Mortgage Lenders and Brokers in Spanish Fork, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Spanish Fork, Utah mortgage lenders include Central BankCentral Bank1 N Main St, Spanish Fork, UT 84660A+5.0 ★Texas Ratio: 1.94%, Glacier BankGlacier Bank625 N Main St, Spanish Fork, UT 84660A+5.0 ★Texas Ratio: 1.87%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA1372 N Canyon Creek Pkwy, Spanish Fork, UT 84660A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.190 N Main St, Spanish Fork, UT 84660A+5.0 ★Texas Ratio: 3.72%, Bank of America NABank of America NA1126 N Canyon Creek Pkwy, Spanish Fork, UT 84660A+5.0 ★Texas Ratio: 4.14%, Wells Fargo Bank NAWells Fargo Bank NA251 E 1000 N, Spanish Fork, UT 84660A+5.0 ★Texas Ratio: 5.36%, Mountain America Federal Credit UnionMountain America Federal Credit Union1308 N Canyon Creek Pkwy, Spanish Fork, UT 84660A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union1353 N Canyon Creek Pkwy, Spanish Fork, UT 84660A5.0 ★Texas Ratio: 8.33%, Utah Community Credit UnionUtah Community Credit Union810 N Main St, Spanish Fork, UT 84660, and US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Spanish Fork, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Spanish Fork are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Spanish Fork, Utah
Market share is the lender's share of all home loans closed in Spanish Fork, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Spanish Fork 1 N Main St, Spanish Fork, UT 84660 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 19 | 1.4% | 95% | $342,368 | View |
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1 office in Spanish Fork 625 N Main St, Spanish Fork, UT 84660 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +3 HELOCs |
0.2% | 100% | $260,000 | View |
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1 office in Spanish Fork 1372 N Canyon Creek Pkwy, Spanish Fork, UT 84660 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 2 | 0.2% | 100% | $405,000 | View |
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1 office in Spanish Fork 190 N Main St, Spanish Fork, UT 84660 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 1 +16 HELOCs |
0.1% | 100% | $155,000 | View |
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1 office in Spanish Fork 1126 N Canyon Creek Pkwy, Spanish Fork, UT 84660 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $295,000 | View |
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1 office in Spanish Fork 251 E 1000 N, Spanish Fork, UT 84660 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 1 | 0.1% | 50% | $65,000 | View |
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1308 N Canyon Creek Pkwy, Spanish Fork, UT 84660 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 43 +60 HELOCs |
3.3% | 56.4% | $170,348 | View |
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1353 N Canyon Creek Pkwy, Spanish Fork, UT 84660 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 42 +50 HELOCs |
3.2% | 80% | $113,571 | View |
Utah Community Credit Union
810 N Main St, Spanish Fork, UT 84660 |
Conventional, HELOC | 15 +69 HELOCs |
1.1% | 100% | $387,000 | |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, VA, HELOC | 11 +4 HELOCs |
0.8% | 84.6% | $355,000 | View |
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1137 N Canyon Creek Pkwy, Spanish Fork, UT 84660 1308 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 7 +7 HELOCs |
0.5% | 100% | $177,857 | View |
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891 N Main St, Spanish Fork, UT 84660 1148 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, HELOC | 6 +14 HELOCs |
0.5% | 85.7% | $220,000 | View |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
VA, HELOC | 2 +1 HELOCs |
0.2% | 100% | $355,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $395,000 | View |
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10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,075,000 | View |
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375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0.1% | 100% | $25,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.1% | 100% | $975,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.1% | 100% | $515,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +6 HELOCs |
0% | n/a | View | |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Colony Mortgage Corporat
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Conventional, FHA, VA, USDA | 79 | 6% | 100% | $410,189 | |
Intercap Lending Inc
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Conventional, FHA, VA | 58 | 4.4% | 96.7% | $296,034 | |
Securitynational Mortgage Company
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Conventional, FHA, VA, Jumbo | 49 | 3.7% | 92.5% | $420,510 | |
Security Home Mortgage
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Conventional, FHA | 22 | 1.7% | 100% | $419,545 | |
Canopy Mortgage, LLC
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Conventional, FHA, VA | 16 | 1.2% | 100% | $397,500 | |
My Move Mortgage, LLC
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Conventional, FHA | 14 | 1.1% | 100% | $420,000 | |
RANLife, Inc.
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Conventional, FHA | 8 | 0.6% | 100% | $291,250 | |
Veritas Funding, LLC
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Conventional, FHA, VA | 8 | 0.6% | 100% | $462,500 | |
Utah Mortgage Loan Corporation
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Conventional, FHA | 5 | 0.4% | 100% | $411,000 | |
Castle & Cooke Mortgage, LLC
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Conventional, VA | 4 | 0.3% | 100% | $352,500 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.2% | 100% | $460,000 | |
Direct Rate Home Loans, Inc
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Conventional, VA | 2 | 0.2% | 66.7% | $615,000 | |
Direct Mortgage Corp
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FHA | 1 | 0.1% | 100% | $415,000 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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VA | 1 | 0.1% | 100% | $595,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 192 | 14.6% | 93.3% | $435,572 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 151 +4 HELOCs |
11.5% | 93.3% | $418,907 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 90 | 6.8% | 86.5% | $371,111 | |
Inspire Home Loans Inc.
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Conventional, FHA, USDA | 56 | 4.3% | 93.4% | $374,642 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 55 | 4.2% | 100% | $363,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 38 | 2.9% | 88.4% | $395,263 | |
The Loan Store, Inc
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Conventional, FHA, HELOC | 30 +2 HELOCs |
2.3% | 94.1% | $391,666 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 20 | 1.5% | 84% | $332,000 | |
Nationstar Mortgage
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Conventional, FHA, VA | 15 | 1.1% | 88.2% | $251,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, Jumbo | 15 | 1.1% | 88.2% | $384,333 | View |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 13 | 1% | 100% | $508,846 | |
Homeamerican Mortgage Corporation
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Conventional, VA | 13 | 1% | 88.9% | $585,000 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 1% | 100% | $341,923 | |
Paramount Residential Mortgage
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Conventional, FHA | 13 | 1% | 100% | $301,923 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 12 | 0.9% | 72.2% | $361,666 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 12 | 0.9% | 80% | $412,500 | View |
Planet Home Lending, LLC
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Conventional, FHA | 11 | 0.8% | 100% | $345,000 | |
Newrez LLC
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Conventional, FHA, Jumbo | 10 | 0.8% | 90.9% | $409,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 8 | 0.6% | 100% | $410,000 | |
Provident Funding Associates
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Conventional | 7 | 0.5% | 77.8% | $459,285 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 6 +11 HELOCs |
0.5% | 75% | $190,000 | |
loanDepot.com LLC
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Conventional, FHA, HELOC | 6 +1 HELOCs |
0.5% | 100% | $358,333 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 0.5% | 87.5% | $231,666 | View |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 5 | 0.4% | 57.1% | $357,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 5 | 0.4% | 35.7% | $261,000 | |
New American Funding, LLC.
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Conventional, HELOC | 4 +1 HELOCs |
0.3% | 80% | $255,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 4 | 0.3% | 100% | $245,000 | |
Plaza Home Mortgage, Inc
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Conventional, FHA, VA, Jumbo | 4 | 0.3% | 80% | $392,500 | |
JMAC Lending, Inc.
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Conventional | 4 | 0.3% | 100% | $492,500 | |
Lower, LLC
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Conventional, FHA, HELOC | 3 +1 HELOCs |
0.2% | 100% | $448,333 | |
Premier Mortgage Resources, LLC
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Conventional | 3 | 0.2% | 100% | $411,666 | |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.2% | 100% | $361,666 | |
Resicentral LLC
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Conventional | 3 | 0.2% | 100% | $348,333 | |
Chartway FCU
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Conventional | 3 | 0.2% | 100% | $411,666 | |
AmWest Funding Corp
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Conventional, FHA | 3 | 0.2% | 50% | $508,333 | |
Discover Bank
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Conventional | 3 | 0.2% | 50% | $75,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 3 | 0.2% | 80% | $298,333 | |
Navy Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $440,000 | |
Sun American Mortgage Company
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Conventional, FHA | 2 | 0.2% | 100% | $245,000 | |
PHH Mortgage Corporation
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Conventional | 2 | 0.2% | 100% | $310,000 | |
Clm Mortgage, Inc
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FHA | 2 | 0.2% | 100% | $440,000 | |
HomeXpress Mortgage Corp.
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Conventional | 2 | 0.2% | 100% | $500,000 | |
Cmg Mortgage Inc
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Conventional, VA | 2 | 0.2% | 100% | $300,000 | |
Click n' Close, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $215,000 | |
Cardinal Financial Company, Li
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Conventional, FHA | 2 | 0.2% | 100% | $235,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.2% | 75% | $495,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 2 | 0.2% | 100% | $425,000 | |
Citadel Servicing Corporation
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Conventional | 2 | 0.2% | 100% | $255,000 | |
Village Capital & Investment
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FHA | 2 | 0.2% | 100% | $410,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +5 HELOCs |
0.1% | 50% | $75,000 | |
HomeBridge Financial Services, Inc
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FHA, HELOC | 1 +4 HELOCs |
0.1% | 100% | $355,000 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.1% | 100% | $1,055,000 | |
Fidelity Bank
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Conventional | 1 | 0.1% | 100% | $805,000 | |
Cornerstone First Mortgage, LLC
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VA | 1 | 0.1% | 100% | $525,000 | |
Primelending
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FHA | 1 | 0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.1% | 100% | $585,000 | View |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $355,000 | |
MortgageOne, Inc
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VA | 1 | 0.1% | 100% | $655,000 | |
Equity Prime Mortgage LLC
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VA | 1 | 0.1% | 100% | $385,000 | |
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D3.3 ★Texas Ratio: 35.11% |
FHA | 1 | 0.1% | 100% | $365,000 | View |
Valley West Corporation
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VA, Jumbo | 1 | 0.1% | 100% | $935,000 | |
Michigan Mutual, Inc
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Conventional | 1 | 0.1% | 100% | $315,000 | |
American Financing Corporation
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FHA | 1 | 0.1% | 28.6% | $265,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.1% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
Conventional | 1 | 0.1% | 100% | $265,000 | View |
Gardner Financial Services
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FHA | 1 | 0.1% | 100% | $485,000 | |
Mortgage Research Center
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VA | 1 | 0.1% | 50% | $405,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $465,000 | |
Mutual of Omaha Mortgage
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Conventional | 1 | 0.1% | 25% | $395,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $545,000 | View |
Nexera Holding LLC
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Conventional | 1 | 0.1% | 100% | $765,000 | |
Flyhomes Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $185,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Goodleap, LLC
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HELOC | 0 +4 HELOCs |
0% | 100% | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Better Mortgage Corporation
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HELOC | 0 +1 HELOCs |
0% | 0% |
Spanish Fork Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Spanish Fork, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Spanish Fork? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Spanish Fork in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Spanish Fork, UT
Use these to narrow the list above. Each category shows how many Spanish Fork, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Spanish Fork, UT
Independent mortgage companies closed 83.1 percent of home loans in Spanish Fork, Utah in 2025, banks 7.2 percent and credit unions 9.6 percent. First Colony Mortgage Corporat was the largest mortgage company, Central Bank the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Central Bank led with 19 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Spanish Fork, UT
By home loans closed in 2025, Central Bank was the largest mortgage lender in Spanish Fork, Utah with 19 loans, about 1.4 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Spanish Fork, Utah, First Colony Mortgage Corporat approved the highest share of completed applications in 2025 at 100 percent, against a 88.8 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
51 lenders closed FHA loans in Spanish Fork, Utah in 2025, led by DHI Mortgage Company, LTD. with 52. 30 lenders closed VA loans, led by United Wholesale Mortgage, and 2 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 24 banks and 16 credit unions closed home loans in Spanish Fork, Utah in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Spanish Fork, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Spanish Fork, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Spanish Fork. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
