Mortgage Lenders and Brokers in South Salt Lake, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
South Salt Lake, Utah mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Mountain America Federal Credit UnionMountain America Federal Credit Union3028 S State St, South Salt Lake, UT 84115 3833A5.0 ★Texas Ratio: 9.78%, America First Federal Credit UnionAmerica First Federal Credit Union3499 S State St, South Salt Lake, UT 84115A5.0 ★Texas Ratio: 8.33%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Cyprus Federal Credit UnionCyprus Federal Credit Union221 W Parrish Ln, Centerville, UT 84014A+5.0 ★Texas Ratio: 2.73%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Glacier BankGlacier Bank113 S Main St, Alpine, UT 84004A+5.0 ★Texas Ratio: 1.87%, Utah First Credit UnionUtah First Credit Union616 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.01%, and Granite Federal Credit UnionGranite Federal Credit Union6799 S 900 E, Midvale, UT 84047 1436A5.0 ★Texas Ratio: 13.85%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in South Salt Lake, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in South Salt Lake are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in South Salt Lake, Utah
Market share is the lender's share of all home loans closed in South Salt Lake, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in South Salt Lake 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, FHA | 3 | 0.9% | 100% | $391,666 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 25 +2 HELOCs |
7.6% | 100% | $474,200 | View |
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3028 S State St, South Salt Lake, UT 84115 3833 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 14 +11 HELOCs |
4.2% | 58.3% | $191,428 | View |
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3499 S State St, South Salt Lake, UT 84115 A5.0 ★Texas Ratio: 8.33% |
Conventional, FHA, HELOC | 13 +20 HELOCs |
3.9% | 65.4% | $128,076 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 6 +9 HELOCs |
1.8% | 100% | $173,333 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 4 +2 HELOCs |
1.2% | 100% | $172,500 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 2 +2 HELOCs |
0.6% | 100% | $210,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 2 | 0.6% | 100% | $480,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +4 HELOCs |
0.3% | 100% | $375,000 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +3 HELOCs |
0.3% | 33.3% | $255,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $25,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 1 +2 HELOCs |
0.3% | 100% | $75,000 | View |
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3226 S Main St, South Salt Lake, UT 84115 3733 A5.0 ★Texas Ratio: 7.55% |
Conventional, HELOC | 1 +1 HELOCs |
0.3% | 33.3% | $55,000 | View |
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★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21% |
Conventional | 1 | 0.3% | 100% | $505,000 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional | 1 | 0.3% | 100% | $155,000 | View |
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA | 36 | 10.9% | 100% | $396,944 | |
Securitynational Mortgage Company
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Conventional, FHA | 9 | 2.7% | 100% | $226,111 | |
First Colony Mortgage Corporat
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Conventional, FHA | 7 | 2.1% | 100% | $255,000 | |
RANLife, Inc.
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Conventional, FHA, VA | 5 | 1.5% | 100% | $325,000 | |
Canopy Mortgage, LLC
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Conventional, FHA | 3 | 0.9% | 100% | $385,000 | |
Security Home Mortgage
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Conventional, FHA | 3 | 0.9% | 100% | $291,666 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 0.6% | 100% | $340,000 | |
Castle & Cooke Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $370,000 | |
Direct Rate Home Loans, Inc
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Conventional, FHA | 2 | 0.6% | 100% | $435,000 | |
My Move Mortgage, LLC
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Conventional | 2 | 0.6% | 100% | $310,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 48 +2 HELOCs |
14.5% | 94.1% | $366,041 | |
Rocket Mortgage
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Conventional, FHA | 24 | 7.3% | 88.9% | $265,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 9 | 2.7% | 100% | $395,000 | View |
Kind Lending, LLC
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Conventional, FHA, VA | 7 | 2.1% | 50% | $450,714 | |
Fairway Independent Mort Corp
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Conventional | 7 | 2.1% | 100% | $352,142 | |
The Loan Store, Inc
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Conventional, HELOC | 6 +1 HELOCs |
1.8% | 100% | $413,333 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 5 +1 HELOCs |
1.5% | 100% | $419,000 | |
Pennymac Loan Services LLC
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Conventional, FHA | 5 | 1.5% | 100% | $295,000 | |
Provident Funding Associates
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Conventional | 5 | 1.5% | 100% | $433,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 4 | 1.2% | 100% | $275,000 | |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.2% | 66.7% | $165,000 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 1.2% | 100% | $255,000 | View |
American Financial Resources LLC
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Conventional, FHA | 3 | 0.9% | 100% | $405,000 | |
Primelending
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Conventional, FHA, VA | 3 | 0.9% | 100% | $328,333 | |
loanDepot.com LLC
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Conventional | 3 | 0.9% | 80% | $208,333 | |
Resicentral LLC
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Conventional | 3 | 0.9% | 100% | $465,000 | |
Chartway FCU
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Conventional, HELOC | 2 +1 HELOCs |
0.6% | 100% | $40,000 | |
Guaranteed Rate, Inc.
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Conventional | 2 | 0.6% | 100% | $365,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, VA | 2 | 0.6% | 100% | $385,000 | View |
Newrez LLC
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Conventional, FHA | 2 | 0.6% | 66.7% | $250,000 | |
Gardner Financial Services
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Conventional, FHA | 2 | 0.6% | 100% | $310,000 | |
Mortgage Research Center
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VA | 2 | 0.6% | 100% | $490,000 | |
Better Mortgage Corporation
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Conventional | 2 | 0.6% | 66.7% | $445,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 2 | 0.6% | 100% | $390,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.6% | 66.7% | $490,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.6% | 100% | $65,000 | View |
Spring Eq, LLC
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Conventional | 2 | 0.6% | 66.7% | $105,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.3% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional | 1 | 0.3% | 100% | $395,000 | View |
Goodleap, LLC
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Conventional | 1 | 0.3% | 100% | $285,000 | |
Contour Mortgage Corporation
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VA | 1 | 0.3% | 100% | $215,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.3% | 40% | $55,000 | |
Envoy Mortgage, Ltd
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Conventional | 1 | 0.3% | 100% | $355,000 | |
Nbkc Bank
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Conventional | 1 | 0.3% | 100% | $445,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.3% | 33.3% | $155,000 | |
American Financial Network, Inc.
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FHA | 1 | 0.3% | 100% | $315,000 | |
AmWest Funding Corp
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Conventional | 1 | 0.3% | 100% | $455,000 | |
Cmg Mortgage Inc
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Conventional | 1 | 0.3% | 100% | $645,000 | |
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A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.3% | 100% | $375,000 | View |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional | 1 | 0.3% | 100% | $295,000 | View |
FineMark National Bank & Trust
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Conventional | 1 | 0.3% | 100% | $555,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.3% | 100% | $325,000 | |
Pentagon Federal Credit Union
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Conventional | 1 | 0.3% | 100% | $565,000 | |
Zillow Home Loans, LLC
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FHA | 1 | 0.3% | 100% | $405,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.3% | 100% | $405,000 | |
Plaza Home Mortgage, Inc
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FHA | 1 | 0.3% | 100% | $515,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.3% | 100% | $305,000 | |
Village Capital & Investment
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VA | 1 | 0.3% | 100% | $355,000 | |
Figure Lending LLC
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HELOC | 0 +4 HELOCs |
0% | n/a | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +3 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
South Salt Lake Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in South Salt Lake, Utah
Looking for mortgage lenders near me or mortgage brokers near me in South Salt Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in South Salt Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in South Salt Lake, UT
Use these to narrow the list above. Each category shows how many South Salt Lake, UT lenders fit and what that kind of lender is usually best for.
Who Lends in South Salt Lake, UT
Independent mortgage companies closed 69.7 percent of home loans in South Salt Lake, Utah in 2025, banks 16.4 percent and credit unions 13.9 percent. Intercap Lending Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and Mountain America Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Mountain America Federal Credit Union led with 14 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in South Salt Lake, UT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in South Salt Lake, Utah with 3 loans, about 0.9 percent of the market. The largest lender headquartered in Utah was Mountain America Federal Credit Union with 14 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
26 lenders closed FHA loans in South Salt Lake, Utah in 2025, led by Intercap Lending Inc with 6. 11 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 12 credit unions closed home loans in South Salt Lake, Utah in 2025, alongside 47 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in South Salt Lake, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in South Salt Lake, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up South Salt Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
