Mortgage Lenders and Brokers in Tooele, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Tooele, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.998 N Main St, Tooele, UT 84074A+5.0 ★Texas Ratio: 3.72%, Wells Fargo Bank NAWells Fargo Bank NA204 N Main St, Tooele, UT 84074A+5.0 ★Texas Ratio: 5.36%, Keybank National AssociationKeybank National Association201 N Main St, Tooele, UT 84074A+5.0 ★Texas Ratio: 4.81%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Mountain America Federal Credit UnionMountain America Federal Credit Union1475 N Main St, Tooele, UT 84074 1491A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union972 N Main St, Tooele, UT 84074 1616A5.0 ★Texas Ratio: 8.33%, Cyprus Federal Credit UnionCyprus Federal Credit Union99 W 1280 N, Tooele, UT 84074A+5.0 ★Texas Ratio: 2.73%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, and Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Tooele, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Tooele are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Tooele, Utah
Market share is the lender's share of all home loans closed in Tooele, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Tooele 998 N Main St, Tooele, UT 84074 A+5.0 ★Texas Ratio: 3.72% |
Conventional, VA, HELOC | 4 +5 HELOCs |
0.3% | 83.3% | $342,500 | View |
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1 office in Tooele 204 N Main St, Tooele, UT 84074 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 4 | 0.3% | 80% | $242,500 | View |
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1 office in Tooele 201 N Main St, Tooele, UT 84074 A+5.0 ★Texas Ratio: 4.81% |
Conventional, HELOC | 3 +1 HELOCs |
0.2% | 50% | $201,666 | View |
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1 office in Tooele 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA, HELOC | 2 +1 HELOCs |
0.1% | 100% | $330,000 | View |
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1475 N Main St, Tooele, UT 84074 1491 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 106 +54 HELOCs |
7.6% | 55.7% | $123,018 | View |
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972 N Main St, Tooele, UT 84074 1616 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 72 +57 HELOCs |
5.1% | 72% | $73,611 | View |
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99 W 1280 N, Tooele, UT 84074 A+5.0 ★Texas Ratio: 2.73% |
Conventional, FHA, HELOC | 7 +11 HELOCs |
0.5% | 46.7% | $266,428 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 5 +2 HELOCs |
0.4% | 83.3% | $273,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, FHA | 4 | 0.3% | 100% | $325,000 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 2 +5 HELOCs |
0.1% | 66.7% | $530,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional, HELOC | 2 +4 HELOCs |
0.1% | 100% | $340,000 | |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 2 +1 HELOCs |
0.1% | 100% | $310,000 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $25,000 | View |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional, HELOC | 1 +3 HELOCs |
0.1% | 100% | $35,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
FHA, HELOC | 1 +3 HELOCs |
0.1% | 100% | $345,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional | 1 | 0.1% | 100% | $415,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.1% | 100% | $345,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA | 80 | 5.7% | 100% | $300,125 | |
RANLife, Inc.
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Conventional, FHA | 48 | 3.4% | 96% | $252,291 | |
Veritas Funding, LLC
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Conventional, FHA, VA | 45 | 3.2% | 97.8% | $420,777 | |
Securitynational Mortgage Company
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Conventional, FHA, VA | 39 | 2.8% | 92.9% | $240,384 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA | 34 | 2.4% | 94.4% | $310,882 | |
My Move Mortgage, LLC
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Conventional, FHA | 16 | 1.1% | 80% | $315,625 | |
Security Home Mortgage
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Conventional, FHA | 10 | 0.7% | 100% | $366,000 | |
Direct Rate Home Loans, Inc
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Conventional, FHA | 5 | 0.4% | 85.7% | $319,000 | |
Primary Residential Mortgage, INC.
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Conventional, FHA | 4 | 0.3% | 100% | $190,000 | |
Canopy Mortgage, LLC
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Conventional | 4 | 0.3% | 80% | $317,500 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 124 +1 HELOCs |
8.9% | 85.5% | $366,532 | |
Rocket Mortgage
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Conventional, FHA, VA | 93 | 6.6% | 81.4% | $259,838 | |
loanDepot.com LLC
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Conventional, FHA, VA, HELOC | 65 +1 HELOCs |
4.6% | 86.7% | $378,692 | |
Kind Lending, LLC
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Conventional, FHA, VA | 43 | 3.1% | 75.9% | $380,348 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 37 | 2.6% | 90.2% | $270,675 | View |
The Loan Store, Inc
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Conventional, FHA, VA, HELOC | 34 +3 HELOCs |
2.4% | 97.2% | $366,470 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 32 | 2.3% | 100% | $287,812 | View |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 28 | 2% | 82.4% | $360,714 | |
Guaranteed Rate, Inc.
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Conventional, FHA, VA, HELOC | 27 +1 HELOCs |
1.9% | 100% | $325,370 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, VA | 24 | 1.7% | 96% | $400,833 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA | 24 | 1.7% | 83.3% | $254,583 | |
Paramount Residential Mortgage
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Conventional, FHA, VA | 24 | 1.7% | 100% | $221,250 | |
Nationstar Mortgage
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Conventional, FHA, VA | 20 | 1.4% | 95.5% | $198,000 | |
Chartway FCU
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Conventional, HELOC | 18 +12 HELOCs |
1.3% | 76% | $167,222 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 16 | 1.1% | 83.3% | $400,000 | View |
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A5.0 ★Texas Ratio: 8.47% |
Conventional, FHA, VA | 15 | 1.1% | 100% | $400,333 | View |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 15 | 1.1% | 93.8% | $260,333 | |
Newrez LLC
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Conventional, FHA, VA | 14 | 1% | 66.7% | $295,714 | |
Fairway Independent Mort Corp
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Conventional, FHA | 13 | 0.9% | 92.9% | $235,769 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA, VA | 12 | 0.9% | 58.3% | $319,166 | |
Mortgage Research Center
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VA | 12 | 0.9% | 60% | $425,833 | |
Alameda Mortgage Corporation
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Conventional, FHA | 11 | 0.8% | 100% | $255,000 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 10 | 0.7% | 65.6% | $86,000 | View |
New American Funding, LLC.
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Conventional, FHA, VA | 8 | 0.6% | 72.7% | $332,500 | |
Homeamerican Mortgage Corporation
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Conventional, FHA | 8 | 0.6% | 81.8% | $551,250 | |
American Financial Resources LLC
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Conventional, FHA | 7 | 0.5% | 100% | $395,000 | |
Amerisave Mortgage Company
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Conventional, FHA, VA | 7 | 0.5% | 46.7% | $182,142 | |
PHH Mortgage Corporation
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Conventional, FHA, VA | 6 | 0.4% | 100% | $463,333 | |
Provident Funding Associates
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Conventional | 6 | 0.4% | 100% | $313,333 | |
Mutual of Omaha Mortgage
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Conventional, FHA, VA | 6 | 0.4% | 100% | $338,333 | |
MortgageOne, Inc
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Conventional, FHA | 5 | 0.4% | 100% | $315,000 | |
Equity Prime Mortgage LLC
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FHA | 5 | 0.4% | 83.3% | $397,000 | |
Carrington Mortgage Services LLC
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Conventional, FHA | 5 | 0.4% | 35.3% | $311,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional, FHA | 5 | 0.4% | 71.4% | $249,000 | |
Village Capital & Investment
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FHA, VA | 5 | 0.4% | 100% | $411,000 | |
Cmg Mortgage Inc
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FHA, VA, HELOC | 4 +1 HELOCs |
0.3% | 100% | $440,000 | |
Primelending
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Conventional, FHA | 4 | 0.3% | 100% | $227,500 | |
Resicentral LLC
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Conventional | 4 | 0.3% | 100% | $302,500 | |
Gardner Financial Services
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Conventional, FHA | 4 | 0.3% | 100% | $335,000 | |
21St Mortgage
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Conventional | 4 | 0.3% | 40% | $92,500 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA | 4 | 0.3% | 80% | $162,500 | View |
Navy Federal Credit Union
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Conventional, VA, HELOC | 3 +1 HELOCs |
0.2% | 100% | $325,000 | |
Spring Eq, LLC
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Conventional, HELOC | 3 +1 HELOCs |
0.2% | 33.3% | $58,333 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +1 HELOCs |
0.2% | 75% | $268,333 | |
American Financial Network, Inc.
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Conventional, FHA | 3 | 0.2% | 100% | $198,333 | |
VanDyk Mortgage Corporation
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Conventional, FHA | 3 | 0.2% | 100% | $368,333 | |
Franklin Loan Corporation
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FHA | 3 | 0.2% | 100% | $428,333 | |
Better Mortgage Corporation
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Conventional, FHA | 3 | 0.2% | 100% | $325,000 | |
Genway Home Mortgage, Inc.
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Conventional, FHA | 3 | 0.2% | 100% | $211,666 | |
Goodleap, LLC
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FHA, VA, HELOC | 2 +3 HELOCs |
0.1% | 100% | $340,000 | |
Quorum Federal Credit Union
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Conventional, HELOC | 2 +1 HELOCs |
0.1% | 60% | $105,000 | |
Sun American Mortgage Company
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Conventional, FHA | 2 | 0.1% | 100% | $205,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $190,000 | |
Nbkc Bank
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Conventional, FHA | 2 | 0.1% | 100% | $380,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional, FHA | 2 | 0.1% | 100% | $165,000 | View |
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A+5.0 ★Texas Ratio: 5.17% |
FHA, VA | 2 | 0.1% | 75% | $450,000 | View |
Network Funding, L.P.
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Conventional, FHA | 2 | 0.1% | 100% | $355,000 | |
Cardinal Financial Company, Li
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Conventional | 2 | 0.1% | 100% | $330,000 | |
Planet Home Lending, LLC
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FHA, VA | 2 | 0.1% | 100% | $395,000 | |
Generations Home Loans, LLC
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Conventional, FHA | 2 | 0.1% | 100% | $400,000 | |
Lendsure Mortgage Corp.
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Conventional | 2 | 0.1% | 100% | $405,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional | 2 | 0.1% | 100% | $335,000 | View |
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A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.1% | 66.7% | $345,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.1% | 100% | $360,000 | View |
Ark-La-Tex Financial Services LLC
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FHA, VA | 2 | 0.1% | 100% | $445,000 | |
JMAC Lending, Inc.
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FHA | 2 | 0.1% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
FHA | 1 | 0.1% | 100% | $475,000 | View |
Premia Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $365,000 | |
Cornerstone First Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $325,000 | |
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B+4.0 ★Texas Ratio: 2.09% |
Conventional | 1 | 0.1% | 100% | $275,000 | View |
Gold Star Mortgage Financial Group, Corporation
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FHA | 1 | 0.1% | 100% | $535,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.1% | 100% | $495,000 | View |
SWBC Mortgage Corporation
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FHA | 1 | 0.1% | 100% | $325,000 | |
Sage Home Loans Corporation
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Conventional | 1 | 0.1% | 100% | $595,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.1% | 100% | $315,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 1 | 0.1% | 100% | $375,000 | |
United Trust Bank
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VA | 1 | 0.1% | 100% | $425,000 | |
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B+4.8 ★Texas Ratio: 17.16% |
FHA | 1 | 0.1% | 100% | $345,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $55,000 | |
Clm Mortgage, Inc
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FHA | 1 | 0.1% | 100% | $535,000 | |
Nest Home Lending, LLC
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FHA | 1 | 0.1% | 100% | $375,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.1% | 50% | $365,000 | |
Credit Human Federal Credit Un
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Conventional | 1 | 0.1% | 20% | $35,000 | |
American Financing Corporation
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Conventional | 1 | 0.1% | 25% | $255,000 | |
Servis One, Inc
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FHA | 1 | 0.1% | 50% | $325,000 | |
Churchill Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $435,000 | |
Encompass Lending Group, L.P.
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Conventional | 1 | 0.1% | 100% | $255,000 | |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $415,000 | |
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A5.0 ★Texas Ratio: 6.31% |
Conventional | 1 | 0.1% | 100% | $35,000 | |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 1 | 0.1% | 100% | $405,000 | View |
Mission Loans, LLC
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Conventional | 1 | 0.1% | 100% | $165,000 | |
Towne Mortgage Company
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VA | 1 | 0.1% | 100% | $355,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Lower, LLC
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FHA | 1 | 0.1% | 100% | $215,000 | |
Angel Oak Mortgage Solutions LLC
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Conventional | 1 | 0.1% | 100% | $425,000 | |
Champions Funding, LLC
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Conventional | 1 | 0.1% | 100% | $175,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +4 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Tooele Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Tooele, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Tooele? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Tooele in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Tooele, UT
Use these to narrow the list above. Each category shows how many Tooele, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Tooele, UT
Independent mortgage companies closed 76.3 percent of home loans in Tooele, Utah in 2025, banks 7.6 percent and credit unions 16.1 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 106 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Tooele, UT
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in Tooele, Utah with 4 loans, about 0.3 percent of the market. The largest lender headquartered in Utah was Mountain America Federal Credit Union with 106 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Tooele, Utah, Intercap Lending Inc approved the highest share of completed applications in 2025 at 100 percent, against a 81.2 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
75 lenders closed FHA loans in Tooele, Utah in 2025, led by United Wholesale Mortgage with 50. 40 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 25 banks and 16 credit unions closed home loans in Tooele, Utah in 2025, alongside 87 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Tooele, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Tooele, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Tooele. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
