Mortgage Lenders and Brokers in North Salt Lake, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
North Salt Lake, Utah mortgage lenders include Zions Bancorporation, N.A.Zions Bancorporation, N.A.870 N Highway 89, North Salt Lake, UT 84054A+5.0 ★Texas Ratio: 3.72%, Keybank National AssociationKeybank National Association717 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 4.81%, America First Federal Credit UnionAmerica First Federal Credit Union725 N Redwood Rd, North Salt Lake, UT 84054 2832A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union659 N Redwood Rd, North Salt Lake, UT 84054A+5.0 ★Texas Ratio: 2.69%, US Bank, N.A.US Bank, N.A.1090 N 500 E, North Salt Lake, UT 84054A+5.0 ★Texas Ratio: 2.85%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, Wells Fargo Bank NAWells Fargo Bank NA797 W State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 5.36%, and Utah First Credit UnionUtah First Credit Union616 W Main St, American Fork, UT 84003A+5.0 ★Texas Ratio: 1.01%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in North Salt Lake, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in North Salt Lake are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in North Salt Lake, Utah
Market share is the lender's share of all home loans closed in North Salt Lake, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in North Salt Lake 870 N Highway 89, North Salt Lake, UT 84054 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 5 +4 HELOCs |
1.9% | 75% | $1,987,000 | View |
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1 office in North Salt Lake 717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 1 +1 HELOCs |
0.4% | 100% | $1,195,000 | View |
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725 N Redwood Rd, North Salt Lake, UT 84054 2832 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 23 +36 HELOCs |
8.5% | 100% | $118,043 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 17 +18 HELOCs |
6.3% | 63% | $204,411 | View |
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659 N Redwood Rd, North Salt Lake, UT 84054 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 5 +14 HELOCs |
1.9% | 83.3% | $199,000 | View |
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1090 N 500 E, North Salt Lake, UT 84054 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 5 +3 HELOCs |
1.9% | 100% | $565,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 4 +5 HELOCs |
1.5% | 66.7% | $112,500 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, Jumbo | 3 | 1.1% | 100% | $628,333 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.7% | 100% | $425,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +6 HELOCs |
0.4% | 100% | $125,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $495,000 | View |
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450 E 1100 N, North Salt Lake, UT 84054 A+5.0 ★Texas Ratio: 2.73% |
FHA, HELOC | 1 +1 HELOCs |
0.4% | 100% | $465,000 | View |
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510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 1 | 0.4% | 100% | $935,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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911 E Fort Union Blvd, Midvale, UT 84047 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA | 18 | 6.7% | 100% | $401,111 | |
My Move Mortgage, LLC
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Conventional, FHA, Jumbo | 7 | 2.6% | 100% | $400,714 | |
Direct Rate Home Loans, Inc
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Conventional, FHA, VA | 3 | 1.1% | 100% | $458,333 | |
RANLife, Inc.
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Conventional | 2 | 0.7% | 100% | $665,000 | |
First Colony Mortgage Corporat
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Conventional | 2 | 0.7% | 100% | $440,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.4% | 100% | $465,000 | |
Canopy Mortgage, LLC
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Conventional | 1 | 0.4% | 100% | $335,000 | |
Securitynational Mortgage Company
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Conventional | 1 | 0.4% | 100% | $575,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 29 +1 HELOCs |
10.7% | 90.6% | $526,724 | |
Rocket Mortgage
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Conventional, FHA | 18 | 6.7% | 82.6% | $363,333 | |
Kind Lending, LLC
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Conventional, FHA, VA | 12 | 4.4% | 75% | $440,000 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo | 11 | 4.1% | 100% | $581,363 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 10 | 3.7% | 70% | $84,000 | View |
Provident Funding Associates
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Conventional | 7 | 2.6% | 87.5% | $520,714 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 6 | 2.2% | 75% | $448,333 | View |
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A+5.0 ★Texas Ratio: 1.38% |
FHA, VA | 4 | 1.5% | 100% | $432,500 | View |
Nationstar Mortgage
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Conventional, FHA | 4 | 1.5% | 100% | $207,500 | |
Fairway Independent Mort Corp
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Conventional, Jumbo | 4 | 1.5% | 100% | $740,000 | |
Newrez LLC
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Conventional, Jumbo | 3 | 1.1% | 57.1% | $1,108,333 | |
Pennymac Loan Services LLC
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Conventional | 3 | 1.1% | 60% | $498,333 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional | 3 | 1.1% | 100% | $505,000 | View |
American Financing Corporation
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Conventional | 3 | 1.1% | 60% | $408,333 | |
American Pacific Mortgage Corporation
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Conventional, Jumbo | 3 | 1.1% | 100% | $981,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, VA | 3 | 1.1% | 100% | $515,000 | View |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.7% | 100% | $630,000 | |
Guaranteed Rate, Inc.
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Conventional, VA, Jumbo | 2 | 0.7% | 66.7% | $845,000 | |
CrossCountry Mortgage, LLC
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Conventional | 2 | 0.7% | 100% | $205,000 | |
loanDepot.com LLC
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Conventional | 2 | 0.7% | 66.7% | $300,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.7% | 100% | $445,000 | |
Clm Mortgage, Inc
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Conventional, VA | 2 | 0.7% | 100% | $440,000 | |
VanDyk Mortgage Corporation
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Conventional | 2 | 0.7% | 100% | $450,000 | |
Sierra Pacific Mortgage Co. Inc
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Conventional | 2 | 0.7% | 100% | $355,000 | |
21St Mortgage
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Conventional | 2 | 0.7% | 22.2% | $115,000 | |
Navy Federal Credit Union
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Conventional, HELOC | 1 +1 HELOCs |
0.4% | 100% | $435,000 | |
Sun American Mortgage Company
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Conventional | 1 | 0.4% | 100% | $755,000 | |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.4% | 100% | $355,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.4% | 100% | $555,000 | |
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A-4.9 ★Texas Ratio: 16.48% |
FHA | 1 | 0.4% | 100% | $395,000 | View |
Sage Home Loans Corporation
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Conventional | 1 | 0.4% | 100% | $295,000 | |
Toll Brothers Mortgage Company
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Conventional, Jumbo | 1 | 0.4% | 100% | $965,000 | |
Home Mortgage Alliance Corp (Hmac)
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Conventional, Jumbo | 1 | 0.4% | 100% | $755,000 | |
American Financial Network, Inc.
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VA | 1 | 0.4% | 100% | $465,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.4% | 100% | $45,000 | View |
Cmg Mortgage Inc
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VA | 1 | 0.4% | 100% | $735,000 | |
Union Home Mortgage Corp.
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Conventional | 1 | 0.4% | 100% | $375,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $805,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.4% | 100% | $665,000 | |
Generations Home Loans, LLC
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Conventional | 1 | 0.4% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.4% | 100% | $535,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.4% | 100% | $555,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.4% | 50% | $235,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.4% | 100% | $545,000 | View |
United Nations Federal CU
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Conventional, Jumbo | 1 | 0.4% | 100% | $1,035,000 | |
Paramount Residential Mortgage
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Conventional | 1 | 0.4% | 100% | $675,000 | |
Nexera Holding LLC
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Conventional, Jumbo | 1 | 0.4% | 100% | $415,000 | |
Vanderbilt Mortgage and Finance, Inc
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Conventional | 1 | 0.4% | 14.3% | $65,000 | |
Village Capital & Investment
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FHA | 1 | 0.4% | 66.7% | $605,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.4% | 100% | $435,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Spring Eq, LLC
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
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HELOC | 0 +1 HELOCs |
0% | 0% | ||
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
North Salt Lake Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in North Salt Lake, Utah
Looking for mortgage lenders near me or mortgage brokers near me in North Salt Lake? The list below shows the banks, credit unions and mortgage brokers that closed home loans in North Salt Lake in 2025, with lenders based there listed first.
Types of Mortgage Lenders in North Salt Lake, UT
Use these to narrow the list above. Each category shows how many North Salt Lake, UT lenders fit and what that kind of lender is usually best for.
Who Lends in North Salt Lake, UT
Independent mortgage companies closed 68.1 percent of home loans in North Salt Lake, Utah in 2025, banks 11.5 percent and credit unions 20.4 percent. Intercap Lending Inc was the largest mortgage company, Zions Bancorporation, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in North Salt Lake, UT
By home loans closed in 2025, Zions Bancorporation, N.A. was the largest mortgage lender in North Salt Lake, Utah with 5 loans, about 1.9 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
14 lenders closed FHA loans in North Salt Lake, Utah in 2025, led by Intercap Lending Inc with 5. 10 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 17 banks and 11 credit unions closed home loans in North Salt Lake, Utah in 2025, alongside 52 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in North Salt Lake, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in North Salt Lake, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up North Salt Lake. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
