, FHA	12	0.6%	92.3%	$310,833
My Move Mortgage, LLC	Conventional, FHA	12	0.6%	100%	$370,000
Primary Residential Mortgage, INC.	Conventional, FHA	10	0.5%	100%	$320,000
Veritas Funding, LLC	Conventional, FHA	9	0.5%	100%	$411,666
Direct Rate Home Loans, Inc	Conventional, FHA	7	0.4%	100%	$415,000
Security Home Mortgage	Conventional, FHA	6	0.3%	100%	$363,333
Utah Mortgage Loan Corporation	Conventional, FHA	4	0.2%	100%	$250,000
Direct Mortgage Corp	Conventional, FHA	2	0.1%	66.7%	$180,000
United Wholesale Mortgage	Conventional, FHA, VA, HELOC	240 +8 HELOCs	12.1%	87.7%	$393,916
Rocket Mortgage	Conventional, FHA, VA, Jumbo	173	8.7%	83%	$320,780
Kind Lending, LLC	Conventional, FHA, VA	67	3.4%	81.7%	$394,402
Guild Mortgage Company A-5.0 ★Texas Ratio: 14.58%	Conventional, FHA, VA	46	2.3%	98%	$364,347	View
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA	44	2.2%	97.8%	$268,181	View
Nationstar Mortgage	Conventional, FHA, VA	43	2.2%	84.6%	$177,093
21St Mortgage	Conventional	34	1.7%	40%	$94,117
The Loan Store, Inc	Conventional, FHA, HELOC	33 +3 HELOCs	1.7%	80.9%	$383,181
loanDepot.com LLC	Conventional, FHA, VA	29	1.5%	76.3%	$268,448
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 1.38%	Conventional, FHA, VA, Jumbo	27	1.4%	94.1%	$372,037	View
Pennymac Loan Services LLC	Conventional, FHA, VA	25	1.3%	66.7%	$288,200
Chartway FCU	Conventional, HELOC	21 +9 HELOCs	1.1%	91.3%	$430,714
CrossCountry Mortgage, LLC	Conventional, FHA, VA, HELOC	18 +3 HELOCs	0.9%	90%	$391,666
Fairway Independent Mort Corp	Conventional, FHA, HELOC	18 +1 HELOCs	0.9%	100%	$383,333
Newrez LLC	Conventional, FHA, VA	17	0.9%	52.6%	$253,823
American Pacific Mortgage Corporation	Conventional, FHA	16	0.8%	76.2%	$359,375
Alameda Mortgage Corporation	Conventional, FHA	15	0.8%	100%	$337,000
Triad Financial Services, Inc. B4.5 ★Texas Ratio: 21.05%	Conventional	15	0.8%	63.5%	$95,666	View
Paramount Residential Mortgage	Conventional, FHA, VA	14	0.7%	100%	$347,142
New American Funding, LLC.	Conventional, FHA, HELOC	13 +6 HELOCs	0.7%	68.4%	$294,230
Guaranteed Rate, Inc.	Conventional, FHA, HELOC	12 +1 HELOCs	0.6%	87.5%	$405,000
Provident Funding Associates	Conventional	10	0.5%	90.9%	$392,000
Discover Bank	Conventional	8	0.4%	40.9%	$83,750
American Financial Resources LLC	Conventional, FHA, VA	7	0.4%	100%	$362,142
Amerisave Mortgage Company	Conventional, FHA	7	0.4%	36.4%	$227,857
Mortgage Research Center	VA	7	0.4%	50%	$425,000
Better Mortgage Corporation	Conventional, FHA	7	0.4%	87.5%	$329,285
Ark-La-Tex Financial Services LLC	Conventional, FHA	7	0.4%	77.8%	$267,857
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	6 +13 HELOCs	0.3%	75%	$115,000
All Credit Considered Mortgage, Inc.	Conventional	6	0.3%	100%	$336,666
Gardner Financial Services	Conventional, FHA	6	0.3%	100%	$336,666
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	6	0.3%	85.7%	$120,000	View
Sun American Mortgage Company	Conventional, FHA, VA	5	0.3%	100%	$295,000
Devon Bank B+4.0 ★Texas Ratio: 2.09%	Conventional	5	0.3%	100%	$439,000	View
Equity Prime Mortgage LLC	FHA, VA	5	0.3%	83.3%	$419,000
Network Funding, L.P.	Conventional, FHA	5	0.3%	100%	$209,000
American Financing Corporation	Conventional, FHA	5	0.3%	60%	$255,000
Vanderbilt Mortgage and Finance, Inc	Conventional	5	0.3%	30%	$67,000
Carrington Mortgage Services LLC	Conventional, FHA, VA	5	0.3%	40%	$213,000
Plaza Home Mortgage, Inc	Conventional, FHA	5	0.3%	77.8%	$407,000
Spring Eq, LLC	Conventional, HELOC	4 +4 HELOCs	0.2%	20%	$82,500
Goodleap, LLC	Conventional, FHA, HELOC	4 +2 HELOCs	0.2%	62.5%	$247,500
Guaranteed Rate Affinity, LLC	Conventional, FHA	4	0.2%	66.7%	$310,000
Gold Star Mortgage Financial Group, Corporation	FHA	4	0.2%	83.3%	$452,500
Lakeview Loan Servicing, LLC	Conventional, FHA	4	0.2%	38.5%	$192,500
MortgageOne, Inc	FHA	4	0.2%	100%	$377,500
PHH Mortgage Corporation	Conventional, VA	4	0.2%	80%	$342,500
VanDyk Mortgage Corporation	Conventional, FHA	4	0.2%	100%	$362,500
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	FHA, VA	4	0.2%	100%	$345,000	View
JMAC Lending, Inc.	Conventional, FHA	4	0.2%	100%	$535,000
Cmg Mortgage Inc	Conventional, HELOC	3 +2 HELOCs	0.2%	100%	$435,000
AmeriHome Mortgage Company, LLC	FHA	3	0.2%	75%	$351,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	3	0.2%	100%	$251,666	View
Hometown Equity Mortgage, LLC	Conventional, FHA	3	0.2%	75%	$355,000
Priority Home Mortgage, L.P.	Conventional, FHA	3	0.2%	100%	$425,000
Zillow Home Loans, LLC	Conventional, FHA	3	0.2%	100%	$441,666
Lower, LLC	Conventional, FHA	3	0.2%	100%	$368,333
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	3	0.2%	75%	$378,333	View
Village Capital & Investment	VA	3	0.2%	100%	$295,000
Premier Mortgage Resources, LLC	Conventional, FHA	2	0.1%	100%	$255,000
Primelending	Conventional, VA	2	0.1%	100%	$395,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.1%	100%	$480,000	View
Resicentral LLC	Conventional	2	0.1%	66.7%	$375,000
American Financial Network, Inc.	Conventional, FHA	2	0.1%	28.6%	$510,000
City Lending Inc.	Conventional, FHA	2	0.1%	100%	$210,000
AmWest Funding Corp	Conventional, FHA	2	0.1%	66.7%	$260,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional	2	0.1%	100%	$310,000	View
First National Bank of America B-4.3 ★Texas Ratio: 23.12%	Conventional	2	0.1%	100%	$415,000	View
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$85,000	View
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	FHA, HELOC	1 +1 HELOCs	0.1%	100%	$465,000	View
Navy Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	33.3%	$65,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$355,000	View
Cornerstone First Mortgage, LLC	Conventional	1	0.1%	100%	$505,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional, Jumbo	1	0.1%	100%	$975,000	View
Sage Home Loans Corporation	Conventional	1	0.1%	100%	$705,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	FHA	1	0.1%	100%	$295,000	View
Nqm Funding, LLC	Conventional	1	0.1%	100%	$405,000
Success Mortgage Partners, Inc	Conventional	1	0.1%	100%	$405,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 5.17%	FHA	1	0.1%	100%	$425,000	View
Union Home Mortgage Corp.	Conventional	1	0.1%	100%	$625,000
Bay Equity LLC	Conventional	1	0.1%	100%	$295,000
Calcon Mutual Mortgage LLC	FHA	1	0.1%	100%	$395,000
Delta Community Credit Union	Conventional	1	0.1%	100%	$175,000
Cardinal Financial Company, Li	Conventional	1	0.1%	50%	$155,000
Stg Mortgage Inc	FHA	1	0.1%	50%	$445,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	VA	1	0.1%	100%	$635,000	View
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$405,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	VA	1	0.1%	100%	$485,000	View
Franklin Loan Corporation	FHA	1	0.1%	100%	$385,000
T2 Financial LLC	Conventional	1	0.1%	100%	$335,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$415,000
Sierra Pacific Mortgage Co. Inc	Conventional	1	0.1%	50%	$205,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	VA	1	0.1%	100%	$455,000	View
Mission Loans, LLC	Conventional	1	0.1%	50%	$185,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$745,000	View
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$515,000
Mortgage Solutions of Colorado	FHA	1	0.1%	100%	$395,000
Genway Home Mortgage, Inc.	FHA	1	0.1%	33.3%	$425,000
Truist Bank ★ 1 stars, 1 review A+5.0 ★Texas Ratio: 2.87%	Conventional	1	0.1%	100%	$215,000	View
Nexera Holding LLC	Conventional	1	0.1%	50%	$435,000
Leaderone Financial Corp.	VA	1	0.1%	100%	$255,000
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional	1	0.1%	100%	$215,000	View
Cake Mortgage Corp.	Conventional	1	0.1%	50%	$335,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$545,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +11 HELOCs	0%	n/a		View
Figure Lending LLC	HELOC	0 +7 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +3 HELOCs	0%	n/a
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

West Valley City Mortgage Rate Trends

Daily average mortgage rates for Utah compared with the national average, updated every evening.

30-Year Fixed UT Avg

7.379%

▲ 0.090 vs 7 days ago

15-Year Fixed UT Avg

6.781%

▲ 0.027 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in West Valley City, Utah

Looking for mortgage lenders near me or mortgage brokers near me in West Valley City? The list below shows the banks, credit unions and mortgage brokers that closed home loans in West Valley City in 2025, with lenders based there listed first.

Types of Mortgage Lenders in West Valley City, UT

Use these to narrow the list above. Each category shows how many West Valley City, UT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 94 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 35 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 19 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 73 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 29 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 4 lenders. Loans above the conforming limit for higher priced homes Local lenders based in UT 26 lenders headquartered in Utah, the closest thing to a mortgage lender near you

Who Lends in West Valley City, UT

Independent mortgage companies closed 71.4 percent of home loans in West Valley City, Utah in 2025, banks 6.9 percent and credit unions 21.7 percent. Intercap Lending Inc was the largest mortgage company, Keybank National Association the largest bank and Deseret First Credit Union the largest credit union. Among lenders headquartered in Utah, Deseret First Credit Union led with 7 loans.

71.4%

Mortgage companies

6.9%

Banks

21.7%

Credit unions

26%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.

More Utah Mortgage Lender Pages

All Utah lenders 431 lenders Eagle Mountain 142 lenders West Jordan 160 lenders Salt Lake City 193 lenders St. George 187 lenders Lehi 157 lenders South Jordan 155 lenders Herriman 149 lenders Ogden 145 lenders Sandy 157 lenders Tooele 123 lenders Saratoga Springs 127 lenders Spanish Fork 106 lenders

Frequently Asked Questions About Mortgage Lenders in West Valley City, UT

Who is the largest mortgage lender in West Valley City, UT?

By home loans closed in 2025, Deseret First Credit Union was the largest mortgage lender in West Valley City, Utah with 7 loans, about 0.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in West Valley City, UT have the highest approval rates?

Among lenders with meaningful volume in West Valley City, Utah, RANLife, Inc. approved the highest share of completed applications in 2025 at 100 percent, against a 76.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which West Valley City, UT mortgage lenders offer FHA, VA and USDA loans?

73 lenders closed FHA loans in West Valley City, Utah in 2025, led by United Wholesale Mortgage with 82. 29 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this West Valley City, UT lender list?

Yes. 35 banks and 19 credit unions closed home loans in West Valley City, Utah in 2025, alongside 94 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in West Valley City, UT ranked on this page?

Lenders are ranked only by the number of home loans they closed in West Valley City, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in West Valley City, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up West Valley City. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.