Mortgage Lenders and Brokers in Sunset, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Sunset, Utah mortgage lenders include America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union13903 S Redwood Rd, Bluffdale, UT 84065A+5.0 ★Texas Ratio: 2.69%, Wasatch Peaks Federal Credit UnionWasatch Peaks Federal Credit Union1 Browning Pl, Mountain Green, UT 84050 9326A+5.0 ★Texas Ratio: 0.78%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, Intercap Lending IncIntercap Lending IncSalt Lake City, UT, First Colony Mortgage CorporatFirst Colony Mortgage CorporatPleasant Grove, UT, Direct Rate Home Loans, IncDirect Rate Home Loans, IncCotton Heights, UT, Primary Residential Mortgage, INC.Primary Residential Mortgage, INC.Salt Lake City, UT, and Securitynational Mortgage CompanySecuritynational Mortgage CompanySalt Lake City, UT. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Sunset, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Sunset are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Sunset, Utah
Market share is the lender's share of all home loans closed in Sunset, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 23 +13 HELOCs |
15.9% | 83.3% | $80,217 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 7 +2 HELOCs |
4.8% | 87.5% | $100,714 | View |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
Conventional, HELOC | 3 +3 HELOCs |
2.1% | 100% | $198,333 | View |
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1 Browning Pl, Mountain Green, UT 84050 9326 A+5.0 ★Texas Ratio: 0.78% |
Conventional | 1 | 0.7% | 100% | $355,000 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA | 11 | 7.6% | 100% | $227,727 | |
First Colony Mortgage Corporat
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Conventional, FHA | 4 | 2.8% | 100% | $267,500 | |
Direct Rate Home Loans, Inc
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Conventional, FHA, VA | 3 | 2.1% | 100% | $388,333 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 1.4% | 100% | $220,000 | |
Securitynational Mortgage Company
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Conventional, FHA | 2 | 1.4% | 100% | $190,000 | |
My Move Mortgage, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $200,000 | |
Veritas Funding, LLC
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FHA | 1 | 0.7% | 100% | $305,000 | |
Rocket Mortgage
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Conventional, VA | 11 | 7.6% | 68.8% | $251,363 | |
United Wholesale Mortgage
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Conventional, FHA, VA, HELOC | 10 +1 HELOCs |
6.9% | 100% | $352,000 | |
Kind Lending, LLC
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Conventional, FHA, VA | 6 | 4.1% | 100% | $381,666 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA | 5 | 3.4% | 100% | $273,000 | |
Guaranteed Rate, Inc.
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Conventional, FHA | 4 | 2.8% | 100% | $247,500 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional | 4 | 2.8% | 100% | $292,500 | View |
Mortgage Research Center
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VA | 4 | 2.8% | 57.1% | $347,500 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 4 | 2.8% | 100% | $200,000 | View |
SWBC Mortgage Corporation
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Conventional, FHA | 3 | 2.1% | 100% | $225,000 | |
Provident Funding Associates
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Conventional | 3 | 2.1% | 100% | $271,666 | |
The Loan Store, Inc
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Conventional, FHA | 3 | 2.1% | 100% | $401,666 | |
Guaranteed Rate Affinity, LLC
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Conventional, FHA | 2 | 1.4% | 100% | $200,000 | |
Lakeview Loan Servicing, LLC
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Conventional | 2 | 1.4% | 50% | $200,000 | |
Newrez LLC
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Conventional | 2 | 1.4% | 66.7% | $250,000 | |
loanDepot.com LLC
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VA | 2 | 1.4% | 100% | $335,000 | |
Pennymac Loan Services LLC
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Conventional, VA | 2 | 1.4% | 100% | $240,000 | |
New American Funding, LLC.
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Conventional | 2 | 1.4% | 100% | $225,000 | |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.7% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 1.38% |
VA | 1 | 0.7% | 33.3% | $415,000 | View |
Equity Prime Mortgage LLC
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FHA | 1 | 0.7% | 100% | $465,000 | |
CrossCountry Mortgage, LLC
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Conventional | 1 | 0.7% | 100% | $325,000 | |
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A5.0 ★Texas Ratio: 13.85% |
FHA | 1 | 0.7% | 100% | $325,000 | View |
Resicentral LLC
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Conventional | 1 | 0.7% | 100% | $295,000 | |
Amerisave Mortgage Company
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FHA | 1 | 0.7% | 50% | $205,000 | |
Cmg Mortgage Inc
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FHA | 1 | 0.7% | 100% | $135,000 | |
Gardner Financial Services
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Conventional | 1 | 0.7% | 100% | $385,000 | |
Nationstar Mortgage
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Conventional | 1 | 0.7% | 100% | $55,000 | |
Mission Loans, LLC
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Conventional | 1 | 0.7% | 100% | $105,000 | |
Navy Federal Credit Union
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VA | 1 | 0.7% | 100% | $345,000 | |
Carrington Mortgage Services LLC
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Conventional | 1 | 0.7% | 100% | $195,000 | |
Spring Eq, LLC
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Conventional | 1 | 0.7% | 50% | $45,000 | |
Ark-La-Tex Financial Services LLC
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Conventional | 1 | 0.7% | 100% | $375,000 | |
Village Capital & Investment
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VA | 1 | 0.7% | 100% | $375,000 | |
JMAC Lending, Inc.
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FHA | 1 | 0.7% | 100% | $395,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +1 HELOCs |
0% | n/a | View |
Sunset Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Sunset, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Sunset? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Sunset in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Sunset, UT
Use these to narrow the list above. Each category shows how many Sunset, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Sunset, UT
Independent mortgage companies closed 72.4 percent of home loans in Sunset, Utah in 2025, banks 3.4 percent and credit unions 24.1 percent. Intercap Lending Inc was the largest mortgage company, Plains Commerce Bank the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 23 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Sunset, UT
By home loans closed in 2025, America First Federal Credit Union was the largest mortgage lender in Sunset, Utah with 23 loans, about 15.9 percent of the market. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
19 lenders closed FHA loans in Sunset, Utah in 2025, led by Intercap Lending Inc with 5. 11 lenders closed VA loans, led by Mortgage Research Center. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 3 banks and 6 credit unions closed home loans in Sunset, Utah in 2025, alongside 38 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Sunset, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Sunset, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Sunset. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
