Mortgage Lenders and Brokers in Holladay, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Holladay, Utah mortgage lenders include JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.4641 S 2300 E, Holladay, UT 84117A+5.0 ★Texas Ratio: 3.72%, Canyon View Credit UnionCanyon View Credit Union4675 S Highland Dr, Holladay, UT 84117 5137A5.0 ★Texas Ratio: 10.63%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Bank of America NABank of America NA496 N 900 W, American Fork, UT 84003A+5.0 ★Texas Ratio: 4.14%, BMO Harris Bank NABMO Harris Bank NA683 W Antelope Dr, Layton, UT 84041A+5.0 ★Texas Ratio: 3.54%, Granite Federal Credit UnionGranite Federal Credit Union6799 S 900 E, Midvale, UT 84047 1436A5.0 ★Texas Ratio: 13.85%, and Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Holladay, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Holladay are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Holladay, Utah
Market share is the lender's share of all home loans closed in Holladay, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Holladay 510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo | 12 | 2.4% | 100% | $1,234,166 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, Jumbo, HELOC | 23 +66 HELOCs |
4.6% | 84.4% | $451,086 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, HELOC | 20 +40 HELOCs |
4% | 60.6% | $218,000 | View |
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4641 S 2300 E, Holladay, UT 84117 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 6 +23 HELOCs |
1.2% | 92.9% | $1,973,333 | View |
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4675 S Highland Dr, Holladay, UT 84117 5137 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 5 +20 HELOCs |
1% | 100% | $295,000 | View |
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278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +12 HELOCs |
0.8% | 71.4% | $240,000 | View |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 4 +4 HELOCs |
0.8% | 66.7% | $1,120,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 3 | 0.6% | 75% | $778,333 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 75% | $235,000 | View |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 2 +5 HELOCs |
0.4% | 100% | $335,000 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, Jumbo, HELOC | 2 +2 HELOCs |
0.4% | 100% | $1,020,000 | View |
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797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.4% | 50% | $440,000 | View |
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★ 5 stars, 1 review 95 S State St, Salt Lake City, UT 84111 A+5.0 ★Texas Ratio: 1.21% |
Conventional, Jumbo | 2 | 0.4% | 100% | $2,915,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +11 HELOCs |
0.2% | 100% | $135,000 | View |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, Jumbo, HELOC | 1 +7 HELOCs |
0.2% | 50% | $1,385,000 | View |
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6965 S Union Park Ctr, Cottonwood Heights, UT 84047 A4.7 ★Texas Ratio: 4.32% |
Conventional, Jumbo | 1 | 0.2% | 100% | $2,635,000 | View |
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580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90% |
Conventional | 1 | 0.2% | 100% | $225,000 | View |
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1207 E Draper Pkwy, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $15,845,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
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113 S Main St, Alpine, UT 84004 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.2% | 100% | $755,000 | View |
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101 S Main St, Brigham City, UT 84302 A+5.0 ★Texas Ratio: 1.13% |
Conventional | 1 | 0.2% | 100% | $525,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
HELOC | 0 +4 HELOCs |
0% | 0% | ||
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717 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.81% |
HELOC | 0 +3 HELOCs |
0% | 0% | View | |
Intercap Lending Inc
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Conventional, FHA, VA, Jumbo | 29 | 5.9% | 96.9% | $721,896 | |
My Move Mortgage, LLC
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Conventional, Jumbo | 7 | 1.4% | 100% | $1,215,000 | |
Canopy Mortgage, LLC
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Conventional, Jumbo | 5 | 1% | 100% | $723,000 | |
Securitynational Mortgage Company
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Conventional | 4 | 0.8% | 100% | $497,500 | |
First Colony Mortgage Corporat
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Conventional, FHA, Jumbo | 4 | 0.8% | 100% | $570,000 | |
RANLife, Inc.
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Conventional, FHA | 3 | 0.6% | 100% | $315,000 | |
Utah Mortgage Loan Corporation
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Conventional, Jumbo | 3 | 0.6% | 100% | $701,666 | |
Direct Rate Home Loans, Inc
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Conventional, Jumbo | 3 | 0.6% | 60% | $678,333 | |
Direct Mortgage Corp
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Conventional | 2 | 0.4% | 66.7% | $305,000 | |
Primary Residential Mortgage, INC.
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Conventional | 1 | 0.2% | 100% | $425,000 | |
Security Home Mortgage
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Conventional | 1 | 0.2% | 100% | $205,000 | |
Castle & Cooke Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $245,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 80 +1 HELOCs |
16.2% | 95.3% | $582,375 | |
Rocket Mortgage
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Conventional, FHA, Jumbo | 34 | 6.9% | 78.3% | $480,882 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, VA, Jumbo | 23 | 4.6% | 100% | $593,695 | View |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 20 | 4% | 100% | $785,500 | |
Kind Lending, LLC
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Conventional, Jumbo | 18 | 3.6% | 86.4% | $632,222 | |
loanDepot.com LLC
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Conventional, Jumbo | 13 | 2.6% | 86.7% | $511,923 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 12 | 2.4% | 100% | $524,166 | View |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 8 +4 HELOCs |
1.6% | 100% | $453,750 | |
Pennymac Loan Services LLC
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Conventional, Jumbo | 8 | 1.6% | 80% | $760,000 | |
CrossCountry Mortgage, LLC
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Conventional, Jumbo | 7 | 1.4% | 100% | $855,000 | |
Provident Funding Associates
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Conventional | 6 | 1.2% | 85.7% | $598,333 | |
Better Mortgage Corporation
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Conventional, Jumbo | 6 | 1.2% | 100% | $716,666 | |
Nationstar Mortgage
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Conventional | 5 | 1% | 83.3% | $217,000 | |
Newrez LLC
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Conventional | 4 | 0.8% | 57.1% | $482,500 | |
Deephaven Mortgage LLC
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Conventional, Jumbo | 4 | 0.8% | 100% | $1,807,500 | |
Gardner Financial Services
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Conventional, Jumbo | 4 | 0.8% | 100% | $817,500 | |
Cmg Mortgage Inc
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Conventional, HELOC | 3 +1 HELOCs |
0.6% | 100% | $535,000 | |
Sage Home Loans Corporation
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Conventional, Jumbo | 3 | 0.6% | 100% | $1,435,000 | |
Resicentral LLC
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Conventional | 3 | 0.6% | 100% | $395,000 | |
American Internet Mortgage, Inc.
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Conventional | 3 | 0.6% | 75% | $628,333 | |
Lendsure Mortgage Corp.
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Conventional, Jumbo | 3 | 0.6% | 100% | $765,000 | |
Mutual of Omaha Mortgage
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Conventional | 3 | 0.6% | 100% | $491,666 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 3 | 0.6% | 100% | $708,333 | View |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional, Jumbo | 3 | 0.6% | 75% | $448,333 | View |
Nexera Holding LLC
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Conventional, Jumbo | 3 | 0.6% | 100% | $588,333 | |
Alliant Credit Union
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Conventional, Jumbo, HELOC | 2 +4 HELOCs |
0.4% | 100% | $845,000 | |
American Financial Resources LLC
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Conventional, FHA | 2 | 0.4% | 100% | $350,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.4% | 100% | $560,000 | View |
AmWest Funding Corp
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Conventional | 2 | 0.4% | 100% | $385,000 | |
Network Funding, L.P.
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Conventional | 2 | 0.4% | 100% | $240,000 | |
Mortgage Research Center
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VA, Jumbo | 2 | 0.4% | 100% | $600,000 | |
V.I.P. Mortgage, Inc.
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Conventional | 2 | 0.4% | 100% | $580,000 | |
Paramount Residential Mortgage
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Conventional, Jumbo | 2 | 0.4% | 100% | $585,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional | 2 | 0.4% | 100% | $675,000 | View |
JMAC Lending, Inc.
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Conventional | 2 | 0.4% | 100% | $465,000 | |
Spring Eq, LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 16.7% | $305,000 | |
Genisys Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,155,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional | 1 | 0.2% | 100% | $745,000 | View |
Premia Mortgage, LLC
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VA, Jumbo | 1 | 0.2% | 100% | $975,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 50% | $735,000 | View |
Cornerstone First Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,085,000 | |
Premier Mortgage Resources, LLC
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Conventional | 1 | 0.2% | 100% | $655,000 | |
American Airlines Federal Cred
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,505,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional, Jumbo | 1 | 0.2% | 100% | $2,505,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 1 | 0.2% | 28.6% | $255,000 | |
MortgageOne, Inc
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Conventional | 1 | 0.2% | 100% | $375,000 | |
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D3.3 ★Texas Ratio: 35.11% |
Conventional | 1 | 0.2% | 100% | $295,000 | View |
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A+5.0 ★Texas Ratio: 1.15% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,255,000 | View |
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B+4.8 ★Texas Ratio: 17.16% |
Conventional | 1 | 0.2% | 100% | $725,000 | View |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 50% | $505,000 | |
American Financial Network, Inc.
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Conventional | 1 | 0.2% | 100% | $305,000 | |
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A+5.0 ★Texas Ratio: 3.04% |
Conventional, Jumbo | 1 | 0.2% | 100% | $4,005,000 | View |
Valley West Corporation
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Conventional | 1 | 0.2% | 100% | $455,000 | |
HomeXpress Mortgage Corp.
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Conventional, Jumbo | 1 | 0.2% | 50% | $995,000 | |
Beehive Federal Credit Union
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Conventional | 1 | 0.2% | 100% | $355,000 | |
American Financing Corporation
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Conventional | 1 | 0.2% | 50% | $445,000 | |
SIRVA Mortgage, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,065,000 | |
Fairwinds Credit Union
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Conventional, Jumbo | 1 | 0.2% | 100% | $975,000 | |
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A+5.0 ★Texas Ratio: 0.89% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
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A+5.0 ★Texas Ratio: 4.86% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,005,000 | View |
Intelliloan, Inc.
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Conventional | 1 | 0.2% | 100% | $575,000 | |
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A+5.0 ★Texas Ratio: 1.10% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,875,000 | View |
Hometown Equity Mortgage, LLC
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Conventional | 1 | 0.2% | 33.3% | $245,000 | |
American Pacific Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $805,000 | |
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A4.7 ★Texas Ratio: 0.83% |
Conventional, Jumbo | 1 | 0.2% | 100% | $985,000 | View |
Pentagon Federal Credit Union
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VA | 1 | 0.2% | 100% | $395,000 | |
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A-5.0 ★Texas Ratio: 14.93% |
Conventional, Jumbo | 1 | 0.2% | 100% | $885,000 | View |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional | 1 | 0.2% | 100% | $805,000 | View |
Nations Direct Mortgage, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $675,000 | |
New American Funding, LLC.
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Conventional | 1 | 0.2% | 100% | $475,000 | |
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A+5.0 ★Texas Ratio: 4.12% |
Conventional | 1 | 0.2% | 100% | $585,000 | View |
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B+4.8 ★Texas Ratio: 16.98% |
Conventional | 1 | 0.2% | 100% | $135,000 | View |
Champions Funding, LLC
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Conventional | 1 | 0.2% | 100% | $705,000 | |
Figure Lending LLC
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HELOC | 0 +6 HELOCs |
0% | n/a | ||
Quorum Federal Credit Union
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HELOC | 0 +3 HELOCs |
0% | n/a | ||
Chartway FCU
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HELOC | 0 +2 HELOCs |
0% | 0% | ||
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A5.0 ★Texas Ratio: 6.91% |
HELOC | 0 +2 HELOCs |
0% | n/a | ||
Goodleap, LLC
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Usalliance Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Delta Community Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Empeople Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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A+5.0 ★Texas Ratio: 5.53% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Gte Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +1 HELOCs |
0% | 0% | View | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Navy Federal Credit Union
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HELOC | 0 +1 HELOCs |
0% | n/a | ||
Angel Oak Mortgage Solutions LLC
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HELOC | 0 +1 HELOCs |
0% | n/a |
Holladay Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Holladay, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Holladay? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Holladay in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Holladay, UT
Use these to narrow the list above. Each category shows how many Holladay, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Holladay, UT
Independent mortgage companies closed 72.1 percent of home loans in Holladay, Utah in 2025, banks 15.2 percent and credit unions 12.7 percent. Intercap Lending Inc was the largest mortgage company, JPMorgan Chase Bank, NA the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Holladay, UT
By home loans closed in 2025, JPMorgan Chase Bank, NA was the largest mortgage lender in Holladay, Utah with 12 loans, about 2.4 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 23 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Holladay, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 95.3 percent, against a 86.6 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
10 lenders closed FHA loans in Holladay, Utah in 2025, led by United Wholesale Mortgage with 4. 7 lenders closed VA loans, led by United Wholesale Mortgage. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 36 banks and 23 credit unions closed home loans in Holladay, Utah in 2025, alongside 63 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Holladay, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Holladay, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Holladay. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
