Mortgage Lenders and Brokers in Draper, Utah
Brian McKay
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iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
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✓Fact Checked
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Loan Rates Last Updated and Verified: October 7, 2026
Draper, Utah mortgage lenders include US Bank, N.A.US Bank, N.A.212 E 12300 S, Draper, UT 84020A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.12271 S 900 E, Draper, UT 84020A+5.0 ★Texas Ratio: 3.72%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA145 E 13800 S, Draper, UT 84020A+5.0 ★Texas Ratio: 3.68%, Wells Fargo Bank NAWells Fargo Bank NA322 E 12300 S, Draper, UT 84020A+5.0 ★Texas Ratio: 5.36%, Bank of America NABank of America NA1222 E Draper Pkwy, Draper, UT 84020A+5.0 ★Texas Ratio: 4.14%, Keybank National AssociationKeybank National Association11433 S State St, Draper, UT 84020A+5.0 ★Texas Ratio: 4.81%, Castle & Cooke Mortgage, LLCCastle & Cooke Mortgage, LLCDraper, UT, America First Federal Credit UnionAmerica First Federal Credit Union520 E 12300 S, Draper, UT 84020A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union12221 S State St, Draper, UT 84020 7023A5.0 ★Texas Ratio: 9.78%, and Utah Community Credit UnionUtah Community Credit Union112 E 12300 S, DRAPER, UT 84020. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Draper, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Draper are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Draper, Utah
Market share is the lender's share of all home loans closed in Draper, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
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1 office in Draper 212 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 2.85% |
Conventional, Jumbo, HELOC | 9 +5 HELOCs |
1.6% | 100% | $478,333 | View |
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1 office in Draper 12271 S 900 E, Draper, UT 84020 A+5.0 ★Texas Ratio: 3.72% |
Conventional, Jumbo, HELOC | 7 +11 HELOCs |
1.2% | 87.5% | $1,395,000 | View |
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2 offices in Draper 145 E 13800 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 3.68% |
Conventional, Jumbo, HELOC | 5 +2 HELOCs |
0.9% | 71.4% | $905,000 | View |
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1 office in Draper 322 E 12300 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 5.36% |
Conventional, Jumbo | 5 | 0.9% | 100% | $603,000 | View |
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1 office in Draper 1222 E Draper Pkwy, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.14% |
Conventional, Jumbo, HELOC | 3 +3 HELOCs |
0.5% | 75% | $868,333 | View |
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2 offices in Draper 11433 S State St, Draper, UT 84020 A+5.0 ★Texas Ratio: 4.81% |
Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 50% | $475,000 | View |
Castle & Cooke Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $785,000 | |
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520 E 12300 S, Draper, UT 84020 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 22 +93 HELOCs |
3.9% | 65% | $130,909 | View |
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12221 S State St, Draper, UT 84020 7023 A5.0 ★Texas Ratio: 9.78% |
Conventional, HELOC | 20 +37 HELOCs |
3.5% | 45.5% | $202,000 | View |
Utah Community Credit Union
112 E 12300 S, DRAPER, UT 84020 |
Conventional, Jumbo, HELOC | 5 +19 HELOCs |
0.9% | 100% | $751,000 | |
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260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, Jumbo, HELOC | 5 +8 HELOCs |
0.9% | 100% | $319,000 | View |
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183 E 13800 S, Draper, UT 84020 A+5.0 ★Texas Ratio: 2.73% |
Conventional, Jumbo, HELOC | 3 +17 HELOCs |
0.5% | 60% | $638,333 | View |
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811 E 12300 S, Draper, UT 84020 7410 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 3 +14 HELOCs |
0.5% | 75% | $171,666 | View |
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100 W 200 N, Helper, UT 84526 A+5.0 ★Texas Ratio: 0.98% |
Conventional | 3 | 0.5% | 100% | $81,666 | View |
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6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 2 +2 HELOCs |
0.4% | 66.7% | $150,000 | View |
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175 E Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.94% |
Conventional | 2 | 0.4% | 100% | $270,000 | View |
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10653 S River Front Parkway, South Jordan, UT 84095 A+5.0 ★Texas Ratio: 4.93% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,305,000 | View |
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201 E 100 N, Payson, UT 84651 |
Conventional | 1 | 0.2% | 100% | $95,000 | View |
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580 N Main St, Fillmore, UT 84631 A+5.0 ★Texas Ratio: 2.90% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,925,000 | View |
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683 W Antelope Dr, Layton, UT 84041 A+5.0 ★Texas Ratio: 3.54% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,715,000 | View |
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105 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 1.59% |
Conventional | 1 | 0.2% | 100% | $355,000 | View |
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616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
HELOC | 0 +16 HELOCs |
0% | n/a | View | |
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13903 S Redwood Rd, Bluffdale, UT 84065 A+5.0 ★Texas Ratio: 2.69% |
HELOC | 0 +9 HELOCs |
0% | 50% | View | |
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458 E Main St, Grantsville, UT 84029 9567 A5.0 ★Texas Ratio: 7.55% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
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911 E Fort Union Blvd, Midvale, UT 84047 A+5.0 ★Texas Ratio: 1.78% |
HELOC | 0 +1 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
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Conventional, FHA, VA, Jumbo | 25 | 4.4% | 100% | $603,400 | |
My Move Mortgage, LLC
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Conventional, FHA, Jumbo | 19 | 3.3% | 95% | $763,947 | |
Securitynational Mortgage Company
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Conventional, FHA, VA, Jumbo | 9 | 1.6% | 90% | $606,111 | |
RANLife, Inc.
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Conventional, VA, Jumbo | 7 | 1.2% | 100% | $855,000 | |
First Colony Mortgage Corporat
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Conventional, FHA, VA, Jumbo | 7 | 1.2% | 100% | $485,000 | |
Direct Rate Home Loans, Inc
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Conventional, Jumbo | 7 | 1.2% | 100% | $742,142 | |
Security Home Mortgage
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Conventional, FHA | 4 | 0.7% | 100% | $407,500 | |
Primary Residential Mortgage, INC.
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Conventional, VA | 3 | 0.5% | 100% | $321,666 | |
Canopy Mortgage, LLC
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Conventional, Jumbo | 3 | 0.5% | 100% | $721,666 | |
Veritas Funding, LLC
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Conventional, VA | 2 | 0.4% | 100% | $265,000 | |
Direct Mortgage Corp
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Conventional | 1 | 0.2% | 100% | $795,000 | |
United Wholesale Mortgage
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Conventional, FHA, VA, Jumbo, HELOC | 94 +10 HELOCs |
16.5% | 93.3% | $633,510 | |
Rocket Mortgage
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Conventional, FHA, VA, Jumbo | 57 | 10% | 79.5% | $443,596 | |
Kind Lending, LLC
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Conventional, FHA, Jumbo | 24 | 4.2% | 80.6% | $637,083 | |
The Loan Store, Inc
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Conventional, Jumbo, HELOC | 16 +3 HELOCs |
2.8% | 94.1% | $583,125 | |
Pennymac Loan Services LLC
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Conventional, FHA, Jumbo | 14 | 2.5% | 63.6% | $462,142 | |
Fairway Independent Mort Corp
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Conventional, FHA, VA, Jumbo | 12 | 2.1% | 100% | $510,000 | |
Newrez LLC
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Conventional, VA, Jumbo | 11 | 1.9% | 84.6% | $869,545 | |
CrossCountry Mortgage, LLC
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Conventional, FHA, Jumbo | 9 | 1.6% | 100% | $617,222 | |
American Pacific Mortgage Corporation
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Conventional, FHA, VA, Jumbo | 9 | 1.6% | 90% | $542,777 | |
Nationstar Mortgage
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Conventional, FHA | 9 | 1.6% | 81.8% | $219,444 | |
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A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, Jumbo | 7 | 1.2% | 100% | $543,571 | View |
Spring Eq, LLC
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Conventional, Jumbo, HELOC | 6 +3 HELOCs |
1.1% | 60% | $301,666 | |
Provident Funding Associates
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Conventional | 6 | 1.1% | 75% | $593,333 | |
Gardner Financial Services
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Conventional, FHA | 6 | 1.1% | 100% | $558,333 | |
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A5.0 ★Texas Ratio: 9.09% |
Conventional, Jumbo | 5 | 0.9% | 100% | $843,000 | View |
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A+5.0 ★Texas Ratio: 1.38% |
Conventional, VA | 4 | 0.7% | 100% | $550,000 | View |
Nexera Holding LLC
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Conventional, Jumbo | 4 | 0.7% | 100% | $737,500 | |
JMAC Lending, Inc.
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Conventional | 4 | 0.7% | 100% | $412,500 | |
New American Funding, LLC.
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Conventional, Jumbo, HELOC | 3 +1 HELOCs |
0.5% | 100% | $831,666 | |
Guaranteed Rate, Inc.
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Conventional | 3 | 0.5% | 100% | $448,333 | |
Primelending
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Conventional, VA, Jumbo | 3 | 0.5% | 100% | $765,000 | |
Lakeview Loan Servicing, LLC
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FHA, VA, Jumbo | 3 | 0.5% | 37.5% | $665,000 | |
Resicentral LLC
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Conventional | 3 | 0.5% | 100% | $411,666 | |
Mortgage Research Center
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VA, Jumbo | 3 | 0.5% | 100% | $528,333 | |
Paramount Residential Mortgage
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Conventional, FHA, Jumbo | 3 | 0.5% | 100% | $538,333 | |
Plaza Home Mortgage, Inc
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Conventional, VA | 3 | 0.5% | 100% | $568,333 | |
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A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 2 +4 HELOCs |
0.4% | 100% | $195,000 | |
AmWest Funding Corp
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Conventional, Jumbo, HELOC | 2 +1 HELOCs |
0.4% | 100% | $850,000 | |
Alameda Mortgage Corporation
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Conventional, FHA | 2 | 0.4% | 100% | $265,000 | |
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A+5.0 ★Texas Ratio: 0.14% |
Conventional, Jumbo | 2 | 0.4% | 100% | $765,000 | View |
Clm Mortgage, Inc
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Conventional, Jumbo | 2 | 0.4% | 100% | $825,000 | |
Union Home Mortgage Corp.
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Conventional, VA | 2 | 0.4% | 100% | $660,000 | |
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A5.0 ★Texas Ratio: 7.48% |
Conventional, VA, Jumbo | 2 | 0.4% | 100% | $1,210,000 | View |
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A+5.0 ★Texas Ratio: 2.20% |
VA | 2 | 0.4% | 100% | $460,000 | View |
Citadel Servicing Corporation
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Conventional, Jumbo | 2 | 0.4% | 100% | $1,080,000 | |
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A+5.0 ★Texas Ratio: 0.51% |
Conventional | 2 | 0.4% | 100% | $115,000 | View |
Ark-La-Tex Financial Services LLC
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Conventional, Jumbo | 2 | 0.4% | 100% | $740,000 | |
Chartway FCU
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Conventional, HELOC | 1 +3 HELOCs |
0.2% | 50% | $55,000 | |
Navy Federal Credit Union
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VA, HELOC | 1 +3 HELOCs |
0.2% | 50% | $435,000 | |
loanDepot.com LLC
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Conventional, HELOC | 1 +1 HELOCs |
0.2% | 25% | $135,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,045,000 | View |
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A+5.0 ★Texas Ratio: 3.32% |
Conventional, Jumbo | 1 | 0.2% | 50% | $1,005,000 | View |
Premia Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $435,000 | |
Guaranteed Rate Affinity, LLC
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Conventional, Jumbo | 1 | 0.2% | 100% | $925,000 | |
American Financial Resources LLC
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Conventional | 1 | 0.2% | 100% | $485,000 | |
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A+5.0 ★Texas Ratio: 3.66% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,035,000 | View |
Gold Star Mortgage Financial Group, Corporation
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Conventional | 1 | 0.2% | 50% | $245,000 | |
Nbkc Bank
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Conventional | 1 | 0.2% | 100% | $455,000 | |
PHH Mortgage Corporation
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FHA | 1 | 0.2% | 100% | $605,000 | |
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A+5.0 ★Texas Ratio: 4.11% |
VA | 1 | 0.2% | 100% | $805,000 | View |
Deephaven Mortgage LLC
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Conventional | 1 | 0.2% | 50% | $365,000 | |
Amerisave Mortgage Company
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Conventional | 1 | 0.2% | 33.3% | $195,000 | |
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A+5.0 ★Texas Ratio: 0.65% |
Conventional | 1 | 0.2% | 100% | $665,000 | View |
American Financial Network, Inc.
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Conventional, Jumbo | 1 | 0.2% | 100% | $825,000 | |
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A+5.0 ★Texas Ratio: 5.05% |
Conventional | 1 | 0.2% | 100% | $105,000 | View |
Cmg Mortgage Inc
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Conventional | 1 | 0.2% | 100% | $355,000 | |
SIRVA Mortgage, Inc.
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Conventional | 1 | 0.2% | 100% | $605,000 | |
Strong Home Mortgage, LLC
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FHA | 1 | 0.2% | 100% | $585,000 | |
Delta Community Credit Union
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Conventional | 1 | 0.2% | 100% | $735,000 | |
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B-3.5 ★Texas Ratio: 6.80% |
Conventional | 1 | 0.2% | 100% | $435,000 | View |
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A+5.0 ★Texas Ratio: 5.08% |
FHA | 1 | 0.2% | 100% | $535,000 | View |
Sierra Pacific Mortgage Co. Inc
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Conventional | 1 | 0.2% | 100% | $385,000 | |
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A+5.0 ★Texas Ratio: 2.48% |
Conventional, Jumbo | 1 | 0.2% | 100% | $935,000 | View |
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A+5.0 ★Texas Ratio: 3.68% |
Conventional | 1 | 0.2% | 100% | $385,000 | View |
Better Mortgage Corporation
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Conventional | 1 | 0.2% | 50% | $485,000 | |
Black Hills Community Bank, NA
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Conventional, Jumbo | 1 | 0.2% | 100% | $1,125,000 | |
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A+5.0 ★Texas Ratio: 3.19% |
Conventional, Jumbo | 1 | 0.2% | 100% | $1,205,000 | View |
Nations Direct Mortgage, LLC
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Conventional | 1 | 0.2% | 100% | $355,000 | |
Homeamerican Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $665,000 | |
Nmsi, Inc.
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FHA | 1 | 0.2% | 100% | $435,000 | |
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A4.8 ★Texas Ratio: 2.45% |
Conventional | 1 | 0.2% | 100% | $515,000 | View |
Carrington Mortgage Services LLC
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FHA | 1 | 0.2% | 50% | $315,000 | |
Mason-McDuffie Mortgage Corporation
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Conventional | 1 | 0.2% | 100% | $725,000 | |
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A+5.0 ★Texas Ratio: 2.82% |
Conventional, Jumbo | 1 | 0.2% | 100% | $995,000 | View |
Village Capital & Investment
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FHA | 1 | 0.2% | 50% | $385,000 | |
Figure Lending LLC
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HELOC | 0 +7 HELOCs |
0% | n/a | ||
Alliant Credit Union
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HELOC | 0 +5 HELOCs |
0% | n/a | ||
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B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +5 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
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HELOC | 0 +2 HELOCs |
0% | n/a | ||
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★ 1.7 stars, 3 reviews A+5.0 ★Texas Ratio: 4.24% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
HomeBridge Financial Services, Inc
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HELOC | 0 +1 HELOCs |
0% | n/a |
Draper Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Draper, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Draper? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Draper in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Draper, UT
Use these to narrow the list above. Each category shows how many Draper, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Draper, UT
Independent mortgage companies closed 76 percent of home loans in Draper, Utah in 2025, banks 11.9 percent and credit unions 12.1 percent. Castle & Cooke Mortgage, LLC was the largest mortgage company, US Bank, N.A. the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, Castle & Cooke Mortgage, LLC led with 1 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Draper, UT
By home loans closed in 2025, US Bank, N.A. was the largest mortgage lender in Draper, Utah with 9 loans, about 1.6 percent of the market. The largest lender headquartered in Utah was Castle & Cooke Mortgage, LLC with 1 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Draper, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93.3 percent, against a 83.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
24 lenders closed FHA loans in Draper, Utah in 2025, led by United Wholesale Mortgage with 4. 21 lenders closed VA loans, led by Intercap Lending Inc. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 32 banks and 18 credit unions closed home loans in Draper, Utah in 2025, alongside 67 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Draper, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Draper, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Draper. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
