☰

Survey Results We asked readers after the Fed’s Sept. 16 hike: 50% of homeowners have a mortgage rate under 4%. See the full results

Home / Mortgage Lenders / Utah / Herriman

iAdvertiser Disclosure

Mortgage Lenders and Brokers in Herriman, Utah

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

Herriman, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.5048 W Herriman Boulevard, Herriman, UT 84096A+5.0 ★Texas Ratio: 3.72%, America First Federal Credit UnionAmerica First Federal Credit Union5438 W 13400 S, Herriman, UT 84096A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union13389 S Rosecrest Rd, Herriman, UT 84096 4501A5.0 ★Texas Ratio: 9.78%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union5573 W 13400 S, Herriman, UT 84096A+5.0 ★Texas Ratio: 2.69%, Jordan Credit UnionJordan Credit Union407 E 12300 S, Draper, UT 84020A+5.0 ★Texas Ratio: 1.93%, US Bank, N.A.US Bank, N.A.5560 W 13400 S, Herriman, UT 84096A+5.0 ★Texas Ratio: 2.85%, and Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in Herriman, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Herriman are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in Herriman, Utah

Market share is the lender's share of all home loans closed in Herriman, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
Zions Bancorporation, N.A. 1 office in Herriman 5048 W Herriman Boulevard, Herriman, UT 84096 A+5.0 ★Texas Ratio: 3.72%	Conventional, FHA, HELOC	5 +10 HELOCs	0.3%	62.5%	$369,000	View
America First Federal Credit Union 5438 W 13400 S, Herriman, UT 84096 A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	99 +170 HELOCs	5.4%	80.1%	$103,080	View
Mountain America Federal Credit Union 13389 S Rosecrest Rd, Herriman, UT 84096 4501 A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, VA, HELOC	84 +123 HELOCs	4.6%	65.6%	$232,380	View
Cyprus Federal Credit Union 221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73%	Conventional, FHA, HELOC	17 +48 HELOCs	0.9%	85%	$185,000	View
Canyon View Credit Union 1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63%	Conventional, HELOC	14 +24 HELOCs	0.8%	82.4%	$201,428	View
Deseret First Credit Union 260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76%	Conventional, HELOC	12 +9 HELOCs	0.7%	92.3%	$224,166	View
Goldenwest Federal Credit Union 5573 W 13400 S, Herriman, UT 84096 A+5.0 ★Texas Ratio: 2.69%	Conventional, Jumbo, HELOC	8 +50 HELOCs	0.4%	83.3%	$235,000	View
Jordan Credit Union 407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93%	Conventional	7	0.4%	100%	$397,857	View
US Bank, N.A. 5560 W 13400 S, Herriman, UT 84096 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	6 +6 HELOCs	0.3%	54.5%	$800,000	View
Bank of Utah 100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71%	Conventional, Jumbo	5	0.3%	100%	$447,000	View
JPMorgan Chase Bank, NA 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	4 +1 HELOCs	0.2%	66.7%	$497,500	View
Cache Valley Bank 105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59%	Conventional, Jumbo	3	0.2%	100%	$731,666	View
Granite Federal Credit Union 6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85%	Conventional, HELOC	2 +1 HELOCs	0.1%	50%	$50,000	View
MidFirst Bank 10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	2	0.1%	100%	$920,000	View
NBH Bank 580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90%	Conventional, Jumbo	2	0.1%	100%	$875,000	View
Alpine Credit Union 375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38%	Conventional	2	0.1%	100%	$380,000	View
Utah Power Credit Union 100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98%	Conventional	2	0.1%	100%	$390,000	View
Wells Fargo Bank NA 797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36%	Conventional, Jumbo	2	0.1%	66.7%	$780,000	View
Central Bank 175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94%	Conventional, Jumbo	2	0.1%	100%	$1,210,000	View
Utah First Credit Union 616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01%	Conventional, HELOC	1 +50 HELOCs	0.1%	100%	$365,000	View
Bank of America NA 496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	1 +2 HELOCs	0.1%	100%	$325,000	View
Glacier Bank 113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87%	Conventional	1	0.1%	100%	$385,000	View
Utah Community Credit Union 13372 S ROSECREST RD, HERRIMAN, UT 84096 4501	HELOC	0 +24 HELOCs	0%	n/a
BMO Harris Bank NA 683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54%	HELOC	0 +2 HELOCs	0%	n/a		View
State Bank of Southern Utah 1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27%	HELOC	0 +1 HELOCs	0%	n/a		View
First Colony Mortgage Corporat	Conventional, FHA, VA, Jumbo	227	12.3%	97.1%	$449,008
Intercap Lending Inc	Conventional, FHA, VA, Jumbo	80	4.3%	100%	$478,000
Securitynational Mortgage Company	Conventional, FHA, VA	64	3.5%	90.1%	$453,593
My Move Mortgage, LLC	Conventional, FHA, VA	47	2.5%	100%	$487,127
RANLife, Inc.	Conventional, FHA, VA, Jumbo	24	1.3%	96%	$392,916
Primary Residential Mortgage, INC.	Conventional, FHA, VA	11	0.6%	91.7%	$450,454
Veritas Funding, LLC	Conventional, FHA, VA, Jumbo	11	0.6%	92.3%	$512,272
Canopy Mortgage, LLC	Conventional, VA, Jumbo	10	0.5%	100%	$569,000
Direct Rate Home Loans, Inc	Conventional, VA	9	0.5%	90%	$427,222
Security Home Mortgage	Conventional	2	0.1%	100%	$565,000
Belem Servicing, LLC dba Patriot Home Mortgage	Conventional	2	0.1%	100%	$460,000
Utah Mortgage Loan Corporation	Conventional	2	0.1%	100%	$320,000
Castle & Cooke Mortgage, LLC	Conventional	1	0.1%	100%	$395,000
Horizon Utah Fed Credit Union	HELOC	0 +1 HELOCs	0%	n/a
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	238 +12 HELOCs	12.9%	94.9%	$530,000
Rocket Mortgage	Conventional, FHA, VA, Jumbo	166	9%	89.4%	$480,903
Kind Lending, LLC	Conventional, FHA, VA, Jumbo, HELOC	57 +1 HELOCs	3.1%	77.3%	$521,140
Guild Mortgage Company A-5.0 ★Texas Ratio: 14.58%	Conventional, FHA, VA, Jumbo	49	2.7%	100%	$472,755	View
The Loan Store, Inc	Conventional, FHA, VA, Jumbo, HELOC	48 +4 HELOCs	2.6%	96.4%	$527,916
Pennymac Loan Services LLC	Conventional, FHA, VA, Jumbo	36	2%	88.1%	$347,222
Homeamerican Mortgage Corporation	Conventional, FHA, VA, Jumbo	31	1.7%	97.4%	$693,709
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 1.38%	Conventional, FHA, VA, Jumbo	30	1.6%	97%	$490,000	View
Fairway Independent Mort Corp	Conventional, FHA, VA	27	1.5%	93.1%	$416,481
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo, HELOC	22 +1 HELOCs	1.2%	95.8%	$519,545
Nationstar Mortgage	Conventional, FHA	18	1%	78.3%	$135,000
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	18	1%	100%	$477,777	View
Alameda Mortgage Corporation	Conventional, FHA	16	0.9%	100%	$298,750
Newrez LLC	Conventional, FHA, VA, Jumbo	16	0.9%	64%	$378,750
loanDepot.com LLC	Conventional, FHA, VA	16	0.9%	88.9%	$390,000
Provident Funding Associates	Conventional	14	0.8%	82.4%	$617,857
Guaranteed Rate, Inc.	Conventional, FHA, Jumbo, HELOC	12 +2 HELOCs	0.7%	80%	$552,500
AmWest Funding Corp	Conventional, FHA, VA, HELOC	12 +1 HELOCs	0.7%	100%	$450,833
Cmg Mortgage Inc	Conventional, FHA, USDA, HELOC	11 +1 HELOCs	0.6%	100%	$456,818
Gardner Financial Services	Conventional	11	0.6%	91.7%	$532,272
New American Funding, LLC.	Conventional, FHA	11	0.6%	73.3%	$376,818
Spring Eq, LLC	Conventional, HELOC	9 +6 HELOCs	0.5%	52.4%	$152,777
Lakeview Loan Servicing, LLC	Conventional, FHA, VA	9	0.5%	43.8%	$309,444
Sierra Pacific Mortgage Co. Inc	Conventional	9	0.5%	100%	$500,555
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional	8	0.4%	80%	$176,250	View
Guaranteed Rate Affinity, LLC	Conventional, FHA	7	0.4%	87.5%	$435,000
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, HELOC	6 +11 HELOCs	0.3%	66.7%	$118,333
Paramount Residential Mortgage	Conventional, FHA, Jumbo	6	0.3%	75%	$715,000
Navy Federal Credit Union	Conventional, VA, HELOC	5 +2 HELOCs	0.3%	100%	$369,000
PHH Mortgage Corporation	Conventional, VA, Jumbo	5	0.3%	100%	$591,000
Discover Bank	Conventional	5	0.3%	29.4%	$115,000
Union Home Mortgage Corp.	Conventional	5	0.3%	100%	$613,000
T2 Financial LLC	Conventional	5	0.3%	100%	$583,000
American Pacific Mortgage Corporation	Conventional, FHA	5	0.3%	83.3%	$419,000
Mortgage Research Center	VA	5	0.3%	62.5%	$553,000
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, HELOC	4 +2 HELOCs	0.2%	100%	$570,000	View
Toll Brothers Mortgage Company	Conventional, Jumbo	4	0.2%	72.7%	$707,500
Amerisave Mortgage Company	Conventional, FHA	4	0.2%	45.5%	$400,000
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, Jumbo	4	0.2%	80%	$592,500	View
Cornerstone First Mortgage, LLC	Conventional	3	0.2%	100%	$218,333
Primelending	Conventional, FHA, VA, Jumbo	3	0.2%	100%	$651,666
Nbkc Bank	Conventional	3	0.2%	100%	$411,666
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	3	0.2%	100%	$325,000	View
American Financing Corporation	Conventional, FHA	3	0.2%	57.1%	$285,000
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA, Jumbo	3	0.2%	60%	$621,666	View
Planet Home Lending, LLC	FHA, VA	3	0.2%	60%	$428,333
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional	3	0.2%	75%	$501,666	View
Carrington Mortgage Services LLC	Conventional, FHA	3	0.2%	28.6%	$298,333
Ark-La-Tex Financial Services LLC	Conventional, VA, Jumbo	3	0.2%	60%	$688,333
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	Conventional	3	0.2%	100%	$511,666	View
Village Capital & Investment	FHA, VA, Jumbo	3	0.2%	76.9%	$608,333
Sage Home Loans Corporation	Conventional	2	0.1%	100%	$465,000
Envoy Mortgage, Ltd	Conventional	2	0.1%	100%	$360,000
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, Jumbo	2	0.1%	100%	$870,000	View
Generations Home Loans, LLC	Conventional	2	0.1%	100%	$505,000
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$795,000	View
Better Mortgage Corporation	Conventional	2	0.1%	40%	$485,000
RoundPoint Mortgage Servicing LLC	Conventional	2	0.1%	100%	$245,000
Zillow Home Loans, LLC	Conventional, VA	2	0.1%	100%	$590,000
Mutual of Omaha Mortgage	Conventional, FHA	2	0.1%	66.7%	$570,000
ClearEdge Lending LLC	Conventional	2	0.1%	100%	$710,000
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional	2	0.1%	100%	$635,000	View
Plaza Home Mortgage, Inc	Conventional, FHA	2	0.1%	66.7%	$410,000
Chartway FCU	Conventional, HELOC	1 +5 HELOCs	0.1%	50%	$185,000
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, HELOC	1 +5 HELOCs	0.1%	33.3%	$575,000	View
Quorum Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$65,000
Pentagon Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	50%	$565,000
Lower, LLC	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$465,000
First Technology Federal Credit Union	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$95,000
Genisys Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,035,000
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	FHA	1	0.1%	100%	$335,000	View
Verus A+5.0 ★Texas Ratio: 3.32%	Conventional, Jumbo	1	0.1%	50%	$1,095,000	View
Premia Mortgage, LLC	Conventional	1	0.1%	100%	$565,000
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$295,000
American Financial Resources LLC	Conventional	1	0.1%	100%	$345,000
Huntington National Bank A+5.0 ★Texas Ratio: 3.66%	Conventional	1	0.1%	100%	$635,000	View
Fundloans Capital	Conventional	1	0.1%	100%	$275,000
Gold Star Mortgage Financial Group, Corporation	FHA	1	0.1%	100%	$345,000
Everett Financial, Inc.	Conventional	1	0.1%	100%	$295,000
Farmers Insurance Federal Credit Union	Conventional	1	0.1%	100%	$255,000
NOVA Financial & Investment Corporation	Conventional	1	0.1%	100%	$445,000
Gateway First Bank B+4.8 ★Texas Ratio: 17.16%	VA, Jumbo	1	0.1%	100%	$865,000	View
Deephaven Mortgage LLC	Conventional	1	0.1%	100%	$205,000
Synergy One Lending, Inc.	Conventional	1	0.1%	50%	$805,000
Credit Union Mortgage Associat A+5.0 ★Texas Ratio: 3.45%	Conventional	1	0.1%	100%	$425,000	View
Network Funding, L.P.	Conventional	1	0.1%	100%	$415,000
New Wave Lending Group Inc	Conventional	1	0.1%	100%	$485,000
Flexpoint, Inc.	Conventional	1	0.1%	100%	$275,000
VanDyk Mortgage Corporation	Conventional	1	0.1%	100%	$575,000
SIRVA Mortgage, Inc.	Conventional	1	0.1%	100%	$525,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$255,000
Homeowners Financial Group, LLC	Conventional	1	0.1%	100%	$765,000
Delta Community Credit Union	Conventional	1	0.1%	50%	$525,000
Encompass Lending Group, L.P.	FHA	1	0.1%	100%	$545,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$805,000
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	1	0.1%	100%	$665,000	View
Franklin Loan Corporation	FHA	1	0.1%	100%	$245,000
Lendsure Mortgage Corp.	Conventional	1	0.1%	100%	$495,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional	1	0.1%	66.7%	$175,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	1	0.1%	50%	$475,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	1	0.1%	100%	$455,000	View
Mission Loans, LLC	Conventional	1	0.1%	100%	$65,000
University Bank A+5.0 ★Texas Ratio: 3.82%	Conventional	1	0.1%	100%	$355,000	View
Summit Funding.Inc	Conventional	1	0.1%	100%	$315,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$455,000
Nuvision Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$925,000
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	Conventional	1	0.1%	100%	$205,000	View
Angel Oak Mortgage Solutions LLC	Conventional, Jumbo	1	0.1%	100%	$955,000
Nexera Holding LLC	Conventional	1	0.1%	100%	$155,000
Mason-McDuffie Mortgage Corporation	Conventional	1	0.1%	100%	$445,000
Quontic Bank C+4.1 ★Texas Ratio: 25.91%	Conventional	1	0.1%	100%	$465,000	View
Luxury Mortgage Corp.	Conventional	1	0.1%	100%	$705,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$455,000
American Neighborhood Mortgage Acceptance Company	Conventional	1	0.1%	100%	$785,000
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +10 HELOCs	0%	n/a		View
Alliant Credit Union	HELOC	0 +5 HELOCs	0%	n/a
HomeBridge Financial Services, Inc	HELOC	0 +4 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Goodleap, LLC	HELOC	0 +1 HELOCs	0%	100%
Figure Lending LLC	HELOC	0 +1 HELOCs	0%	n/a
Connexus Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Savings Bank	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Gte Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

Herriman Mortgage Rate Trends

Daily average mortgage rates for Utah compared with the national average, updated every evening.

30-Year Fixed UT Avg

7.379%

▲ 0.090 vs 7 days ago

15-Year Fixed UT Avg

6.781%

▲ 0.027 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in Herriman, Utah

Looking for mortgage lenders near me or mortgage brokers near me in Herriman? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Herriman in 2025, with lenders based there listed first.

Types of Mortgage Lenders in Herriman, UT

Use these to narrow the list above. Each category shows how many Herriman, UT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 95 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 38 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 30 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 45 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 35 lenders. No down payment and no mortgage insurance for eligible veterans and service members USDA lenders 1 lenders. Zero down loans in eligible rural and suburban areas Jumbo lenders 40 lenders. Loans above the conforming limit for higher priced homes Local lenders based in UT 30 lenders headquartered in Utah, the closest thing to a mortgage lender near you

Who Lends in Herriman, UT

Independent mortgage companies closed 79.9 percent of home loans in Herriman, Utah in 2025, banks 5.5 percent and credit unions 14.6 percent. First Colony Mortgage Corporat was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 99 loans.

79.9%

Mortgage companies

5.5%

Banks

14.6%

Credit unions

17%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.

More Utah Mortgage Lender Pages

All Utah lenders 431 lenders Eagle Mountain 142 lenders West Jordan 160 lenders Salt Lake City 193 lenders St. George 187 lenders Lehi 157 lenders West Valley City 137 lenders South Jordan 155 lenders Ogden 145 lenders Sandy 157 lenders Tooele 123 lenders Saratoga Springs 127 lenders Spanish Fork 106 lenders

Frequently Asked Questions About Mortgage Lenders in Herriman, UT

Who is the largest mortgage lender in Herriman, UT?

By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Herriman, Utah with 5 loans, about 0.3 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 99 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in Herriman, UT have the highest approval rates?

Among lenders with meaningful volume in Herriman, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 100 percent, against a 86.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which Herriman, UT mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in Herriman, Utah in 2025, led by First Colony Mortgage Corporat with 69. 35 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this Herriman, UT lender list?

Yes. 38 banks and 30 credit unions closed home loans in Herriman, Utah in 2025, alongside 95 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in Herriman, UT ranked on this page?

Lenders are ranked only by the number of home loans they closed in Herriman, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Herriman, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Herriman. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.