Eagle Mountain, Utah mortgage lenders include Mountain America Federal Credit UnionMountain America Federal Credit Union1345 E Eagle Mountain Blvd, Eagle Mountain, UT 84005A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union4195 N Pony Express Pkwy, Eagle Mountain, UT 84005 1215A5.0 ★Texas Ratio: 8.33%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Alpine Credit UnionAlpine Credit Union8087 N Porters Crossing, Eagle Mountain, UT 84005A5.0 ★Texas Ratio: 6.38%, and Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Eagle Mountain, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Eagle Mountain are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Market share is the lender's share of all home loans closed in Eagle Mountain, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1345 E Eagle Mountain Blvd, Eagle Mountain, UT 84005 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, Jumbo, HELOC | 100 +106 HELOCs |
3.6% | 56.4% | $221,200 | View |
|
4195 N Pony Express Pkwy, Eagle Mountain, UT 84005 1215 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 95 +146 HELOCs |
3.4% | 73.3% | $103,842 | View |
|
221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, FHA, VA, Jumbo, HELOC | 22 +33 HELOCs |
0.8% | 81.5% | $355,909 | View |
|
260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 9 +5 HELOCs |
0.3% | 90% | $325,000 | View |
|
278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 8 +3 HELOCs |
0.3% | 72.7% | $298,750 | View |
|
13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, HELOC | 7 +25 HELOCs |
0.3% | 90.9% | $323,571 | View |
|
606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 7 +9 HELOCs |
0.3% | 76.5% | $417,857 | View |
|
510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 6 +1 HELOCs |
0.2% | 60% | $563,333 | View |
|
8087 N Porters Crossing, Eagle Mountain, UT 84005 A5.0 ★Texas Ratio: 6.38% |
Conventional | 6 | 0.2% | 100% | $131,666 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional, HELOC | 5 +53 HELOCs |
0.2% | 100% | $399,000 | |
|
3535 E Ranches Pkwy Ste A, Eagle Mountain, UT 84005 5463 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 4 +18 HELOCs |
0.1% | 66.7% | $212,500 | View |
|
100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 3 | 0.1% | 100% | $561,666 | View |
|
6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 2 +3 HELOCs |
0.1% | 66.7% | $420,000 | View |
|
113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional, FHA, HELOC | 2 +2 HELOCs |
0.1% | 100% | $210,000 | View |
|
175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.1% | 100% | $520,000 | View |
|
458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 0% | 50% | $375,000 | View |
|
580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0% | 100% | $425,000 | View |
|
100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 0% | 100% | $505,000 | View |
|
1207 E Draper Pkwy, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.48% |
Conventional | 1 | 0% | 100% | $315,000 | View |
|
407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0% | 100% | $25,000 | View |
|
101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0% | 100% | $405,000 | View |
|
616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +22 HELOCs |
0% | n/a | View | |
|
496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA | 326 | 11.8% | 98.5% | $412,760 | |
Intercap Lending Inc
|
Conventional, FHA, VA, Jumbo | 138 | 5% | 98.6% | $393,478 | |
Securitynational Mortgage Company
|
Conventional, FHA, VA | 124 | 4.5% | 93.9% | $313,790 | |
My Move Mortgage, LLC
|
Conventional, FHA, VA | 84 | 3% | 100% | $436,547 | |
Security Home Mortgage
|
Conventional, FHA, VA, Jumbo | 42 | 1.5% | 100% | $485,952 | |
RANLife, Inc.
|
Conventional, FHA, VA | 39 | 1.4% | 100% | $384,487 | |
Veritas Funding, LLC
|
Conventional, FHA | 23 | 0.8% | 95.8% | $380,652 | |
Direct Rate Home Loans, Inc
|
Conventional, FHA, VA | 19 | 0.7% | 100% | $456,052 | |
Canopy Mortgage, LLC
|
Conventional, FHA | 15 | 0.5% | 88.2% | $444,333 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA | 9 | 0.3% | 100% | $277,222 | |
Utah Mortgage Loan Corporation
|
Conventional, FHA | 3 | 0.1% | 100% | $265,000 | |
Castle & Cooke Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $375,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, Jumbo, HELOC | 295 +8 HELOCs |
10.7% | 90.6% | $474,661 | |
Lennar Mortgage, LLC
|
Conventional, FHA, VA | 151 | 5.5% | 87.8% | $428,509 | |
|
A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 138 | 5% | 100% | $407,391 | View |
Rocket Mortgage
|
Conventional, FHA, VA, Jumbo | 132 | 4.8% | 85.4% | $396,060 | |
Kind Lending, LLC
|
Conventional, FHA, VA, USDA, Jumbo | 67 | 2.4% | 73.9% | $469,925 | |
loanDepot.com LLC
|
Conventional, FHA, VA, HELOC | 66 +1 HELOCs |
2.4% | 90.4% | $418,636 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 63 | 2.3% | 98.4% | $301,031 | View |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 56 | 2% | 88.1% | $362,142 | |
The Loan Store, Inc
|
Conventional, FHA, Jumbo, HELOC | 49 +6 HELOCs |
1.8% | 93.2% | $471,326 | |
|
A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA, HELOC | 49 +2 HELOCs |
1.8% | 92.6% | $436,224 | View |
DHI Mortgage Company, LTD.
|
Conventional, FHA, VA | 41 | 1.5% | 83.7% | $345,243 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 37 | 1.3% | 100% | $409,054 | |
Homeamerican Mortgage Corporation
|
Conventional, FHA, VA | 33 | 1.2% | 87.5% | $567,424 | |
Paramount Residential Mortgage
|
Conventional, FHA | 26 | 0.9% | 93.1% | $330,000 | |
Nationstar Mortgage
|
Conventional, FHA | 24 | 0.9% | 86.2% | $218,750 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 23 +1 HELOCs |
0.8% | 100% | $434,130 | |
Inspire Home Loans Inc.
|
Conventional, FHA, VA | 23 | 0.8% | 96% | $508,043 | |
|
A+5.0 ★Texas Ratio: 1.38% |
FHA, VA | 22 | 0.8% | 93.9% | $473,181 | View |
Spring Eq, LLC
|
Conventional, HELOC | 17 +5 HELOCs |
0.6% | 57.6% | $79,705 | |
Mortgage Research Center
|
VA | 16 | 0.6% | 69.6% | $462,500 | |
Alameda Mortgage Corporation
|
Conventional, FHA | 15 | 0.5% | 100% | $281,666 | |
Newrez LLC
|
Conventional, FHA, VA, Jumbo | 15 | 0.5% | 55.6% | $590,333 | |
Provident Funding Associates
|
Conventional | 15 | 0.5% | 88.2% | $467,666 | |
Guaranteed Rate, Inc.
|
Conventional, FHA, VA, HELOC | 14 +1 HELOCs |
0.5% | 87.5% | $325,714 | |
New American Funding, LLC.
|
Conventional, FHA, VA, Jumbo, HELOC | 11 +2 HELOCs |
0.4% | 100% | $447,727 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, Jumbo | 11 | 0.4% | 85.7% | $472,272 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 10 | 0.4% | 51.9% | $392,000 | |
Cmg Mortgage Inc
|
Conventional, FHA, VA | 10 | 0.4% | 100% | $485,000 | |
AmWest Funding Corp
|
Conventional, FHA, VA | 9 | 0.3% | 75% | $428,333 | |
Village Capital & Investment
|
FHA, VA | 9 | 0.3% | 76.9% | $557,222 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 8 +9 HELOCs |
0.3% | 81.8% | $172,500 | |
Toll Brothers Mortgage Company
|
Conventional, Jumbo | 8 | 0.3% | 93.8% | $693,750 | |
Planet Home Lending, LLC
|
Conventional, FHA, VA | 8 | 0.3% | 100% | $421,250 | |
Resicentral LLC
|
Conventional, FHA | 7 | 0.3% | 100% | $406,428 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 6 +3 HELOCs |
0.2% | 66.7% | $430,000 | |
|
A+5.0 ★Texas Ratio: 5.05% |
Conventional, FHA, Jumbo | 6 | 0.2% | 85.7% | $430,000 | View |
Gardner Financial Services
|
Conventional, FHA, VA | 6 | 0.2% | 100% | $450,000 | |
Better Mortgage Corporation
|
Conventional, FHA | 6 | 0.2% | 100% | $286,666 | |
Chartway FCU
|
Conventional, HELOC | 5 +2 HELOCs |
0.2% | 100% | $475,000 | |
Primelending
|
Conventional, FHA | 5 | 0.2% | 100% | $325,000 | |
Amerisave Mortgage Company
|
Conventional, VA | 5 | 0.2% | 70% | $179,000 | |
VanDyk Mortgage Corporation
|
Conventional, FHA | 5 | 0.2% | 100% | $367,000 | |
Encompass Lending Group, L.P.
|
Conventional, FHA | 5 | 0.2% | 100% | $291,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 5 | 0.2% | 100% | $429,000 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional | 5 | 0.2% | 100% | $201,000 | View |
Goodleap, LLC
|
Conventional, FHA, HELOC | 4 +2 HELOCs |
0.1% | 100% | $347,500 | |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 4 | 0.1% | 80% | $295,000 | |
PHH Mortgage Corporation
|
Conventional, FHA, VA | 4 | 0.1% | 80% | $472,500 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 4 | 0.1% | 100% | $472,500 | |
Lower, LLC
|
Conventional, FHA | 4 | 0.1% | 80% | $427,500 | |
Sun American Mortgage Company
|
Conventional, FHA | 3 | 0.1% | 100% | $305,000 | |
Gold Star Mortgage Financial Group, Corporation
|
Conventional, FHA | 3 | 0.1% | 75% | $441,666 | |
MortgageOne, Inc
|
FHA, VA | 3 | 0.1% | 100% | $471,666 | |
AmeriHome Mortgage Company, LLC
|
Conventional, FHA | 3 | 0.1% | 100% | $431,666 | |
HomeXpress Mortgage Corp.
|
Conventional, FHA, Jumbo | 3 | 0.1% | 60% | $661,666 | |
American Financing Corporation
|
Conventional, FHA | 3 | 0.1% | 25% | $468,333 | |
Union Home Mortgage Corp.
|
Conventional, FHA | 3 | 0.1% | 75% | $565,000 | |
Hometown Equity Mortgage, LLC
|
FHA | 3 | 0.1% | 60% | $431,666 | |
Pulte Mortgage LLC
|
Conventional, VA | 3 | 0.1% | 50% | $621,666 | |
Carrington Mortgage Services LLC
|
Conventional, FHA, VA | 3 | 0.1% | 44.4% | $381,666 | |
Plaza Home Mortgage, Inc
|
FHA, VA | 3 | 0.1% | 30% | $468,333 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.1% | 100% | $555,000 | |
Cornerstone First Mortgage, LLC
|
Conventional, FHA | 2 | 0.1% | 100% | $515,000 | |
American Financial Resources LLC
|
Conventional, FHA | 2 | 0.1% | 100% | $395,000 | |
Contour Mortgage Corporation
|
Conventional, FHA | 2 | 0.1% | 100% | $250,000 | |
Movement Mortgage, LLC
|
VA | 2 | 0.1% | 100% | $570,000 | |
American Financial Network, Inc.
|
Conventional, VA | 2 | 0.1% | 75% | $525,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 2 | 0.1% | 100% | $335,000 | View |
Evo Home Loans, LLC dba Epiq Lending
|
Conventional | 2 | 0.1% | 100% | $605,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
Conventional | 2 | 0.1% | 100% | $725,000 | View |
Nations Lending Corporation
|
Conventional | 2 | 0.1% | 100% | $520,000 | |
T2 Financial LLC
|
Conventional, FHA | 2 | 0.1% | 100% | $480,000 | |
|
A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.1% | 100% | $295,000 | View |
V.I.P. Mortgage, Inc.
|
Conventional | 2 | 0.1% | 100% | $355,000 | |
|
★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82% |
Conventional, FHA | 2 | 0.1% | 100% | $510,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA, HELOC | 1 +1 HELOCs |
0% | 50% | $625,000 | View |
|
A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0% | 100% | $565,000 | View |
|
A+5.0 ★Texas Ratio: 4.31% |
Conventional | 1 | 0% | 100% | $295,000 | View |
Envoy Mortgage, Ltd
|
Conventional | 1 | 0% | 100% | $405,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $295,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
VA | 1 | 0% | 100% | $585,000 | View |
Nbkc Bank
|
FHA | 1 | 0% | 100% | $315,000 | |
Equity Prime Mortgage LLC
|
FHA | 1 | 0% | 100% | $475,000 | |
|
D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0% | 100% | $485,000 | View |
Signature Federal Credit Union
|
Conventional | 1 | 0% | 100% | $185,000 | |
|
A+5.0 ★Texas Ratio: 5.29% |
Conventional, Jumbo | 1 | 0% | 100% | $905,000 | View |
|
B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0% | 100% | $345,000 | View |
Filo Mortgage, LLC
|
Conventional | 1 | 0% | 100% | $415,000 | |
Deephaven Mortgage LLC
|
Conventional | 1 | 0% | 50% | $545,000 | |
Clm Mortgage, Inc
|
Conventional | 1 | 0% | 100% | $325,000 | |
|
A+5.0 ★Texas Ratio: 0.59% |
Conventional | 1 | 0% | 100% | $145,000 | View |
|
A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0% | 100% | $345,000 | View |
Oceanside Mortgage Company
|
FHA | 1 | 0% | 100% | $555,000 | |
Bay Equity LLC
|
Conventional | 1 | 0% | 100% | $405,000 | |
SIRVA Mortgage, Inc.
|
Conventional | 1 | 0% | 100% | $545,000 | |
|
A+5.0 ★Texas Ratio: 2.12% |
Conventional | 1 | 0% | 100% | $335,000 | |
Greenbox Loans
|
Conventional | 1 | 0% | 100% | $435,000 | |
Churchill Mortgage Corporation
|
Conventional | 1 | 0% | 100% | $495,000 | |
Peoples Mortgage Company
|
Conventional | 1 | 0% | 100% | $305,000 | |
Generations Home Loans, LLC
|
VA | 1 | 0% | 33.3% | $405,000 | |
Lendsure Mortgage Corp.
|
Conventional | 1 | 0% | 100% | $695,000 | |
|
A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0% | 100% | $645,000 | View |
Citadel Servicing Corporation
|
Conventional | 1 | 0% | 100% | $525,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0% | 100% | $505,000 | View |
ClearEdge Lending LLC
|
Conventional | 1 | 0% | 100% | $385,000 | |
Goprime Mortgage, Inc.
|
VA | 1 | 0% | 100% | $535,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional | 1 | 0% | 100% | $415,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0% | 100% | $305,000 | |
Griffin Funding Inc.
|
VA | 1 | 0% | 100% | $515,000 | |
Figure Lending LLC
|
HELOC | 0 +9 HELOCs |
0% | n/a | ||
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +7 HELOCs |
0% | n/a | View | |
Alliant Credit Union
|
HELOC | 0 +6 HELOCs |
0% | n/a | ||
|
★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | 0% | View | |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Tower Federal Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | 0% | ||
First Savings Bank
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
|
A5.0 ★Texas Ratio: 6.31% |
HELOC | 0 +1 HELOCs |
0% | n/a |
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Looking for mortgage lenders near me or mortgage brokers near me in Eagle Mountain? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Eagle Mountain in 2025, with lenders based there listed first.
Use these to narrow the list above. Each category shows how many Eagle Mountain, UT lenders fit and what that kind of lender is usually best for.
Independent mortgage companies closed 82.4 percent of home loans in Eagle Mountain, Utah in 2025, banks 7.7 percent and credit unions 9.9 percent. First Colony Mortgage Corporat was the largest mortgage company, US Bank, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 100 loans.
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
By home loans closed in 2025, Mountain America Federal Credit Union was the largest mortgage lender in Eagle Mountain, Utah with 100 loans, about 3.6 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Eagle Mountain, Utah, My Move Mortgage, LLC approved the highest share of completed applications in 2025 at 100 percent, against a 87.4 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
74 lenders closed FHA loans in Eagle Mountain, Utah in 2025, led by First Colony Mortgage Corporat with 150. 49 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 31 banks and 22 credit unions closed home loans in Eagle Mountain, Utah in 2025, alongside 100 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Eagle Mountain, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Eagle Mountain, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Eagle Mountain. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.