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Mortgage Lenders and Brokers in South Jordan, Utah

Content reviewed by

Brian McKay | iEditorial Disclosure | ✓Fact Checked | Loan Rates Last Updated and Verified: October 7, 2026

South Jordan, Utah mortgage lenders include US Bank, N.A.US Bank, N.A.1634 W South Jordan Pkwy, South Jordan, UT 84095A+5.0 ★Texas Ratio: 2.85%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA11423 S Parkway Plaza Dr, South Jordan, UT 84095A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4753 W Daybreak Pkwy, South Jordan, UT 84009A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA5474 W Daybreak Pkwy, South Jordan, UT 84009A+5.0 ★Texas Ratio: 5.36%, Glacier BankGlacier Bank10757 S River Front Pkwy, South Jordan, UT 84095A+5.0 ★Texas Ratio: 1.87%, Bank of America NABank of America NA3595 W South Jordan Parkway Ste 100, South Jordan, UT 84095A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association11422 S District Dr, South Jordan, UT 84095A+5.0 ★Texas Ratio: 4.81%, MidFirst BankMidFirst Bank10653 S River Front Parkway, South Jordan, UT 84095A+5.0 ★Texas Ratio: 4.93%, America First Federal Credit UnionAmerica First Federal Credit Union10767 S Redwood Rd, South Jordan, UT 84095A5.0 ★Texas Ratio: 8.33%, and Mountain America Federal Credit UnionMountain America Federal Credit Union5382 W Daybreak Pkwy, South Jordan, UT 84009A5.0 ★Texas Ratio: 9.78%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.

Lenders are ranked only by the number of home loans they closed in South Jordan, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Jordan are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.

Mortgage Lenders and Brokers in South Jordan, Utah

Market share is the lender's share of all home loans closed in South Jordan, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.

Lender	Programs	Loans closed	Market share	Approval share	Average loan	View
US Bank, N.A. 1 office in South Jordan 1634 W South Jordan Pkwy, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 2.85%	Conventional, Jumbo, HELOC	13 +7 HELOCs	0.7%	76.5%	$521,923	View
JPMorgan Chase Bank, NA 1 office in South Jordan 11423 S Parkway Plaza Dr, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo, HELOC	11 +3 HELOCs	0.6%	100%	$584,090	View
Zions Bancorporation, N.A. 2 offices in South Jordan 4753 W Daybreak Pkwy, South Jordan, UT 84009 A+5.0 ★Texas Ratio: 3.72%	Conventional, Jumbo, HELOC	8 +35 HELOCs	0.4%	88.2%	$915,000	View
Wells Fargo Bank NA 2 offices in South Jordan 5474 W Daybreak Pkwy, South Jordan, UT 84009 A+5.0 ★Texas Ratio: 5.36%	Conventional	6	0.3%	60%	$275,000	View
Glacier Bank 1 office in South Jordan 10757 S River Front Pkwy, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 1.87%	Conventional, HELOC	4 +1 HELOCs	0.2%	100%	$557,500	View
Bank of America NA 1 office in South Jordan 3595 W South Jordan Parkway Ste 100, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.14%	Conventional, HELOC	3 +3 HELOCs	0.2%	100%	$501,666	View
Keybank National Association 1 office in South Jordan 11422 S District Dr, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.81%	Conventional, Jumbo, HELOC	3 +2 HELOCs	0.2%	100%	$595,000	View
MidFirst Bank 1 office in South Jordan 10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93%	Conventional, Jumbo	1	0.1%	100%	$1,005,000	View
America First Federal Credit Union 10767 S Redwood Rd, South Jordan, UT 84095 A5.0 ★Texas Ratio: 8.33%	Conventional, HELOC	101 +273 HELOCs	5.3%	71.4%	$132,029	View
Mountain America Federal Credit Union 5382 W Daybreak Pkwy, South Jordan, UT 84009 A5.0 ★Texas Ratio: 9.78%	Conventional, FHA, Jumbo, HELOC	101 +130 HELOCs	5.3%	70.1%	$213,415	View
Deseret First Credit Union 10588 S Redwood Rd, South Jordan, UT 84095 A5.0 ★Texas Ratio: 6.76%	Conventional, HELOC	15 +24 HELOCs	0.8%	93.8%	$214,333	View
Cyprus Federal Credit Union 11328 S Jordan Gtwy, South Jordan, UT 84095 4112 A+5.0 ★Texas Ratio: 2.73%	Conventional, VA, HELOC	11 +45 HELOCs	0.6%	64.7%	$345,000	View
Canyon View Credit Union 5377 W Daybreak Parkway, South Jordan, UT 84009 A5.0 ★Texas Ratio: 10.63%	Conventional, HELOC	8 +34 HELOCs	0.4%	100%	$216,250	View
Goldenwest Federal Credit Union 3664 W South Jordan Pkwy, South Jordan, UT 84009 7152 A+5.0 ★Texas Ratio: 2.69%	Conventional, Jumbo, HELOC	7 +44 HELOCs	0.4%	78.6%	$389,285	View
Granite Federal Credit Union 10507 S Redwood Rd, South Jordan, UT 84095 8504 A5.0 ★Texas Ratio: 13.85%	Conventional, HELOC	7 +5 HELOCs	0.4%	100%	$317,857	View
Utah Power Credit Union 100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98%	Conventional, HELOC	5 +1 HELOCs	0.3%	100%	$487,000	View
Bank of Utah 100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71%	Conventional, Jumbo	5	0.3%	100%	$419,000	View
Utah Community Credit Union 196 N West State Rd, American Fork, UT 84003	Conventional, Jumbo, HELOC	4 +23 HELOCs	0.2%	100%	$695,000
BMO Harris Bank NA 683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54%	Conventional, Jumbo	3	0.2%	100%	$845,000	View
Jordan Credit Union 1750 West 11400 South #200, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 1.93%	Conventional	3	0.2%	100%	$161,666	View
Central Bank 175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94%	Conventional, Jumbo	2	0.1%	100%	$825,000	View
American United FCU 458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55%	Conventional, HELOC	1 +6 HELOCs	0.1%	50%	$175,000	View
Ascent Federal Credit Union 2388 N 400 E, North Ogden, UT 84414 7232	Conventional	1	0.1%	100%	$685,000	View
D. L. Evans Bank 101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13%	Conventional	1	0.1%	100%	$155,000	View
Utah First Credit Union 3642 W 11400 S, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 1.01%	HELOC	0 +48 HELOCs	0%	n/a		View
First Colony Mortgage Corporat	Conventional, FHA, VA, Jumbo	145	7.5%	99.3%	$498,862
Securitynational Mortgage Company	Conventional, FHA, VA, Jumbo	114	5.9%	95.8%	$492,982
Intercap Lending Inc	Conventional, FHA, VA, Jumbo	97	5%	100%	$499,639
My Move Mortgage, LLC	Conventional, FHA, VA, Jumbo	55	2.9%	98.2%	$586,636
RANLife, Inc.	Conventional, FHA, VA	22	1.1%	91.7%	$479,545
Canopy Mortgage, LLC	Conventional, FHA, VA	19	1%	90.5%	$515,526
Direct Rate Home Loans, Inc	Conventional, FHA, VA, Jumbo	11	0.6%	91.7%	$596,818
Security Home Mortgage	Conventional, FHA, VA	10	0.5%	100%	$498,000
Primary Residential Mortgage, INC.	Conventional	4	0.2%	100%	$752,500
Direct Mortgage Corp	Conventional	3	0.2%	75%	$341,666
Utah Mortgage Loan Corporation	Conventional	2	0.1%	100%	$270,000
Veritas Funding, LLC	Conventional, FHA	2	0.1%	100%	$335,000
United Wholesale Mortgage	Conventional, FHA, VA, Jumbo, HELOC	256 +7 HELOCs	13.3%	93.6%	$530,039
Rocket Mortgage	Conventional, FHA, VA, Jumbo	147	7.7%	90.4%	$413,435
Kind Lending, LLC	Conventional, FHA, VA, Jumbo	65	3.4%	82.5%	$546,692
Guild Mortgage Company A-5.0 ★Texas Ratio: 14.58%	Conventional, FHA, VA, Jumbo	49	2.6%	98.1%	$423,163	View
The Loan Store, Inc	Conventional, FHA, Jumbo, HELOC	46 +5 HELOCs	2.4%	92.6%	$545,652
Nationstar Mortgage	Conventional, FHA	37	1.9%	86%	$238,783
Fairway Independent Mort Corp	Conventional, FHA, VA, Jumbo	29	1.5%	93.5%	$541,551
Freedom Mortgage Corporation A+5.0 ★Texas Ratio: 1.38%	Conventional, FHA, VA, Jumbo	27	1.4%	90.3%	$571,666	View
Nest Home Lending, LLC	Conventional, FHA, VA	25	1.3%	100%	$335,800
Pennymac Loan Services LLC	Conventional, FHA, VA	23	1.2%	88.9%	$411,521
CrossCountry Mortgage, LLC	Conventional, FHA, VA, Jumbo	21	1.1%	95.5%	$587,380
Provident Funding Associates	Conventional	21	1.1%	100%	$508,809
Northpointe Bank A5.0 ★Texas Ratio: 8.47%	Conventional, VA, Jumbo, HELOC	20 +10 HELOCs	1%	95.2%	$649,500	View
Newrez LLC	Conventional, FHA, VA, Jumbo	19	1%	61.3%	$618,684
Lennar Mortgage, LLC	Conventional, FHA, VA	16	0.8%	80%	$398,750
Sofi Bank, National Association A+5.0 ★Texas Ratio: 0.51%	Conventional, FHA, Jumbo	13	0.7%	81.2%	$371,153	View
loanDepot.com LLC	Conventional, VA, Jumbo, HELOC	12 +3 HELOCs	0.6%	76.5%	$316,666
Plains Commerce Bank A5.0 ★Texas Ratio: 9.09%	Conventional, FHA, VA	11	0.6%	100%	$411,363	View
New American Funding, LLC.	Conventional, HELOC	10 +3 HELOCs	0.5%	76.9%	$416,000
Paramount Residential Mortgage	Conventional, FHA, VA	10	0.5%	90.9%	$540,000
Lakeview Loan Servicing, LLC	Conventional, FHA	9	0.5%	48.3%	$321,666
AmWest Funding Corp	Conventional	9	0.5%	90%	$542,777
Spring Eq, LLC	Conventional, HELOC	8 +6 HELOCs	0.4%	40.9%	$181,250
Better Mortgage Corporation	Conventional, HELOC	8 +2 HELOCs	0.4%	72.7%	$508,750
Security Service A5.0 ★Texas Ratio: 6.91%	Conventional, Jumbo, HELOC	7 +16 HELOCs	0.4%	77.8%	$186,428
Cmg Mortgage Inc	Conventional, FHA, HELOC	7 +2 HELOCs	0.4%	100%	$472,142
Navy Federal Credit Union	Conventional, VA, Jumbo, HELOC	6 +1 HELOCs	0.3%	66.7%	$390,000
Planet Home Lending, LLC	Conventional, FHA, VA	6	0.3%	88.9%	$380,000
Gardner Financial Services	Conventional, FHA, Jumbo	6	0.3%	100%	$563,333
Village Capital & Investment	FHA, VA, Jumbo	6	0.3%	100%	$508,333
Chartway FCU	Conventional, Jumbo, HELOC	5 +8 HELOCs	0.3%	83.3%	$383,000
American Financial Resources LLC	Conventional, FHA, VA	5	0.3%	100%	$629,000
Guaranteed Rate, Inc.	Conventional, FHA, VA	5	0.3%	100%	$505,000
Sage Home Loans Corporation	Conventional	5	0.3%	85.7%	$599,000
Union Home Mortgage Corp.	Conventional, VA	5	0.3%	100%	$531,000
American Pacific Mortgage Corporation	Conventional, VA, Jumbo	5	0.3%	100%	$691,000
RoundPoint Mortgage Servicing LLC	Conventional	5	0.3%	100%	$275,000
Nexbank A-5.0 ★Texas Ratio: 14.93%	Conventional, Jumbo	4	0.2%	100%	$900,000	View
The Federal Savings Bank B+4.8 ★Texas Ratio: 16.98%	VA	4	0.2%	80%	$600,000	View
Goodleap, LLC	Conventional, VA, HELOC	3 +4 HELOCs	0.2%	75%	$361,666
Primelending	Conventional	3	0.2%	100%	$625,000
Contour Mortgage Corporation	Conventional	3	0.2%	100%	$391,666
MortgageOne, Inc	Conventional, VA, Jumbo	3	0.2%	100%	$741,666
PHH Mortgage Corporation	Conventional	3	0.2%	75%	$611,666
Deephaven Mortgage LLC	Conventional, Jumbo	3	0.2%	75%	$451,666
Ocmbc, Inc. A+5.0 ★Texas Ratio: 5.05%	Conventional, FHA	3	0.2%	100%	$395,000	View
Discover Bank	Conventional	3	0.2%	14.3%	$95,000
Sun West Mortgage Company, Inc A+5.0 ★Texas Ratio: 5.17%	Conventional, VA	3	0.2%	100%	$445,000	View
VanDyk Mortgage Corporation	Conventional, FHA	3	0.2%	100%	$451,666
Cardinal Financial Company, Li	Conventional	3	0.2%	75%	$718,333
American Internet Mortgage, Inc.	Conventional	3	0.2%	100%	$451,666
Usaa Federal Savings Bank B-3.5 ★Texas Ratio: 6.80%	Conventional, VA	3	0.2%	100%	$575,000	View
First Federal Bank A+5.0 ★Texas Ratio: 1.10%	Conventional	3	0.2%	100%	$565,000	View
Mortgage Research Center	VA, Jumbo	3	0.2%	33.3%	$718,333
Citadel Servicing Corporation	Conventional, Jumbo	3	0.2%	100%	$838,333
Carrington Mortgage Services LLC	Conventional, VA	3	0.2%	60%	$288,333
Ark-La-Tex Financial Services LLC	Conventional, FHA	3	0.2%	75%	$381,666
JMAC Lending, Inc.	Conventional, FHA	3	0.2%	100%	$641,666
PNC Bank N.A. ★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24%	Conventional, Jumbo, HELOC	2 +4 HELOCs	0.1%	100%	$645,000	View
HomeBridge Financial Services, Inc	FHA, HELOC	2 +2 HELOCs	0.1%	66.7%	$560,000
Sun American Mortgage Company	Conventional, FHA	2	0.1%	100%	$635,000
Guaranteed Rate Affinity, LLC	Conventional, Jumbo	2	0.1%	100%	$795,000
Presidential Bank, FSB A-4.9 ★Texas Ratio: 16.48%	Conventional	2	0.1%	100%	$585,000	View
Everett Financial, Inc.	Conventional	2	0.1%	100%	$530,000
Nbkc Bank	Conventional	2	0.1%	66.7%	$630,000
Equity Prime Mortgage LLC	FHA, VA	2	0.1%	100%	$675,000
Resicentral LLC	Conventional	2	0.1%	100%	$580,000
HomeXpress Mortgage Corp.	Conventional, FHA, Jumbo	2	0.1%	100%	$705,000
American Financing Corporation	Conventional	2	0.1%	40%	$125,000
T2 Financial LLC	Conventional	2	0.1%	100%	$280,000
Lendsure Mortgage Corp.	Conventional, Jumbo	2	0.1%	100%	$615,000
Sierra Pacific Mortgage Co. Inc	Conventional	2	0.1%	66.7%	$660,000
Baxter Credit Union A5.0 ★Texas Ratio: 6.31%	Conventional, Jumbo	2	0.1%	100%	$660,000
Barrington Bank & Trust Company, N.A. A+5.0 ★Texas Ratio: 2.20%	Conventional	2	0.1%	100%	$275,000	View
Change Lending A+5.0 ★Texas Ratio: 3.68%	Conventional, Jumbo	2	0.1%	100%	$810,000	View
Stifel Bank & Trust A-4.8 ★Texas Ratio: 12.33%	Conventional	2	0.1%	100%	$520,000	View
Priority Home Mortgage, L.P.	Conventional	2	0.1%	100%	$445,000
Zillow Home Loans, LLC	Conventional	2	0.1%	100%	$385,000
Magnolia Bank A-5.0 ★Texas Ratio: 14.97%	VA	2	0.1%	100%	$555,000	View
Morgan Stanley Private Bank NA A4.8 ★Texas Ratio: 2.45%	Conventional, Jumbo	2	0.1%	100%	$1,025,000	View
Citibank, NA A+5.0 ★Texas Ratio: 2.82%	Conventional, Jumbo	2	0.1%	100%	$1,265,000	View
Flagstar Bank NA D3.3 ★Texas Ratio: 35.11%	Conventional, HELOC	1 +1 HELOCs	0.1%	100%	$705,000	View
A&D Mortgage LLC A+5.0 ★Texas Ratio: 4.11%	Conventional	1	0.1%	100%	$605,000	View
Premier Mortgage Resources, LLC	Conventional	1	0.1%	100%	$265,000
Alameda Mortgage Corporation	Conventional	1	0.1%	100%	$625,000
Charles Schwab Bank, Ssb A+5.0 ★Texas Ratio: 0.14%	Conventional	1	0.1%	100%	$235,000	View
SWBC Mortgage Corporation	Conventional	1	0.1%	100%	$445,000
AmeriHome Mortgage Company, LLC	FHA	1	0.1%	100%	$415,000
Movement Mortgage, LLC	Conventional	1	0.1%	100%	$255,000
M&T Bank A+5.0 ★Texas Ratio: 4.11%	Conventional, Jumbo	1	0.1%	100%	$955,000	View
Bison State Bank A+5.0 ★Texas Ratio: 2.38%	Conventional	1	0.1%	100%	$645,000	View
Amerisave Mortgage Company	Conventional	1	0.1%	10%	$95,000
Home Mortgage Alliance Corp (Hmac)	Conventional, Jumbo	1	0.1%	100%	$535,000
Sun Community FCU	Conventional	1	0.1%	100%	$605,000
Clm Mortgage, Inc	Conventional	1	0.1%	100%	$515,000
Cornerstone Capital Bank, Ssb A+5.0 ★Texas Ratio: 3.21%	Conventional	1	0.1%	100%	$275,000	View
Valon Mortgage A+5.0 ★Texas Ratio: 0.59%	Conventional	1	0.1%	50%	$215,000	View
Redwood Residential Acquisition Corporation	Conventional, Jumbo	1	0.1%	100%	$1,175,000
Click n' Close, Inc.	FHA	1	0.1%	100%	$625,000
Chevron Federal Credit Union A+5.0 ★Texas Ratio: 2.12%	Conventional	1	0.1%	100%	$605,000
Bokf NA A+5.0 ★Texas Ratio: 1.05%	Conventional	1	0.1%	100%	$615,000	View
Encompass Lending Group, L.P.	Conventional	1	0.1%	100%	$535,000
Peoples Mortgage Company	Conventional	1	0.1%	100%	$625,000
Generations Home Loans, LLC	Conventional	1	0.1%	100%	$785,000
Hometown Equity Mortgage, LLC	Conventional	1	0.1%	100%	$425,000
Mission Loans, LLC	FHA	1	0.1%	100%	$565,000
Digital Federal Credit Union	Conventional, Jumbo	1	0.1%	100%	$1,075,000
V.I.P. Mortgage, Inc.	FHA	1	0.1%	100%	$535,000
Mortgage Solutions of Colorado	VA	1	0.1%	100%	$435,000
The Central Trust Bank A+5.0 ★Texas Ratio: 3.12%	Conventional	1	0.1%	100%	$325,000	View
Mutual of Omaha Mortgage	Conventional	1	0.1%	100%	$735,000
Lake City Bank A+5.0 ★Texas Ratio: 2.66%	Conventional	1	0.1%	100%	$355,000	View
Lower, LLC	VA	1	0.1%	50%	$395,000
Nmsi, Inc.	Conventional	1	0.1%	100%	$575,000
Angel Oak Mortgage Solutions LLC	Conventional	1	0.1%	100%	$255,000
Nexera Holding LLC	Conventional, Jumbo	1	0.1%	50%	$875,000
Texana Bank	VA	1	0.1%	100%	$395,000
Champions Funding, LLC	Conventional	1	0.1%	100%	$405,000
Ameris Bank ★ 4 stars, 1 review A+5.0 ★Texas Ratio: 1.82%	VA	1	0.1%	100%	$575,000	View
Figure Lending LLC	HELOC	0 +9 HELOCs	0%	n/a
Alliant Credit Union	HELOC	0 +7 HELOCs	0%	n/a
Coastal Community Bank B4.5 ★Texas Ratio: 20.96%	HELOC	0 +7 HELOCs	0%	n/a		View
Georgia'S Own Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Fourleaf Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Farmers Insurance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Kinecta Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Usalliance Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Quorum Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
Delta Community Credit Union	HELOC	0 +1 HELOCs	0%	0%
Lafayette Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
HomeTrust Bank A+5.0 ★Texas Ratio: 5.53%	HELOC	0 +1 HELOCs	0%	n/a		View
Pentagon Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a
First Technology Federal Credit Union	HELOC	0 +1 HELOCs	0%	n/a

Lender counts and market shares come from 2025 federal HMDA loan data, the public record of mortgage applications and closings. Health grades: MonitorBankRates, rates as of Oct 7, 2026.

South Jordan Mortgage Rate Trends

Daily average mortgage rates for Utah compared with the national average, updated every evening.

30-Year Fixed UT Avg

7.379%

▲ 0.090 vs 7 days ago

15-Year Fixed UT Avg

6.781%

▲ 0.027 vs 7 days ago

Mortgage Lenders and Mortgage Brokers Near Me in South Jordan, Utah

Looking for mortgage lenders near me or mortgage brokers near me in South Jordan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Jordan in 2025, with lenders based there listed first.

Types of Mortgage Lenders in South Jordan, UT

Use these to narrow the list above. Each category shows how many South Jordan, UT lenders fit and what that kind of lender is usually best for.

Mortgage companies and brokers 97 lenders. Nonbank lenders and brokers that shop several wholesale lenders; often the fastest closings Banks 42 lenders. Local and national banks with branches, portfolio and jumbo loans, and an MBR health grade Credit unions 31 lenders. Member owned, often lower fees and flexible underwriting for members FHA lenders 45 lenders. 3.5 percent down and credit scores into the 500s; the usual route for bad credit or low down payment buyers VA lenders 44 lenders. No down payment and no mortgage insurance for eligible veterans and service members Jumbo lenders 52 lenders. Loans above the conforming limit for higher priced homes Local lenders based in UT 27 lenders headquartered in Utah, the closest thing to a mortgage lender near you

Who Lends in South Jordan, UT

Independent mortgage companies closed 76.7 percent of home loans in South Jordan, Utah in 2025, banks 8.3 percent and credit unions 14.9 percent. First Colony Mortgage Corporat was the largest mortgage company, US Bank, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 101 loans.

76.7%

Mortgage companies

8.3%

Banks

14.9%

Credit unions

11%

FHA loans

VA loans

How to Read This List

A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.

Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.

More Utah Mortgage Lender Pages

All Utah lenders 431 lenders Eagle Mountain 142 lenders West Jordan 160 lenders Salt Lake City 193 lenders St. George 187 lenders Lehi 157 lenders West Valley City 137 lenders Herriman 149 lenders Ogden 145 lenders Sandy 157 lenders Tooele 123 lenders Saratoga Springs 127 lenders Spanish Fork 106 lenders

Frequently Asked Questions About Mortgage Lenders in South Jordan, UT

Who is the largest mortgage lender in South Jordan, UT?

By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in South Jordan, Utah with 13 loans, about 0.7 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 101 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which mortgage lenders in South Jordan, UT have the highest approval rates?

Among lenders with meaningful volume in South Jordan, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 100 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Which South Jordan, UT mortgage lenders offer FHA, VA and USDA loans?

45 lenders closed FHA loans in South Jordan, Utah in 2025, led by First Colony Mortgage Corporat with 35. 44 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

Are credit unions and local banks included in this South Jordan, UT lender list?

Yes. 42 banks and 31 credit unions closed home loans in South Jordan, Utah in 2025, alongside 97 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.

How are mortgage lenders in South Jordan, UT ranked on this page?

Lenders are ranked only by the number of home loans they closed in South Jordan, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.

Methodology and Sources

Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Jordan, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Jordan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.