Mortgage Lenders and Brokers in Morgan, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Morgan, Utah mortgage lenders include Glacier BankGlacier Bank120 N State St, Morgan, UT 84050A+5.0 ★Texas Ratio: 1.87%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union209 N State St, Morgan, UT 84050 9868A+5.0 ★Texas Ratio: 2.69%, America First Federal Credit UnionAmerica First Federal Credit Union611 W Pacific Dr, American Fork, UT 84003A5.0 ★Texas Ratio: 8.33%, Canyon View Credit UnionCanyon View Credit Union1535 N Main St, Bountiful, UT 84010 5928A5.0 ★Texas Ratio: 10.63%, American United FCUAmerican United FCU458 E Main St, Grantsville, UT 84029 9567A5.0 ★Texas Ratio: 7.55%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Utah Power Credit UnionUtah Power Credit Union100 W 200 N, Helper, UT 84526A+5.0 ★Texas Ratio: 0.98%, BMO Harris Bank NABMO Harris Bank NA683 W Antelope Dr, Layton, UT 84041A+5.0 ★Texas Ratio: 3.54%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, and Bank of America NABank of America NA496 N 900 W, American Fork, UT 84003A+5.0 ★Texas Ratio: 4.14%. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Morgan, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Morgan are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Morgan, Utah
Market share is the lender's share of all home loans closed in Morgan, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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2 offices in Morgan 120 N State St, Morgan, UT 84050 A+5.0 ★Texas Ratio: 1.87% |
Conventional, HELOC | 2 +1 HELOCs |
2.1% | 100% | $280,000 | View |
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209 N State St, Morgan, UT 84050 9868 A+5.0 ★Texas Ratio: 2.69% |
Conventional, VA, HELOC | 13 +26 HELOCs |
13.8% | 100% | $415,000 | View |
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611 W Pacific Dr, American Fork, UT 84003 A5.0 ★Texas Ratio: 8.33% |
Conventional, Jumbo, HELOC | 11 +11 HELOCs |
11.7% | 84.6% | $309,545 | View |
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1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional | 2 | 2.1% | 100% | $185,000 | View |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
Conventional | 1 | 1.1% | 100% | $135,000 | View |
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3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional | 1 | 1.1% | 50% | $65,000 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 1 | 1.1% | 100% | $95,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional | 1 | 1.1% | 100% | $415,000 | View |
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606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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496 N 900 W, American Fork, UT 84003 A+5.0 ★Texas Ratio: 4.14% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA | 6 | 6.4% | 100% | $460,000 | |
Primary Residential Mortgage, INC.
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Conventional | 2 | 2.1% | 100% | $585,000 | |
Canopy Mortgage, LLC
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Conventional | 2 | 2.1% | 100% | $540,000 | |
Utah Mortgage Loan Corporation
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Conventional | 1 | 1.1% | 100% | $625,000 | |
My Move Mortgage, LLC
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Conventional | 1 | 1.1% | 100% | $385,000 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 9 | 9.6% | 90% | $382,777 | View |
United Wholesale Mortgage
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Conventional | 7 | 7.4% | 87.5% | $405,000 | |
Rocket Mortgage
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Conventional, FHA | 4 | 4.3% | 100% | $487,500 | |
Homeamerican Mortgage Corporation
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Conventional, VA | 4 | 4.3% | 83.3% | $612,500 | |
AmWest Funding Corp
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Conventional | 3 | 3.2% | 100% | $481,666 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA | 3 | 3.2% | 100% | $321,666 | View |
Nationstar Mortgage
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Conventional | 2 | 2.1% | 100% | $55,000 | |
Guaranteed Rate, Inc.
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Conventional | 1 | 1.1% | 100% | $305,000 | |
Primelending
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Conventional | 1 | 1.1% | 100% | $405,000 | |
Goodleap, LLC
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Conventional | 1 | 1.1% | 50% | $135,000 | |
SWBC Mortgage Corporation
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Conventional | 1 | 1.1% | 100% | $675,000 | |
Lakeview Loan Servicing, LLC
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FHA | 1 | 1.1% | 100% | $405,000 | |
MortgageOne, Inc
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Conventional | 1 | 1.1% | 100% | $805,000 | |
Kind Lending, LLC
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Conventional | 1 | 1.1% | 100% | $525,000 | |
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B4.5 ★Texas Ratio: 21.05% |
Conventional | 1 | 1.1% | 66.7% | $125,000 | View |
Resicentral LLC
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Conventional | 1 | 1.1% | 100% | $315,000 | |
Pennymac Loan Services LLC
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Conventional | 1 | 1.1% | 50% | $105,000 | |
Amerisave Mortgage Company
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FHA | 1 | 1.1% | 100% | $435,000 | |
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A+5.0 ★Texas Ratio: 3.21% |
FHA | 1 | 1.1% | 100% | $455,000 | View |
The Loan Store, Inc
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Conventional | 1 | 1.1% | 100% | $255,000 | |
ClearEdge Lending LLC
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Conventional | 1 | 1.1% | 100% | $565,000 | |
Spring Eq, LLC
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Conventional | 1 | 1.1% | 100% | $115,000 | |
Plaza Home Mortgage, Inc
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Conventional, Jumbo | 1 | 1.1% | 100% | $965,000 | |
Top Flite Financial, Inc.
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Conventional | 1 | 1.1% | 100% | $285,000 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, Jumbo | 1 | 1.1% | 100% | $505,000 | |
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View |
Morgan Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Morgan, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Morgan? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Morgan in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Morgan, UT
Use these to narrow the list above. Each category shows how many Morgan, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Morgan, UT
Independent mortgage companies closed 59.6 percent of home loans in Morgan, Utah in 2025, banks 8.5 percent and credit unions 31.9 percent. Intercap Lending Inc was the largest mortgage company, Glacier Bank the largest bank and Goldenwest Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Goldenwest Federal Credit Union led with 13 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Morgan, UT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Morgan, Utah with 2 loans, about 2.1 percent of the market. The largest lender headquartered in Utah was Goldenwest Federal Credit Union with 13 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
7 lenders closed FHA loans in Morgan, Utah in 2025, led by Guild Mortgage Company with 3. 4 lenders closed VA loans, led by Goldenwest Federal Credit Union. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 8 banks and 9 credit unions closed home loans in Morgan, Utah in 2025, alongside 26 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Morgan, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Morgan, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Morgan. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
