Mortgage Lenders and Brokers in Washington, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Washington, Utah mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA715 W Telegraph St, Washington, UT 84780A+5.0 ★Texas Ratio: 3.68%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.865 W Telegraph St, Washington, UT 84780A+5.0 ★Texas Ratio: 3.72%, Cache Valley BankCache Valley Bank710 W Telegraph St, Washington, UT 84780A+5.0 ★Texas Ratio: 1.59%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, and Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Washington, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Washington are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Washington, Utah
Market share is the lender's share of all home loans closed in Washington, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Washington 715 W Telegraph St, Washington, UT 84780 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 9 | 0.8% | 90% | $577,222 | View |
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1 office in Washington 865 W Telegraph St, Washington, UT 84780 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 6 +25 HELOCs |
0.5% | 83.3% | $1,010,000 | View |
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1 office in Washington 710 W Telegraph St, Washington, UT 84780 A+5.0 ★Texas Ratio: 1.59% |
Conventional, FHA, Jumbo | 6 | 0.5% | 100% | $518,333 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 43 +61 HELOCs |
3.8% | 78.6% | $140,813 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, Jumbo, HELOC | 41 +50 HELOCs |
3.6% | 61.4% | $205,000 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 14 +33 HELOCs |
1.2% | 94.1% | $413,571 | View |
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100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, Jumbo | 11 | 1% | 84.6% | $367,727 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 7 +3 HELOCs |
0.6% | 88.9% | $712,142 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 6 +6 HELOCs |
0.5% | 100% | $163,333 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 5 +3 HELOCs |
0.4% | 100% | $175,000 | View |
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1322 S Interstate Dr, Cedar City, UT 84720 A+5.0 ★Texas Ratio: 2.27% |
Conventional, HELOC | 3 +22 HELOCs |
0.3% | 80% | $385,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 3 +4 HELOCs |
0.3% | 100% | $348,333 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 3 | 0.3% | 75% | $865,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional, HELOC | 2 +1 HELOCs |
0.2% | 100% | $395,000 | |
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1603 E Grapevine Crossing Rd, Washington, UT 84780 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +20 HELOCs |
0.1% | 100% | $135,000 | View |
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10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,145,000 | View |
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9490 S 300 W, Sandy, UT 84070 A+5.0 ★Texas Ratio: 3.94% |
Conventional, Jumbo | 1 | 0.1% | 100% | $3,185,000 | View |
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375 E STATE RD, American Fork, UT 84003 2556 A5.0 ★Texas Ratio: 6.38% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,095,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional, Jumbo | 1 | 0.1% | 50% | $955,000 | View |
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407 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 1.93% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
First Colony Mortgage Corporat
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Conventional, FHA, VA, Jumbo | 50 | 4.4% | 98% | $484,600 | |
Belem Servicing, LLC dba Patriot Home Mortgage
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Conventional, FHA, VA, Jumbo | 50 | 4.4% | 96.4% | $481,200 | |
Intercap Lending Inc
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Conventional, FHA, VA, Jumbo | 40 | 3.5% | 100% | $475,250 | |
My Move Mortgage, LLC
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Conventional, FHA | 33 | 2.9% | 100% | $362,272 | |
Securitynational Mortgage Company
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Conventional, VA, Jumbo | 9 | 0.8% | 81.8% | $497,222 | |
Veritas Funding, LLC
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Conventional, FHA, Jumbo | 6 | 0.5% | 100% | $623,333 | |
Primary Residential Mortgage, INC.
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Conventional, Jumbo | 4 | 0.4% | 80% | $745,000 | |
Security Home Mortgage
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Conventional, FHA | 4 | 0.4% | 100% | $295,000 | |
Canopy Mortgage, LLC
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Conventional | 3 | 0.3% | 100% | $471,666 | |
RANLife, Inc.
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Conventional | 2 | 0.2% | 100% | $470,000 | |
City 1st Mortgage Services, LC
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VA | 1 | 0.1% | 100% | $725,000 | |
DHI Mortgage Company, LTD.
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Conventional, FHA, VA | 209 | 18.3% | 90.5% | $398,253 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA, Jumbo | 106 | 9.3% | 96.6% | $483,773 | View |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 83 +1 HELOCs |
7.3% | 93.3% | $498,855 | |
Sun American Mortgage Company
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Conventional, FHA, VA, Jumbo | 50 | 4.4% | 100% | $416,400 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 41 | 3.6% | 75.4% | $407,682 | |
The Loan Store, Inc
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Conventional, FHA, Jumbo, HELOC | 37 +1 HELOCs |
3.2% | 97.4% | $512,567 | |
Pennymac Loan Services LLC
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Conventional, FHA, VA, Jumbo | 21 | 1.8% | 72.4% | $551,190 | |
Kind Lending, LLC
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Conventional, FHA, VA, Jumbo | 19 | 1.7% | 76% | $502,368 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, VA | 14 | 1.2% | 100% | $406,428 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, HELOC | 10 +1 HELOCs |
0.9% | 90.9% | $487,000 | |
Nationstar Mortgage
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Conventional | 10 | 0.9% | 92.3% | $170,000 | |
Ark-La-Tex Financial Services LLC
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Conventional, FHA | 9 | 0.8% | 100% | $307,222 | |
loanDepot.com LLC
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Conventional, VA, Jumbo, HELOC | 8 +2 HELOCs |
0.7% | 100% | $537,500 | |
Newrez LLC
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Conventional, VA, Jumbo | 7 | 0.6% | 50% | $539,285 | |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA | 6 | 0.5% | 85.7% | $496,666 | View |
Mortgage Research Center
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Conventional, VA | 6 | 0.5% | 66.7% | $468,333 | |
Fairway Independent Mort Corp
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Conventional, FHA, Jumbo | 6 | 0.5% | 100% | $731,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 6 | 0.5% | 100% | $226,666 | View |
Provident Funding Associates
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Conventional | 5 | 0.4% | 100% | $411,000 | |
ClearEdge Lending LLC
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Conventional, Jumbo | 5 | 0.4% | 100% | $663,000 | |
Spring Eq, LLC
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Conventional, HELOC | 4 +2 HELOCs |
0.4% | 40% | $135,000 | |
Amerisave Mortgage Company
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Conventional, FHA | 4 | 0.4% | 66.7% | $140,000 | |
American Financial Network, Inc.
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Conventional, FHA | 4 | 0.4% | 100% | $555,000 | |
Lower, LLC
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Conventional | 4 | 0.4% | 100% | $560,000 | |
Village Capital & Investment
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VA | 4 | 0.4% | 100% | $597,500 | |
Lakeview Loan Servicing, LLC
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Conventional, FHA | 3 | 0.3% | 60% | $268,333 | |
MortgageOne, Inc
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Conventional, FHA | 3 | 0.3% | 100% | $308,333 | |
AmWest Funding Corp
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Conventional | 3 | 0.3% | 100% | $378,333 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 3 | 0.3% | 75% | $731,666 | |
Cmg Mortgage Inc
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Conventional, VA, Jumbo | 3 | 0.3% | 80% | $635,000 | |
American Financing Corporation
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Conventional, FHA | 3 | 0.3% | 75% | $195,000 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 3 | 0.3% | 100% | $658,333 | |
Citadel Servicing Corporation
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Conventional | 3 | 0.3% | 100% | $528,333 | |
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B-4.3 ★Texas Ratio: 23.12% |
Conventional | 3 | 0.3% | 100% | $221,666 | View |
Navy Federal Credit Union
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Conventional, VA | 3 | 0.3% | 100% | $298,333 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.2% | 66.7% | $580,000 | |
HomeBridge Financial Services, Inc
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Conventional, VA, Jumbo, HELOC | 2 +1 HELOCs |
0.2% | 100% | $1,090,000 | |
Better Mortgage Corporation
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.2% | 66.7% | $570,000 | |
Sage Home Loans Corporation
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Conventional | 2 | 0.2% | 100% | $535,000 | |
AmeriHome Mortgage Company, LLC
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FHA | 2 | 0.2% | 100% | $465,000 | |
Resicentral LLC
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Conventional | 2 | 0.2% | 100% | $250,000 | |
Synergy One Lending, Inc.
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Conventional | 2 | 0.2% | 66.7% | $430,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 2 | 0.2% | 100% | $540,000 | View |
Discover Bank
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Conventional | 2 | 0.2% | 50% | $170,000 | |
Gardner Financial Services
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Conventional | 2 | 0.2% | 100% | $650,000 | |
American Pacific Mortgage Corporation
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Conventional, FHA | 2 | 0.2% | 100% | $505,000 | |
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A-4.8 ★Texas Ratio: 12.33% |
Conventional | 2 | 0.2% | 100% | $505,000 | View |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 2 | 0.2% | 100% | $830,000 | View |
Paramount Residential Mortgage
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Conventional | 2 | 0.2% | 100% | $565,000 | |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional | 1 | 0.1% | 100% | $375,000 | View |
Guaranteed Rate Affinity, LLC
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Conventional | 1 | 0.1% | 100% | $395,000 | |
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A+5.0 ★Texas Ratio: 4.98% |
Conventional | 1 | 0.1% | 100% | $775,000 | View |
Guaranteed Rate, Inc.
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FHA | 1 | 0.1% | 100% | $225,000 | |
Primelending
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Conventional | 1 | 0.1% | 100% | $625,000 | |
Fundloans Capital
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Conventional | 1 | 0.1% | 100% | $245,000 | |
Goodleap, LLC
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VA | 1 | 0.1% | 100% | $275,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional | 1 | 0.1% | 100% | $215,000 | View |
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A-4.9 ★Texas Ratio: 16.48% |
Conventional | 1 | 0.1% | 100% | $695,000 | View |
Movement Mortgage, LLC
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VA | 1 | 0.1% | 100% | $665,000 | |
PHH Mortgage Corporation
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VA | 1 | 0.1% | 100% | $655,000 | |
Dart Bank
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Conventional | 1 | 0.1% | 100% | $305,000 | |
Kinecta Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $225,000 | |
Filo Mortgage, LLC
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Conventional | 1 | 0.1% | 100% | $595,000 | |
Deephaven Mortgage LLC
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Conventional | 1 | 0.1% | 100% | $75,000 | |
Beehive Federal Credit Union
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Conventional | 1 | 0.1% | 100% | $165,000 | |
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A5.0 ★Texas Ratio: 8.47% |
Conventional | 1 | 0.1% | 100% | $465,000 | View |
Click n' Close, Inc.
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FHA | 1 | 0.1% | 100% | $425,000 | |
Bay Equity LLC
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Conventional | 1 | 0.1% | 100% | $275,000 | |
Ameritrust Mortgage Corporation
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Conventional | 1 | 0.1% | 100% | $495,000 | |
Stg Mortgage Inc
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Conventional | 1 | 0.1% | 100% | $505,000 | |
American Internet Mortgage, Inc.
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Conventional | 1 | 0.1% | 100% | $715,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.1% | 100% | $285,000 | View |
Peoples Mortgage Company
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Conventional | 1 | 0.1% | 100% | $375,000 | |
Planet Home Lending, LLC
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VA | 1 | 0.1% | 100% | $395,000 | |
Franklin Loan Corporation
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FHA | 1 | 0.1% | 100% | $325,000 | |
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A+5.0 ★Texas Ratio: 4.81% |
VA | 1 | 0.1% | 100% | $575,000 | View |
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A5.0 ★Texas Ratio: 7.72% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,745,000 | View |
Zillow Home Loans, LLC
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Conventional | 1 | 0.1% | 100% | $375,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.1% | 50% | $325,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.1% | 100% | $555,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
VA | 1 | 0.1% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 1 | 0.1% | 100% | $75,000 | View |
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A+5.0 ★Texas Ratio: 5.55% |
Conventional, Jumbo | 1 | 0.1% | 100% | $1,435,000 | View |
Plaza Home Mortgage, Inc
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Conventional | 1 | 0.1% | 100% | $245,000 | |
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A5.0 ★Texas Ratio: 10.59% |
Conventional | 1 | 0.1% | 100% | $715,000 | View |
Chartway FCU
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HELOC | 0 +24 HELOCs |
0% | 0% | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +9 HELOCs |
0% | n/a | View | |
Alliant Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Pentagon Federal Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
Oaktree Funding Corp
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Evo Home Loans, LLC dba Epiq Lending
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HELOC | 0 +1 HELOCs |
0% | 100% | ||
Connexus Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Mission Loans, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Wings Financial Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Washington Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Washington, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Washington? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Washington in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Washington, UT
Use these to narrow the list above. Each category shows how many Washington, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Washington, UT
Independent mortgage companies closed 81.9 percent of home loans in Washington, Utah in 2025, banks 7.1 percent and credit unions 11 percent. First Colony Mortgage Corporat was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Cache Valley Bank led with 6 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Washington, UT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Washington, Utah with 9 loans, about 0.8 percent of the market. The largest lender headquartered in Utah was Cache Valley Bank with 6 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Washington, Utah, Sun American Mortgage Company approved the highest share of completed applications in 2025 at 100 percent, against a 88.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
31 lenders closed FHA loans in Washington, Utah in 2025, led by DHI Mortgage Company, LTD. with 52. 27 lenders closed VA loans, led by DHI Mortgage Company, LTD.. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 34 banks and 22 credit unions closed home loans in Washington, Utah in 2025, alongside 76 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Washington, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Washington, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Washington. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
