Mortgage Lenders and Brokers in Clearfield, Utah
Brian McKay
|
iEditorial Disclosure
Editorial DisclosureLender lists come from federal HMDA loan data. Average rates come from our daily monitoring network. Editorial content is independent of any advertiser relationships.
|
✓Fact Checked
|
Loan Rates Last Updated and Verified: October 7, 2026
Clearfield, Utah mortgage lenders include Glacier BankGlacier Bank690 S State St, Clearfield, UT 84015A+5.0 ★Texas Ratio: 1.87%, America First Federal Credit UnionAmerica First Federal Credit Union756 W 1700 S, Clearfield, UT 84015A5.0 ★Texas Ratio: 8.33%, Mountain America Federal Credit UnionMountain America Federal Credit Union3986 N 15675 W, Altamont, UT 84001A5.0 ★Texas Ratio: 9.78%, Goldenwest Federal Credit UnionGoldenwest Federal Credit Union410 E 1700 S, Clearfield, UT 84015 1914A+5.0 ★Texas Ratio: 2.69%, US Bank, N.A.US Bank, N.A.278 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 2.85%, Zions Bancorporation, N.A.Zions Bancorporation, N.A.606 E State Rd, American Fork, UT 84003A+5.0 ★Texas Ratio: 3.72%, Deseret First Credit UnionDeseret First Credit Union260 N 500 W, Bountiful, UT 84010 7278A5.0 ★Texas Ratio: 6.76%, JPMorgan Chase Bank, NAJPMorgan Chase Bank, NA510 S 200 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 3.68%, Bank of UtahBank of Utah100 S 500 W, Bountiful, UT 84010A+5.0 ★Texas Ratio: 0.71%, and Utah Community Credit UnionUtah Community Credit Union196 N West State Rd, American Fork, UT 84003. Banks, credit unions and mortgage companies are listed together, with FHA, VA and local options flagged for quick comparison.
Lenders are ranked only by the number of home loans they closed in Clearfield, Utah in 2025, as reported under the federal Home Mortgage Disclosure Act. No lender pays for a higher spot. Lenders based in Clearfield are listed first, then lenders elsewhere in Utah, then lenders from other states that closed loans there. Banks and credit unions carry a MonitorBankRates health grade, star rating and Texas Ratio, so you can judge how financially sound they are. Mortgage companies have no deposits to rate, so compare their loan programs, median loan and borrower reviews instead. Compare at least three lenders and ask each for a written loan estimate before you choose.
Mortgage Lenders and Brokers in Clearfield, Utah
Market share is the lender's share of all home loans closed in Clearfield, Utah. Approval share is approvals divided by completed applications. Grade is the MonitorBankRates Health and Safety Grade, available for banks and credit unions only. Average loan is the lender's mean loan amount here.
| Lender | Programs | Loans closed | Market share | Approval share | Average loan | View |
|---|---|---|---|---|---|---|
|
1 office in Clearfield 690 S State St, Clearfield, UT 84015 A+5.0 ★Texas Ratio: 1.87% |
Conventional | 1 | 0.1% | 100% | $425,000 | View |
|
756 W 1700 S, Clearfield, UT 84015 A5.0 ★Texas Ratio: 8.33% |
Conventional, HELOC | 79 +115 HELOCs |
11.8% | 84.3% | $103,987 | View |
|
3986 N 15675 W, Altamont, UT 84001 A5.0 ★Texas Ratio: 9.78% |
Conventional, FHA, VA, HELOC | 26 +23 HELOCs |
3.9% | 63.4% | $150,769 | View |
|
410 E 1700 S, Clearfield, UT 84015 1914 A+5.0 ★Texas Ratio: 2.69% |
Conventional, FHA, HELOC | 14 +31 HELOCs |
2.1% | 89.5% | $241,428 | View |
|
278 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 2.85% |
Conventional, HELOC | 4 +1 HELOCs |
0.6% | 80% | $352,500 | View |
|
606 E State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 3.72% |
Conventional, HELOC | 3 +8 HELOCs |
0.4% | 80% | $321,666 | View |
|
260 N 500 W, Bountiful, UT 84010 7278 A5.0 ★Texas Ratio: 6.76% |
Conventional, HELOC | 3 +3 HELOCs |
0.4% | 100% | $185,000 | View |
|
510 S 200 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 3.68% |
Conventional | 3 | 0.4% | 75% | $318,333 | View |
|
100 S 500 W, Bountiful, UT 84010 A+5.0 ★Texas Ratio: 0.71% |
Conventional, VA | 3 | 0.4% | 100% | $325,000 | View |
Utah Community Credit Union
196 N West State Rd, American Fork, UT 84003 |
Conventional | 2 | 0.3% | 100% | $390,000 | |
|
797 W State Rd, American Fork, UT 84003 A+5.0 ★Texas Ratio: 5.36% |
Conventional | 2 | 0.3% | 100% | $185,000 | View |
|
616 W Main St, American Fork, UT 84003 A+5.0 ★Texas Ratio: 1.01% |
Conventional, HELOC | 1 +5 HELOCs |
0.1% | 100% | $365,000 | View |
|
221 W Parrish Ln, Centerville, UT 84014 A+5.0 ★Texas Ratio: 2.73% |
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 100% | $85,000 | View |
|
6799 S 900 E, Midvale, UT 84047 1436 A5.0 ★Texas Ratio: 13.85% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $55,000 | View |
|
1535 N Main St, Bountiful, UT 84010 5928 A5.0 ★Texas Ratio: 10.63% |
Conventional, HELOC | 1 +1 HELOCs |
0.1% | 100% | $435,000 | View |
|
2388 N 400 E, North Ogden, UT 84414 7232 |
HELOC | 0 +3 HELOCs |
0% | n/a | View | |
Intercap Lending Inc
|
Conventional, FHA, VA | 40 | 6% | 100% | $343,500 | |
RANLife, Inc.
|
Conventional, FHA, VA | 10 | 1.5% | 100% | $398,000 | |
Securitynational Mortgage Company
|
Conventional, FHA | 10 | 1.5% | 90.9% | $272,000 | |
First Colony Mortgage Corporat
|
Conventional, FHA, VA | 8 | 1.2% | 100% | $398,750 | |
My Move Mortgage, LLC
|
Conventional, FHA, VA | 8 | 1.2% | 100% | $366,250 | |
Primary Residential Mortgage, INC.
|
Conventional, FHA, VA | 7 | 1% | 100% | $320,714 | |
Direct Rate Home Loans, Inc
|
Conventional, FHA, VA | 6 | 0.9% | 100% | $448,333 | |
Canopy Mortgage, LLC
|
Conventional, VA | 3 | 0.4% | 60% | $458,333 | |
Horizon Utah Fed Credit Union
|
Conventional | 2 | 0.3% | 100% | $205,000 | |
Security Home Mortgage
|
FHA | 1 | 0.1% | 100% | $375,000 | |
United Wholesale Mortgage
|
Conventional, FHA, VA, HELOC | 80 +2 HELOCs |
12% | 93% | $425,875 | |
Rocket Mortgage
|
Conventional, FHA, VA | 48 | 7.2% | 83.6% | $228,958 | |
|
A-5.0 ★Texas Ratio: 14.58% |
Conventional, FHA, VA | 35 | 5.2% | 100% | $377,000 | View |
Kind Lending, LLC
|
Conventional, FHA, VA | 24 | 3.6% | 96% | $397,916 | |
|
A5.0 ★Texas Ratio: 9.09% |
Conventional, FHA, VA | 18 | 2.7% | 100% | $245,000 | View |
The Loan Store, Inc
|
Conventional, FHA, HELOC | 14 +2 HELOCs |
2.1% | 100% | $351,428 | |
|
A+5.0 ★Texas Ratio: 1.38% |
Conventional, FHA, VA | 13 | 1.9% | 87.5% | $374,230 | View |
Nationstar Mortgage
|
Conventional | 11 | 1.6% | 84.6% | $140,454 | |
Fairway Independent Mort Corp
|
Conventional, FHA, VA | 10 | 1.5% | 90.9% | $385,000 | |
Pennymac Loan Services LLC
|
Conventional, FHA, VA | 9 | 1.3% | 90% | $378,333 | |
CrossCountry Mortgage, LLC
|
Conventional, FHA, VA, HELOC | 8 +1 HELOCs |
1.2% | 100% | $380,000 | |
American Pacific Mortgage Corporation
|
Conventional, FHA, VA | 8 | 1.2% | 100% | $338,750 | |
Lakeview Loan Servicing, LLC
|
Conventional, FHA, VA | 6 | 0.9% | 62.5% | $336,666 | |
loanDepot.com LLC
|
Conventional, FHA | 6 | 0.9% | 75% | $236,666 | |
|
B4.5 ★Texas Ratio: 21.05% |
Conventional | 6 | 0.9% | 46.2% | $65,000 | View |
Provident Funding Associates
|
Conventional | 6 | 0.9% | 54.5% | $450,000 | |
New American Funding, LLC.
|
Conventional, FHA | 6 | 0.9% | 100% | $383,333 | |
|
A+5.0 ★Texas Ratio: 0.51% |
Conventional, FHA, VA | 6 | 0.9% | 100% | $245,000 | View |
Guaranteed Rate Affinity, LLC
|
Conventional, FHA | 5 | 0.7% | 100% | $211,000 | |
Newrez LLC
|
Conventional, VA | 5 | 0.7% | 71.4% | $305,000 | |
Mortgage Research Center
|
VA | 5 | 0.7% | 62.5% | $431,000 | |
Paramount Residential Mortgage
|
Conventional, FHA | 5 | 0.7% | 100% | $413,000 | |
Ark-La-Tex Financial Services LLC
|
Conventional, FHA | 5 | 0.7% | 100% | $451,000 | |
Primelending
|
Conventional, FHA | 4 | 0.6% | 100% | $317,500 | |
AmWest Funding Corp
|
Conventional, FHA | 4 | 0.6% | 100% | $347,500 | |
Cmg Mortgage Inc
|
Conventional, FHA, USDA | 4 | 0.6% | 100% | $287,500 | |
Navy Federal Credit Union
|
Conventional, VA, HELOC | 3 +2 HELOCs |
0.4% | 60% | $251,666 | |
|
A5.0 ★Texas Ratio: 6.91% |
Conventional, HELOC | 3 +2 HELOCs |
0.4% | 100% | $188,333 | |
Better Mortgage Corporation
|
FHA | 3 | 0.4% | 100% | $478,333 | |
Village Capital & Investment
|
FHA, VA | 3 | 0.4% | 100% | $461,666 | |
JMAC Lending, Inc.
|
Conventional, FHA | 3 | 0.4% | 100% | $461,666 | |
Goodleap, LLC
|
FHA, VA, HELOC | 2 +5 HELOCs |
0.3% | 66.7% | $370,000 | |
Guaranteed Rate, Inc.
|
Conventional, VA | 2 | 0.3% | 66.7% | $475,000 | |
Sage Home Loans Corporation
|
Conventional | 2 | 0.3% | 100% | $440,000 | |
Amerisave Mortgage Company
|
Conventional | 2 | 0.3% | 66.7% | $200,000 | |
American Financial Network, Inc.
|
FHA | 2 | 0.3% | 100% | $405,000 | |
Click n' Close, Inc.
|
FHA | 2 | 0.3% | 100% | $350,000 | |
VanDyk Mortgage Corporation
|
Conventional, VA | 2 | 0.3% | 100% | $415,000 | |
American Financing Corporation
|
Conventional, VA | 2 | 0.3% | 33.3% | $320,000 | |
Peoples Mortgage Company
|
Conventional, FHA | 2 | 0.3% | 100% | $205,000 | |
Sierra Pacific Mortgage Co. Inc
|
Conventional | 2 | 0.3% | 100% | $220,000 | |
Zillow Home Loans, LLC
|
Conventional, FHA | 2 | 0.3% | 100% | $335,000 | |
Mutual of Omaha Mortgage
|
Conventional, FHA | 2 | 0.3% | 50% | $300,000 | |
|
A-5.0 ★Texas Ratio: 14.97% |
VA | 2 | 0.3% | 100% | $350,000 | View |
|
B+4.8 ★Texas Ratio: 16.98% |
VA | 2 | 0.3% | 100% | $560,000 | View |
Plaza Home Mortgage, Inc
|
FHA, VA | 2 | 0.3% | 100% | $400,000 | |
Spring Eq, LLC
|
Conventional, HELOC | 1 +2 HELOCs |
0.1% | 25% | $105,000 | |
Premier Mortgage Resources, LLC
|
FHA | 1 | 0.1% | 100% | $495,000 | |
American Financial Resources LLC
|
VA | 1 | 0.1% | 100% | $465,000 | |
SWBC Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $525,000 | |
All Credit Considered Mortgage, Inc.
|
Conventional | 1 | 0.1% | 100% | $335,000 | |
Nbkc Bank
|
Conventional | 1 | 0.1% | 100% | $395,000 | |
Equity Prime Mortgage LLC
|
VA | 1 | 0.1% | 100% | $245,000 | |
|
A+5.0 ★Texas Ratio: 4.07% |
Conventional | 1 | 0.1% | 100% | $255,000 | View |
AmeriHome Mortgage Company, LLC
|
FHA | 1 | 0.1% | 100% | $395,000 | |
PHH Mortgage Corporation
|
VA | 1 | 0.1% | 100% | $555,000 | |
Resicentral LLC
|
Conventional | 1 | 0.1% | 100% | $285,000 | |
Synergy One Lending, Inc.
|
Conventional | 1 | 0.1% | 100% | $215,000 | |
Clm Mortgage, Inc
|
Conventional | 1 | 0.1% | 100% | $425,000 | |
|
A+5.0 ★Texas Ratio: 3.21% |
Conventional | 1 | 0.1% | 100% | $45,000 | View |
|
A+5.0 ★Texas Ratio: 5.17% |
VA | 1 | 0.1% | 100% | $385,000 | View |
|
A5.0 ★Texas Ratio: 9.21% |
Conventional | 1 | 0.1% | 100% | $405,000 | View |
Cardinal Financial Company, Li
|
FHA | 1 | 0.1% | 100% | $305,000 | |
Encompass Lending Group, L.P.
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Intelliloan, Inc.
|
FHA | 1 | 0.1% | 100% | $225,000 | |
|
A+5.0 ★Texas Ratio: 1.10% |
VA | 1 | 0.1% | 100% | $525,000 | View |
Franklin Loan Corporation
|
FHA | 1 | 0.1% | 50% | $385,000 | |
T2 Financial LLC
|
FHA | 1 | 0.1% | 100% | $415,000 | |
Gardner Financial Services
|
Conventional | 1 | 0.1% | 100% | $405,000 | |
Mission Loans, LLC
|
Conventional | 1 | 0.1% | 100% | $525,000 | |
|
A+5.0 ★Texas Ratio: 3.82% |
Conventional | 1 | 0.1% | 100% | $455,000 | View |
RoundPoint Mortgage Servicing LLC
|
Conventional | 1 | 0.1% | 100% | $85,000 | |
|
B-4.3 ★Texas Ratio: 23.12% |
Conventional | 1 | 0.1% | 100% | $395,000 | View |
Northrop Grumman Federal Credit Union
|
Conventional | 1 | 0.1% | 100% | $115,000 | |
|
A+5.0 ★Texas Ratio: 3.10% |
Conventional | 1 | 0.1% | 100% | $35,000 | View |
Lower, LLC
|
FHA | 1 | 0.1% | 100% | $555,000 | |
21St Mortgage
|
Conventional | 1 | 0.1% | 20% | $85,000 | |
Vanderbilt Mortgage and Finance, Inc
|
Conventional | 1 | 0.1% | 7.7% | $55,000 | |
Top Flite Financial, Inc.
|
Conventional | 1 | 0.1% | 100% | $75,000 | |
Champions Funding, LLC
|
Conventional | 1 | 0.1% | 100% | $455,000 | |
|
B4.5 ★Texas Ratio: 20.96% |
HELOC | 0 +2 HELOCs |
0% | n/a | View | |
Georgia'S Own Credit Union
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Figure Lending LLC
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
Chartway FCU
|
HELOC | 0 +1 HELOCs |
0% | n/a | ||
HomeBridge Financial Services, Inc
|
HELOC | 0 +1 HELOCs |
0% | n/a |
Clearfield Mortgage Rate Trends
Daily average mortgage rates for Utah compared with the national average, updated every evening.
Mortgage Lenders and Mortgage Brokers Near Me in Clearfield, Utah
Looking for mortgage lenders near me or mortgage brokers near me in Clearfield? The list below shows the banks, credit unions and mortgage brokers that closed home loans in Clearfield in 2025, with lenders based there listed first.
Types of Mortgage Lenders in Clearfield, UT
Use these to narrow the list above. Each category shows how many Clearfield, UT lenders fit and what that kind of lender is usually best for.
Who Lends in Clearfield, UT
Independent mortgage companies closed 71 percent of home loans in Clearfield, Utah in 2025, banks 8.5 percent and credit unions 20.5 percent. Intercap Lending Inc was the largest mortgage company, Glacier Bank the largest bank and America First Federal Credit Union the largest credit union. Among lenders headquartered in Utah, America First Federal Credit Union led with 79 loans.
How to Read This List
A high approval share with a small median loan usually points to a lender comfortable with first time and FHA borrowers. A large median loan with conventional and jumbo programs points to a move up and jumbo specialist. The health grade says whether a bank or credit union is financially sound; it says nothing about service, which is what the reviews below are for.
Title or escrow companies usually handle closings in Utah. None; Utah has no transfer tax or mortgage tax, only county recording fees.
More Utah Mortgage Lender Pages
Frequently Asked Questions About Mortgage Lenders in Clearfield, UT
By home loans closed in 2025, Glacier Bank was the largest mortgage lender in Clearfield, Utah with 1 loans, about 0.1 percent of the market. The largest lender headquartered in Utah was America First Federal Credit Union with 79 loans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Among lenders with meaningful volume in Clearfield, Utah, United Wholesale Mortgage approved the highest share of completed applications in 2025 at 93 percent, against a 85.5 percent average for all lenders. Approval share reflects the applicants a lender attracts as much as its underwriting, so compare it alongside loan programs and median loan size. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
48 lenders closed FHA loans in Clearfield, Utah in 2025, led by United Wholesale Mortgage with 19. 38 lenders closed VA loans, led by United Wholesale Mortgage, and 1 closed USDA rural loans. Use the FHA and VA filters above the table to see only those lenders; FHA loans allow 3.5 percent down and lower credit scores, VA loans need no down payment for eligible veterans. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Yes. 21 banks and 16 credit unions closed home loans in Clearfield, Utah in 2025, alongside 74 independent mortgage companies and brokers. Banks and credit unions carry a MonitorBankRates health grade. Mortgage companies are not deposit institutions, so they have no health grade; their HMDA figures and borrower reviews stand in. Source: Home Mortgage Disclosure Act data for 2025, published by the FFIEC and CFPB.
Lenders are ranked only by the number of home loans they closed in Clearfield, Utah during 2025 as reported under the federal Home Mortgage Disclosure Act. No lender pays to be listed or to rank higher, and reviews do not change the order. Counts cover first and second lien loans on one to four unit homes for purchase, refinance and home improvement; home equity lines are counted separately.
Methodology and Sources
Lender rankings use the loan level records that lenders file under the Home Mortgage Disclosure Act, published by the FFIEC and the Consumer Financial Protection Bureau for the 2025 reporting year. Counts include originated first and subordinate lien loans on one to four unit homes in Clearfield, Utah for purchase, refinance and other purposes; home equity lines of credit are counted separately and reverse mortgages and business purpose loans are excluded. Approval share is originations plus approved but not accepted applications divided by all completed applications (withdrawn and incomplete files are excluded). Lender type comes from the lender's federal regulator and the FFIEC National Information Center. City figures use the Census tracts that make up Clearfield. Health grades are MonitorBankRates data and are current as of the date shown. Lenders below the HMDA reporting thresholds do not appear. MonitorBankRates receives no payment for placement on this page. Last updated October 8, 2026.
